This is a re-broadcast of an episode of The Attachment Point where Carly, Nick & Rob discussed the challenges and difficulties of Gen-Xers in career development. ROB GALBRAITH – https://twitter.com/robgalb and https://www.linkedin.com/in/rob-galbraith-8707aa1/ BOOKS DISCUSSED ON THE SHOW: THE BRAND YOU – TOM PETERS KNOWN BLUE OCEAN STRATEGY LORDS OF STRATEGY THE END OF COMPETITIVE ADVANTAGE
Dec 27, 2017•54 min•Ep. 49
This is a re-broadcast of episode 4 of The Attachment Point, where Tony, Carly and I discuss claims, claims adjusting, millennials and the Lemonade charity give back with claims adjustor Andrew Holland.
Dec 26, 2017•1 hr 14 min•Ep. 48
This is a re-broadcast of episode 2 of The Attachment Point podcast. In this episode Carly & Tony discuss smart goals, the Sheena Iyengar TED Talk, Aviva insurance looking to reduce application questions, and the 5 important questions to ask about your insurance coverage by Bill Wilson.
Dec 25, 2017•48 min•Ep. 47
In this episode of Profiles in Risk, I spoke with Abel Travis, host of his own insurance related podcast called Insurance Innovators Unscripted. We discussed how he fell into insurance, the path his career took and why he got into podcasting. Abel's podcast is a must listen for anyone who is interesting in hearing about insurance innovation, insurtech and the thought leaders in this space who are actively innovating and improving the entire insurance ecosystem.
Dec 18, 2017•55 min•Ep. 46
In this episode of Profiles in Risk, Tony and I spoke with Zach Finn head of the Butler University's Risk Management & Insurance Department. Zach discusses his risk management career, his decision for leaving industry for academia and how he is differentiating the Butler insurance program. We dive deep into their unique concept of a student run captive. Butler is generating a new breed of young insurance professional who are arriving already familiar with the machinations of insurance. They ...
Dec 11, 2017•56 min•Ep. 46
On this episode I will be discussing the life of Cuthbert Heath. Most of you will have never heard of Cuthbert Heath. He is barely known in the US. But ask anyone who is highly familiar with the Lloyds market or London markets and they are sure to know him. Mr. Heath is the man who is often called the Maker of Modern Lloyds.
Dec 04, 2017•18 min•Ep. 44
In this episode of Profiles in Risk, I catchup with Will Kastroll of Harbour Insurance based in Naples Florida. Naples was ground-zero for a second Florida landfall (Key West being the first). Will's office was significantly damaged. In our face to face, we discussed finding his quest to find temporary office space, the status of his main office space and we took a tour of Naples to see properties still reeling from the aftermath of Irma. We bumped into John Cosgrove from Radon & Model Pro, ...
Nov 26, 2017•42 min•Ep. 43
This is a previously recorded episode of The Attachment Point, immediately following Hurricane Irma. Even this episode is several weeks old, I decided to re-post it here for listeners to hear what Will had to say immediately following Irma versus Episode 43 (also broadcast on the same day) where Will and I discuss the post-Irma cleanup and reconstruction face to face.
Nov 26, 2017•40 min•Ep. 42
John Bachmann wrote an article at InsNerds that really registered with me. When I found out that he lives in the city I grew up in I decided to make John my first full live interview for Profiles in Risk. In this episode, John and I discuss his career in claims, how it got started (being a Patriot fan has its disadvantages), how he was fortunate enough to have the right mentorship to transition to other lines and advice for newbie and seasoned adjusters. John has a passion for what he does and y...
Nov 19, 2017•34 min•Ep. 41
The Private Risk Management Association (PRMA) is an organization dedicated to improving the advice, coverage, and service provided to the high net worth insurance consumer through education and increased awareness. I attended their annual Summit conference as a participant in their sessions dealing with how we all can improve flood risk awareness and more importantly, flood risk communication. As I was there I was impressed with the level of commitment these professionals had for their craft an...
Nov 13, 2017•1 hr 5 min•Ep. 40
In this episode, I speak with Wes Todd, CEO of Caseglide, who has been on the show twice before and is shooting to become the first member of Profile in Risk's Five-Timers Club (or as I mistakenly referred to as the Fivers Club) We discussed Assignment of Benefits in insurance and how this legal concept is causing havoc in the Florida insurance market adding an additional $1 billion dollars of claims into the system. We discuss the tactics used by lawyers and contractors to harass claims victims...
Nov 04, 2017•37 min•Ep. 39
In this episode of Profiles in Risk, we look at the risks of Active Shooter. In the wake of the Vegas Shooting, which claimed the lives of more than 50 innocent people, Ryan Welsh, a former officer Active Shooter, potential causes and some risk mitigative steps that might be taken by managers in corporations, schools and elsewhere. Unfortunately, it seems impossible to prevent these horrific events, but it does not mean we are helpless. There are things we can do and one of them is to become mor...
Oct 29, 2017•52 min•Ep. 38
On this episode, Brent and I discuss CAT bonds and other Insurance Linked Securities (ILS). We go into what makes ILS important to investors, insurers, reinsurers and other stakeholders. What is a CAT bond? How do these bonds pay out? How are they valued? We go into all of that and some of Brent's infamous nicknames.
Oct 22, 2017•54 min•Ep. 37
Oct 16, 2017•42 min•Ep. 36
In this episode of Profiles in Risk, Robin Smith of WeGoLook talks about why the business was started, the value it brings to insurance and other industries, what the future holds for WeGoLook and what it takes to be a startup founder. The idea germinated with a conversation with someone who was purchasing a high-end projector and wished someone could inspect it for him, and Robin and team have built an international company serving the US, Australia, Canada, the UK and Puerto Rico. Seems like W...
Oct 08, 2017•51 min•Ep. 35
If you are reading this or listening to the podcast, you can thank Dave. I decided to try blogging (and subsequently decided to try podcasting) because I read one of Dave's blog articles. We discussed blogging, podcasting, and studying for actuarial exams. Oh and Dave is a reinsurance broker, so we discussed what reinsurance brokers do, the value they bring and we spend some time discussing intermediaries (brokers/salespeople) and why he thinks they will not be disintermediated (also see this po...
Oct 02, 2017•1 hr 1 min•Ep. 34
In this episode, I discuss agent/carrier productivity with Tou Yang. Tou created Agent Ave as a way to efficiently organize all of the carrier-related info he had scattered among sticky notes, notebooks, binders, and manuals.
Sep 25, 2017•43 min•Ep. 33
Cyber risks seem to be in the national headlines week after week. Recently credit reporting agency, Equifax was hacked and it is estimated that 143 MILLION Americans could have critical private information (such as social security numbers) compromised. On this episode of Profiles in Risk, I discuss cyber risks with Amit Rai of Cyber Boxer. An insurtech startup, based in India, on what is cyber risk, what are the most common types, how we can prevent them and we also get into the Indian startup s...
Sep 17, 2017•56 min
In this episode of Profiles in Risk, Rob Galbraith becomes the first person to be on both Profiles in Risk and The Attachment Point Podcast. We discuss Rob's time storm chasing as an embedded civilian with the IBHS and the article he wrote for InsNerds on the trip. MENTIONED ON THE SHOW: IBHS - INSURANCE INSTITUTE FOR BUSINESS & HOME SAFETY: https://disastersafety.org/ Disdrometer - https://en.wikipedia.org/wiki/Disdrometer HOW TO REACH ROB: LinkedIn: https://www.linkedin.com/in/rob-galbrait...
Sep 10, 2017•57 min
In this episode of Profile in Risk, I speak with Kevin Grudzien (pronounced Groo-Jean, as in blue jean). Kevin is a forensic accountant who specializes in reconstructing business interruption losses. Business interruption claims are some of the most difficult to adjust in insurance. Kevin and I discuss why that is, and what companies can do to make sure they have the proper BI coverage and to avoid painful BI claims. We also jump into Contingent Business Interruption, careers in forensic account...
Sep 10, 2017•56 min
I was very fortunate to be able to spend a few days at Plug and Play in Silicon Valley. My company was part of the lucky cohort that was invited to pitch. Here is a description of Plug and Play:
Sep 04, 2017•40 min
Recently I had to complete an application for Errors and Omissions Insurance (E&O) for my startup. Unfortunately for me, the application required me to download, print, complete, sign, scan and email back to the broker. I then had to re-answer several questions by email. A very inefficient process and one fraught with potential errors for insurance agents. Mike Furlong aims to fix this. In this episode of Profiles in Risk, I interviewed Mike Furlong of Indio Technologies and we discussed his...
Aug 28, 2017•47 min
Aug 20, 2017•1 hr 8 min
Jeff Kleid's career really stands out. He started out as an insurance producer but moved to an executive role and used the skills from both positions to become one of the first successful web-based insurance entrepreneurs. Some of his early web-based programs are still alive, bigger and better than ever. ON BEING A GOOD NETWORKER: Toastmasters Internal: https://www.toastmasters.org/ On being a good networker - "It's about quality not quantity" On being a bad networker - "don't throw your busines...
Aug 13, 2017•46 min
In this episode of Profiles in Risk we spoke with Rick McCathron, the head of insurance at Hippo Insurance. Hippo is a digitally native homeowner insurer currently writing out of California. Rick spoke about Hippo's mission to provide a modern insurance product, that covers assets that the modern homeowners need covered today (yeah, they don't really focus on stock certificates or gold bullion)...all with the modern conveniences of digital technology. Most customers can get a quote in less than ...
Aug 06, 2017•49 min
In his own words: "I was never formally educated, I'm not very talented, and my IQ is average (at best). I was too small for football, too slow for soccer, and too anxious for baseball. I haven't been very lucky, I rarely caught a break, and still have never been given anything for free. I was raised by pessimism, subconsciously taught to fail, and expected to achieve a standard level of mediocrity. So, what makes me different? I learned to stop listening to others and disengage from the crowd. ...
Jul 31, 2017•1 hr 6 min
Allan Egbert https://www.linkedin.com/in/aegbertjr/ is the co-founder of Ask Kodiak https://askkodiak.com/#/home Show Notes: Ask Kodiak is trying to solve a big communications problems between the insurance markets and distributors such as brokers and agents. The insurance markets believe that they communicate well, to their agents & brokers, what type of exposures they wish to cover...brokers and agents feel as though they DON'T know what their carriers actually want. What results is a lot ...
Jul 23, 2017•52 min
In Episode 22, Carly and Nick speak with OP Alamaraz and Tim Bauer of Allied Restoration. What was expected to be a conversation entirely about claims contracting and restoration turned into a nearly hour long discussion about the importance of corporate culture. Both OP and Tim have an incredible story to tell and their passion for both their work and self-improvement will be obvious to anyone who listens. OP turned tragedy into an infectious mission to do good in the world... and Tim shed near...
Jul 16, 2017•54 min
LinkedIn profile; https://www.linkedin.com/in/frank-sweeney-272282b9/ OnRisk: https://www.onrisk.com/HowOW1.html offshore reinsurance: http://www.iii.org/publications/commercial-insurance/reinsurance more offshore reinsurance: https://www.statista.com/statistics/217283/us-reinsurance-premuims-ceded-to-offshore-reinsurers/ Top US reinsurers: https://www.statista.com/statistics/260954/leading-american-reinsurance-companies-by-gross-premiums-written/
Jul 09, 2017•1 hr 1 min
Evan Garmon is an agent focused on Drone Insurance. How cool is that? LinkedIn profile: https://www.linkedin.com/in/etgarmon/ Harpenau Insurance drone portal: http://www.harpenauinsurance.com/drone/default.aspx FAA 107 Guide: https://www.faa.gov/regulations_policies/handbooks_manuals/aviation/media/remote_pilot_study_guide.pdf Global Aero drone program: http://www.global-aero.com/unmanned-aircraft-systems-uas-insurance/ Rank The Risk dataset: https://onedrive.live.com/view.aspx?resid=3711062C07D...
Jul 09, 2017•39 min