Learn how your sick leave is used to calculate your retirement benefit and what happens to your annual leave when you retire. You can find more information by clicking here: https://bit.ly/3ir9nbP
It is crucial to be hyper-intentional when it comes to your retirement! How big of a change can make your sick leave? And how important is this subject in choosing the best day for your retirement? In this episode, we detail some tweaks you can make to your retirement plan to get all the benefits you earned. Do you know how sick leave can affect your retirement calculations? Join Christian and Micah in clearing out the difference between the annual leave concept versus retiring with sick leave. ...
When you’re eligible to retire and how the benefit is calculated under the FERS retirement system. https://bit.ly/39pUPac
You can find more information by clicking here: https://bit.ly/2Zgjhmv
Whether you are 30, 50, or 70, a subject that has a hold on you is how to improve your financial situation. How much are you saving, and how can you save more? How can you organize your income better? It is crucial to ensure you are not just following the old rules - you need to know the significant changes in the tax code regarding IRAs and inheriting IRAs. But don't worry. We've got you covered! We know that cash flow is the heartbeat of Retirement, so in our latest episode, Christian and Mica...
Learn what you need to know about survivor benefits for your spouse. https://bit.ly/3rb1FFk
Find out if you should buy back 20 years of military time. http://bit.ly/3i71H0E
How to use a Thrift Savings Plan (TSP) in retirement. https://bit.ly/3dPVTGu
What happens if you make the wrong selection. http://bit.ly/3VnPL8k
Learn what happens with unused sick leave when you retire. https://bit.ly/3GgDImx
Key questions to ask yourself when deciding where to withdraw from during retirement. https://bit.ly/3NrwW05
Clarifying the best time to retire. https://bit.ly/35ZXfKK
What to know about buying back military time. http://bit.ly/3OGO18C
Answering listener questions about the TSP. http://bit.ly/3i5Ukq6
What to know about converting TSP dollars. http://bit.ly/3tKsS3M
A common mistake that happens when federal employees are calculating their pensions. http://bit.ly/3EyRjY8
What to know about ROTH accounts, contribution limits, and more. https://bit.ly/3yJ8N0Y
Christian Sakamoto joins the show again today to discuss cash flow and the money you spend in retirement. This is often a topic that isn’t addressed properly, and budgeting typically puts a bad taste in people's mouths, but in this episode, you will hear why some of the greatest advisors actually get down to the nitty gritty budgeting details with their clients when it comes to retirement. Listen in as Micah and Christian dish out tips for better understanding your cash flow and creating a bette...
How often to review your beneficiaries and estate planning. https://bit.ly/3DPcBQA
What to know about the source of your income after you retire. https://bit.ly/3gKuhDT
There are a couple of times a year when it’s really important to have clients come in and review things. As we move into the fall/winter season, this is one of those times for both Micah and today’s guest, Christian Sakamoto. Today Christian and Micah talk about some of the key things they’re discussing with clients and how they use this transitional season to ensure everyone is on the right track. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/63...
Divorce, survivor benefits, and more. https://bit.ly/3eDD4Hf
What to think about in the first 12 months as a widow/widower. https://bit.ly/3rNFfe7
The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this episode, Micah and Tammy discuss some important things to be aware of when it comes to a Federal employee passing away. They both draw from some recent situations they have had to help clients through and share tips on how to avoid common mistakes. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/62...
Answering a question about converting a TSP to a Roth IRA in the most tax-advantaged way possible. https://bit.ly/3CrGhme
The pros and cons of paying off or buying a house using your TSP. https://bit.ly/3RkEKmi
Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend to want to review very often. Despite the common reluctance, there are important details that you will need to review, update, and stay on top of in this area. So don't miss this episode, where you will hear about how estate planning specifically affects federal employees and where to start. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/61...
What to know about using retirement benefits to buy a home or pay off a mortgage. https://bit.ly/3dncjGB
How the TSP Traditional and ROTH components work. https://bit.ly/3BG8tkV
Misdirected advice can often be the most costly advice. So when we get advice, it’s important to hit pause to make sure it makes sense for you. If you’re in a place where you’re weighing the pros and cons of leaving federal service, don't miss this episode. Tammy and Micah unpack many of the most important things you need to know in order to make a secure decision on when to leave service. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/60...
