Send us a text EP147: 2024 has started well for the UK property market, as there is definitely an appetite for property. House price forecasts for 2024 remain relatively positive, with most institutions believing that prices will remain flat. In December, Knight Frank had initially forecast a decrease of -4% for 2024, but have revised this forecast to +3% growth for the year. House prices: Nationwide, Halifax and Rightmove have reported: -1.8%, +1.7% and -0.7% over the last 12 months . What is i...
Feb 13, 2024•33 min•Ep. 147
Send us a text EP146: "It’s too early to say the market is turning but all signs are very positive. One week of good results are great. Two weeks is a coincidence, three weeks a trend. So we’re waiting to see what the next few weeks brings. Right now the market is thriving." "If you’re going to sell typically people wait till spring. It’s pretty miserable this time of year. If you wait for spring there's more competition...so that could impact your price. There are buyers who are keen now who pe...
Jan 30, 2024•42 min•Ep. 146
Send us a text EP145: With over 25 years experience in property sales and development, Jerome Roith started in estate agency in a central London eventually founding his own agency. In this discussion Jerome shares his expertise on why he believes the best strategy in property development doesn't even involve breaking ground. Known as planning gain, this is the process of identifying and acquiring prime properties, and managing the planning permission process. He also talks about the importance o...
Jan 23, 2024•43 min•Ep. 145
Send us a text EP144: New year, new name, new focus. I launched my podcast nearly seven years ago. It has kept me sane and connected during some tough times. Thankfully I’m in a much better place and have loyal listeners, thank you. But as my career has evolved I’ve struggled to find the right name and focus. Finally I’ve come up with a name which is the perfect intersection of my interests and, I hope, that of my listeners. Over the coming days my podcast will be relaunched as Health, Wealth &a...
Jan 22, 2024•2 min•Ep. 144
Send us a text EP143: We ended 2023 on more positive news that inflation has fallen again to 3.9% from 4.7% in October, which will ease the pressure on the Bank of England to raise rates further. Welcome news to those 2 million people due to remortgage over the next 12 months. House price forecasts at the beginning of 2023 were mostly incorrect. Knight Frank and Savills were forecasting decreases of 10%, and Capital Economics forecast an even more gloomy 15% decrease. Unfortunately, the mainstre...
Jan 18, 2024•39 min•Ep. 143
Send us a text EP142: While many find their future life partner online, amidst the virtual roses hides a sneaky villain - the online romance scammer. These tricksters play with emotions, taking advantage of those just looking for a much desired connection. In this episode, Becky Holmes, the hilarious writer behind the @deathtospinach X/Twitter account talks about how she exposes fraudsters in (hopefully) funny ways. What started as a lockdown boredom buster turned serious when she discovered the...
Dec 22, 2023•35 min•Ep. 142
Send us a text EP141: At the risk of being a broken record once again the two biggest stories from the recent data is that some price data is actually showing a small increase in house prices. Second, rents continue to increase. "There is positive news with the rate of inflation in the UK dropping to 4.6% from 6.7% last month. The Bank of England is under less pressure to increase interest rates, and there may be rate cuts during the first half of 2024. House prices remain resilient, defying the...
Dec 20, 2023•1 hr 15 min•Ep. 141
Send us a text EP140: I was seeing the other brokers in the industry presenting businesses for sale. As a broker, we value on turnover, but as a buyer, you value on profits because you want to see what profit you can generate from that business. If you're interested in buying or selling a lettings or estate agency Lucy Noonan is the expert with over 20 years of experience in the industry, having worked with big names like Belleville, LSL, Hunters, and the Lomond Group. Having left corporate life...
Nov 27, 2023•33 min•Ep. 140
Send us a text EP139: Two biggest stories from the recent data is that some price data is actually showing a small increase in house prices. Second, rents just continue to increase. We dig into why. Key points: Prices starting to level off. Rightmove is showing prices are actually increasing on a month on month basis. How much of this is lack of supply? HMRC transaction levels are 20% lower than a year ago. Most of this is down to a lack of availability of credit due to interest rates being so h...
Nov 10, 2023•35 min•Ep. 139
Send us a text EP138: What struck me this month in my discussion with Eyeedul is the continued strength of the rental market. Nationally rents increased 10.3% y/y while in London it's 13%. “It isn’t just tenants who are feeling the financial strains of increasing rental prices. The exacerbating economic issues around rental prices are also leaving landlords with increasing rent arrears, resulting in struggles to make mortgage payments and other expenses. It really is a vicious circle, with very ...
Oct 10, 2023•53 min•Ep. 138
Send us a text "I was a little bit surprised to be diagnosed. It became quite a difficult journey for a period of time. My response on the January 19th 2021 was naïve. They asked me to go in to get results and I didn't realise that meant bad news. My response was 'this had better not kill me' and it had a 40% chance of killing me...better odds than some are facing." EP137: It was lovely to have Susannah back on the pod. When asked why she has been so quiet of late she revealed that she’d had not...
Oct 05, 2023•55 min•Ep. 137
Send us a text EP136 : Once again I'm joined by property expert Eyeedul Haque to discuss the recent data on the UK property market, with a focus on recent developments related to mortgage rates, inflation and property prices. We discuss: - Mortgage payments are set to increase by £500 for approximately 1m households. - The Bank of England's interest rate has reached a 15-year high at 5.25%. - Inflation stands at 8.7%, and the government aims to reach a 2% target. - Effectiveness of the monetary ...
Sep 28, 2023•30 min•Ep. 136
Send us a text EP135: As interest rates soar, inflation rises, and labour shortages continue, homeowners are left wondering what the future holds. Property consultant, Eyeedul Haque, reveals the data behind the headlines about the state of the housing market and the impending mortgage payment increases. "What has actually happened is the rate of growth has slowed but it's nowhere near the Knight Frank’s and the Savill’s with their very negative forecasts; that's a huge positive." In this episode...
Jul 13, 2023•33 min•Ep. 135
Send us a text EP134: "Nationwide, Halifax and Rightmove all reported increases of 7.2%, 8.3% and 7.2% over the last 12 months . Compared to last month, the annual figures were 9.5%, 9.8% and 8.7%." But prices are showing the first signs of slowdown. Some pundits are saying prices will drop by 30% over 2023. What about rental demand? Take a listen to see what the data is indicating. What do house price movements mean for you? I was joined live by Eyeedul Haque of My Property Consultant and we di...
Dec 02, 2022•39 min•Ep. 134
Send us a text EP133: "I think most people appreciate someone making a purchase easier for them. Selling is not about persuading someone to buy something that they do not need but making a decision easier. ‘People buy from people,’ is a common saying and our job is to ensure that people buy us and not the product." Meet Bob Harvey, now non executive director at SeventySeven Wealth Management after 25 years in management at St. James's Place. In this interview he reflects upon his career in sales...
Nov 01, 2022•50 min•Ep. 133
Send us a text EP132: "Nationwide are quoting a 9.7% increase this month compared to 10% last month. Halifax are also quoting 9.8% this month compared to 11.5% in the previous month. So the rate of change of house price growth is slowing, but there's no evidence of this massive downturn that people are talking about." I met with Eyeedul Haque of My Property Consultant for a live discussion on the UK house prices. Each month Eyeedul puts together a tracker plotting the changes in the major house ...
Oct 28, 2022•28 min•Ep. 132
Send us a text EP131: “I need to push myself to build that and get myself to a point where I feel that I am financially secure. And probably that's one of the main drivers for why I'm so passionate about encouraging people to learn about money and understand money and be empowered by it so that they can reap benefits later on.” Louise co-founded GoHenry in 2012 when she realised that her children needed to learn how to manage money in an increasingly digital world. At the time her son was eight ...
Oct 25, 2022•48 min•Ep. 131
Send us a text EP130: Olive recently celebrated her 94th birthday and is still in fine form. Her active mind and unfussy approach to life is refreshing in people of any age, not least those in their 10th decade. She narrates her story in exactly the same way, and even when tragedy strikes - for example the loss of a dear cousin and step-sister in a car accident - she is able to see the bigger picture. This is a lively and spirited account of a long life lived to the full. Olive's story is a rema...
Oct 04, 2022•53 min•Ep. 130
Send us a text EP129: "We are in a very interesting time. On one side, we have the Chancellor trying to encourage house sales with fiscal stimulus. And on the other, we have the Bank of England using monetary policies to control lending. What makes the decision of when to invest more interesting is exchange rates." In the first of a new monthly series I met with Eyeedul Haque of My Property Consultant for a live discussion on the UK house prices. Each month Eyeedul puts together a tracker plotti...
Sep 29, 2022•39 min•Ep. 129
Send us a text EP#128 "If you've had some sort of trauma in your early life...the problem you potentially suffer with is an inherent feeling of a lack of self worth. And success won't fill that." Sam White tragically lost her mother to an overdose at age 23. By 24 Sam launched her first business from her sister’s conservatory and she hasn’t stopped since. Starting as a small uninsured loss company in 1999, Sam has grown the Freedom Group to become a hugely influential and expanding business. In ...
Sep 27, 2022•1 hr 10 min•Ep. 128
Send us a text EP127: "We've had amazing news in the last few weeks. We had interest rates go up again last week... We then had the mini-budget with the changes to stamp duty...to come into play. There's a third element with the pound taking the biggest fall in 37 years against the US dollar. All these moving parts make it an interesting conversation around when is the right time to invest." Join us live every month as Eyeedul Haque of My Property Consultant and I crunch the data behind the UK h...
Sep 26, 2022•4 min•Ep. 127
Send us a text “My whole life has been one safari and I am still living it now. Even as I sit here in Monaco, I cannot wait to get up and have another adventure.” My guest today, Geoffrey Kent, is the founder of luxury international travel company, Abercrombie & Kent, and the pioneer behind safari being a “hunt with a camera, and not with a gun.” After being expelled from school, riding a motorbike off into the Kenyan sunset, and later training at the Royal Military Academy Sandhurst, Geoffr...
Sep 12, 2022•45 min•Ep. 126
Send us a text EP125: “I was on fire. I was fighting well. Then I've got to one of the most important fights I just needed to get through. This fight was probably the most important fight to get that chance to have the Olympic gold medal. I received a head kick with two seconds to go, and two seconds just wasn't enough to get the points back.” Jordan was on the pathway to Tokyo Olympics 2020 when he missed his dream by two seconds. Rather than wallow in the disappointment Jordan has shown incred...
Sep 05, 2022•41 min•Ep. 125
Send us a text EP124: My podcast is back! We have another series of 12 guests to share with you over the coming weeks. “Many people reach the age of 50 having been on a treadmill of career and families and they're faced with this realisation…they need to take responsibility for themselves as they move into the last period of their working life…If they don't, they may face a retirement…which could be less comfortable than they had in mind.” Paul Green came from a conservative background where mon...
Sep 02, 2022•47 min•Ep. 124
Send us a text “Being a stripper taught me more lessons than I could possibly imagine, a lot of which I’ve been able to apply to my business life..” For the penultimate episode of The Nicole Bremner Podcast, I’m joined by former stripper Paulina Tenner . Paulina is the founder of GrantTree , where she leads a team of 50 people in helping businesses secure government funding. To date, the company has raised over £200m for tech start-ups and larger companies. Originally from Poland, Paulina is a t...
Dec 21, 2021•37 min•Ep. 123
Send us a text “‘Workations’ have become really popular. We’ve ditched the office and have really embraced ‘out of office’ work.” My guest today, Ivo Gospodinov, is one of the entrepreneurs behind industry leading prop-tech company Staykeepers, which he runs with his brother, Miroslav across the UK, US, Spain, Ireland, Germany and France. Aimed at the Build to Rent market, Staykeepers is a fully-compliant, user-friendly online platform which ‘uses Smart Technology to sell empty rooms’, generatin...
Dec 14, 2021•53 min•Ep. 122
Send us a text “A career in construction is not just about muddy boots.” Today my guest is Julia Starzyk, a property quantity surveyor, project construction manager and founder of Stars Projects London, a dynamic property consultancy focusing on cost consultancy and project management in the luxury £1m to £6m property sector. From converting a 150-year-old building in Mayfair into a luxury seven-bed hotel to a modern apartment in Chancery Lane with raw concrete ceilings, she has project managed ...
Dec 07, 2021•47 min•Ep. 121
Send us a text “It’s so important to think about what you put into your body and so we should be taking that view with our skin too.” For anyone who has ever had problem skin or is fed up with trying endless beauty products in a bid for that healthy glow we all long for, this is the episode for you. As a beauty blogger in London, Rachel Noble was living the dream being sent skincare to try and write about and attending big brand launch events. But her blogging career soon led her down the path o...
Nov 30, 2021•53 min•Ep. 120
Send us a text “ Most folks have $1 to $2 million dollars in hidden capital available to them within the people they know.” Joining me this week, all the way from British Columbia in Canada, is Dave Dubeau , the creator of the Money Partner Formula . As a bestselling author and speaker, Dave has shared the stage with people like Robert Kiyosaki, George Foreman, Robert Herjavek, Arlene Dickinson, Ted Thomas and more, sharing how he works with ‘mom ‘n’ pop’ real estate investors to help get starte...
Nov 16, 2021•45 min•Ep. 119
Send us a text “Buying art is a little bit like buying property in Knightsbridge…if you buy a blue-chip artist who’s dead and sit on it long enough then you probably will make money, but that means you need to be able to afford to sit on it for something like 30 or 40 years. “ Art is a very difficult asset class generally, it’s felt that if you have a wide portfolio then art is something interesting to put your money into, but you certainly wouldn’t do it as your primary source of investment. It...
Oct 26, 2021•1 hr 7 min•Ep. 118
