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Radical Personal Finance

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
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Episodes

990: Friday Q&A: Languages for Children, Moving to the USA, Happiness

On today's Q&A show we discuss: 1:38 English is not my native language. Should I try to raise my child in English to help him or her advance? 7:47 I am a young German student and I want to become a financial planner in the USA. How do I do that? 35:38 Should we pursue happiness as a goal?

Jan 12, 202456 minEp. 990

988: Friday Q&A: Critiques of Joshua's Recent Advice, Too Many Businesses, Too Little Time, Converting Term to Whole Life

On today's Friday Q&A show we discuss: 1:31 Joshua's recent advice wasn't great...why? 22:45 I'm working like a maniac on a bazillion different businesses...how do I focus myself on what really matters? 1:02:16 Should I convert my term life insurance to whole life insurance? Enjoy! Joshua Join me in Panama in 2 weeks: https://expatmoney.com/radical Join me on next week's Q&A: https://patreon.com/radicalpersonalfinance...

Jan 05, 20241 hr 20 minEp. 988

986: New Year's Q&A: What Do I Do With a Bunch of Extra Money, Financial Planning for Single Guy, Maintain Privacy with New Business, etc.

On today's Q&A podcast we discuss: 1:35 I'm saving way more money than I need to. What should I do instead? 13:06 I intend to stay single for life. What financial planning should I focus on to take care of myself? 29:13 I want to build an advice business and still maintain my privacy. How do I do that? 40:18 How do I set up a new partnership agreement in my medical practice? 53:08 My wife and I are expecting our first baby. What should we do to prepare? 1:07:25 How do I protect an elderly pe...

Jan 01, 20243 hr 6 minEp. 986

985: How to Save Up A Down Payment to Buy Your Own Home

This audio was recorded as part of a recent Friday Q&A show, just before Christmas. There were two callers, but I made an error in my analysis in answering the first question, so I have excised that call from the show. But I think you'll enjoy this call dealing with how to save up money for a house. Joshua

Dec 27, 202330 minEp. 985

984: Friday Q&A: Internationalization for Europeans, Recording Audiobooks, Whole Life, Prenups, etc.

On today's Friday Q&A we discuss: 1:35 Internationalization for Europeans 14:48 How to record audiobooks for your children 23:17 Should I buy a Whole Life Insurance policy? 53:11 Should I buy a business or start my own? 1:04:40 Is Joshua still worried about famine? 1:09:35 Should I learn two languages at the same time? 1:14:56 I got engaged recently and need to start working on a prenuptial agreement. Where do I begin? 1:32:41 I'm driving trucks but want to move in a different direction; wha...

Dec 15, 20232 hr 17 minEp. 984

982: Friday Q&A: Learning Spanish, Financial Windfalls, Tax Preparers, Paperless Finances, Podcasts vs. Books, Effeminate Men at Church

On today's Q&A show we discuss: 1:51 What are the first three resources I should use to learn spanish 12:32 How should I transfer my money into the USA? 16:32 What do I do with an unexpected windfall? 20:48 How do I find a good tax preparer for my real estate business? 30:45 Should I sell my old rental house tax free or keep it? 42:44 I want to become a financial minimalist. How do I streamline things? 52:14 Should I listen to podcasts or audio books? 1:00:58 Should I switch to a paperless h...

Dec 08, 20231 hr 54 minEp. 982

"An Old-Fashioned Thanksgiving" by Louisa May Alcott

Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, called "An Old-Fashioned Thanksgiving." The audio file has no commentary—it's merely an unabridged reading of the story—and is suitable for you to share with your children as a worthwhile story to enjoy this time of year. But this story is filled with financial lessons for those with ears to hear. As you listen to a life of long ago (circa 1830), I'd...

Nov 23, 202340 min

980: Why I Will Move Back to the USA (Probably)

Huge Black Friday Sale going on right now! Join me in Panama for an outstanding internationalization event! https://expatmoney.com/radical www.InternationalEscapePlan.com (my internationalization course) www.BitcoinPrivacyCourse.com (How to buy private Bitcoin) www.HackproofCourse.com (Protect your identity and personal information in 2024!)...

Nov 22, 20231 hr 30 minEp. 980

979: Friday Q&A: Mental Models, Good Starter Estate Plan, AI, Barefoot Shoes, Prepare Food, Peter Zeihan, and more!

On today's Friday Q&A we discuss: 1:30 What mental models can I use to decide among jobs? 26:01 How should I set up my estate plan for my children? 43:03 Is AI a dangerous weapon? 44:52 Joshua's barefoot shoes 47:30 How can I do healthy prepper food? 56:30 Why is Peter Zeihan wrong? 1:11:14 What is happening with pot consumption in the USA? 1:17:00 How do you get free of back pain? Enjoy! Joshua Join me on next week's Q&A: https://patreon.com/radicalpersonalfinance Join me in Panama for ...

Nov 17, 20231 hr 22 minEp. 979

978: Why I Left the USA, Part 4, For Me

I've been releasing this series as part of my promotion for my forthcoming event in Panama. Come hang out with me and make your own International Plan! https://expatmoney.com/radical Or buy my course and just do it yourself: http://www.internationalescapeplan.com

Nov 16, 202355 minEp. 978

977: Why I Left the USA - Part 3, For My Children

Come spend a week with me in Panama working on your international plan! https://expatmoney.com/radical Or buy my course and just do it yourself: http://www.internationalescapeplan.com

Nov 13, 20231 hr 3 minEp. 977

974: Why I Left the USA - Part 1

I've never shared publicly my own personal reasons for leaving the USA. In this podcast, I begin that process. This will help you to consider your own situation and your reasons for leaving or staying in your country. https://internationalescapeplan.com https://expatmoney.com/radical

Oct 30, 202359 minEp. 974

973: Friday Q&A: Should I Become a US Citizen, Should I Invest My Money Into Treasuries, Switch Health Insurance, Preparing for In-Laws Moving In

On today's Q&A show we discuss: 01:29 Should I become a US Citizen? 29:51 Should I invest into US Treasuries given today's high interest rates? 53:39 What books is Joshua currently reading? 55:21 Should I switch to a low-deductible health insurance plan? 57:56 What can I do to prepare for my in-laws to move in? To join me on next week's call, go to https://patreon.com/radicalpersonalfinance Joshua...

Oct 14, 20231 hr 10 minEp. 973

969: Friday Q&A: Resume Gaps, Speed Reading, High-Cost 403(b), New Job & Career

On today's Friday Q&A we discuss: 01:19 Should I be worried about a gap on my resume from going back to college? 12:30 Should I learn to speed read? 34:25 What should I do with my super-expensive 403(b)? 43:12 How do I decide on a new job and career after quitting a bad one? Enjoy! Join me next week for the Q&A call: https://patreon.com/radicalpersonalfinance Come to my event in Panama! https://expatmoney.com/radical...

Sep 29, 20231 hr 12 minEp. 969

967: Friday Q&A: Fix It Up or Sell It, Are CHSM Shares Tax-Deductible, Financial Discussions in Marriage, Math Academy, Ambleside Online

On today's Q&A show we discuss: 01:30 How to decide to fix up or sell a house 14:36 Are Christian Healthcare Sharing Ministry share payments tax-deductible? 21:30 How should husbands and wives approach their financial discussions? 41:34 Does Joshua still love https://www.MathAcademy.com/ ? 01:13:00 Does Joshua still love https://www.AmblesideOnline.org/ ? Enjoy the show! To gain access to the next Q&A show go to https://patreon.com/radicalpersonalfinance Come hang out in 🇵🇦Panama🇵🇦 w...

Sep 25, 20232 hrEp. 967
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