Your safety is our top priority! Discover how Ohio’s Building Code and Elevator Inspectors work every day behind the scenes to protect you. In this episode of Protecting What Matters, experts from our Division of Industrial Compliance discuss the insights of our safety inspections and the importance of the work inspectors do to ensure every commercial building open to the public meets the highest safety standards. Learn more by visiting com.ohio.gov/dic
Aug 18, 2025•25 min•Season 3Ep. 14
In this episode of Protecting What Matters, we discuss the Ohio Sales Tax Holiday and how to navigate the busy back-to-school season without breaking the bank. Our Division of Financial Institutions has you covered with smart budgeting tips, insights from Ohio retailers, and everything you need to know about Ohio’s two-week Sales Tax Holiday. For more information about the Ohio Sales Tax Holiday, visit: Ohio's 2025 Expanded Sales Tax Holiday | Department of Taxation Explore our free budgeting to...
Aug 01, 2025•28 min•Season 3Ep. 13
In this episode of Protecting What Matters, we discuss changes to the Ohio Housing Finance Agency (OHFA) homebuyers' programs to ensure the long-term availability of help for Ohioans to achieve their dreams of purchasing a home. The Ohio Division of Real Estate Superintendent Daphne Hawk and OHFA's Executive Director Bill Beagle speak about these important updates that took effect starting July 1, 2025.
Jul 16, 2025•18 min•Season 3Ep. 13
In this episode of Protecting What Matters, we discuss bank regulations for starting a de novo bank in Ohio with the Ohio Division of Financial Institutions. We also chat with CEOs from both Fortuna Bank and Adelphi Bank about the application process, the importance of careful planning, and compliance with state and federal regulations when starting a new bank in Ohio.
Jul 01, 2025•29 min•Season 3Ep. 12
Last year $28 billion was stolen from individuals over the age of 60 in a variety of financial scams and frauds originating both here in Ohio by perpetrators known by the victim, or elsewhere around the world. In this episode of Protecting What Matters, the Ohio Department ofCommerce will walk you through what these scams look like and how to keep your loved ones safe.
Jun 13, 2025•29 min•Season 3Ep. 14
The Division of Liquor Control launched the Ohio Permit and Licensing System (OPAL) — a cutting-edge digital portal that transforms the management of liquor permits in Ohio. The system will simplify the process for the nearly 40,000 individuals and businesses that hold or seek a liquor permit or another type of registration. Learn more by visiting com.ohio.gov/opal
Jun 06, 2025•29 min•Season 3Ep. 13
In this episode of Protecting What Matters, we explore job opportunities within the construction trades and how Ohio is addressing the growing need forskilled workers in the industry. Megan Foley, Professional Development Coordinator with the Ohio Board of Building Standards, and Michael Baisden, Ohio Contracting Administrator with the Ohio Construction Industry Licensing Board, provide insights into the certification and licensing process, the value of adhering to proper building codes, and how...
May 06, 2025•27 min•Season 3Ep. 12
It’s Alcohol Awareness Month. This podcast will highlight how the Ohio Department of Commerce Division of Liquor Control regulates alcohol in the state, how it partners with other external agencies to do so. In addition, it will highlight how the Division’s agency operations arm known as Ohio Liquor (OHLQ) embraces and promotes social responsibility given its role in owning and selling high-proof spirits in the state....
Apr 25, 2025•28 min•Season 3Ep. 12
The Ohio Department of Commerce is excited to announce a new system for its Division of Unclaimed Funds. The new technology will improve efficiency in processing claims and holder reporting. Ohioans will be able to claim lost money directly on the department's website, and holders can report unclaimed funds directly onthe website. For more information, visit unclaimedfunds.ohio.gov
Mar 20, 2025•26 min•Season 3Ep. 11
As technology rapidly advances, so do the tactics of scammers using social media and AI, making it essential for Ohio consumers to closely guard their personal and financial information. In this episode of Protecting What Matters, we collaborate with the Ohio Attorney General's Office to raise awareness and educate all listeners, so they don’t risk falling prey to these sophisticated frauds. Listen now for the top scams happening in our backyard and for guidance as wediscuss practical methods to...
Feb 26, 2025•26 min•Season 3Ep. 10
This podcast highlights how unknown individuals are targeting Ohio consumers via unsolicited communications, text messages, phone calls, emails, and letters to acquire their personal information or property for less than its worth. Our experts, Kenyetta Bagby from the Consumer Affairs section of the Division of Financial Institutions and Daphne Hawk, Superintendent from our Division of Real Estate and Professional Licensing, share valuable insights, resources, and tips for safeguarding yourself ...
Feb 18, 2025•27 min•Season 3Ep. 9
In this important and timely episode, we discuss the topic of burn prevention and fire safety as we recognize Burn Awareness Week in Ohio. This year’s theme, "Burn Prevention Starts Where You Live," emphasizes the importance ofunderstanding and mitigating burn risks within your own home. Burn risks can exist in any living space, from houses to apartments, and may present themselves in various forms. However, by adopting a proactive approach and taking simple steps, you can significantly reduce t...
Feb 03, 2025•29 min•Season 3Ep. 8
Are you looking to buy a new home? But more importantly, have you heard about the recent changes in Ohio real estate law? In the next episode of Protecting What Matters, the Ohio Department of Commerce helps homebuyers and sellers navigate the changes in buyer representation and how it can impact your search for that dream home.
Jan 07, 2025•23 min•Season 3Ep. 7
In this episode of Protecting What Matters , Ohio Liquor talks about the concept of Dry January and how many people use it as an opportunity to reset their relationship with alcohol. We also dive into the important work of the Prevention Action Alliance and highlight other valuable resources that help individuals understand the importance of responsible alcohol consumption. Learn more about how you can make informed choices when it comes to alcohol by visiting www.OHLQ.com ....
Dec 27, 2024•23 min•Season 3Ep. 6
The Christmas holiday is a time for celebration and joy, but it’s also a time with increased fire risks. Listen and learn how you can protect your loved ones and home this holiday season. In this episode we're talking fire safety tips with Ohio State Fire Marshal Fire Prevention Bureau Chief Anita Metheny.
Dec 02, 2024•30 min•Season 3Ep. 5
In this must-listen episode of Protecting What Matters, we discuss all of the great resources in our newly launched Holiday Gift Budgeting Guide from the Ohio Department of Commerce. Deputy Superintendent of the Division of Financial Institutions Rob Rutkowski shares examples of how you and your family can enjoy a festive holiday season with confidence and financial savvy. There are also plenty of tips that will help you choose thoughtful, cost-effective gifts for your loved ones while instillin...
Nov 22, 2024•25 min•Season 3Ep. 4
In this discussion, we'll educate the audience so they better understand the opportunities available to 16- and 17-year-old students through the Ohio Manufacturing and Construction Mentorship Program. This episode will inform Ohioans about the opportunities available to those who consider careers in the skilled trades – and it will highlight how the program works, what the benefits are tostudents, and how the program benefits employers who participate. It also will direct listeners to where they...
Oct 25, 2024•26 min•Season 3Ep. 2
In this discussion, we're educating Ohioans to better understand safety regulations in Ohio manufactured home communities. This episode will inform the Ohioans about the guidelines, regulations, and safety standards. Moreover, this is designed to encourage residents of these communities to notify authorities about any problems or damages, from severe weather, tornadoes or other incidents, and to prepare their homes for the winter season before the chilly weather arrives.
Oct 04, 2024•26 min•Season 3Ep. 1
Join us for an informative episode of Protecting What Matters, where Division of Liquor Control Licensing Director Paul Kulwinski breaks down Ohio's wet anddry laws and the local option election process. In this episode, we comprehensively discuss how these laws impact your community. Gain insights into how these decisions affect local businesses, economic development, and more. Tune in to understand how these laws shape our communities and your role in the local decision-making process....
Sep 16, 2024•29 min•Season 2Ep. 24
Join us as we explore the innovative "Make Me a Firefighter" campaign aimed at boosting recruitment and support for the Ohio Volunteer Fire Service. We’ll discuss the rewards of being a volunteer firefighter, the impact of new initiatives, and how the upcoming 2024 Ohio Fire Marshal Festival is a free, family-friendly outreach opportunity to educate and celebrate efforts to shape the future of firefighting in Ohio. If you have the heart and drive to make a difference in your community, you can b...
Aug 22, 2024•21 min•Season 2Ep. 23
In this episode of Protecting What Matters, experts from our Division of Securities Enforcement Section talk about the cryptocurrency landscape. Our experts uncover ways to safeguard your investments and keep you informed with the latest safety protocols in the crypto markets. We explore the critical aspects of crypto safety through thelens of regulatory oversight and best practices for consumers. Make sure you listen to this episode before you start to invest! Whether you're a beginner or a sea...
Jul 25, 2024•27 min•Season 2Ep. 22
Join us as we celebrate year three for Protecting What Matters. We’re talking about all things Ohio State Fair, from giveaways and how to win a prize. Plus, learn more about the Ohio Governor’s Imagination Library and how kids from birth to age 5 can get 1 free book each month. Get ready to immerse yourself in an exciting visit to the Commerce House! We invite you to join us at the Ohio State Fair, beginning on Wednesday, July 24 and running through August 4. The Commerce team is all set to enga...
Jul 02, 2024•26 min•Season 2Ep. 21
In this episode, we discuss Ohio's new Building Standards codes for the Mechanical and Plumbing industries and what that means for Ohio's construction landscape. Join us as we talk with Board of Building Standards Chair Tim Galvin to discuss critical changes and share examples of how these regulations play a crucial role in our lives while providing valuable insight into the safety of Ohioans, businesses, and the construction industry. Click here to learn more about the 2024 Ohio Building Code R...
Jun 12, 2024•28 min•Season 2Ep. 20
Join us in this educating episode as we delve into an important partnership between the Ohio Division of Real Estate and the Ohio Housing Finance Agency. Discover how this partnership benefits not only consumers seeking affordable housing solutions but also empowers real estate professionals with the resources and support they need to thrive in a competitive housing market. From innovative initiatives to collaborative efforts, shapingOhio's real estate landscape, explore how these agencies are w...
May 30, 2024•25 min•Season 2Ep. 19
Exploring Ohio's DORA - we invite listeners to into the world of Designated Outdoor Refreshment Areas (DORAs) just in time for summer. As warmer weather increases,we’re outdoors to dine, shop, and connect with our communities, at events and festivals throughout Ohio. In this episode of Protecting What Matters, you understand the creation and evolution of DORAs and hear how they have become vibrant spaces in some communities. Tune in and discover how DORAs are not just about refreshment but also ...
May 16, 2024•29 min•Season 2Ep. 18
In this episode of Protecting What Matters, we’re helpingOhioans navigate the complex process of selecting the right mortgage lender and real estate professional. Whether you're a first-time homebuyer or a seasonedhomeowner, we provide invaluable insights and tips to help ensure you make informed decisions and have access to the resources you need to protect what matters most— with your finances and home. Experts from the Ohio Department of Commerce’s Division of Financial Institutions and Divis...
May 03, 2024•27 min•Season 2Ep. 17
In the spirit of spring, a season synonymous with renewal and tidying up, the Ohio Department of Commerce’s Division of State Fire Marshal's Fire Prevention Bureau reminds you that spring cleaning and fire safety go hand-in-hand. We’ll walk you through what you need to know as you clean up your home. #Ohio #OhioCommerce#OhioFire #ProtectingWhatMatters #NewPodcast #Podcast #FireSafety
Apr 11, 2024•27 min•Season 2Ep. 16
Financial fraud and identity theft continues to be a pressing issue for consumers across the country and here in Ohio. In this episode, we break down the Federal TradeCommission Consumer Sentinel Network Report, revealing the shocking reality that consumers nationwide lost an alarming $10 billion to fraud in 2023. Ohio ranked 26th in the country, with $154 million in losses to Ohioans last year. The Ohio Department of Commerce’s Division of Financial Institutions Office of Consumer Affairs Progr...
Mar 18, 2024•26 min•Season 2Ep. 15
The Ohio Department of Commerce produced this episode for National Consumer Protection Week, but the tips and educational content are good for you and your family year-round! Assistant Director Charity Robl explains all the different ways we protect Ohio’s consumers, help them make more confident decisions, and take decisive action in many areas of their life
Feb 29, 2024•24 min•Season 2Ep. 15
Ohio’s Division of Unclaimed Funds Claims Examiner, Supervisor Anitra Davis, answers frequently asked questions about finding, filing, and claiming your missing money. Hear testimonials from other Ohioans about their experience with claiming unclaimed funds. The Commerce Department’s Division of Unclaimed Funds is holding almost $4 billion in unclaimed funds waiting to be claimed. Part of this stash could be yours. Visit unclaimedfunds.ohio.gov to search and see if you have unclaimed funds today...
Feb 15, 2024•20 min•Season 2Ep. 14
