In this episode you’ll learn why, when you buy into a New Build development, you'll often be automatically signed up to either a body corporate or a residents association. You’ll also learn the main differences between the two, and why the extra costs can be beneficial to you as an investor. And click here to see all the charts and other info in the written article on the Opes website....
In this episode, you’ll learn a 4-step process for accurately working out the market rent in any suburb. This way, you don’t have to rely on your property manager to ensure you get the correct rent for your investment. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn what a turnkey contract involves, versus a progressive payments contract. This is important because, more often than not, property investors are going to be buying a turnkey property. But, this type of contract isn’t right for all investors and come with their pros and cons. And click here to see all the charts and other info in the written article on the Opes website....
In this episode, you’ll learn how townhouses stack up as an investment choice. This is because if you’re thinking about investing in a new build investment property, you’ll find townhouses will be the most abundant choice. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn how people use property to build a passive income. You’ll also listen to a discussion of how property compares to other asset classes (such as shares or fixed term deposits) as an investment choice. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn what negative gearing is and why initial hopes of a tenant paying off your mortgage, may come up short … literally. You’ll also learn, how some negatively-geared properties can still make a good investment decision. And click here to see all the charts and other info in the written article on the Opes website....
In this episode, you’ll learn what triggers the settlement date of your New Build, as well as what people you need to engage (in the 10-day timeline leading up to settlement) to make sure everything runs smoothly and on time. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn why (long-time labelled as profiteering) private property investors are being offered tax incentives from the government to help solve our national social housing problem. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn what exactly a revolving credit is and why (even for people familiar with the term) it can be a complex financial tool to grasp. However, you'll also learn how a revolving credit can be a powerful tool to help pay down your mortgage more quickly…once you wrap your head around it. And click here to see all the charts and other info in the written article on the Opes website....
In this episode, you’ll learn why apartments don’t grow in value as quickly as houses or townhouses. But you’ll also learn how – sometimes – they can make up for low growth with higher-than-average yields. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn all about Williams Corporation – who they are, what their developments are like, and if we think one of their properties would suit your investment portfolio. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn why it’s important to conduct a “cashflow forecast” when investing in a new property. But you’ll also learn why it's not as straightforward a process as it sounds. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn our top 5 picks for the property developers you’ve never heard of. We’ve done this because it’s important to know that the person building the ‘best’ property doesn’t necessarily have the biggest marketing budgets. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn who is allowed to buy property in New Zealand under the ‘foreign buyer ban’. The answer is broadly ‘yes’ but restrictions can apply to what you can buy depending on the country in which you hold citizenship and residency. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn why you don’t need a spare $120,000 (plus) to fund the deposit for an investment property…all you need is a little useable equity. You’ll also learn how to calculate how much useable equity you may have at your disposal and what sort of investments you can purchase. And click here to see all the charts and other info in the written article on the Opes website. Also I mention the Do You Have What It Takes to Become a 1st-Time Property Investor? quiz. Give it a go to ...
In this episode, you’ll learn what a dual-key apartment is, and how one can benefit your property portfolio. As a relatively new concept for New Zealanders, I’ll discuss just exactly what a dual-key apartment is, its unique features, and whether or not it’s a good investment option. And click here to see all the charts and other info in the written article on the Opes website.
In this episode, you’ll learn who are our top picks for mortgage brokers in the country and what makes each of them unique. I’ll also cover off the basics, such as the process for using a broker, what you need to supply to one, and how much they will cost. And click here to see all the charts and other info in the written article on the Opes website .
In this episode, you’ll learn exactly what your lawyer needs to provide you during the due diligence process. A lawyer is usually going to be the first port of call, earlier than even a mortgage broker, which is why the role of a lawyer is an important one (and one of the most expensive). And click here to see all the charts and other info in the written article on the Opes website ....
In this episode, you’ll learn the benefits and drawbacks of each of the three most commonly bought property types: Houses, townhouses, and apartments. You’ll also learn why the traditional view of "more land = faster capital growth" is not entirely accurate. And click here to see all the charts and other info in the written article on the Opes website .
In this episode, you’ll learn both how to increase the rent on your property and how to figure out what to increase the rent by. You’ll also learn the reasons for why rent increases are a normal and necessary part of the renting lifecycle. And click here to see all the charts and other info in the written article on the Opes website ....
In this episode, you’ll learn exactly a Sunset Clause is and why they tend to get a lot of negative press in the media. You’ll also learn some tips for how to negotiate a Sunset Clause, in order to best protect yourself from the developer raising the price on you. And click here to see all the charts and other info in the written article on the Opes website .
In this episode, you’ll learn everything you need to know about New Builds. This includes: What a New Builds is, how the tax and financial incentives work, and whether a New Build could be a good investment for your portfolio or for a first home buyer. And click here to see all the charts and other info in the written article on the Opes website .
In this episode, you’ll learn what exactly a non-bank lender is, and how they aren’t the “dodgy cowboys” you may have once thought. As non-bank lenders become more commonplace in a stricter lending environment, you’ll figure out whether or not they could be an option (or solution) for you and your portfolio . And click here to see all the charts and other info in the written article on the Opes website ....
In this episode, you’ll learn what my top picks for 5 commonly used non-bank lenders in New Zealand. So, if you're looking for mortgage options outside the mainstream banks, this could be a good starting point. And click here to see all the charts and other info in the written article on the Opes website .
In this episode, you’ll learn what LVRs (Loan to Value Ratio) are, and how they dictate how much deposit you will need to purchase property. You’ll also learn how LVRs change depending on what sort of buyer you are, and how you can work within the rules to borrow with a lower deposit. And click here to see all the charts and other info in the written article on the Opes website .
In this episode, you’ll learn what the Bright Line Test is, and how it works in New Zealand as a “lite” version of a capital gains tax. Essentially, if you buy and sell property with the intention of making a profit – you’ll have to pay tax on the difference – unless you abide by the Bright Line rules. And click here to see all the charts and other info in the written article on the Opes website ....
In this episode, you’ll learn why it’s important investors know the value of their property. You’ll also learn what sort of property valuations are available, when to use them, and how accurate each one is. Spoiler alert: they’re probably nowhere near as accurate as you might think. And click here to see all the charts and other info in the written article on the Opes website .
In this episode, you’ll learn what’s involved in the government’s new interest deductibility law, and what property types are “exempt” and “not exempt”. You’ll also learn what the changes to your tax bill will be and how this long-discussed tax law is likely to impact you as a property investor. And click here to see all the charts and other info in the written article on the Opes website .
In this episode, you’ll learn what some retirement lifestyles look like for retired Kiwis and what they cost. Most investors believe they won't have enough in retirement, but they want to avoid thinking about how big the number is. Is it $1 million? $2 million? By learning how much different lifestyles cost, you can make a more informed decision about what sort of retirement you would like to aim for.
In this episode, you’ll learn why a whopping 42% of seasoned property investors choose to use an interest-only mortgage, even though these borrowers – ironically – end up paying more interest over time. You’ll also learn how an interest-only loan can help you build your portfolio more quickly and if the bank will consider approving your application. Read the article and try our Interest Only Mortgage Calculator...
