Gay taxes don't have to be difficult If you are a same-sex married spouse, the IRS may owe you money! A recent Credit Karma LGBTQ tax study found that 35% of same-sex married couples are unsure about their filing status. If you are among the 35% and you filed as single, head of household or married filing separately, you may not have received all the tax breaks and benefits you deserve. But the good news is, can file and amended return and get that cash back! Christina Taylor is the Senior Manag...
Jul 24, 2018•25 min
Queer Money hosts Lillian Karabaic and finds out how she uses Ziggy Stardust as her personal finance muse. A little glitter makes everything better—and that includes personal finance! Ziggy Stardust and kitten videos may not be the first things that come to mind when you think about getting educated on money matters, but that’s because you haven’t met Lillian Karabaic. Lillian is a personal finance coach for millennials, teaching workshops and hosting the weekly podcast, Oh My Dollar! Despite wo...
Jul 17, 2018•52 min
Queer, gay, lesbian, bisexual or trans, we've all got concerns about money, especially as teens growing up in non-supporting families or communities. We were both the same way. This week we provide some advice to queer teens from a highsight is 20/20 perspective. Advice we would have given our younger selves when we were struggling with coming out. If you are a queer teen or know someone who is then please share this episode with them and help them prepare for a better life, both financially and...
Jul 10, 2018•16 min
Resources: https://debtfreeguys.com/workplace-equality-index/ When you think of an activist, what comes to mind? Marching in the streets? Are there other ways to promote LGBT rights, advocating for workplace equality and social change? John Roberts is the creator of the Workplace Equality Index, an equal-weighted index of companies that support LGBT equality in the workplace. He also serves as partner and portfolio manager with Denver Investments, where he has managed portfolios screened for LGB...
Jul 03, 2018•32 min
Show notes: https://debtfreeguys.com/return-on-equality/ Todd Sears’ Return on Equality Out Leadership is on a mission to engage the world’s top corporations in implementing inclusive policies and advocating for LGBTQ leadership and equality. So, how can the LGBT community and our allies support those businesses that use their power for good, adopting diversity as a core business value? Todd Sears is a recovering investment banker turned LGBTQ equality entrepreneur. He established Out Leadership...
Jun 26, 2018•49 min
Full show notes: https://debtfreeguys.com/mental-health-and-money/ Is there a connection between mental health and money? Do you worry about money? A recent survey of our community revealed that 82% of LGBTQ couples worry about money at least once a month, with 58% of respondents admitting to feeling anxious at least once a week! So, what exactly is getting us down? How is the stress impacting our mental health? And what can we do to improve the situation? Is there a solution to better mental he...
Jun 19, 2018•27 min
Show Notes Here: https://debtfreeguys.com/nglcc/ We Are #LGBTBIZ Family with Jonathan Lovitz Being an entrepreneur is hard enough. You need a solid business plan as well as access to capital and connections with potential partners. A lot of things need to go right to make a new venture successful. Unfortunately, the LGBT-owned businesses who need the collective strength of the community most tend to live in places where there is little access to services. That’s where the National LGBT Chamber o...
Jun 12, 2018•38 min
Full Show Notes Here: https://debtfreeguys.com/live-debt-free/ Live Debt Free was the Obvious Choice Why did we choose to live debt free over making more money? For some, this seems like the stupid mistake but listen to the podcast this week and find out why. Our First Choice More, more, more. Buy, buy, buy! It’s the American dream, right? It’s in all the pictures we see on Instagram, Facebook and Tumbler. Everyone wants that social medial picture-perfect life. The one that seems to breed envy. ...
Jun 05, 2018•29 min
🏳️🌈 Show notes: https://debtfreeguys.com/money-confidence/ 🏳️🌈 Does the LGBTQ community lack money confidence? Are you following all the traditional advice on money, but you still feel stuck? The missing piece may be money confidence, a mindset critical to financial success. So, how do you develop money confidence? What is the connection between financial confidence and your ability to earn? And how might a money confidence coach serve us in the LGBTQ community? Jen Hemphill is an Accredit...
May 29, 2018•41 min
Complete show notes here: https://debtfreeguys.com/lgbtq-teen-entrepreneurs/ A place for LGBTQ teen entrepreneurs Forty-two percent of students, including LGBTQ student, in grades 5-12 plan to start their own businesses one day and 3% are entrepreneurs already. Is there a place for these LGBTQ teen entrepreneurs to connect and build community with other teenpreneurs? Where can aspiring LGBTQ teen entrepreneurs (and their parents) go for guidance? Meet Eva Baker, the Teenpreneur Conference founde...
May 22, 2018•32 min
🤑 Get full show notes here: https://debtfreeguys.com/debt-freedom-challenge/ Mentioned in this episode: Get the FREE Happy Gay Retirement Calculator Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator. Happy Gay Retirement Calculator Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission...
May 15, 2018•18 min
📱 Get full show notes here: https://debtfreeguys.com/gay-facebook-ads/ Helping LGBTQ Entrepreneurs Flourish with Facebook Ads Facebook has been in the news for the wrong reasons lately. But even with the #DeleteFacebook movement, the platform still has more than two billion active users worldwide. And the same data that was used for evil in the Cambridge Analytica scandal can be used for good to help entrepreneurs find their ideal customers. In fact, for LGBTQ solopreneurs and small business ow...
May 08, 2018•51 min
Get the Fabulous Social Life Planner Here: https://debtfreeguys.com/100 Make your great gay life greater Living fabulously for gay men means having a great gay social life, but a fabulously gay life can mean a fantastically small bank account! Have a great gay life and a thick bank account with the Fabulous Social Life Planner. Mentioned in this episode: Get the FREE Happy Gay Retirement Calculator Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin you...
May 01, 2018•11 min
🏳️🌈 Full Show Notes Here: https://debtfreeguys.com/lgbtq-advocacy/ LGBTQ advocacy with Tim Gill As a member of the queer community, should you focus on business or LGBTQ advocacy? Should you first ‘make it’ in your career to have the means to give back later? Or, is it best to put your efforts into LGBTQ activism today? Tim Gill on career and LGBTQ advocacy Tim Gill is a software entrepreneur and philanthropist based in Denver. He created the Gill Foundation in 1994 to advance equality and su...
Apr 24, 2018•39 min
🏳️🌈 Get the full show notes here: https://debtfreeguys.com/better-gay-sex/ Want better gay sex? ‘Talk dirty to me’ may take on a new meaning when you learn that discussing money with your partner leads to a stronger relationship, a better gay sex life (and lesbian, and transgender and straight sex) and greater happiness. How to have better gay sex? We partnered with Honeyfi for a recent survey that revealed that queer couples who track and discuss a shared budget were 81% more likely to repor...
Apr 17, 2018•29 min
🦄 Get your FREE journal here: www.debtfreeguys.com/97 🦄 Living fabulously every day Are you tired of getting the same results day in and day out, year in and year out? Today, on Queer Money™, we’re sharing the five mental and spiritual exercises that we practice for living fabulously every single day. For help, click here to get your free Living Fabulously Daily Journal. 5 daily habits for living fabulously every day Meditate on living fabulously Every successful person Tim Ferriss knows medit...
Apr 09, 2018•9 min
LGBTQ student loan debt There’s a student loan debt crisis in our country. In fact, the $1.4 TRILLION in outstanding student loans has officials worried about significant economic consequences. Sadly, the LGBTQ student loan debt crisis is more severe. Miranda Marquit and her colleagues at Student Loan Hero were curious about the LGBTQ student loan debt crisis, so they conducted an exhaustive study and shared it with us on Queer Money™. Miranda Marquit, Student Loan Hero and the LGBTQ student loa...
Apr 03, 2018•42 min
🏳️🌈 ✈️ We’ve known that gay travel is in in the gay man’s DNA, but you might be surprised by Grindr’s recent study that revealed 40% of its LGBTQ users travel four times a year and 24% plan a vacation every month. 🏳️🌈 ✈️ A whole lotta gay travel pixx While those stats may be great for Instagram pictures, how does our spending ($100 billion dollars in total) affect our financial security? And how can we use our tourism dollars to promote inclusiveness around the globe? Meet Zach Stafford of...
Mar 27, 2018•37 min
🦄 Show Notes Page: https://debtfreeguys.com/business-insurance/ 🦄 Business insurance for small business owners Even a blogger in their PJs has risk – it’s less risk than a landscaper, but an unhappy client or threat of copyright infringement are risks nonetheless. That’s why every entrepreneur needs business insurance. The new good news about business insurance Pogo Insurance is making it easy to secure business insurance coverage—and it’s a lot less messy than you think. Hannah and Jade Sulli...
Mar 20, 2018•44 min
Show notes page: https://debtfreeguys.com/earn-extra-money/ Conventional wisdom says that a steady paycheck is the safest to financial security. But, what if you have a low-paying W2 or you lose your W2? How can you earn extra money? Why LGBTQ people need to earn extra money It’s especially important for LGBTQ people to have a side hustle, a way to earn extra money as a safety net should something happen with your regular job, or denied housing or services because you're LGBTQ. Or, better yet, f...
Mar 13, 2018•42 min
🏳️🌈 Show notes here: https://debtfreeguys.com/pink-dollar/ 🏳️🌈 Be empowered with your pink dollars ‘It’s the Super Bowl every day in the digital landscape world, and the brands that aren’t focused on creating an inspiring message to the LGBTQ audience—they’re missing a chance to shine.’ New research shows that your pink dollars are more powerful than ever. Sean Howell talks pink dollars and LGBTQ marketing Sean Howell is the Co-founder and President of Hornet, the world’s premiere gay soci...
Mar 06, 2018•32 min
Show Notes Here: https://debtfreeguys.com/file-bankruptcy-on-student-loans/ Should you file bankruptcy on student loans? “I’m the only bankruptcy lawyer I know of who actively tells people not to file bankruptcy on student loans. I think that bankruptcy is a really good tool in the right situation, but it’s not the only tool out there,” says bankruptcy attorney, Jay Fleischman. File bankruptcy on student loans or something else? Why you might not want to file bankruptcy on student loans. If you’...
Feb 28, 2018•50 min
Show notes and FREEBIES here: https://debtfreeguys.com/chaos-to-controlled-spending/ We buy hundreds of dollars’ worth of groceries with good intentions of cooking at home, and then we get busy and spend as much eating out. It is possible, though, to go from this chaos to controlled spending. The school of Groner will take you from your chaos to controlled spending We know what we could do to save money, but the overwhelm of life gets in the way. This disorganization and chaos lead to more and m...
Feb 20, 2018•49 min
Full show notes here: https://debtfreeguys.com/heterosexual-privilege/ Heterosexual Privilege & Money Does heterosexual privilege exist and does it impact your money? Our Queer Money guest this week thinks so and explains how she benefited, and ultimately how she and her husband embraced frugality and learned to appreciate the simplicity and beauty of less. This is easier said than done is our culture of consumerism, where we are constantly bombarded by the idea that having MORE will provide the...
Feb 13, 2018•44 min
❤️Get full show notes: https://debtfreeguys.com/help-us-adopt/ ❤️ Meet Becky Fawcett, founder of Help Us Adopt Becky Fawcett’s 12-year-old son jokes by asking, “How many babies did you have this year?” Becky answers, “I had a lot of babies this year,” to which he replies, “You look good.” Such is the life of the founder of Help Us Adopt. The Start of Help Us Adopt In 2017 alone, Becky and her organization, Help Us Adopt, gave grants that helped 38 families adopt 41 children. Founded in 2007, Hel...
Feb 06, 2018•51 min
Download our Credit Card Comparison Calculator here to see how the Debt Lasso will help you: https://debtfreeguys.lpages.co/credit-card-pay-off-calculator Wrangle your debt with the Debt Lasso You’ve heard of the Avalanche and the Snowball methods for paying off debt. But, you haven’t heard of the Debt Lasso to pay off credit card debt fast. Why we made the Debt Lasso When we were paying off our credit card debt, we saw that we could pay off our debt faster with our own strategy, now the Debt La...
Jan 30, 2018•18 min
Get Full Show Notes Here: https://debtfreeguys.com/gordon-church/ On November 22, 1988, Gordon Church stopped at a gas station in Cedar City, Utah, where he met Mike Archuleta and Lance Wood. A few hours later, Church was dead because he was gay, his body dumped more than an hour north in Dog Valley. Why the Gordon Church murder you never heard of matters Targeted for being gay, Church had been raped, tortured, and bound with tire chains in the trunk of his own car before Archuleta and Wood drov...
Jan 23, 2018•33 min
Download the email copy to help end discrimination in Ohio here:https://debtfreeguys.com/wp-content/uploads/2018/01/Ohio-Business-Competes-Swipe-Copy.doc LGBTQ Discrimination Didn't End June 26th, 2015 If you live in a place that affords legal protections to our community, you may not realize the extent of the LGBTQ discrimination that goes on in other areas of the country. There are 29 states that do not consider sexual orientation as a protected class, and three states go so far as to prohibit...
Jan 16, 2018•35 min
Get complete show notes here: https://debtfreeguys.com/finding-elton-john-melissa-coach/ Finding Your Elton John If getting your money in order is on your list of New Year’s resolutions, having a reason – finding your Elton John – to be debt free makes all the difference. Finding Your Elton John and Finding Financial Freedom For Melissa Thomas, having the money to go to as many Elton John concerts as possible—and get front-row seats! — gave her the motivation to pay off the $43,000 in debt. Meli...
Jan 09, 2018•52 min
Prelude to a Queer Money Kiss from a Rose Prelude to a Queer Money Kiss from a Rose makes absolutely no sense as a Queer Money™ episode title, but it’s the last day of 2017, I’m tired, I’ve had four margs and I’m headed to a NYE party in short order. But, Queer Money™ will be amazing in 2018. Hear why. Prelude to a Queer Money Kiss from a rose in 2018 First, happy new year, and happy 2018! 2018 is a big deal for the Debt Free Guys personally. By January 03, we’ll have sold our condo and moved in...
Jan 02, 2018•31 min