We’ve all heard the phrase “rent money is dead money,” right? But is it really? As property prices surge and affordability challenges mount—especially for younger Australians—a growing number of people are turning to an alternative path: rentvesting . That’s where you rent the home you live in and invest in a property elsewhere. Is this just a clever workaround, or is it a genuinely smart wealth-building strategy? In today’s episode I’m joined once again by Stuart Wemyss to explore this in depth...
Jul 02, 2025•38 min
Did you know that for the first 15 years of your mortgage, you're working mostly for the taxman, not your future wealth? It’s a startling claim, but one backed by data from the Housing Industry Association — and it sheds new light on why housing affordability is getting worse, not better. Today, I’m joined by Tim Reardon, Chief Economist at the HIA, to unpack this extraordinary insight. We explore how government taxes and regulatory charges are silently front-loading the cost of home ownership, ...
Jun 30, 2025•36 min
If you’re a property investor, I have an important question for you… When was the last time you thought seriously about your property manager? If you think their main job is collecting the rent and organising tradies when something breaks, I’ve got news for you—things have changed dramatically. In fact, the world of residential property management has been turned on its head in the last five years. New legislation, shifting tenant expectations, work-from-home dynamics, and rapid tech adoption me...
Jun 25, 2025•36 min
If you’ve ever felt like you’re playing a game of property monopoly in Australia, but someone else got to pass “Go” decades before you and now owns half the board, you’re not imagining it. That “someone else”? It's the Baby Boomers. They’ve won the property game in Australia. Not just because they got in early, but because the rules of the game have increasingly worked in their favour, at the expense of younger generations. Today leading demographer Simon Kuestenmacher and I chat about whether t...
Jun 23, 2025•36 min
Today, I want to talk about something that’s really flying under the radar—but it shouldn’t be. Imagine being taxed on money you haven’t actually earned. Not on rent you’ve received, not on a capital gain you’ve banked, but just on the increase in value of an asset you still hold. Sounds crazy, right? Well, that’s exactly what the federal government’s proposed new tax on superannuation above $3 million aims to do—taxing unrealised capital gains. And while they say it’ll only affect a handful of ...
Jun 18, 2025•36 min
Have you ever wondered if property development could be your next big wealth accelerator? You’ve probably heard the success stories – investors who’ve turned modest sites into multimillion-dollar assets by building just two townhouses. But what you don’t often hear about are the sleepless nights, the missteps, the cost overruns, the unexpected council headaches, or the “learning experiences” that chew up profit and time. Today, I’m joined by Greg Hankinson – Director of Metropole’s Project Devel...
Jun 16, 2025•33 min
Imagine this… You’ve got a strong property portfolio, you're working hard, and the market is looking good. Then – boom – life throws you a curveball. Maybe it’s a job loss, a health issue, or a tenant stops paying rent for months. What now? Most investors panic. But the savvy ones? They just lean on their financial buffer – a quiet little fund sitting in the background that buys them something more valuable than money: time. In this podcast episode of the Michael Yardney Podcast, Brett Warren an...
Jun 11, 2025•30 min
While most of us want to become rich and successful, it’s really not as easy as many suggest on social media. In today’s show Tom Corley and I explain why building wealth is a two-step process and the requirements to not only build wealth, but retain wealth. Takeaways The easiest way to grow wealth in Australia is through residential real estate. Becoming rich involves a two-step process: accumulating wealth and maintaining it. Daily growth habits, such as reading and self-education, are crucial...
Jun 09, 2025•34 min
Are Melbourne apartments the most underrated investment opportunity for 2025? For years now, investors and homebuyers alike have steered clear of Melbourne apartments—especially those in high-density towers—fearing oversupply, poor quality builds, and lacklustre capital growth. But what if that narrative is outdated? What if the very segment that’s been overlooked is now poised for a significant turnaround? In today’s show, I’m joined by Stuart Wemyss, to explore a bold yet data-backed predictio...
Jun 04, 2025•33 min
Imagine a Melbourne the size of New York City. Yes, really.That’s the trajectory we’re on. By 2050, Melbourne’s population is projected to swell to 9 million people , making it not just Australia’s biggest city by population, but potentially one of the most dynamic urban economies in the world. This isn't some abstract urban planning fantasy—it’s based on official projections and a strategic blueprint - Plan Melbourne - backed by trends in migration, births, and economic transformation. So what ...
Jun 02, 2025•33 min
Interest rates are falling again. After years of rate hikes, mortgage stress, and a cooling economy, the RBA has now dropped interest rates for the second time this cycle and there are more rate cuts to come. But what does this actually mean? Is the worst behind us—or is this a sign of deeper cracks in the economy? In today’s Big Picture episode, I’m joined again by leading financial commentator Pete Wargent as we unpack the macroeconomic forces shaping our housing markets and the financial outl...
May 28, 2025•40 min
With tax season just around the corner and property investors constantly navigating a shifting taxation landscape, it’s never been more important to stay one step ahead of the taxman. Whether you’re a seasoned investor with a sizable portfolio or just starting out with your first rental, the rules are changing—and some of these changes are flying under the radar. In today’s episode of the Michael Yardney Podcast, I’m joined by my business partner, Ken Raiss, Director of Metropole Wealth Advisory...
May 26, 2025•43 min
The election already feels like old news. The campaign ads are off the air, the polling booths are packed away, and the headlines have moved on to the next big story. But make no mistake—what happened at the ballot box is going to shape our property markets for years to come. In this episode of the Michael Yardney Podcast, we unpack exactly what the recent election results mean for you as a property investor, homeowner, or aspiring buyer. After Wealth Retreat a couple of weeks ago Brett Warren, ...
May 21, 2025•28 min
In today show Simon Kuestenmacher and I discuss a topic that won’t stay out of the news this year with the federal election coming up — house prices. Whether they’re climbing to new heights or stabilising, the property market has ripple effects that impact us all. But here’s the big question we discuss today: When house prices are high, are there more winners or losers? Takeaways · The Australian housing market has historically created more winners than losers. · Government policies often favor ...
May 19, 2025•39 min
When it comes to property investing, the noise from the financial media can be deafening. But how much of what they say is really worth your attention? There are many commonly held beliefs about property investing that aren’t only questionable but are also utterly false. Sadly, some investors go through their entire property journey believing them. And that’s a shame. They waste precious time buying the wrong property or using faulty strategies because they listened to bad advice. So in today’s ...
May 14, 2025•36 min
In today’s show, Tom Corley and I chat about a recent blog he wrote called “Everything you need to know about becoming a multimillionaire”, so if that interests you, I’m sure you’re going to enjoy my chat with Tom. Takeaways There are 4 pathways to wealth and we break these down for you Becoming wealthy is really, really hard - but they are things you can do to tip the scales in your favour. Becoming wealthy takes time and requires luck. Wealth creation requires a clear vision and planning. Weal...
May 12, 2025•30 min
It’s certainly been a big week in Australia—with the Labor Party securing another term in government following the federal election, there’s plenty of speculation about what that might mean for our economy, interest rates, and of course, the property markets. So today, before we dive into the latest data and trends, I unpack what this election result could mean for property investors, homebuyers, and renters across the country, and what the likely implications are for inflation, interest rates, ...
May 07, 2025•39 min
In today’s podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning. We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow. Takeaways The property market is entering a new phase as interest rates will continue to fall. The long-term fundamentals will drive property values up ov...
May 05, 2025•39 min
Welcome to another episode of the Michael Yardney Podcast. Now let me ask you… have you felt like the sky is falling lately? Between confusion about interest rates, scary headlines, rollercoaster stock prices and continued uncertainty in the property markets, it’s no wonder so many investors are feeling rattled right now. But here’s the thing—this kind of volatility isn’t new. It’s just loud. And if you listen too closely to the noise, it can shake your confidence, cloud your judgment, and lead ...
Apr 30, 2025•44 min
After all these years in property, I’m still surprised at how some investors decide which property to buy, however it doesn’t really surprise me why so many don’t get past their first or second property. You see… many buy for emotional reasons, and while others think they’re investing in property, for some, they’re really speculating. In today’s show episode, I discuss common mistakes in property investment with Brett Warren, focusing on the dangers of hot-spotting. We emphasise the importance o...
Apr 28, 2025•37 min
In today’s podcast, Stuart Wemyss and I discuss the complexities of managing underperforming property investments, and how to decide when and if you should sell your property . We explore everything from the emotional traps that can cloud our judgment to strategic considerations like tax implications and portfolio rebalancing. Takeaways Investing is a long-term journey, often taking decades to develop financial independence. The quality of your asset is crucial for long-term returns. Benchmarkin...
Apr 23, 2025•37 min
There’s an old Chinese saying “I wish that you live in interesting times.” The irony of this is that “interesting times” are often times of trouble or turmoil, making the phrase more like a curse and boy are we living in interesting times at the moment with Trumps Tariffs creating fear around the world. It reminds me of the early days of covert when people were uncertain what was ahead. In this “Big Picture” episode of the Michael Yardney Podcast, Pete Wargent and I discuss the current economic ...
Apr 21, 2025•39 min
In this episode of the Michael Yardney podcast, I discuss the current state of the housing market with Dr. Nicola Powell, Chief of Research and Economics. We explore the impact of federal elections on housing predictions, the effects of political uncertainty, and the concept of Solomon's Paradox in decision-making. Our conversation also delves into the differences in housing policies between political parties, the ongoing supply and demand issues in the market, and the opportunities available in...
Apr 16, 2025•33 min
In this episode of the Michael Yardney podcast, I discuss the intricacies of property investment and finance with expert Hung Chuy. We explore the importance of mindset, the role of brokers, and the complexities of managing a property portfolio. Key topics include understanding interest rates, debt recycling, and the unique challenges of commercial property financing. The conversation emphasizes the need for strategic financial planning and the benefits of using multiple lenders to maximize inve...
Apr 14, 2025•37 min
Despite predictions of a downturn, Australia's housing market continued to strengthen, with national house prices rising by 1.0% in March, building on earlier gains from February. In today’s show Dr. Andrew Wilson explains how capital city rental markets have tightened further, with vacancy rates either falling or remaining at historically low levels, pushing rents upwards. We also discuss how following Trump's announcement of tariffs, market expectations shifted significantly, suggesting a 90% ...
Apr 09, 2025•32 min
It's a question that echoes through conversations among frustrated Australians, especially younger generations who find themselves priced out of the housing market: Is this all a Ponzi scheme? The surge in property prices has not only locked out many potential first-time home buyers but has also sparked a fiery debate about the sustainability and ethics of our housing economy, likening our housing markets to a speculative Ponzi scheme. Is this really true? That’s what Brett Warren and I discuss ...
Apr 07, 2025•35 min
If you’ve has been listening to my podcast for some time, you’d know that I believe in the importance of having a long-term strategic plan for your investments, So while you may be looking for the next hotspot or a way to get rich quickly, let’s step back today and look at the advantages of a long-term investment approach, explore how to sidestep some common pitfalls and discuss why playing the long game could be your best move in securing financial freedom And to do that I’m joined by Stuart We...
Apr 02, 2025•49 min
In this show Ken Raiss, Brett Warren and I and a heap of questions left by viewers of a recent Masterclass that should be of interest to anyone interested in property investment. We explore the pros and cons of investing in outer suburbs, what’s ahead for the Melbourne property market, the significance of understanding property value versus price, the different loan structures available for investors, the importance of economic fundamentals, and strategies for intergenerational wealth transfer. ...
Mar 31, 2025•55 min
While we usually spend a lot of time talking about property, today I’ve got a special episode for all the parents out there. And even if you don’t have kids yet or you’re not planning to, you’re still going to learn a lot about money and wealth today from my special guest Loral Langmeir, author of the transformative book, "Make Your Kids Millionaires: The Step-by-Step Guide to Lead Children to Financial Freedom." We discuss how to instill a millionaire mindset from a young age, the significance ...
Mar 26, 2025•43 min
In this episode of the Michael Yardney Podcast, Brett Warren and I discuss twelve key insights that could have accelerated our success in property investment. We explore the importance of mindset, personal control, goal setting, and the role of attitude in shaping investment outcomes. The conversation emphasises the need for proactivity, learning from mistakes, understanding market cycles, and the value of giving back to the community. We also highlight the significance of compounding wealth and...
Mar 24, 2025•33 min
