Thinking about innovation, it’s easy to conjure technologies that transformed the world we inhabit. Cars drive by. Planes fly overhead. Skyscrapers tower over our cities. But sometimes the most transformative innovations are the ones that go unnoticed. And that’s especially true for payments. In today’s episode, I speak with Alex Reddish , Chief Commercial Officer at Tribe Payments , about how the future of payments will unfold. We discuss: -Why the best innovations in payments are often invisib...
Oct 27, 2020•25 min
International payments has been a hot topic for a long time. But for those blazing new trails, there’s a lot to consider. What do you prioritize before hitting the market? To answer this question, I chat with Alex Arnold , Founder at Dunbridge Financial , to find out the most important considerations he had before launching earlier this year. Alex explains: -Why traditional banks are deficient (and sluggish) on payments -The 3 key go-to-market considerations for Dunbridge -How to plan ahead and ...
Oct 20, 2020•27 min
Open banking is being embraced by banks and fintechs alike. It’s still young, but it’s evolving at light speed. And pretty soon, it’ll be woven into the fabric of everyone’s financial lives. In today’s episode, Rafa Plantier , Country Manager, UK & Ireland at Tink , covers what you need to know about the open banking transformation. He explains: -Why open banking is a more inclusive way of offering financial services -Why partnerships are the key to success for banks and fintechs -How open b...
Oct 13, 2020•22 min
In today’s episode, I’m excited to introduce two new Payments Innovation hosts from Currencycloud’s EMEA team. I’m joined by Lauren Passey , Sales Director, and Alex Barr , Senior Sales Consultant, to discuss why they want to host, what’s exciting them in finance overseas and what to expect in their upcoming episodes. To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts , Spotify , or here and don’t forget to check out our YouTube ! Until next time! Hosted...
Oct 06, 2020•13 min
Why are some developers opting for an open-first model? Well, there are many benefits, but one stands out: Community. That’s why Wade Arnold , Founder and CEO at Moov .io, opted for an open-source approach to building the company’s portable platform for embedding banking services in any application. In this episode, Wade and I discuss: -How Moov are moving finance forward -Why open-first made sense for the platform -What fintech really means — now and in the future To ensure that you never miss ...
Sep 29, 2020•39 min
Consumer products these days are sleek. So, why do business products look like they were all made in preparation for a 19th-century world fair? Hamed Abbasi , Co-Founder & CEO at Plooto , is on a mission to prove there is no reason business products can’t be just as sleek. In this episode, we discuss: -How Plooto is innovating accounts payable and receivable -Why most business products create a terrible experience -How to make complex products easy to use To ensure that you never miss an epi...
Sep 22, 2020•21 min
If you want to succeed… You have to always put your customers’ needs first. And partners are a great way to do that. Just ask Johanna Pugh , MD North America at Mambu , an innovative fintech that has broken into new markets and stayed customer-centric by leveraging their partner ecosystem. In this episode, we discuss: -How partners help you stay focused on the customer -Why the customer is all you need to worry about -How partners help you break into new markets To ensure that you never miss an ...
Sep 15, 2020•33 min
Falls Fintech almost didn’t happen. The 12-week accelerator program started on March 9th, 2020. By March 13th, participants had to pack up and go. But the story doesn’t end there… What kind of fintech entrepreneurs would let a little thing like a global pandemic stop them from innovating? In today’s Challenger Series episode, I’m excited to be joined by 3 amazing guests involved with the accelerator program: Nikkee Rhody , SVP, Co-Founder and Managing Director at Falls Fintech and Vice President...
Sep 08, 2020•40 min
To partner or not to partner. That’s the question. As a fintech company, you’ve made the decision to expand your offering through a partnership. What does the partnership look like? How much control are you going to be giving up? What are the things you need to be thinking about when making decisions around partnerships? It can all be a bit (okay, a lot) confusion, which is why on this episode of the Payments Innovation podcast, we got to sit down with Marcel Klimo , Tech Evangelist at Vacuumlab...
Sep 01, 2020•39 min
Open banking seems like it’s been just around the corner for years. Now it’s here… But most organizations are still a little scared to move into it. Why? To find out, I caught up with Phil Peters , EVP/Chief Operating Officer & Head of Institutional Banking at Radius Bank , a company who’ve embraced open banking with open arms. In this episode, Phil explains: - Why Radius moved into open banking - How embedded finance is shaping the future - What makes a winner (and why there will be many) T...
Aug 25, 2020•38 min
Open banking seems like it’s been just around the corner for years. Now it’s here… But most organizations are still a little scared to move into it. Why? To find out, I caught up with Phil Peters , EVP/Chief Operating Officer & Head of Institutional Banking at Radius Bank , a company who’ve embraced open banking with open arms. In this episode, Phil explains: -Why Radius moved into open banking -How embedded finance is shaping the future -What makes a winner (and why there will be many) To e...
Aug 19, 2020•22 min
Debundling has had a huge role in fintech’s rise. But that era is over… Welcome, everyone, to the era of rebundling. In today’s episode, Ben Soppitt , Founder of Unifimoney , explains why the time has come for fintechs to start rebundling everything they’ve debundled. He goes over: -Why fintechs debundled in the first place -Why it’s time to rebundle -Why Unifimoney caters to the affluent To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts , or Spotify , ...
Aug 11, 2020•38 min
Over the last decade, consumers have embraced the rising quality of personal loans fueled by smaller, more nimble technology. Given the economic uncertainty around the pandemic, will that appetite fizzle out or burn well into the future? To find out, we spoke with Scott Satov , Chief Executive Officer at Loans Canada . He went over: -Loan Canada’s part in the rise of personal loans -How technology has shaped the personal loan market -The present (and future) state of personal loans To ensure tha...
Aug 04, 2020•22 min
It took a global pandemic. But I think everyone realizes it now. Innovation is no longer a choice. It’s a necessity. And that’s why we’re happy to announce the launch of even more Payments Innovation podcast. That’s right, we have 3 new series launching so you can keep up with every aspect of innovation in the fintech world. Rich Arundel , General Manager at Currencycloud, will be hosting #embeddedfinance, which takes a look at the future of payments. Chris D'Antuono will be hosting #challengers...
Jul 28, 2020•17 min
Banks have finally caught on to something we’ve known for a while… The future of finance is digital. As they close ATMs and move online… They’re realizing just how many companies got their first. Companies like SHiFT Connect , a major player in international FX and payments. I caught up with Kevin Copping , Institutional Sales and Marketing Manager, to go over how SHiFT is preparing for the coming of the cashless, digital world. Kevin covered: -What SHiFT is doing globally -Why the world will in...
Jul 21, 2020•38 min
The world has changed so much in 50 years… So why is it credit cards remain almost the same? There must be a better way to do credit. But how? Nitya Sharma , Co-Founder & CEO at Simpl , has created a buy now, pay later service he is confident will shake us from our out-dated credit-card dependency. I caught up with Nitya to find out how services like Simpl might just be the final nail in the coffin of credit cards. He covered: -How the Indian financial landscape inspired Simpl -Why credit ca...
Jul 14, 2020•43 min
Once you master something, it’s natural to want to help others master it, too. It’s a rewarding experience of giving back, whether it’s a game, a musical instrument… Or building a Fintech. On today’s show, I caught up with Mike Kane , Co-Founder at Hydrogen , the Fintech enablement platform that has made it easier than ever before to build a Fintech from scratch and get to market in record time. What we talked about: -How Hydrogen came to be -How they help you avoid siloed systems -Why simplicit...
Jul 07, 2020•27 min
You’ve created an amazing financial brand. You have big ideas and so much work to do. But now you have to worry about everyone’s favorite topic: Compliance. OK, it’s not the sexiest topic and, if you don’t know what you’re doing, it can end up taking over all of your time. Luckily, on today’s show, we have Matt McGuire , Co-Founder and Practice Leader at The AML Shop . He’s here to explain how his company makes it easier for companies to spend more time on their business and less on making sure ...
Jun 30, 2020•19 min
Philanthropy is not just a hobby of the well-to-do. You don’t need a monocle, furs or a top hat to give. Thanks to modern financial technology, everyone can be a philanthropist. And your company would do well to join in. To explain why, I invited Dale Nirvani Pfeifer , CEO & Founder at Goodworld , onto today’s show. Goodworld offers a whole ecosystem of modern ways to charitably give — including tools to help your business increase its impact. What we talked about: -How Goodworld came about ...
Jun 23, 2020•25 min
A lot of businesses are like a Ferrari with wagon wheels. Well-oiled machines held back by one outdated component. And for a lot of businesses, that component is accounts receivable. On the show today, I’m joined by Garima Shah , President of Biller Genie , a company dedicated to modernizing those janky wooden wheels and bringing them in line with the rest of the car. What we talked about: -The problem with current accounts receivable processes -Why paper checks should go the way of the dodo -Ho...
Jun 16, 2020•23 min
In the US, it’s hard to top the pilgrims for a national identity story. It’s an enduring symbol of a country worth struggling to live in. But those struggles never really went away — they just modernized. Modern problems require modern solutions, which Joaquín Ayuso de Paul , GM at Rayo , and his team are helping to provide with their global bank account. He came on the show today to explain the significant financial hurdles immigrants face and why modern fintechs are better equipped to solve th...
Jun 09, 2020•20 min
Do you ever use to think about the journey your $20 bill took to find your wallet? The places it’s been. The things it purchased. The hands it passed through… Well, I guess we’re all thinking about that last one now and opting for contactless payments. But that’s just one of the ways COVID-19 is ratcheting up existing financial trends. That’s why we invited Jennifer Worley , SVP Product & Marketing at Meta Payment Systems , on the show today. She’s been studying the payments trends surroundi...
Jun 02, 2020•22 min
The pandemic is like an advertisement for the Boy Scout motto: Always be prepared. Yet, financially, few Americans are. Most have less than $500 in savings! They need to follow the Boy Scout credo. And they need Fintech to do it. And my guest today, Ahmed Siddiqui , Head of Product at Branch , is trying to help get American workers merit badges in financial wellness. Branch is a challenger bank making financial tools for the American worker to unshackle them from the two-week payment cycle limit...
May 26, 2020•29 min
In the wake of the sudden COVID-19 economy, we might forget the small-scale financial crises people face every day. In the huge segment of the workforce living paycheck-to-paycheck, any sudden expense can become a financial crisis. And until recently, their only option was to start a cycle of debt through expensive short-term loans. Our guest today, Frank Dombroski , Founder and CEO of FlexWage Solutions , is leading the charge — without the high charges — for an alternative. His company offers ...
May 19, 2020•27 min
The COVID-19 crisis has hit everyone — often on multiple fronts. For many, the only thing as scary as the pandemic is the economic side-effects. And, unsurprisingly, this is causing major shakeups in the world of payments. On the show today, we spoke with Daniel Webber , Founder and CEO of FXC Intelligence to learn more about trends in the industry and get a forecast for what to expect as the crisis plays out. And, while much of the news is bleak, there are some notable silver linings. Daniel we...
May 12, 2020•24 min
It’s hard to talk about anything these days without it somehow circling back to the pandemic. But, since this is a show about innovation, it’s not all bad news — innovation thrives in challenging times. Crises spur new ideas, creative spins on what we do already and demonstrate the value of thinking differently. And Fintech is no exception. So says my guest today, Erica Dorfman . And when it comes to innovation, she should know. That’s because Erica is the VP of Cash at Brex , a company who cons...
May 05, 2020•23 min
As the COVID-19 crisis unfolds, our socially-distanced world has paradoxically revealed how connected we really are. A pandemic that knows no borders has everyone realizing the borders our technology can cross just as easily. We’ve learned to work together, apart. And payments are no exception. Technology has made it easier than ever to work, sell, pay or get paid internationally. We’re joined today by Iain McNicoll , Regional Head of SMB Americas at Payoneer , a company dismantling the barriers...
Apr 28, 2020•19 min
In the world of transaction technology, we all care about the same things: Security and Risk reduction Customer experience Friction minimization Today commonly these concerns are handled by the use of EMV chips and NFC. But what if there were a way to send and receive transaction data over a distance of several feet securely? I sat down with Eric Allen, CEO of LISNR to find out if audio is becoming a disruptive force potentially taking over as the new standard and what the benefits are of this i...
Apr 21, 2020•20 min
Paying bills is nothing new, and it's not likely to change. We will always have to pay bills, but should we be paying them like we did 100 years ago? Today, one in four bills gets paid in check or cash. It's 2020! Why is it so complicated for people around the world to pay a bill? And how can people who work abroad pay their bills back home instead of sending cash? On today's episode of the Payments Innovation podcast, we invited Fabian Saide , CEO of Paykii , to talk about cross-border bill pay...
Apr 14, 2020•21 min
Who's behind the boom in fintech startups? How are digital-wallet entrepreneurs, for instance, launching their ideas? How much of their products are they building in house? The front end of fintech garners a lot of attention, but the back end has often gotten ignored. Nevertheless, there's an infrastructure powering everything. What is it? Who is it? How will it change? On today's episode of the Payments Innovation podcast, we invited Chris McCann , managing partner at Proof of Capital , to take...
Apr 07, 2020•24 min
