Imagine an agile, accessible super app that combines every financial vertical in one place. Budgeting, analytics, payments, investing, savings, whatever you want to do with your money, it’s all there at your fingertips. Emma is introducing new realms of opportunity to its rapidly growing user base. The energetic Co-Founder and CEO, Edoardo Moreni , is one of my favorite former guests, and a visionary entrepreneur with a Masters in computer engineering. This time around, we discuss: Vital lessons...
Aug 30, 2022•23 min
Behind every digital transaction, there’s a vast infrastructure of APIs and monitoring systems ensuring the security and speed that the public now expects. In this episode, we take an expert look into these global systems and learn more about the ever-evolving complexities behind them. Ho Chee Wai , Country Head of Singapore and Vice President of Neobank & Cards Strategy at NIUM , shares his perspective on the rising trend of digital payments and how NIUM had to adapt to the challenges of th...
Aug 23, 2022•40 min
The average lifespan of a tech startup is seven years with only 3% of businesses making it past 10 years. For TransferGo to celebrate a decade in the business, it’s a huge accomplishment and shows their dedication to employees, customers and the overarching business. Justinas Lasevicius , COO & Co-founder at TransferGo , shares the ingredients to success as well as where remittance is heading. Join us as we discuss: Ther recipes for creating a successful Fintech Solving challenges during mul...
Jul 26, 2022•30 min
We are thrilled to introduce our newest podcast host, Ned Barker , Remittance Senior Consultant at Currencycloud . Ned has a rich history in the Fintech space specializing in cross-border payments. Ned’s episodes will include: The latest in remittance trends New innovations in the embedded finance and Fintech industry Transformations in the remittance space To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out...
Jul 19, 2022•8 min
There are very few investment apps that were truly created for those that have no experience with money management but want to learn. All too often the apps say they’re catered to those interested in learning about financial planning, but the price to become part of the investment community is just too high. So, what does investing with spare change in mind look like? Can it be successful? To find out, we spoke with Jay Swanston , Chief Platform Officer at Moneybox , an investment app dedicated ...
Jul 12, 2022•30 min
In the B2C space, buy now, pay later companies are one of the trendiest ways to get what you need fast. For B2B, it’s an upticking trend that Alternative is capitalizing on. Imagine being able to afford a small business loan that will change the capabilities and profitability of your company. That’s what Alternative is doing with its integrated solution for the changing landscape of interest and approval rates. Baxter Lanius , CEO and Founder at Alternative , walks us through the company’s goals...
Jun 28, 2022•35 min•Ep. 192
In this special two-part episode, we are thrilled to welcome two vibrant young experts from the global payments ecosystem. Lynda Strutton is the Vice President of Customer Success at Tribe Payments, and Stephane Vandenplas is the Senior Payment Processing Consultant at Currencycloud. Consumers are more demanding than ever, and merchants have to adapt quickly if they want to survive. How can acquirers and partners make this happen? Join us as we dive into: The unique challenges facing merchants w...
Jun 21, 2022•22 min•Ep. 189
The global market is a volatile place influenced by the day-to-day politics of powerhouse countries. That doesn’t mean that investing needs to be hard whether it’s the first time you’ve set aside assets or you’ve been growing your portfolio for years. Kane Harrison , Founder & CEO at Wombat , an award-winning investment app, saw the need for an easy way to invest (without the bells and whistles) that was focused on wealth management at every level. Join us as we discuss: Wombat’s launch jour...
Jun 14, 2022•22 min•Ep. 191
Raise your hand if, as a small business owner, you’ve put company expenses on your personal credit card? It happens to many. They put up their own resources, money, and even credit scores for their small businesses. And for good reason: They want to see their businesses thrive and succeed, so they do what they think they have to do. But what if there were another way? What if, instead, small business owners weren’t shot down left and right whenever they apply for loans or lines of credit to get ...
Jun 07, 2022•30 min•Ep. 190
As the web evolves, so do the possibilities. For human communications, for art, and for the basic way we transact business. In this episode, our special guest is Nikesh Lalchandani , the Head of Policy at Emerging Payments Association Asia , and a best-selling author who’s currently working on his Ph.D. in Finance at Sydney’s prestigious University of Technology. Join us as we delve into: The evolution of the internet and how that shaped the birth of fintech Solving customer problems and making ...
May 23, 2022•29 min•Ep. 188
Why are more and more Fintech’s turning to crowdfunding in addition to traditional VC investment? Because being accountable to the people actually using your product incentivizes you to shape it to their needs. That was a key consideration for today’s guest Edoardo Moreni , CEO at Emma Technologies , when funding th e company's money management platform, which offers a wide range of banking and investment options to its users. In this episode, we discuss: How Open Banking has opened doors for we...
May 16, 2022•19 min•Ep. 187
Marketplaces of the past used to work by collecting money from a card, funneling that money into an operational account, and then bank transfer funds out the account. Which means: A lot of money sits between buyer and seller. But what happens when the company holding your money suddenly fails? A question asked by Nick Fulton , Co-Founde r & CEO at trustshare , who join s the show to discuss why a marketplace wants to go transactional, changes in regulation, the loss of revenue due to payment...
May 09, 2022•25 min•Ep. 186
Millennial and Gen Z Europeans want to invest. But without platforms that feel similar to the experiences they use every day, that adoption will continue to take longer than needed. And while the challenges to create these platforms may be steep, Andrej Hano , Co-Founder at Birdwingo , is lead ing the charge. He joins the show to discuss the biggest investing hurdles for young Europeans and how his company is solving the problem. Join us as we discuss: Why it’s taken so long for fintech founders...
May 03, 2022•25 min•Ep. 185
Banking as a Service (BaaS) is too often seen as a threat by traditional banking institutions. In reality, it’s an opportunity — it’s a new channel for banks to deliver more services and better customer experience. And the banks who realize this stand to win big. So says Ron Shevlin , Chief Research Officer at Cornerstone Advisors , who joins the show today to discuss the many opportunities BaaS offers brands and banks alike. Join us as we discuss: What’s behind the meteoric rise of BaaS The opp...
Apr 26, 2022•36 min
With 25% of ecommerce that's made of B2B marketplaces, a differentiated B2B purchasing experience is convenient and efficient. Today’s guest has the agenda to create the best payment methods for B2B trade. Hear our conversation with Louis Carbonnier , Co-Founder at Hokodo : What it means that B2B sales are migrating online How convenience, choice, and trust are payments differentiators The growing trend of embedded finance services More information about Louis and today’s topics: LinkedIn Profil...
Apr 19, 2022•30 min
Regulation tech has grown up alongside the boom in Fintech. But where’s it headed in the near term future? Hear our conversation with Ben Parker, Director and Founder at eflow Global: Regulation changes and potential financial crime The boom in Fintech and growth of regulation tech How the explosion in wealth tech will affect regulation More information about Ben and today’s topics: LinkedIn Profile: https://www.linkedin.com/in/ben-parker-1a72069/ Company Website: https://eflowglobal.com/ Reuter...
Apr 12, 2022•19 min
In Fintech, it takes a village… If you want to change the world of finance, you need to find the right partners and get a community behind you. And open-source Fintech can help you to do both. In this episode, Jared Jones , Ecosystem at Moov Financial , explains how MOOV has built a thriving community by galvanizing the Fintech industry around their open-source releases. Join us as we discuss: The value of open-source Fintech How to maintain the human connection in technology partnerships Why ev...
Apr 06, 2022•29 min
With Fintech, the opportunities are endless. There are so many underserved groups clamoring for financial products that will finally address their needs. And if you can provide, it will pay off. That’s why today’s guest, Priyank Singh , Cofounder of Stilt Inc. , started a company based on serving the underserved — and why Stilt is helping other Fintechs follow suit. Join us as we discuss: The challenges immigrants face when seeking credit How Stilt helps them overcome those challenges Why and Ho...
Mar 29, 2022•33 min
The pandemic may have accelerated it, but the remote revolution is upon us. It’s unlikely that work will ever be the same again. But if remote work is here to stay, we need the financial tools to fuel it. In today’s episode, I speak with Sahin Boydas , Head of RemoteTeam at Gusto formerly of RemoteTeam.com , about the pros and cons of remote work and the role of fintech in the new world of work. What we talked about: The advantages of working from home What to watch out for in remote work Why fi...
Mar 22, 2022•48 min
The financial problems of immigrants living abroad, but still needing to interact with their country of origin, were not being solved despite the huge influx of new banks all over Africa. Recognizing this area of concern, Rian Cochran , Co-Founder at Lemonade Finance , jumped on the opportunity to provide a solution for in-need immigrants — stemming from issues faced as an immigrant himself. Join us as we discuss: An introduction to Lemonade Finance & what led to its founding Going deeper &a...
Mar 15, 2022•23 min
Gender bias is not new. It’s prevalent in every industry, including Fintech. Women grow up expecting unequal retreatment in the workplace. That’s changing, now more than ever. In today’s episode, Faye McDonough , Portfolio & Business Operations Director at Growth Lending , and Lindsay Davis , Head of Markets at Atomic , visit the show to share their experiences as women in Fintech, how they’ve navigated their careers, and how they see the dynamic shifting in the near future. Join us as we di...
Mar 08, 2022•43 min
Whether it’s buying or selling, what’s the most important currency in any B2B marketplace? Trust. And any B2B payments solution is incomplete without it. In today’s episode, Rahul Shinghal , Co-founder and CEO of Tazapay , visits the show to explain how Tazapay is using payments to put the trust back into B2B transactions. Join us as we discuss: Why trust has been neglected in B2B The value of partnerships in the payments space Why payments is really a compliance industry To ensure that you neve...
Feb 28, 2022•22 min
Since the pandemic began, retail investing has exploded in popularity. Technology has made it easier than ever to get involved, while the bullish markets make it particularly enticing. But is this trend a fad or the new normal? To help answer that, we sit down with Dan Raju , Co-Founder and CEO of Tradier , who is confident that 2022 will be the year of retail investing. Join us as we discuss: Why the retail investing space is booming after the pandemic The Graduation Effect and why it’s easier ...
Feb 22, 2022•31 min
It’s been a wild couple of years for the international fintech industry. Everything has gone digital, opening up vast new opportunities for consumers — as well as triggering an avalanche of fraud. In this episode, we welcome Don Ginsel , CEO and Board Member at Holland Fintech , an association that connects people and organisations in the financial value chain, enabling consumers and businesses to profit from innovation and development. He offers a feast of insights into how change brings challe...
Feb 15, 2022•31 min
Retail investing has been on the rise in the wake of the pandemic, but that rise has gone smoother in some markets than others. The European market, in particular, poses many challenges for retail investors — and even more for the Fintechs looking to break into the market. In this episode, Martin Sokk , Co-Founder and CEO at Lightyear, explains how Lightyear is overcoming European retail investing challenges to offer a simpler path for everyday people to grow their wealth. Join us as we discuss:...
Feb 01, 2022•35 min
Banking as a service has been a hot topic for a while; but just because it’s popular doesn’t mean it’s the right path for everyone. A brand needs to consider its DNA and where it can bring the most value to the customer. Just ask Yuval Brisker , Co-Founder, CEO & President at Alviere , who explains how they’ve differentiated themselves by being hyper selective of their customers. Join us as we discuss: Yuval’s background and what Alviere does Shying away from the hot topic of banking as a se...
Jan 25, 2022•30 min
Private jets may conjure up images of rockstars and real-life monopoly men, but the truth is, private aviation is a key component to modern international business. And companies offering jet services know that the only way to provide unparalleled customer experience is by having a robust, cross-border payments capability. Just ask Nick Davis , Founder at InstaJet , a company offering an easy-to-use and environmentally-friendly option for those looking to skip the airport lines and travel in styl...
Jan 18, 2022•28 min
Let’s not sugarcoat it: When you’re breaking into a new market, there are some serious hurdles. Whether it’s navigating labyrinthine regulations or just getting the lay of the land — breaking into a new market is easier with partners. Just ask Marcus Shin , Managing Director at Wirebarley , where he and the team have broken into several new markets in the past few years — all with the help of partners. Join us as we discuss: The regulatory challenges in the US and abroad Tangible examples of how...
Jan 11, 2022•44 min
We live in a world of instant gratification — and consumers want everything to work in real-time. Yet until recently, real-time payments were anything but… Now the real-time revolution in payments is finally here — and you need to know how to reap the rewards. In today’s episode, we’re joined by Matt Wilcox , President, Digital Payments and Data Aggregation at Fiserv , who can answer all your burning questions about the real-time payments revolution. Join us as we discuss: Shifting consumer expe...
Jan 04, 2022•26 min
The Amazons of the world have democratized access to revenue for sellers worldwide. Still, with funds taking weeks to clear, e-commerce sellers still face enormous obstacles when it comes to scaling. How do we democratize that fundamental part of every business? Today’s guest, Anas Sohail , Head of Sales at Payability , has the answer. He and the team at Payability are removing the friction for sellers and democratizing access to the funding every business needs to scale. In this episode, we dis...
Dec 21, 2021•28 min
