Why Everyone Should Have a Disability Insurance Policy with Hunter Brown

Today, Tom is joined by Disability Insurance Expert Hunter Brown to help listeners better under the importance of disability insurance (DI).

Did you know that about 12% of the population suffers a long-term disability and at age 35, you have a 50% chance of experiencing a disability of three months or longer? Tune in to hear Hunter and Tom discuss myths and confusion around DI, what they wish people understood about DI, and the key options when considering a type of DI policy.

Highlights 01:40 Hunter Brown's background in disability insurance 03:57 What is disability insurance? 06:37 Types of disability insurance 14:20 Group policies and the potential limitations 22:23 Partial disabilities and adding riders 24:02 Unique considerations for business owners 24:24 Business overhead protection 25:30 Key person coverage for employees 28:47 Importance of disability insurance for small business owners 30:37 Considering Social Security benefits and increasing protection over time 33:24 Importance of multiple income streams

Episode Resources

• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA
• Connect with Hunter Brown
• HBrown@vanbridge.com
• https://www.linkedin.com/in/hunter-brown-b7615614b

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