Do you make poor financial decisions, even when you know better? If so, it may help to dig into your money story to find out why. Stephani Niblock grew up in a cult that viewed women as caretakers who never say no to their husbands. So, when her partner wanted to buy a luxury car or see a pricey nutritionist, Stephani went into debt to make it happen. How did understanding her money story help Stephani turn things around? Today, Stephani is the creator of Be Your Money Hero, a platform and podca...
Apr 30, 2024•1 hr 1 min•Season 9Ep. 502
It's pretty easy to bash conservative states as members of the LGBTQ+ community when we see many of these states enacting laws against us. Yet, did you know that almost one-third of LGBTQ+ adults in the U.S. live in a Red State? There are many reasons that some folks may choose to stay or move to one of these Red States, one of which may be affordability and because they lack the financial privilege it takes to move to another state. With that in mind, we've mined our data on affordable LGBTQ+ f...
Apr 25, 2024•9 min•Season 9Ep. 501
There is strength in numbers. Strength in the number of LGBTQ individuals and allies working together for positive change. In the numbers in our banking and investment accounts. And in 500 episodes of the Queer Money podcast! On this episode of Queer Money, we’re celebrating our status as one of the top five longest-running LGBTQ podcasts in the world. We look back at the show’s origins, describing the experience that inspired us to start Queer Money and the diverse range of guests we’ve intervi...
Apr 23, 2024•49 min•Season 9Ep. 500
Swing states. Moderate states. Purple states. No matter what you call them, there are roughly 11.25% or over 1,500,000 LGBTQ+ folks living in the 3 states that are defined at being Purlple States. One southern and two mid-west states are home to some of the cheapest cities in the U.S., but are any of them LGBTQ+ friendly? With that in mind, we've mined our data on affordable LGBTQ friendly cities and have come up with the top 5 most affordable cities in Purple states. This is Queer Money episode...
Apr 18, 2024•10 min•Season 9Ep. 499
How do you make money with short-term rentals? Is it worth it? Is the market over saturated? This is Queer Money episode #498, and today we’re joined by Jason Muth, owner of Prideaway Stays where he focuses on helping the LGBTQ+ find and rent out short-term rentals, especially in the Provincetown, MA area. Topics Covered: How Jason’s side hustle with STRs turned into his full-time job Why Jason focuses on classic vacation markets that have existed for decades How listening to Bigger Pockets insp...
Apr 16, 2024•1 hr 10 min•Season 9Ep. 498
We often hear from may of you that you'd only ever choose to live in a "Blue" state. Yet many folks see the cost of living in cities in blue states and think, "how the heck can the average LGBTQ person afford to live there?" With that in mind, we've mined our data on affordable LGBTQ friendly cities and have come up with the top 5 most affordable cities in blue states. This is Queer Money episode #497. Today, we’re diving into 5 affordable cities in blue states that are great spots for LGBTQ fol...
Apr 11, 2024•10 min•Season 9Ep. 497
What are dry promotions and how do they harm marginalized communities more? This is Queer Money episode #496, and today we’re sharing how your boss could get you to work more for less and what you should do about it. Topics Covered: How dry promotions are defined as promotions that come without a raise The problem with being given additional responsibilities without additional authority 6 reasons to decline a dry promotion at work How dry promotions impact employee morale and retention Why a dry...
Apr 09, 2024•34 min•Season 9Ep. 496
Climate migration and climate change are topics more and more folks are considering when choosing where to live. With rising insurance costs in places like Florida and California and changing weather patterns across the South and lower Mid-West, many are taking a second look at what cities are doing to be better prepared for climate change. So, what are the most affordable, LGBTQ+ friendly cities in the United States that are climate-ready? This is Queer Money episode #495. Today, we’re diving i...
Apr 04, 2024•16 min•Season 9Ep. 495
How will you fund your gay retirement years? With stagnant wages, inflation, and discriminatory practices in financial services, do you fear your retirement years will be more like the Golden Corral than the Golden Girls? If so, you’re luckier than a drag queen with a wardrobe malfunction and a safety pin because this is Queer Money episode #494. And today, we’re sharing our multi-pronged approach to building generational wealth to fund your retirement years and beyond. For the resources and to ...
Apr 02, 2024•44 min•Season 9Ep. 494
What are the most affordable, friendly cities in the United States for LGBTQ singles? We’ve covered the most affordable, LGBTQ+-friendly cities in each state. But now we're taking that data and having some fun and are single? This is Queer Money episode #491. Today, we’re sharing the most affordable, LGBTQ+-friendly city for dog owners Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTube Watch last week's episode on YouTube Don't...
Mar 28, 2024•9 min•Season 9Ep. 493
Is there really a wage gap and do folks, including LGBTQ+ folks, contribute to that wage gap? Today we're joined by the fabulous Farnoosh Torabi to chat about all of our experiences being members of minority communities and how corporations and often times, the employees within those corporations who are also part of these minority communities are exacerbating the wage gap for our communities. Farnoosh is a renowned personal finance expert, author, and television personality. With a background i...
Mar 26, 2024•53 min•Season 9Ep. 492
What are the most affordable, friendly cities in the United States for LGBTQ singles? We’ve covered the most affordable, LGBTQ+-friendly cities in each state. But now we're taking that data and having some fun and are single? This is Queer Money episode #491. Today, we’re sharing the most affordable, LGBTQ+-friendly city for dog owners Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTube Watch last week's episode on YouTube Don't...
Mar 21, 2024•23 min•Season 9Ep. 491
Entering the world of investments can be as exhilarating as stepping onto the dance floor at Pride—exciting, but also a tad overwhelming. Ever chatted with a financial advisor and felt like you needed a drag queen to translate? This is Queer Money episode 490 and today we're serving up the top ten investing terms you need to sashay through like a seasoned pro. But honey, we're not just decoding; we're spicing them up with some extra glitter and sass to make finance as fabulous as a drag show! Fo...
Mar 19, 2024•22 min•Season 9Ep. 490
What are the most affordable, LGBTQ+ friendly cities in the United States for dog owners? We’ve covered the most affordable, LGBTQ+-friendly cities in each state. But now we're taking that data and having some fun and who doesn't love puppies? This is Queer Money episode #489. Today, we’re sharing the most affordable, LGBTQ+-friendly city for dog owners Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTube Watch last week's episod...
Mar 14, 2024•18 min•Season 9Ep. 489
More Americans than want to admit it have a spending problem, not an income problem. For LGBTQ+ Americans, the opposite is true. Why is this, and what can be done about it? This is Queer Money episode #488. And today, we’re diving into the incomes and earning potential of LGBTQ+ people and sharing what we can do to increase our income and enhance our power. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us: Queer Mon...
Mar 12, 2024•26 min•Season 9Ep. 488
What are the most affordable, LGBTQ+ friendly cities in the United States? We’ve covered the most affordable, LGBTQ+-friendly cities in each state. But before further parsing the data, we have some thoughts and opinions. This is Queer Money episode #487. Today, we’re sharing our biggest takeaways and surprises from the most affordable, LGBTQ+-friendly city series. Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTube Watch last we...
Mar 07, 2024•29 min•Season 9Ep. 487
Are social security payments taxed in retirement? Let's find out. “When I start drawing on my Social Security, that’s when I’ll be able to relax,” said no one ever. What’s worse is that many people don’t know that they may have to pay taxes on their Social Security payments in retirement and three times the taxes if they escape abroad. So, how do taxes affect Social Security payments? This is Queer Money episode #486, and today, we’re sharing everything you should know so that you can accurately...
Mar 05, 2024•20 min•Season 9Ep. 486
What are the most affordable, LGBTQ+ friendly cities in the United States? On this Queer Money, we're taking a break from our usual look at individual states. We wanted to share the next top 10 most affordable, LGBTQ+ friendly cities from the second 25 states we’ve covered from Alabama to Missouri. All of these cities scored a 100 on the Human Rights Campaigns Municipal Equality Index. So, for this list our focus is on the city-level cost of living, the US Census data on incomes and Zillow's dat...
Feb 29, 2024•22 min•Season 9Ep. 485
A whopping 93% of venture capital funding goes to straight, white, men. Which means is very few and far between that an LGBTQ+ founder lands a multi-million dollar round of funding. When this does happen, we want to champion this and learn from it, so more LGBTQ+ folks can try to replicate it and create generational/community wealth. We often hear people in the community say, “I have this business idea . . .” then follow up with “but I cant start a business because of X, Y, Z, LMNOP.” And that’s...
Feb 27, 2024•40 min•Season 9Ep. 484
What is the most affordable LGBTQ+ friendly city in Alabama? It’s where the windshield wiper was invented, the first 911 call was made, and Christmas was first recognized as an official holiday. At one time or another, authors Harper Lee, Zora Neale Hurston, Fannie Flagg and Truman Capote all called this place home (though you may not be able to read any of their books there today), it’s where the first rocket to ever put a man on the moon was built and it’s home to the nation’s oldest and large...
Feb 22, 2024•12 min•Season 9Ep. 483
What is a robo-advisor? Scared of investing because you don’t know how to invest or what to invest in? Consider getting a robo-advisor. No, not Wall-E's long-lost cousin, but a financial ally that's part tech wizard, part financial genius, and maybe a dash of R2-D2. You’re listening to Queer Money episode #482. And today, we’re sharing how a robo-advisor might turbocharge your wealth-building game to secure your ideal retirement. For the resources and to connect with our guests, get the show not...
Feb 20, 2024•26 min•Season 9Ep. 482
What is the most affordable LGBTQ+ friendly city in Alaska? It’s the most seismically active state in the US, has more coastline than the rest of the US combined and has a state flag designed by a 13-year-old. Its population density is 1 person per square mile, and a majority of its residents are men - oooh! - and it’s where you can see Russia from some people’s backyards. This is Queer Money episode #481. And today, we’re sharing the most affordable, LGBTQ+-friendly city in Alaska. Now, on with...
Feb 15, 2024•10 min•Season 9Ep. 481
Statistics reveal alarming disparities in healthcare access, treatment, and outcomes for LGBTQ+ people. From discriminatory practices to inadequate cultural competency, our healthcare system often needs to improve in providing equitable care for this community. This is Queer Money episode #480. And today, we’re talking with Alex Sheldon (they/them) of GLMA: Healthcare Professionals Advancing LGBTQ+ Equality. GLMA is the world’s oldest and largest association of lesbian, gay, bisexual, tran...
Feb 13, 2024•54 min•Season 9Ep. 480
What is the most affordable LGBTQ+ friendly city in Arizona? It’s home to 22 Native American Tribes, including the Hopi, Navajo, and Apache. It’s also the home to Jake Shears the lead singer of the awesomely queer band The Scissor Sisters It’s known for the Sequaro Cactus, Antelope Canyon (one of the most IG-worthy picture locations in the world), and where about 65% of all Copper in the US is mined This state flipped from Red to Blue in 2020, helping Biden beat the Orange Bozo, and is one of th...
Feb 08, 2024•11 min•Season 9Ep. 479
Taxes in retirement are one of the biggest considerations for where and how we may want to retire. Whether capital gains are taking a dip or Social Security benies are serving the drams, we've got the hot takes to make your retirement tax strategy as flawless as Madonna’s Vogue routine. Grab your bedazzled calculators and get ready to sashay your way through the fabulousness of our ongoing retirement 101 series. This is Queer Money episode #478. And today, we’re sharing the 7 most significant ta...
Feb 06, 2024•30 min•Season 9Ep. 478
What is the most affordable LGBTQ+ friendly city in Arkansas? If you’re a hillbilly you might reside in this state, since it’s where the term was originally used by CFM (no not the high heels ladies) rather authors CFM Noland and Opie Read began using it in the 1800s It is one of the largest producers of chicken in the US, where Walmart got its start and is home to Crater of Diamonds National Park, where over 75,000 diamonds have been found laying on the ground, including the Esperanza diamond w...
Feb 01, 2024•14 min•Season 9Ep. 477
Do gays deserve to be rich? One of the missions of Queer Money is to help build a community of one million LGBTQ+ millionaires. Guess what? We're not the only ones who want to do this. So does our guest this week. The founder of the $20MM venture capitalist firm, serial entrepreneur, author, podcaster, speaker, and social media influencer Arlan Hamilton also wants to see more queer millionaires. She says so in her new book, Your First Million, and shares it on this week's Queer Money episode # 4...
Jan 30, 2024•27 min•Season 9Ep. 476
What is the most affordable LGBTQ+ friendly city in California? It has more people than Canada has Canadians, in the summer it produces “watermelon snow” and its where the Great Depression of 1929 - 1939 was more of a recession thanks to its thriving agricultural production. If you were a Windows XP user, you saw one of its mountains every single time you turned on your work computer, it’s home to “gravity hills” - places where gravity doesn’t quite act as it should and its where the fortune coo...
Jan 25, 2024•8 min•Season 9Ep. 475
What can I do with my 401(k) if I worked in the US as a non-US citizen and have either stopped working or moved back to my home country? We got a question from an attendee of our talk at the Reaching Out MBA conference in Chicago. They lived here while going to school and worked. While working they opened up a 401k. Now they’re living back in Italy and want to know what their options are to invest or withdraw the investments. I’ve worked with contract workers who are here from Asia and India as ...
Jan 23, 2024•20 min•Season 9Ep. 474
What is the most affordable LGBTQ+ friendly city in Colorado? It’s where the oldest recorded rodeo took place in 1869, part of its state capital is made from material found nowhere else in the world - a rare deposit of a marble-like stone with pink hues. It’s where the cheeseburger was born at Humpty Dumpty Drive-in in 1935, it’s the only state that told the US Olympic Committee to “talk to the hand” when it was offered to host the 1976 Winter Olympic Games and its home to the highest tunnel, th...
Jan 18, 2024•12 min•Season 9Ep. 473
