Send us a text Happy New Year everyone! As we're heading straight into 2024, the first episode of the year is discussing how you can make conscious money decisions to reach your financial goals this year. TOPICS COVERED: Discovering your financial values Setting realistic financial goals Creating a useful budget Mindful spending and consumerism - Listen to the episode with Andrea to discover how to shop fashion sustainably here. - Download the budgeting app Emma - https://emma.to/kiacommodore - ...
Jan 08, 2024•19 min
Send us a text Looking to make savings this Black Friday and Cyber Monday? This episode is not just about the nuts and bolts of smart shopping. It's about real-life experiences and strategies we've picked up along the way. PLUS we discuss Travel Tuesday - the little-known opportunity for discounted travel! WEBSITES MENTIONED: Google Shopping - https://www.google.com/shopping?hl=en TopCashback - https://www.topcashback.co.uk/ref/whatzitoya Quidco - https://www.quidco.com/raf/3561322/ CamelCamelCa...
Nov 20, 2023•20 min
Send us a text Ready to take charge of your financial future and build generational wealth? Sharing my personal journey, this episode is packed with actionable steps for those in their 20s, 30s, and beyond. Discussing methods to build your wealth, how to set clear financial goals as well as how to approach saving and investing for the long-term. This is the podcast that you need to listen to if you want to grow your assets! Budget Spreadsheet - https://www.penniestopounds.co.uk/product/budget-sp...
Nov 06, 2023•23 min
Send us a text In this episode, we delve into the basics of investing and explore the significance of clear financial goals, the necessity of an emergency fund, and various investment strategies. From buying individual stocks and shares to pouring your money into investment funds, we've got you covered. INVESTMENT PLATFORMS MENTIONED: Wealthify - https://www.wealthify.com/ Hargreaves Lansdown - https://www.hl.co.uk/ Plum - https://withplum.com/ Freetrade - https://freetrade.io/ Trading 212 - htt...
Oct 10, 2023•17 min
Send us a text #ad Want to boost your financial journey but short on time? You’re in luck because Kia has been busy working on a brand-new podcast with Legal & General called A Little Bit Richer, and it’s aimed at making you just that. These weekly bite-sized episodes cover the stuff they didn’t teach us at school but that you need to know to survive adulting in your twenties and thirties - everything from making sense of your payslip to mortgages and pensions, to financial well-being and me...
Sep 21, 2023•1 min
Send us a text Ever wonder about the pros and cons of renting vs buying a property? In the second panel at our London event on the 24th of August 2023, we were joined by two amazing panelists to discuss this further. Jade Vanriel ( here ), a seasoned property buyer and content creator, and Nadine Bacchus ( here ), a pandemic renovator, share their personal journeys and lessons learned. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter ...
Sep 18, 2023•34 min
Send us a text We're back with an episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey. This episode is Panel 1 - What are the schemes and options available for first-time homebuyers? Our panel was comprised of property expert Tayo Oguntonade ( Brickz With Tipz ) and financial advisor Emmanuel Asuquo ( The Eman Effect ). Ever wondered what steps you need to take to own your fir...
Aug 29, 2023•36 min
Send us a text Imagine being in your early twenties and a homeowner. Sounds like a dream, right? Meet Jade Vanriel, a property & lifestyle content creator who turned this dream into reality. She shares her journey - from making sacrifices and tough financial decisions to living with her aunt to save money. She also gives young people a roadmap to kickstart their property-buying journey. But what if your budget is tight? No need for despair, as Jade delves into strategies to navigate the prop...
Jul 10, 2023•28 min
Send us a text We've got a gem-filled episode for you this week! Join us as we dive into the secrets of career success with our special guest, Shay Loko. Shay is a job-search content creator and co-founder of the Black British pub quiz, PRTY HERE. Shay reveals strategies for leveraging non-monetary benefits, from flexible schedules to professional development opportunities, to enhance your work-life balance and job satisfaction. And of course, we delve into the crucial topic of knowing your wort...
Jun 05, 2023•28 min
Send us a text This week's episode is live with Hayley Mulenda! Hayley Mulenda is a Multi-Award Winning International Speaker, Author, and Change Agent who has spoken to thousands of people across the world sharing her story of how she turned her pain into purpose. Get ready for a mind-expanding episode that will transform your relationship with money and ignite your personal growth journey. We dive deep into the captivating connection between self-worth and financial abundance. Gain practical a...
May 29, 2023•35 min
Send us a text Get ready to dive deep into this week's finance headlines in this episode! To do so, we're joined by podcaster and current affairs commentator Ayo, aka Disunomics. We uncover the recent buzz surrounding interest rates, as they soar to a surprising 4.5%. What does this mean for you? Discover how the rate hike impacts savers, mortgage holders, and the overall economic landscape. 🗞 ARTICLE: https://www.express.co.uk/finance/personalfinance/1768972/bank-of-england-base-rate-increase-...
May 16, 2023•33 min
Send us a text Join us for a riveting conversation with Larry, a successful entrepreneur and investor who has made his mark in the world of digital asset brokering, web design, and luxury asset investing. Larry shares his inspiring journey to wealth creation, from his early days in tech to his pivot into the high net worth investment space. Discover the hottest trends in luxury asset investing, including the most popular types of assets that high net worth individuals are investing in and what m...
May 10, 2023•26 min
Send us a text In this episode, we explore the complex and often taboo topic of financial dependency in relationships. Nadine, the creator of the social media page Rona Renovation, shares her insights on how financial dependency can manifest in a relationship, and the impact it can have on both partners. We delve into the power dynamics within relationships and how cultural and societal factors contribute to the idea of marrying for financial security. We also discuss the warning signs of financ...
Apr 19, 2023•38 min
Send us a text In this episode, we dive deep into the inspiring story of Ibrahim Braimah, who went from being homeless to owning multiple properties. They share their journey of how they overcame obstacles and challenges, and the mindset they developed along the way. We also discuss practical tips for getting started in property investing with little to no capital, including creative financing strategies and leveraging other people's resources. Additionally, we discuss the importance of location...
Apr 05, 2023•31 min
Send us a text This episode is with Mary-Grace Olu, a final year university student studying Law who is also an online content creator sharing her journey as well as fashion & beauty content. TOPICS COVERED: Choosing law as a career path Going to Brampton Manor Academy for sixth-form Being rejected from Oxford University Becoming a successful online content creator Managing money as a university student Exploring other paths whilst at university FOLLOW MARY-GRACE: Instagram - https://www.ins...
Mar 27, 2023•30 min
Send us a text This week’s episode is sponsored by Visit England. Kia is joined by Jazz to discuss their trip to Newcastle discussing what they got up to and how they saved money on their staycation. TOPICS: - Things to do in Newcastle - Places to eat in Newcastle on a budget - Things to do in Newcastle on a budget - How to save on staycations in England For more Newcastle ideas head to: www.newcastlegateshead.com . Or, for more inspiration, VisitEngland has created a hub featuring ways to save ...
Mar 20, 2023•17 min
Send us a text This week's episode is focusing on the link between mental health and finances. We're exploring this topic into the triggers and how people can take care of their mental health. To discuss this topic, we're joined by Celine Erorh, founder of mental health platform Celutions. TOPICS: How Celutions began The link between mental health and finances Ways to take care of your mental health How to start journalling Statistics regarding young people's mental health and finances Understan...
Mar 14, 2023•23 min
Send us a text This week's episode is great for anyone looking to start investing or better understand how to make it best work for you. To simplify this for us, we're joined by Ato, AKA Savvy Wallet. TOPICS COVERED: - The importance of investing in yourself - Investing myths - What are dividend stocks? - How does compound interest work? - How to become a millionaire through investing FOLLOW SAVVY WALLET 💰 Instagram - https://www.instagram.com/savvywallet/ Twitter - https://twitter.com/savvywal...
Mar 06, 2023•33 min
Send us a text This episode is a very special one as we're joined by Financial Advisor, TV Personality, and Newly Published Author Emmanuel Asuquo. TOPICS COVERED: Habits to leave to improve your finances Understanding how to grow your wealth Money and relationships - the role finances play His newest book, Get Your Money Right (purchase the book here ). FOLLOW EMMANUEL Instagram - https://www.instagram.com/theemaneffectuk/ Twitter - https://twitter.com/TheEmanEffectUK Website - https://emmanuel...
Feb 20, 2023•49 min
Send us a text In this episode, we're joined by content creator Jordan (JayVSOP). He is the Online Financial Influencer of 2022, Co-Founder of the platform @sturdyoff , and online content creator. TOPICS COVERED - Apprenticeships - Growing the Sturdy-Off platform - How credit works and using it responsibly - Ways to make extra money - Jordan's journey to becoming a millionaire by the end of 2023 - Getting started with investing FOLLOW JORDAN 👟 Instagram - https://instagram.com/jayvsop?igshid=Ym...
Feb 07, 2023•26 min
Send us a text In this episode, we're joined by friends Sadia and Amanda. They have recently completed on an investment property together based in Liverpool and are going through the process of renovating the property. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1 LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds...
Jan 30, 2023•45 min
Send us a text In this episode, we're joined by Shola West - Media Week’s 30 Under 30 Newcomer, & TEDx speaker. Shola now works at Global Media Agency OMD UK as a Media Partnerships & Social Content Executive; her clients include Barclays, PepsiCo & Channel 4. She is also a Careers Content creator and has amassed a following of over 12k young people on TikTok. TOPICS COVERED: - Her journey into the world of Digital Marketing and Partnerships - Working a 9-5 as a Gen-Zer - Content cre...
Jan 23, 2023•32 min
Send us a text This week's episode is sharing the top tips that you need to ensure that you're getting the best deals this Black Friday, Cyber Monday AND Travel Tuesday. Websites Mentioned: Price Spy, Price Runner, Idealo, Trolley.com Forums Mentioned: HotUKDeals Chrome Extensions Mentioned: Honey, Pouch, Karma, Price Tracker, Price Box, Klarna Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTo...
Nov 21, 2022•19 min
Send us a text This week we're joined by Elvire, a content creator specialising in money saving, entrepreneur and self-proclaimed side hustle queen. She talks us through her various side hustles and how you can make some extra cash today. TOPICS COVERED: - What are side hustles? - How much Elvire makes from her side hustles - Understanding taxes and trader allowance - Side hustles you can start online - Monetising skills WALKING APPS TO EARN £££: SweatCoin - https://bit.ly/3TyypWj Million Steps ...
Oct 24, 2022•24 min
Send us a text In this episode, we're joined by Mr Money Jar to talk about all things pensions. Pensions are important to understand whether you're 22 or 42 and this episode gives you the breakdown that you need. TOPICS COVERED: - What are pensions - How does the state pension work - How much do you need saved for retirement - Building generational wealth - Setting up pension pots for your kids - Opening up a pension pot as a self-employed entrepreneur FOLLOW MR MONEY JAR Instagram - @/mrmoneyja...
Oct 17, 2022•33 min
Send us a text This episode is a very special one as we're celebrating 3 years of Pennies To Pounds! To do this, Kia is joined by her dad to share some of his key financial tips. They discuss: - Budgeting methods - Buying cars on finance vs buying outright - The value of learning skills - Bad money habits that many people have and how to curb them This episode is also available to watch on YouTube below: https://youtu.be/8zceLq-oYyg Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https:...
Oct 16, 2022•33 min
Send us a text In this week's episode, we're joined by Denzil Jones, Austin Okolo and Poku Banks who make up the Gen Z Club. Gen Z Club is a platform that hosts monthly networking events for young people to learn and meet likeminded individuals. We discuss starting a business in your early 20s, money lessons to learn, how to start investing, side hustle ideas and more. Follow The Gen Z Club - https://www.instagram.com/the.genzclub/ Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https:/...
Oct 10, 2022•1 hr 4 min
Send us a text Welcome to episode 2 of our series Behind The Creator! This is the monthly series where we get behind the finer details of amazing people who have created amazing things. This week, we're joined by Leoni Joyce. Leoni is very well known for her creativity and unique editing style when it comes to her dance videos. Her videos have reached across the globe and her videos have been shared by the likes of Viola Davis, Steff London and Janet Jackson. She also talks about earning her fir...
Oct 04, 2022•31 min
Send us a text This week we're joined by Jazz, a food and travel content creator. She talks to us about her travel hacks for travelling abroad, things to consider when booking flights abroad and all-inclusive travel vs booking separately. Follow Jazz on all platforms to stay up to date with her travel content: @lifeofjazz__ Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tikto...
Aug 22, 2022•23 min
Send us a text In this week's episode, we're joined by Samuel Okusaga - a TEDx speaker, entrepreneur and founder of the platform Worth Of Mouth. He talks to us about the advantages of being disadvantaged and how young people are able to pitch themselves in corporate environments if from an unconventional background. FOLLOW SAMUEL: Instagram - @ceosam_ Twitter - @ceosam_ LinkedIn - Samuel Okusaga Worth Of Mouth - https://worthofmouth.co.uk/ TEDx Talk - https://www.youtube.com/watch?v=EJTbrHRVl4I&...
Aug 17, 2022•26 min
