Tom shares how to look at good vs bad debt and how it can be used wisely to grow our wealth. Banks and other financial institutions do this, so why can't we? Many investors use their assets for collateral to borrow again. Get your dollars to do more than one job to help you towards ultimate freedom and control. Listen in to hear a different perspective on how borrowing money can accelerate your wealth rather than hinder it. Highlights How debt can impact your life negatively. - 2:23 The two ways...
Nov 24, 2022•16 min•Ep. 27
In today's episode, Tom and Estate Planning expert Rick Randall chat about why some people don't get their estate plans put together and the myths around estate planning. They further discuss the power of trust to help ensure assets are passed efficiently to the next generation and how to reduce the costs of the probate so your family gets to keep more. The majority of people don't have an estate plan in place. With some planning, you can ensure your family is prepared and gains access to the we...
Nov 17, 2022•40 min•Ep. 26
Today, Tom shares his journey into real estate investing through his own family bank. He talks about the progress and what he learned along the way. He focused on the fact it's about the journey, not the destination. Through his family bank, he had the immediate cash flow to get involved with an experienced investor. It took him getting to a level of comfort before he felt confident to begin investing on his own. All this wouldn't have happened without control of his family bank. Highlights How ...
Nov 10, 2022•21 min•Ep. 25
In today's episode, Tom talks about something near and dear to his heart: Preparing our families for the final phases of life. How do we transfer wealth efficiently to the next generation? He talks about the fundamental concepts, building blocks, and key principles to begin your steps to creating generational wealth. Highlights How can you prepare your beneficiaries for the wealth that they'll receive? 7 key principles from "The Richest Man in Babylon" for financial success The building blocks o...
Oct 27, 2022•21 min•Ep. 24
In this last part of the "Wealth Beyond the Numbers" series, Tom focuses on what a positive mindset can do for you. He elaborates on the need to harness your own talents and how having the right mindset, the willingness to learn, and recognizing that encounters with others, can help benefit you and them. Tom ties all these things together in how it relates to your finances and control of your freedom. Highlights The power of gratitude in achieving success The importance of a growth mindset in pe...
Oct 26, 2022•17 min•Ep. 23
Today in part 3 of "Wealth Beyond the Numbers," Tom talks about securing ultimate freedom and what it takes to get there. It starts with what was discussed in part one, owning the response and taking accountability. It's important to try and see the bigger picture. We all face challenges we can't always control. He describes how to get through obstacles in a logical fashion but also looks at them and learns how to move forward. Tom believes it's about having the ability and mindset to tackle any...
Oct 20, 2022•18 min•Ep. 22
In part 2 of "Wealth Beyond the Numbers," Tom focuses on building self-awareness and creating a unique impact. He talks about the importance of discovering yourself with questions like - what drives you, what do you value, and what do you want to become? These help you determine what you need to do each day to achieve your goals and values. When it comes to finances - these questions will help you invest in things you believe in and what you want to achieve with your financial life. Highlights W...
Oct 18, 2022•13 min•Ep. 21
Joining today is Aaron Chapman, a seasoned loan originator joins Tom today to talk about the hardships that helped him get where he is today. They talk about optimized daily experiences that are sustainable and create confidence in people to help them move forward with real estate investing. Aaron believes IBC is the "holy grail" in creating wealth - the foundation for wealth that gives you options to then come and work with someone like him. Listen today to see how IBC and conventional funding ...
Oct 13, 2022•57 min•Ep. 20
It's National Savings Day! In today's episode, Chris and Tom talk about the definition of saving vs investing, how banks operate, and different options for saving money (you guessed it - Whole Life Insurance). Chris shares some of the key benefits of how Whole Life Insurance could mimic what your bank account could do and then some. Listen to learn about maximizing efficiency and resources so you can get the biggest benefit and impact! Who's The Guest? Chris Tormey has been working with clients ...
Oct 12, 2022•43 min•Ep. 19
If you haven't heard the news, Tom's book is now available for purchase! Tom is excited to share in this four-part series, a chapter-by-chapter review of "Wealth Beyond the Numbers." In chapter 1, Tom focuses on owning your response and being accountable. Sometimes you have to take a step back and reflect on things - how are things going in our lives and being realistic and objective about it. Tom encourages you to think internally vs being pressured by what the external world dictates. Grab you...
Oct 11, 2022•19 min•Ep. 18
In today's episode, Tom is joined by Jeremy Kessler from Steel Breeze. With Jeremy's experience in accounting and tax, they discuss the unanticipated way the tax code is set up as a set of incentives AND how you can partner with the government to invest. Whether or not it's starting a business, investing in real estate, or even life insurance, don't sleep on what the IRS could do for you! Who's The Guest? Jeremy Kessler, CPA with more than 20 years of experience as a Certified Public Accountant....
Oct 06, 2022•31 min•Ep. 17
Who's The Guest? In this episode, Tom interviews Tammi Brannan, a celebrated motivational speaker, keynote speaker, and business owner who works with clients, including creators, seekers, and rebels who are thinking in unconventional ways. Tammi helps them to infuse that purpose into their careers and to live their lives more intentionally through her Blueprint Process program. Summary Joining today is Tammi Brannan of Blueprint Process; Tom's friend and business coach. They talk about uncoverin...
Sep 29, 2022•30 min•Ep. 16
In today's episode, Tom talks about saving vs investing and how they co-mingle in today's society. He references the book "Richest Man in Babylon" and the importance of paying yourself first. Tom explains strategies where your dollars can do so many different jobs at the same time. Tune in to learn about the different savings and investment accounts and what they can do for your dollars! Highlights What the book, Richest Man in Babylon, is all about The difference between saving and investing An...
Sep 22, 2022•12 min•Ep. 15
Today, Tom is joined by the founder of 3D Money, Jeff Huston. Jeff started as a financial advisor and then moved into alternative investing. They discuss empowering their clients to take responsibility for their financial lives and how the government and wall street impact the decisions people make around their finances. Highlights How Jeff Huston started with 3D Money What "don't fight the fed" means How inflation can work for you How people are making their money if it's not from the stock mar...
Sep 15, 2022•40 min•Ep. 14
Alpesh Parmar joins Tom on the podcast today and they talk about his story as a fellow immigrant who got into technology. Unexpectedly letting go of his job, led him to a path of entrepreneurship and real estate investing. He now puts together deals for investors to participate in and works with cryptocurrency. Take a listen to learn how to have more than one source of income! Highlights Who is Alpesh Parmar? From India to the Investment World: His journey and how he migrated to the investment w...
Sep 08, 2022•48 min•Ep. 13
In the second part of Using the Family Bank for your Entire Life, Tom shares more details on how to use it in quarter three, your prime earning years (41-60), and quarter 4, post 60, as you head into retirement and the next phase of your life. He talks about legacy planning and thinking about the next generation(s) when it comes to the Family Bank. Highlights What happens if your family bank doesn't have any room left in it How you can strategically use and leverage your assets instead of just s...
Sep 01, 2022•20 min•Ep. 12
In today's episode, Tom focuses on a topic centered around how Family Banking can be used all through life. He equates it to quarters/periods in a game and covers the first half of life. Tom breaks it down even further into quarter one (0-25 yrs) and quarter two (26-40 yrs). Stay tuned for Part 2 coming soon! Highlights Why read the book, the Wealthy Garden How discomfort can help push you to your boundaries of achieving what you want What the purpose of family banking is When is the best time t...
Aug 25, 2022•26 min•Ep. 11
Today, Tom shares the concept of having adequate resources to impact the most important things in life. Unfortunately, there are a number of ways people are losing wealth that they don't know about or are unnecessary if they were open to new options. He walks through each of the core ones and provides a brief overview of them with some examples. Tom will be going more into them along the path of this podcast. Highlights How watching his son play sports reminded Tom how important it is to develop...
Aug 18, 2022•24 min•Ep. 10
In this episode, Tom is joined by Cash Flow Specialist, Bruce Wehner from e3wealth. Tom and Bruce discuss the importance of constantly growing and learning, thinking long-term for success (not instant gratification), taking responsibility/ownership for your actions, and entrepreneurship. Highlights Guest Spotlight: Who Bruce Wehner is What the four processes are to communicate effectively Bruce's background and how he got started For Bruce, what is infinite banking and how can people benefit fro...
Aug 11, 2022•50 min•Ep. 9
John Fortes, the founder of Supreme Equity Fund, joins the podcast as they talk about different ways to be successful in real estate investments. They talk about the different types of loan opportunities and how John was able to leverage his Whole Life Insurance policy, the Infinite Banking Concept, to expand his business. Tom and John believe investing in real estate is the more reliable way to start earning passive income. Listen now to learn more about the benefits of passive income and how t...
Aug 04, 2022•42 min•Ep. 8
What do you want other people to say to you when you're gone? What kind of life story would you like others to write about you? For today's episode, Tom shares his insights and takeaways from the PEM summit he attended recently. He talks about the effective ways how you can spend more time with yourself and others. Tom also discusses the different steps on how you can create a legacy and impact other people's lives. Highlights What the main themes of the conference are Effective ways on how you ...
Jul 28, 2022•14 min•Ep. 7
I interviewed Bryan McCloskey from Revisionist Wealth and we chatted about some of the key challenges Americans are facing with retirement. We spoke about how the game changes in retirement and how taxes can have a big impact. Highlights Who today's guest is How did Bryan get to specialize in the space of retirement What contributed to the statistics of 50% of people ages 55 to 65 having no savings for retirement The transition of focusing on accumulating wealth and creating income for retiremen...
Jul 21, 2022•41 min•Ep. 6
Building wealth is always a very interesting topic: It sparks debate between the get rich schemes to trading your time for money building your own businesses or engaging in trading and stocks. But what really is the secret to building your wealth? For today's episode, Tom explains the two paths we are on in our financial lives. He talks about how wealth works and what are the common challenges most people face once they start to reach for the maximum potential of their wealth. Tom also shares hi...
Jul 14, 2022•12 min•Ep. 5
Interview with Gary Pinkerton from Paradigm Life. We discussed the concept of freedom as it relates to work/business and our personal finances. Highlights Who Gary Pinkerton is His big goals in life How you can get freedom in this world What financial blackmail is and why people are suffering from it How Gary migrated from the Naval Academy to what he's doing today Why you should have control over your decisions While developing his own financial philosophy and mindset around things, what were t...
Jul 07, 2022•43 min•Ep. 4
Whether you have a business or you're working for one, no matter how big or small it is, cash is the lifeblood that pumps through the veins of that business. Profit is important, but having a positive cash flow is what keeps the business going and increases the company's value too. And this applies to investing in yourself. For today's episode, Tom shares his ideas on investing and creating cash flow after building your foundation of a family bank. He also talks about how you can start deploying...
Jul 01, 2022•13 min•Ep. 3
I discuss the option of a family banking strategy (Infinite Banking) to establish a foundation for one's financial life. Highlights How do we find the time to do all the things we want and to impact the things we want What the solution is when you're finding it difficult to find time How can you buy back more of your time through your resources What are the two biggest culprits why the money you're making is flying out the door How we can better utilize our resources to maximize our wealth? Epis...
Jul 01, 2022•9 min•Ep. 2
This is the initial episode of the podcast in which I share my parents' journey to come to America to have a better life. Although they seemingly had tremendous success, their lack of knowledge and connection to advisors causes them to lose it all. Their struggles and failures were a gift for me as they pushed me to take ownership of my family's finances and pushed me to start my own financial practice to empower others to do the same. Highlights What to expect from the Perennial Pride podcast H...
Jul 01, 2022•14 min•Ep. 1
Tom Suvansri is passionate about protecting and growing his family's wealth and he shares how you can do it too. In this show, you will learn strategies that leverage economic principles in order to achieve increased financial control, cash flow, and tax advantages that last generations. It's time to eliminate uncertainty and create wealth strategies to build a family legacy.
Jun 28, 2022•2 min•Ep. 1
