Plan Your Federal Retirement Podcast

FERS Federal Fact Check - Is FERS Supplement Subject to SS Earnings Test?

How to avoid underestimating retirement income. https://bit.ly/3qfXGYc

Follow Up Friday - Using TSP to Pay Off Debt

Discussing the new TSP withdrawal options. https://bit.ly/3KGqD97

Ep #59: You Ask, We Answer

Christian Sakamoto joins the show again today to help answer some of the top questions we get from people who want to make sure they’re on track for retirement. He will help tackle common misconceptions about being ready for retirement and discuss the details of what actually makes the biggest difference for retirement. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/59

FERS Federal Fact Check - Changing the Distribution of your TSP

How to use a Thrift Savings Plan (TSP) in retirement. https://bit.ly/3dPVTGu

Follow Up Friday - Do Roth Contributions effect my Traditional TSP?

How the TSP Traditional and ROTH components work. https://bit.ly/3wd2sZT

Roth Conversion Options

Ep #58: Roth Conversion Options

Have you noticed that the markets are down? Did you know there are some key opportunities to look into when this happens? Well, it just so happens that a phenomenal financial advisor, Christian Sakamoto, is joining the show today to chat with Micah about looking into doing Roth conversions. Listen in as Christian shares key insight on tax diversification and how to set yourself up to be in the best situation no matter what the tax rates are. You can find all show notes for this episode at: https...

FERS Federal Fact Check - Will FERS Supplement Be Taken Away Due to Annual Leave Payout?

What to know about how the FERS supplement works. https://bit.ly/3QuELE7

Follow Up Friday - Social Security Strategies

What to know about eligibility for Social Security benefits. https://bit.ly/38ryYM7

Ep #57: The Myths Before Retirement

Sometimes there are misconceptions we have that lead to big mistakes before retirement—and they all stem from one main problem. In this episode, Micah and Tammy discuss some of the biggest pre-retirement mistakes people make and how you can put a plan in place that allows you to avoid making them. Listen in as they share the importance of having an accurate understanding of what you have and what you want, as well as insight on how to bring those two together. You can find all show notes for thi...

FERS Federal Fact Check - How Many Additional Years Do I Need to Work, FEHB?

What happens if you have a break in service but want to come back and keep your FEHB. https://bit.ly/3RWKgNs

Follow Up Friday - Moving Investments Into Your TSP

Pros and cons to moving investments around. https://bit.ly/3aFldxA

Ep #56: Moving Investments Into Your TSP

Many people want to move investments into or out of their TSP, and there are a lot of questions surrounding this lately. Listen in as Micah and Tammy bring up some of the most common questions and dive into what you need to know in order to make solid decisions regarding your TSP. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/56

FERS Federal Fact Check - Add Husband to FEHB at Retirement?

The requirements for keeping dependents on your health insurance in retirement. https://bit.ly/3avlCm4

“As a Federal Employee, how much money can I put into my ROTH?”

Breaking down ROTH contribution options. https://bit.ly/3yJ8N0Y

Ep #55: How Can I Convert Some of My TSP Dollars into My ROTH?

What to know about changing your contributions and whether you can convert your TSP dollars into your ROTH. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/55

FERS Federal Fact Check - How to Plan What Source to Withdraw From

Key questions to ask yourself when deciding where to withdraw from during retirement. https://bit.ly/3NrwW05

FERS Postponed Retirement – Costly Mistakes

When you get the wrong advice about your FERS retirement. https://bit.ly/3NjHaQg

Ep #54: Bad Advice

Micah and Tammy have been seeing lots of mistakes and missteps happening lately, with more people reaching out to see whether they were wrong or right—and often having to find ways to fix the things that weren’t right. So in today's episode, they're jumping in to address a few of the situations they have been dealing with and share insight into how you can avoid mistakes and bad advice. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/54...

FERS Federal Fact Check - FEHB for Spouse Retiring First

The requirements you have to meet as a federal employee to keep health insurance into retirement—and how it works for spouses. https://bit.ly/39khncx

Follow Up Friday - To Buy or Not To Buy Your Military Time Back

Answering your questions about military buy back. https://bit.ly/3xqpdJV

Ep #53: To Buy or Not To Buy Your Military Time Back

The question of whether to buy back military time is something that affects a lot of people. This episode features Christian Sakamoto, a great advisor from our office who has valuable insight to share on this topic. Today, he and Micah discuss the key areas that you need to be aware of to decide whether buying back your time makes sense for you. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/53...

FERS Federal Fact Check - ROTH IRA Contribution or Conversion?

Whether you should be contributing to the ROTH TSP account. https://bit.ly/3lOOW99

Follow Up Friday - Should You Collect Unemployment Before Your FERS Pension Check Arrives?

Planning for delays with your first retirement check. https://bit.ly/3vWWjj3

Ep #52: How Much Do You Want to Spend in Retirement?

How do you achieve retirement dreams and get an income that you can’t outlive in retirement? Micah is flying solo in today’s podcast to answer this indirect question that he gets when meeting with clients. He discusses how to decide what you want to spend in retirement and shares the tools he uses to help people plan for that. You can find all show notes for this episode at: https://plan-your-federal-retirement.com/52...

FERS Federal Fact Check - Find Out How Much I Will Receive?

When you’re eligible to retire and how the benefit is calculated under the FERS retirement system. https://bit.ly/39pUPac

Follow Up Friday - Complications with FEHB Coverage in Retirement

Learn the requirements you have to meet in order to keep FEHB into retirement as a federal employee. You can find more information by clicking here: https://bit.ly/3sMtXVM

Ep #51: Before You Cancel FEGLI

What you should consider before canceling FEGLI. https://bit.ly/3vBsHJB

FERS Federal Fact Check - TSP Beneficiary is a Trust

What to know when deciding who to designate as your TSP beneficiary. https://bit.ly/3ONyjYP

Follow Up Friday - The Benefits Of Maximizing Your Contributions To The HSA

What you need to know about HSAs. You can find more information by clicking here: https://bit.ly/3MqATSw