Rocky Butani interviews Vance Hillstrom , CEO of Rubicon Mortgage Fund , for a wide-ranging discussion on California’s evolving real estate market, Rubicon’s conservative lending philosophy, and what it takes to survive and thrive in today’s private lending landscape. Rubicon has been originating bridge loans for nearly 20 years, funding deals exclusively with capital from its $150 million discretionary mortgage fund. While the firm started by focusing on the Bay Area, its lending footprint now ...
Jul 24, 2025•55 min•Ep. 18
Rocky Butani interviews Dave Orloff, CEO of American Heritage Lending for an in-depth discussion on DSCR (Debt Service Coverage Ratio) loans. They explore current market trends in mid-2025, interest rate volatility, updated loan guidelines, and what makes AHL’s DSCR program stand out — including high LTV options, 40-year loan terms, fee stacking, and their approach to short-term rentals and multifamily properties. Whether you're a broker, investor, or lender, this episode offers practical insigh...
Jul 16, 2025•53 min•Ep. 17
Yieldi's principals, Joe Ashkouti and Josh Lloyd, spoke with Rocky Butani to talk about bridge loans for commercial and residential investment properties, their lending guidelines, the company's unique capital structure, and more. Visit Yieldi's profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/yieldi/?utm_source=lender-link-podcast This interview is Episode #16 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/...
Jun 26, 2025•51 min•Ep. 16
Solomon Suleymanov, Partner and Director of Originations at We Lend LLC, spoke with Rocky Butani to talk about private/hard money lending in the New York City metro area. Visit We Lend’s profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/we-lend-llc/?utm_source=lender-link-podcast This interview is Episode #15 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/ 00:00 Intro 01:06 NYC Market Overview 02:12 Rehab and...
Jun 06, 2025•54 min•Ep. 15
Jack Miller, President of Gelt Financial, spoke with Rocky Butani to talk about hard money loans for small commercial properties, their unique lending guidelines, the company's long history, and more. Visit Gelt’s profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/gelt-financial/?utm_source=lender-link-podcast This interview is Episode #14 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/ Check out Gelt Financia...
May 28, 2025•1 hr 6 min•Ep. 14
Briana Hildt, Co-Founder and CEO of Cardinal Capital Group, shared some insights about private lending in New England, the state of the market, their lending guidelines, the company's growth over the past few years, and nuggets about each of the different metro areas in the region. Visit Cardinal's profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/cardinal-capital-group/?utm_source=lender-link-podcast Connect with Briana on LinkedIn: https:...
May 14, 2025•1 hr 17 min•Ep. 13
Jon Hornik spoke with Rocky Butani to share his thoughts on the trade war’s impact on the private lending industry as of late April 2025. He also shared insights about the National Private Lenders Association (NPLA). Hornik serves as the Founder, Executive Director, and General Counsel of the NPLA. In addition, Hornik is the Managing Partner and Chair of the Private Lender Law Group at LaRocca Hornik Greenberg Kittredge Carlin & McPartland LLP. His firm represents over 100 nationwide lenders...
May 01, 2025•45 min•Ep. 12
Andres Saias, Chief Lending Officer at RBI Private Lending, spoke with Rocky Butani to share some insights about their growth in the past few years, their national expansion, and what's happening in Florida. Visit RBI's profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/rbi-mortgages/?utm_source=lender-link-podcast Connect with Andres on LinkedIn: https://www.linkedin.com/in/andres-saias-22b04a97/ This interview is Episode #11 of the Private...
Apr 29, 2025•54 min•Ep. 11
Kevin Kim, securities attorney and partner at Geraci LLP, spoke with Rocky Butani to share some insights about private mortgage funds and the secondary market for private lending in early 2025. Kevin specializes in fund formation and has assisted tons of private lending companies with securities and capital raising legal matters. Visit Geracis profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/geraci-law-firm/?utm_source=lender-link-podcast ...
Mar 21, 2025•44 min•Ep. 10
Charlie Einsman, Co-Founder of Clear Sky Financial spoke with Rocky Butani to share some insights about real estate investing and lending in the DMV region (DC, Maryland, Virginia). Find out what's happening with real estate in each of the 3 states (2025 Q1), learn about Clear Sky's unique lending program for real estate investors, and more. Visit Clear Sky's profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/clear-sky-financial/?utm_source=...
Mar 05, 2025•58 min•Ep. 9
Jeff Tesch, CEO of RCN Capital spoke with Rocky Butani to share some insights about a variety of topics in private lending: 2024 loan volume, interest rates, insurance challenges, multifamily financing, 2025 predictions, RCN's wholesale program and more. RCN is mostly a wholesale lender serving loan originators, and they have a small retail division which is around 15% of their total loan volume. Around 75% of their lending is DSCR long-term rental loans and 25% is bridge loans, including fix &a...
Feb 24, 2025•36 min•Ep. 8
Rocky Butani provides a report about private lending and Lender Link: thoughts about 2024, predictions for 2025, updates on our podcast, a few new lenders that were recently added to PrivateLenderLink.com, our new AI project and industry conferences. Visit this page on our website to see a list of all the private lending conferences in 2025: https://pllk.io/evpl.
Feb 21, 2025•23 min•Ep. 7
In the 6th episode of the Private Lending Insights Podcast, Rocky Butani interviewed Marc Rouda and Alexis Rouda from Security Financial Services to learn all about private lending in Northern California. They talked about their loan program, Bay Area private money trends, tenants in common deals in San Francisco and more. The company was established in 1943 and is based in San Francisco. Visit Security Financial Services’ profile on PrivateLenderLink.com to learn more and to contact them: https...
Feb 18, 2025•1 hr 6 min•Ep. 6
In the 5th episode of the Private Lending Insights podcast, Rocky Butani interviewed Jeremiah Wiedman and Erik Brown from Center Street Lending to learn all about ground-up construction for residential investment properties and small multifamily properties throughout the United States. We talk about trends in 2024-2025, requirements to get a loan, the pricing structure, costs, draw process, ADU building and additions in California and more. Visit Center Street's profile on PrivateLenderLink.com ...
Feb 10, 2025•54 min•Ep. 5
In the 4th episode of the Private Lending Insights podcast, Rocky Butani interviewed John Santilli from Rehab Financial Group to learn all about their 100% financing loan program for residential real estate investors. We go in-depth to cover all the requirements, the pricing structure, costs, draw process and much more. Visit RFG's profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/rehab-financial-group/?utm_source=lender-link-podcast As of ...
Jan 16, 2025•30 min•Ep. 4
Rocky Butani interviewed Jennifer Young, Partner at Geraci LLP, to learn which states require a licensed to originate private mortgages (aka hard money loans) secured by investment real estate. Geraci LLP is the largest law firm in the United States for private lending and offers a variety of legal services - compliance, licensing, securities law, fund formation, loan documents, litigation and more. Visit Geraci's profile on PrivateLenderLink.com to learn more about their services: https://priva...
Dec 09, 2024•31 min•Ep. 3
Rocky Butani interviewed Dave Orloff, CEO of American Heritage Lending, a national direct private lending company based in Irvine, California. They offer a variety of financing options to residential real estate investors in 45 states: DSCR 30-year rental loans, fix & flip, ground-up construction and short-term bridge loans. The company has grown immensely in the past 2 years and is now one of the top 10 lenders in the United States in terms of loan volume. Learn about the company's recent g...
Nov 25, 2024•31 min•Ep. 2
In the first episode of Private Lending Insights, Rocky Butani, provides an introduction and overview of the podcast, which is hosted by Lender Link. We operate PrivateLenderLink.com, a website were real estate investors and mortgage brokers find direct private lending companies (aka hard money lenders) throughout the United States.
Oct 30, 2024•4 min•Ep. 1
