Are you willing to downsize your life today for a bigger and better tomorrow? We asked that question of ourselves and we're answering why we said yes on this week's Queer Money. Plus, we give the deets on why we're moving to Toledo, OH! For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us: Queer Money Instagram Queer Money Tiktok Queer Money Twitter Queer Money Facebook Group Mentioned in this episode: Support the Queer Money ...
Jul 12, 2022•15 min•Season 1Ep. 322
Want to reach financial independence and possibly retire early, but you'd also like to have kids? Seems impossible right, especially if you're a member of the LGBTQ community where having children is typically much more expensive? Well, think again. It's possible and Court of Modern Fimily is on Queer Money this week sharing her story of having two kids with her wife and how they've been able to architect their lives with kids and early retirement. For the resources and to connect with our guest...
Jul 05, 2022•1 hr 1 min•Season 1Ep. 321
On this episode of Queer Money, we discuss the 10-year age range when you’re eligible to start collecting Social Security and explain why you get less if you begin before ‘full retirement age’ or FRA. We walk you through examples of how much we will receive from Social Security if we start collecting benefits at age 62, 67 or 72, weighing in on the pros and cons of starting before you’ve reached FRA. Listen in for the eight factors to consider as you decide when to take Social Security and learn...
Jun 28, 2022•27 min•Season 1Ep. 320
In May 2022, we (the Debt Free Guys) partnered with The Motley Fool to collect and review data about the current state of LGBTQ Money. On this Queer Money, we are joined by Jack, from The Motley Fool, to discuss some of the findings and where the community and financial services can go from here. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us: Queer Money Instagram Queer Money Tiktok Queer Money Twitter Queer Money Faceb...
Jun 21, 2022•1 hr 3 min•Season 1Ep. 319
What is financial self-advocacy? The central theme of this Queer Money episode revolves around the imperative of financial self-advocacy, a concept emphasized by our guest, Darcy, from the acclaimed platform We Want Guac. We delve into the significance of advocating for oneself, particularly within the LGBTQ community, where historical marginalization often leads to hesitance in asserting one's worth. The discussion uncovers how self-advocacy not only empowers individuals but also serves as a ca...
Jun 14, 2022•39 min•Season 1Ep. 318
College tuition has gotten obscenely expensive and is putting people into mountains of debt even before they start their careers. And most graduates are not finding jobs with salaries commensurate to the cost of their tuition, so it takes decades to pay off their student loans. But college is not your only option. What if you could skip the student loan debt and secure a high-paying job in the trades? On this episode of Queer Money ®, Morgan Mentzer, Cofounder and Executive Director of Reckoning...
Jun 07, 2022•52 min•Season 1Ep. 317
On this week's Queer Money we're joined by Arlan Hamilton the founder of Backstage Capital. Arlan is a powerhouse in the world of angel investing, yet at one point was homeless, living on the couches of friends. Today she not only is a millionaire herself but is also helping hundreds of others, specifically people of color, women and LGBTQ folks grow their businesses by helping them get the capital they need. If you've ever wanted to be in at the beginning of a startup business, listen to this w...
May 31, 2022•27 min•Season 1Ep. 316
This week on Queer Money we are answering a couple of questions for our lesbian listeners. Of course, since we are two cis gay men we didn't feel qualified to answer them. So, we've invited three awesome queer women to join us for a discussion about money issues and questions women in the queer community, specifically lesbians, have. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Get the FREE Happy Gay R...
May 24, 2022•1 hr 13 min•Season 1Ep. 315
Recent changes to same-sex social security benefits are putting tens of thousands of dollars in folks' banks and adding hundreds of dollars a month to their social security checks. This is only available to same-sex couples who could have married prior to 2015, but were not federally allowed. If you or someone you know is currently getting social security benefits, this is a must-listen! For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscr...
May 17, 2022•25 min•Season 1Ep. 314
You finally graduate college and other than get a “real” job, what should you do and how will you pay for it? On this episode of Queer Money, we share 5 after-college goals for your money. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Get the FREE Happy Gay Retirement Calculator Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retire...
May 10, 2022•20 min•Season 1Ep. 313
Whether it's making money to grow wealth or to just keep your expenses down house hacking can be a great tool to achieve some of your financial goals. But what is it? What are your options and opportunities? On this episode of Queer Money ®, we share nine ways to house hack your first property. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Get the FREE Happy Gay Retirement Calculator Are you on the path...
May 03, 2022•25 min•Season 1Ep. 312
Struggling with low wages? Can’t afford to contribute to an IRA. There may be help! This week on Queer Money we interview Natalie Kolodij, a tax accountant, about the Savers Tax Credit and how it can provide assistance in saving for retirement for folks with lower wages. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Get the FREE Happy Gay Retirement Calculator Are you on the path to a tragic, basic, hap...
Apr 26, 2022•39 min•Season 1Ep. 311
So, you want to retire yesterday but have nothing saved or invested? On this episode of the Queer Money podcast, we share 9 steps to help you retire faster (if you aren’t prepared to retire). For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerme...
Apr 19, 2022•29 min•Season 1Ep. 310
Especially now, people are rethinking and reorganizing their lives, seeking deeper purpose. The Japanese refer to all the aspects of your life aligning as Ikigai. On this week's Queer Money podcast we share how to find your Ikigai and find your purpose. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Clic...
Apr 12, 2022•18 min•Season 1Ep. 309
Want to retire early or delay taking Social Security as long as possible? A little trick, Roth Conversion Ladders, may help you reach these goals. But what are Roth Conversions or Roth Conversion Ladders? How can they help with early retirement or save you a boatload in taxes? Brandon Clark of Reexamine Wealth joins to answer those questions and more. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Suppor...
Apr 05, 2022•43 min•Season 1Ep. 308
Annuities are something your grandfather warned you about but, what if an annuity is right for you? Here’s how to know if you should buy an annuity. On this Queer Money, we're joined by Sean Cox of Gainbridge Life to answer a listener question and wrap up our 3 part series on annuities. We'll also chat about who might be a good fit for an annuity and why it could be you. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in ...
Mar 29, 2022•53 min•Season 1Ep. 307
Is it possible to divide household expenses when incomes are vastly different, so everyone pays their fair share? Recently, a podcast listener sent us this question: My husband and I have different incomes. What's the best way for us to manage our money together? Today on Queer Money we answer Ash's question. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Support the Queer Money podcast We love bringing ...
Mar 22, 2022•13 min•Season 1Ep. 306
Frustrated with the state of our economy, the culture, environment and LGBTQ rights? Here’s how ‘Wallet Activism’ can hasten LGBTQ activism. Today, we’re talking with Tanja Hester of the blog Our Next Life and the author of Work Optional and the new book, Wallet Activism . Tanja shares how voting with your dollar can apply to so much more than just when you’re at the checkout counter. And, don’t worry, you can still live frugally and FI/RE. Remember to subscribe to the weekly show notes newslett...
Mar 15, 2022•52 min•Season 1Ep. 305
Dalia Kinsey is a non-binary Queer POC who joins us this week to discuss Dalia's book: Decolonizing Wellness: A Qtbipoc-Centered Guide to Escape the Diet Trap, Heal Your Self-Image, and Achieve Body Liberation. Join us as we discuss a host of topics both financial and well-being that can help all of us thrive. Remember to subscribe to the weekly show notes newsletter for a chance to win a copy of Dalia's book. For the resources and to connect with our guests, get the show notes at: https://queer...
Mar 08, 2022•1 hr 8 min•Season 1Ep. 304
Bras, underwear, purses, makeup, all things that Tom Brickman of the Frugal Gay bought and resold as a way to earn money to pay for college and build up a real estate portfolio that allowed him to quit his 9-5 job. How did he do it? What are some of his tips to start doing it now? Find out on this week's Queer Money. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Support the Queer Money podcast We love b...
Mar 01, 2022•49 min•Season 1Ep. 303
Did you know that LGBTQ folks are more likely to take care of an aging parent than their straight siblings? On today’s episode of Queer Money, we discuss our five tips for talking to your parents about money. Most of us fear outliving our money and a lot of what we think we know about annuities may be misconstrued. We’re here to motivate you to get real about retirement concerns. Subscribe to the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Get the FREE Happy...
Feb 22, 2022•19 min•Season 1Ep. 302
On this episode of Queer Money, Bret and Stephen, also known as The Broadway Husbands, with nearly 70,000 followers on Instagram, join us to discuss the pros and cons of working with your spouse, describing what they’ve learned about each other and how it’s brought them closer together. They share their mission behind creating Broadway Husbands and what they've done to grow their auideince. Subscribe to the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Get the...
Feb 15, 2022•59 min•Season 1Ep. 301
In 300 episodes of Queer Money ®, we’ve realized that financial wellbeing is unique to each individual. And that our LGBTQ-ness shapes our relationship with money. On this episode of the podcast, we review what we’ve learned about financial wellness from some of our top guests like Gaby Dunn, Dominique Jackson, Brian Falduto, Patrick L. Riley, Paul Donovan, Sean Howell, Jenni & Lisa Dazols, Jonathan Lovitz, Matt Baume and Curtis Wong and more. Subscribe to the show notes at: https://queermoneypo...
Feb 08, 2022•36 min•Season 1Ep. 300
On this episode of Queer Money®, Jeff of Homo Money joins us to share his struggle to find a job during the Great Recession (right after his Honorable Discharge from the Navy) and discuss the steps he’s taken to build a net worth of $750K since then. He offers advice to queer folks who feel financially hopeless, challenging us to reprogram our mindset and surround ourselves with positive messages about money. Listen in for insight on Jeff’s Hustle-Own-Money-Opulence formula for achieving financi...
Feb 01, 2022•42 min•Season 1Ep. 299
What's an annuity? How do they work? What are the different types? Are they a good investment? On this episode of Queer Money, we explain how annuities function as an insurance contract (not an investment) and what differentiates immediate from deferred annuities. Subscribe to the show notes at: https://queermoneypodcast.com/subscribe Mentioned in this episode: Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support ou...
Jan 25, 2022•14 min•Season 1Ep. 298
In a recent Twitter conversation about LGBTQ money differences, we got pushback from a troll who claims that we’re inventing an issue that doesn’t really exist. But the numbers don’t lie. And if you look at the research around queer people and our finances, it’s obvious that we face a few challenges that others do not. So, how does being LGBTQ make money different for you? On this episode of Queer Money, we share seven ways LGBTQ money is different and provide the data to back up those claims Su...
Jan 18, 2022•42 min•Season 1Ep. 297
Show notes: https://queermoneypodcast.com/podcast/how-to-say-no-to-friends/ It’s hard to say no to friends and family when they ask us to do something that’s not in our budget. On this episode of Queer Money, we share seven steps to get better at saying no, discussing how to turn down an invitation graciously and explain yourself in a way your friends will understand. Topics Covered How trying to keep up with the gay community got us into debt How social media exacerbates our desire to keep up w...
Jan 11, 2022•23 min•Season 1Ep. 296
Show notes: https://queermoneypodcast.com/podcast/low-cost-lgbt-retirement-cities/ This week's we scratch the surface of a listener's question about how to find low or lower-cost LGBT-friendly retirement cities. We decided to invite Jim and Luis, a gay couple who retired early and spent the last two years living mostly outside the US. They share their slow travel experiences, explaining how they decide where to go and what differentiates their nomadic lifestyle from being on vacation. Topics Cov...
Jan 04, 2022•53 min•Season 1Ep. 295
Show notes: https://queermoneypodcast.com/podcast/mutual-funds-and-etfs/ On this episode of Queer Money, we explain what it means to invest in mutual funds and ETFs as well as the pros and cons of each. Free Resources: Credit Card Debt Slasher 5 Building Blocks of a Happy Gay Life Topics Covered What it means to invest in mutual funds rather than individual stocks An overview of the different types of mutual funds (e.g.: objective-driven, index funds, etc.) The operating expenses and tax risks a...
Dec 28, 2021•23 min•Season 1Ep. 294
Show notes: https://queermoneypodcast.com/podcast/daily-financial-plan/ On this episode of Queer Money, we discuss the five steps to creating a daily financial plan that supports your short- and long-term money goals. Topics Covered 5 steps to creating a daily financial plan that supports your short- and long-term money goals How daily habits like dining out, buying coffee or spending a night out at the bar add up over time How to set a daily budget around the idea of money chunking Why people...
Dec 21, 2021•18 min•Season 1Ep. 293
