LOL vs LOM - 237 DSR
Who is responsible for your current financial situation?

Who is responsible for your current financial situation?
"Fighting poverty is big business. But who profits most?" from PovertyInc.org
Let's talk about digital currency and the privacy it gives you, not to mention saving on transaction fees.
Why do we work 8 hrs a day?
Imagine trying to withdraw money from the bank and they don't have it.
Without you the bank wouldn't be in business.
How collections affect your credit scores.
You can’t borrower your way out of debt. There’s only one way to get rid of it. Pay it off. 1) What where do I start? Stop borrowing money. Send your Visa & Master Card divorce papers. 2) Which debt should I pay off first? Smallest balance first, regardless of interest rate. Pre-paying neutralizes compounding interest on revolving debts. Take min mo pmt, add 10% of your net pay. Divide that number into the balance of the debt. Divide that by 12. That’s how many months until you pay the debt ...
What do you spend most of your time thinking about? In this discussion I’ll venture to say you spend most of your time thinking about Sex (early age) and then Money (as you mature) and then both. 1) What is sex? Six = Earthly matters. 666 The number of the beast. Animal, of the earth. Division. A seed fertilizes an egg. That one cell divides into two, etc. Two become one then one becomes two. Look at the number 6. Freudian representation of male genitalia. A lower case letter A is the same. Just...
The creation, sale, and distribution of human energy. Monopoly - created by law and is enforced by law. For purposes of this discussion, the words money and human energy are one in the same. 1) The Creation of Human Energy - Congress borrowers money from The Federal Reserve. They make principle/interest payments. The paper money you hold is the IOU or Congress’ promise to The Fed to pay back the debt. How does The Fed 'make” the money? An entry into a computer. 2) The Sale of Human Energy - The ...
How can you know good paycheck if you've never known bad paycheck? As the late Jim Rohn once said, “How can you know good paycheck if you’ve never known bad paycheck?” 1) Take a trip to the poor side of town. Jim John gave the advice of taking your kids to the poor side of town. Show them how people who’ve made different financial decisions live. Trash in the street, cars up on blocks, yards uncut, houses in disrepair. 2) Why can’t you afford it? Where does the money go? It goes one dollar at a ...
The more complicated you make your finances, the more the tyranny of their complexity can rule your life. 1) What you see vs what you think. If it’s a mess on the outside, it’s a mess on the inside. House, car, clothes, garage, body, finances. No different. 2) The un-manifest and the manifest. What hasn’t shown up vs what has shown up vs what you think and do they match? If not, this can cause anxiety. 3) Write down your income vs your expenses. POP your finances. Put it on paper. Take what you’...
Taking a look at our pay stub and seeing just how much Uncle Sam steals.
We owe this topic idea to Jonar Nader’s book: “How to Lose Friends and Infuriate People” 1) What would your workplace be like if you knew everyone’s rate of pay? From your co-workers salary to your boss. To the owner’s annual profit. To bonus’ of everyone including upper management. 2) What if you didn’t get paid unless the company made a profit each month? Would your attendance improve? Would you be less apt to take a sick day, even though you weren’t sick? 3) What if before you got hired, your...
We discuss what are you not willing to give up to change your current financial situation. Debt Shepherd 2017, All Rights Reserved
I talk to the host of Gnosis Cardia on blogtalkradio and we discuss the insidious money cartel known as The Federal Reserve Bank.
We talk about two listener emails and discuss the coaching process.
Change is constant. Here's three tips to keep you moving your finances in a positive direction.
Your role in changing the cost of health care if you’re not happy with what you’re paying. http://www.debtshepherd.com
Why a 401k might not be the great investment you've been told.
How to save money on kids birthdays and not give in to conformity when spending.
I answer listener email questions about finance with my good friend Ahyh.
We talk to Andrea from Utah with a buffet style conversation of topics.
Learn that gratitude is an inside job.
The importance of money discussions in the home.
Getting out of debt takes three simple things. Practice, little bites, and focus.
We discuss the dangers of keeping up with the elusive Jones'.
We talk to author Jon White, a CPA by trade, who shares with us the mistakes he made when buying his first home. And, more importantly, he shares how you can avoid them.
Pastor Ahyh shares with us how Murphy's Law has been showing up in his life lately.
One of the most important books you'll ever read about the mysteries of money.