(RPF is on Spring Break this week, so I'm sharing some interviews with you where I've been featured on other shows. Enjoy! -Joshua) “I don’t think failure is a mark of shame. Failure and mistakes are inevitable.” Things Joshua talks about in this episode: Why a “hunch” helped him move into his podcast career Why he had to ignore the advice of people around him to start the podcast Why he had to quit his job to start his podcast How he “mitigated” the details of failure When we do fail, let’s fai...
Apr 14, 2016•43 min
(RPF is on Spring Break this week so I'm posting some interviews where I've been featured on other shows. Enjoy my comments on sales in this interview with The Sales Evangelist! -Joshua) How well do you listen to your clients? Well, our guest today illustrates the power of listening! By the end of the show, you’d most likely figure out why it does help to just shh… Our guest on today’s Sales From the Street episode is Joshua Sheats, host of The Radical Personal Finance Podcast. Coming from a six...
Apr 13, 2016•22 min
RPF is on Spring Break this week so I'm publishing some podcasts where I've been interviewed on other people's shows. This episode is a follow-up appearance on Nick Hazelton's podcast wherein he solicited my advice and comments on his self-education plan. Joshua My original appearance on Nick's show: http://an-yak.com/?p=193 The original link for this episode: http://an-yak.com/?p=422...
Apr 12, 2016•1 hr 4 min
(I'm on Spring Break this week, so I'm posting an episode of Stacking Benjamins which featured my advice on how to invest to be Dave Ramsey. -Joshua) How do you become Dave Ramsey? You invest a certain way…and it isn’t the way Dave Ramsey tells you to invest. We welcome Joshua Sheats to the show from Radical Personal Finance to talk about becoming wealthy. What does it take? What does that mean for concepts like diversification, risk and insurance planning? We’ll cover all of those. Of course, t...
Apr 11, 2016•1 hr 11 min
Hey Radicals! RPF is on Spring Break for the next few weeks. (I do promise to go to the beach at least once--but no bikini pictures on Facebook for me!) I will release a few sporadic shows including some interviews with me which have appeared on other shows. In the meantime, if you're looking for something to listen to, I encourage you to check out the archives of the show! I do my best not to repeat topics, so if you're a new listener, you'll find a wealth of topics in the archives of the show....
Apr 05, 2016•1 min
On Fridays, we have a live Q&A show. Today we cover these two questions: Should I Switch from Employment to Self-Employment to Save Money? How do I Decide Between Model Portfolio Asset Allocations? If you'd like to join a call like this and have your question appear on the show, simply become a Patron of the show here: www.radicalpersonalfinance.com/patron Enjoy! Joshua
Apr 01, 2016•40 min
For most people, housing decisions are the largest financial decisions that they will make. And the mortgages usually associated with housing are the largest debts most of us will take on. And yet how much time and energy do we actually invest into researching these decisions? For most of us, the answer is not much. My guest today is Casey Fleming and he's here to help us navigate the waters of the mortgage market with some clear, up-front advice. Enjoy the show! Joshua Casey's book: The Loan Gu...
Mar 31, 2016•52 min
I love to discover unique people who embrace an unusual lifestyle. My guests today are a perfect example of such a lifestyle! Shane and Julie Good live part-time in a converted school bus and part-time in a tiny house that they built themselves. That's impressive. But, even more interesting...they do it with their seven young children! Many people let their children get in the way of their adventures. Not the Good family! Their family is fully integrated in everything they do! Enjoy the intervie...
Mar 30, 2016•1 hr 1 min
On Fridays I do a Q&A show for Patrons of Radical Personal Finance. If you'd like me to answer a question for you, go here for information: www.radicalpersonalfinance.com/patron Today I answer: Should I Stay At A Job to Get Student Loan Forgiveness? When is the Ideal Age to Buy a Single Premium Immediate Annuity? Enjoy! Joshua
Mar 25, 2016•46 min
On Episode 133 of the show, I had a listener ask me for my opinion regarding the concept of "mortgage acceleration." Basically, it's the idea of taking out a HELOC on your house instead of (or in addition to) a traditionally amortizing mortgage, putting all your income against the HELOC and then paying your bills out of the HELOC. The key idea with this strategy is that the average daily balance of your account is lower, reducing your interest payments. In Episode 133, I was critical of the idea...
Mar 24, 2016•1 hr 36 min
Have you ever wanted to invest through an IRA or 401(k) for the purpose of early retirement but found yourself stymied by the thought of paying a 10% penalty tax to gain access to your money? Well, on today's show I've got good news! If you invest through an IRA or 401(k) but later take the INCOME from the account to pay for an early retirement, you may still come out ahead of the taxable account, even though you need to pay the additional penalty tax! Check out the show and attachments for deta...
Mar 24, 2016•50 min
What would you do if you left your big-shot corporate gig to pursue an entrepreneurial venture which then fell apart? And then you ran for public office? And lost. And then wound up living in your in-law's garage completely flat broke. Would you then go back, admit defeat, and rejoin the corporate grind? Or, would you continue pursuing your dream lifestyle in a systematic way? My guest today went through that exact process of life. And he's systematically worked to build his dream lifestyle with...
Mar 23, 2016•1 hr 4 min
Today, I respond in detail to this question from a listener: Hi Joshua, I have been really into personal finance for about 5 years now and am considering becoming a financial advisor, specifically with a large company like you used to work for. I am currently a 31 year old physician making around $150,000. I have spent a long time preparing for my career, but I am always drawn to becoming a financial advisor. The medical field is becoming increasingly draining with charting, liability, decreasin...
Mar 22, 2016•1 hr 16 min
On Fridays, I do a Q&A call-in show which is open to Patrons of the show. Today we cover: Can US Americans Be Transformed Back Into Savers Should I Pay Off My Mortgage Early Should I Rent Out My Backyard as a Lot for a Tiny House The Prospect of Creating Radical Personal Finance in Spanish If you'd like to participate in a Q&A call like this, please become a Patron of the show here: www.radicalpersonalfinance.com/patron...
Mar 18, 2016•57 min
I've been wanting to bring lots more "brick-and-mortar-type" entrepreneurs and success stories on the show. There are tons of incredible people out there that we can learn from. But, I've learned that it's actually tough for me to get them on the show! Generally, people with money who have nothing to sell don't seem to want to talk publicly about what they've learned. But, even though it's tough, I'm still working on it. And today, I get to bring you one of this type of interview. My guest today...
Mar 17, 2016•54 min
I've featured several doom-and-gloom guests on recent shows. I like to give people an opportunity to make their case to me as convincingly as possible and I always enjoy challenging myself with catastrophic predictions. But I struggle with a lot of the advice from those who predict global chaos in short order. Frankly, much of it is impractical. So, in today's show I tackle the subject the way that I would tackle it if I were asked for my practical advice on the subject. I hope it's useful for y...
Mar 16, 2016•1 hr
I like to share as much "behind the curtains of the financial advice industry" stuff as possible. But I like to do it from a diverse perspective. If you like seeing how good financial planning can dramatically impact a real-life scenario, this is a show for you. My guest is Patrick Renn, a 35-year veteran of the financial planning industry. Patrick runs a wealth management firm in Atlanta, GA and specializes in helping his clients develop well-designed charitable giving programs. If you enjoy se...
Mar 15, 2016•1 hr 3 min
On Fridays I do a Q&A show for Patrons of the show. www.radicalpersonalfinance.com/patron Today, we cover these topics: Thoughts on Giving Unsolicited Advice Average Rate of Return vs. Real Rate of Return Group Life Insurance and Long-Term Disability Insurance Decisions and More! Enjoy the show! Joshua Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron...
Mar 14, 2016•1 hr 8 min
I recently had the opportunity to interview Robert Kiyosaki, the author of Rich Dad, Poor Dad , which is the top selling personal finance book of all time. The concepts of Rich Dad, Poor Dad are well known in the personal finance circles. Rather than trying to get Robert to outline the content of his 20 books, I sought to unwrap a little bit of the man behind the story. You can judge how I did! Enjoy the show, Joshua Kiyosaki's website: www.richdad.com Need a financial advisor? www.radicalperson...
Mar 11, 2016•1 hr 2 min
In January 2013, I bought a house, proceeded through the whole process really carefully and thought I'd made some pretty good decisions. But a couple months after closing, I found out that I'd missed an awesome tax credit and kissed $2,000 a year goodbye. How frustrating! I hate missing out on free money, especially when I can get it out of the coffers of the US Government! So, I want to help you do better. And I want to teach you about the Mortgage Credit Certificate (MCC) program. Enjoy! Joshu...
Mar 10, 2016•36 min
On Fridays, we do a Q&A phone conference here at Radical Personal Finance. Today's call was unusual in that we only had one caller, so we spent a lengthy amount of time discussing one particular issue. Today's caller was responding to a previous podcast about how my wife and I handle our finances, specifically with regard to my role as a husband and her role as a wife. We had an excellent conversation on the role of earning money versus the role of being a parent and how to work that out wit...
Mar 04, 2016•1 hr 2 min
Will you pay less taxes when investing in a Traditional IRA or a Roth IRA? Do you know? Are you sure? If you're not sure, the answer may surprise you. Let me know if you're surprised! Joshua Support Radical Personal Finance: www.radicalpersonalfinance.com/patron
Mar 03, 2016•19 min
Hey Radicals! If you have emailed me (especially through the contact form on my website) and I haven't personally responded, please assume that I simply never received your message. I'd love to hear from you, so please write again! From July of 2015 until February of 2016 the contact form had a technical glitch that prevented emails from coming through. That means that I missed hundreds of your communications. I'm sorry! We've fixed the problem now, so please try again. I'd enjoy communicating w...
Mar 02, 2016•4 min
Today on the show we answer this question: "Hey Joshua, "I'm a fairly new listener and have been going through some of your older podcasts to absorb as much info as possible. I think you could potentially provide some good advice that I'd love to hear answered in an upcoming podcast if possible... "Since discovering your podcast I've completely changed my thoughts on savings and consumption. I've always lived pretty frugally (I thought) but it turns out I was making poor decisions all along. I b...
Mar 02, 2016•54 min
I'm up here in Nashville, TN at the moment and had the opportunity to connect with Dan Miller from 48 Days to the Work You Love . Dan is a legend in the career advice business. He has helped many, many people transition from work that paid the bills to work that they love. Dan has a lifetime's experience as an entrepreneur and in today's interview he shares his advice with us on: Should everyone be an entrepreneur? Is entrepreneurship risky? How can we teach our kids to be entrepreneurs? How to ...
Feb 25, 2016•51 min
When I began podcasting, I was looking for information and advice. Although I found some good, there was a real paucity of advice from people who had done something like I wanted to do. I've been satisfied with a lot of the progress that I've made with Radical Personal Finance, and I want to give back to the podcast and community. So, in today's show we do not discuss personal finance or money at all. Rather, this show is all about podcasting. It's simply contains the lessons I have learned abou...
Feb 25, 2016•1 hr 36 min
I've long admired Jack Spirko and his show "The Survival Podcast" as a voice of reason in an industry fueled by hyperbole and fear. He does a great job of teaching people how to systematically build a lifestyle of resilience and freedom. And, most important, he teaches that everything you do to build a prepared life should make your life better if times get tough...or even if they don't. Enjoy the interview! Joshua The Survival Podcast www.thesurvivalpodcast.com Get an extra $100 bonus when you ...
Feb 22, 2016•1 hr 30 min
On Fridays I do Q&A. If you'd like to participate in a show like this, please become a Patron of the show and you will gain access to the information to call in for these shows. www.radicalpersonalfinance.com/patron Today we cover: How to Practice Stealth Wealth How to Locate Assets in a Tax Efficient Manner Refinancing a HELOC to an Amortizing Loan How My Wife and I Handle Day-to-Day Money Enjoy! Joshua NYT article mentioned: http://www.nytimes.com/2016/02/14/fashion/i-now-pronounce-you-hus...
Feb 19, 2016•59 min
I will be in Nashville, TN next week for a conference. If you're in the area, I would love to meet up with you. Please reach out to me on Twitter and let me know that you'd like to connect. www.twitter.com/joshuasheats
Feb 19, 20160
Can a hobby of writing about personal finance lead to becoming financially independent in a very short time? It did for Jim Wang, my guest on today's show. Jim founded the site Bargaineering as a part-time hobby. It quickly became a leading voice in the world of personal finance websites. Ultimately, it led to Jim's becoming financially independent in a shockingly short amount of time. In today's interview, we seek to go behind the story a bit. To learn about the personal story and lessons learn...
Feb 19, 2016•1 hr 9 min
