Radical Personal Finance - podcast cover

Radical Personal Finance

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
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Episodes

846-Friday Q&A: 3 Corrections, Whole Life, High Interest CC Debt, Living Library, Disability Insurance, Foreign Language, Etc.

On today's live Q&A show we cover: 1:00 Three separate corrections from previous shows 13:04 How much whole life insurance should I buy for my emergency fund? 20:54 Should I put my savings against my high interest-rate credit card debt? 30:10 Should we start a living library? 35:00 How should I go about buying gold? 53:06 How do I move from a blue collar job to a white collar job? 1:08:18 Should I buy disability insurance for my homemaker wife? 1:21:00 How can I help my children learn a fore...

Jan 29, 20222 hr 38 minEp. 846

845-Friday Q&A: Refinancing to Invest in Stock Market, Health Insurance for Travelers, Getting Started Reading the Bible, Selling House to a Friend, Etc.

It's Friday! Today we cover: 1:44 Should I refinance my house to invest in the stock market? 13:44 How do I get health insurance for my parents who are fleeing Ukraine? 33:14 How should I begin reading the Bible? 1:03:00 I'm selling a house to my friend; how do we structure the deal? 1:10:10 How do I do goal planning with my children? 1:20:50 How can I profitably invest an extra $5k to $10k per year? How do I calculate the Real Internal Rate of Return on a life insurance policy?...

Jan 21, 20222 hr 2 minEp. 845

841-Friday Q&A: DIY Projects, Roth Conversions, Vacation Home in El Salvador, French Inheritance Taxes, Preparing for a Baby, Joining the Military for VA Benefits

It's Friday! On today's Q&A call we discuss: 2:00 Should I do my own DIY projects? 15:36 Should my in-laws sell their rental house? 25:00 Should my father do a Roth conversion of his $1,000,000 IRA? 36:30 Should we buy a vacation home in El Salvador? 59:11 How can a French citizen reduce inheritance taxes? 1:09:01 What kind of financial preps can I do to prepare for a baby? 1:33:00 Should I join the reserves in order to get the VA benefits? Enjoy! Join me next week here: https://www.patreon....

Jan 14, 20222 hr 6 minEp. 841

839-Friday Q&A: Job Loss, Getting out of the Matrix, Taxes on Crypto, Finding a Good Accountant, Should I Contribute to a Retirement Account

Welcome to our first Friday Q&A of 2022! 2:55 How do I prepare for an imminent job loss due to my refusal to take the jab? 14:30 How do I get out of the modern monetary matrix? 21:59 How do I calculate the taxes on my crypto portfolio? 32:57 How do I find a good accountant? 46:45 Should I contribute to a retirement account? 1:02:33 How should I save for a second house? 1:20:00 I have a child who is slow to speak; how should I handle this? To gain access to next week's Q&A show, join here...

Jan 07, 20221 hr 41 minEp. 839

837-The Watchman Guide to Privacy: Reclaim Your Digital, Financial, and Lifestyle Freedom - Interview with Gabriel Custodiet

I'm often asked where to start with regard to privacy. For the last few months I have been publicly and privately recommending Gabriel Custodiet's book "The Watchman Guide to Privacy: Reclaim Your Digital, Financial, and Lifestyle Freedom." It's perhaps the best single book that I've read that discusses privacy in a comprehensive, yet accessible way. Today, I'm thrilled to welcome Gabriel himself to the podcast. Enjoy! www.watchmanprivacy.com https://www.amazon.com/Watchman-Guide-Privacy-Financi...

Dec 20, 20211 hr 41 minEp. 837

834-Friday Q&A: Baseball Cards, VideoGame YouTube, Inheritances, Borrowing Against Assets, Etc.

It's Friday! And today we cover: 2:01 What should I do with my old baseball cards? 6:31 Should I help my 6 & 8 year old's build a YouTube channel about video games? 45:33 I've just received an inheritance from my grandfather. What do I do with it? 53:01 What books should I read to my new baby? 1:12:12 How do you actually borrow against assets so as not to pay taxes?

Dec 03, 20211 hr 23 minEp. 834

833-Why Reading Aloud to Children is So Effective in Improving Academic Outcomes

There is one simple thing you can do that will almost assuredly ensure phenomenal academic outcomes for your child: read aloud. Lots. In today's episode, I explain in great detail why this works and how the process works, pulling from the phenomenal book by Jim Trelease called " The Read Aloud Handbook ." Joshua

Dec 03, 20211 hr 53 minEp. 833

832-The Best Way to Invest in Your Children's Education (It's Absurdly Simple and Cheap)

The Read-Aloud Handbook: Seventh Edition by Jim Trelease The Lexile Framework for Reading and Book Finder Honey for a Child's Heart: The Imaginative Use of Books in Family Life Books Children Love: A Guide to the Best Children's Literature Books That Build Character: A Guide to Teaching Your Child Moral Values Through Stories Robinson Self-Teaching Curriculum Robinson Curriculum Book List Ambleside Online Curriculum Ambleside Online Master Booklist MENSA for Kids booklist Personal MBA booklist...

Dec 02, 20211 hr 18 minEp. 832

831-"An Old-Fashioned Thanksgiving" by Louisa May Alcott

Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, called "An Old-Fashioned Thanksgiving." The audio file has no commentary—it's merely an unabridged reading of the story—and is suitable for you to share with your children as a worthwhile story to enjoy this time of year. But this story is filled with financial lessons for those with ears to hear. As you listen to a life of long ago (circa 1830), I'd...

Nov 24, 202140 minEp. 831

830-When the TSA Steals Your Cash...Sue Them!

https://youtu.be/MOy4QQP0oBs https://www.techdirt.com/articles/20211106/17503547889/dea-racks-up-two-forfeiture-losses-one-week-returns-100000-stolen-cash-to-victims.shtml

Nov 20, 202129 minEp. 830

829-Friday Q&A: Life Insurance, Live Rittenhouse Verdict, House Money, GILTI Tax, Etc.

On today's Q&A: 1:30 Should I buy life insurance if I want to build generational wealth? Live reaction to the Kyle Rittenhouse verdict 28:23 My parents have sold their house and they have $200,000 cash. What should they do? 36:00 Can I escape GILTI tax on my offshore earnings? 41:56 How can I make a living as an economist?

Nov 19, 202152 minEp. 829

826-Supply Chain Disruptions: Where Do We Go From Here? Interview with Steven Harris

We are living in a significant supply chain crisis. In today's show I've invited Steven Harris back on the show to discuss the current events as we seek to prognosticate a bit about where things could go from here and how we can be prepared for the impending changes. Enjoy! Joshua www.Harris1234.com and www.Steven1234.com

Nov 11, 20212 hr 2 minEp. 826

825-Friday Q&A: Moving Cash Safely, Massive House Values, Moving Abroad with Bitcoin, Etc.

On today's Friday Q&A we cover: 1:30 - How can I grow my new blog? 17:10 - We bought a house that has massively increased in value. What do we do now? 29:06 - I need to move >$100,000 of currency across the country. How do I do this safely? 1:05:00 - I'm moving abroad while waiting for my Bitcoin to appreciate. What do I need to think about? 1:40:29 - How do I know when I'm ready to hire a financial advisor? Join us next week! https://www.patreon.com/RadicalPersonalFinance Hire me persona...

Nov 04, 20211 hr 54 minEp. 825

822-DELETED EPISODE - Mental Models to Deal with Controversial Topics

I recorded this episode of the show to deal with a recent minor controversy from a passing comment I made. Then I decided it was too far out of the scope of what I want discussed on RPF, so I canned it, choosing not to release it. Well, the controversy continued, and after I shared this "deleted episode" with a few listeners privately who found it helpful, I decided to let you choose for yourself, rather than my censoring it. It's all explained in the intro! Joshua

Oct 18, 20211 hr 47 minEp. 822

821-Friday Q&A: Business, Student Loans, Bankruptcy, Babies, Annual Fees, Houses, Etc.

On today's Friday Q&A show: 1:30 Difficulties on 1031 exchanges 6:45 Should I start a business on the side or full-time? 11:45 Can I deduct my student loans as a business expense? 12:15 We are expecting a baby. How should I use my paternity leave? 22:30 How do I get rid of a credit card with an annual fee? 30:15 Should I maintain multiple bank accounts and multiple brokers? 39:30 Should I buy a house? 44:00 How can we help children develop entrepreneurship? 52:00 How do I communicate with my...

Oct 15, 20211 hr 24 minEp. 821

820-Is Freedom in the USA Doomed Due to Forced V Mandates?

In today's podcast, I share with you: Why I think the USA is a good place to be right now with regard to personal freedom, even with various rules and mandates. What I think will happen in coming months. How to prepare if the USA turns into a not-so-good place to be. Enjoy! Joshua https://radicalpersonalfinance.com/consult

Oct 12, 20211 hr 19 minEp. 820

818-How to Protect Yourself from Civil Asset Forfeiture

Recently, US government agents raided 800 safe-deposit boxes and stole $86,000,000 of cash plus other valuables from the box holders. The government is trying to keep the money under the Civil Asset Forfeiture rules in the USA. Today, I explain the details of the case to you as well as how to protect your money and stuff from similar thefts. Joshua BOOK A CONSULTING CALL WITH JOSHUA: www.radicalpersonalfinance.com/consult Yahoo News: " Federal authorities cash in on safety box seizures as owners...

Oct 06, 20211 hr 13 minEp. 818
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