Join us on a special Brunch and Budget bonus episode as Dyalekt and Pam dive into the remarkable journey of Esusu, the company that evolved from digital sousus to a groundbreaking credit-building platform. In this two-part series, we bring you an exclusive interview with Samir Goel, the co-CEO of Esusu, who shares the story of their pivot and the mission to bridge the racial wealth gap. Discover how Esusu leverages rental data to empower individuals in building credit, challenging the convention...
Nov 16, 2023•29 min•Transcript available on Metacast Join us on a special Brunch and Budget bonus episode as Dyalekt and Pam dive into the remarkable journey of Esusu, the company that evolved from digital sousus to a groundbreaking credit-building platform. In this two-part series, we bring you an exclusive interview with Samir Goel, the co-CEO of Esusu, who shares the story of their pivot and the mission to bridge the racial wealth gap. Discover how Esusu leverages rental data to empower individuals in building credit, challenging the convention...
Nov 09, 2023•41 min•Transcript available on Metacast In this episode of Weird Finance, Paco talks to Pamela Capalad about the path to becoming a financial planner, building a financial literacy program for kids, the unique struggles first-generation folks have with navigating wealth building, her holistic approach to financial planning and Sea Change, a financial planning service specifically for people of color. Pamela Capalad ( @brunchandbudget ) is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial serv...
Jul 20, 2023•52 min•Transcript available on Metacast In this special episode, Dyalekt gets interviewed on Caribbean Rhythms Radio Network about Hip Hop FinFest 2023 Get full access to Get Shameless about money at getshameless.substack.com/subscribe
Jun 08, 2023•38 min•Transcript available on Metacast Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear ac...
Feb 02, 2023•1 hr 15 min•Transcript available on Metacast Featuring an interview with Dedrick Asante-Mohammad the chief of membership policy and equity at NCRC Follow him on Facebook and Twitter . NCRC Website Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack t...
Jan 19, 2023•1 hr 8 min•Transcript available on Metacast Song You Can Buy Happiness By Dyalekt and Warren Britt Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you through Brunch & Bud...
Jan 12, 2023•33 min•Transcript available on Metacast You Can Buy Happiness from This Is Your Life (Original Version) by Adult Cinema Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO...
Jan 05, 2023•37 min•Transcript available on Metacast I Barely Know How to Dress Myself from Paperwork by Swordplay Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you thr...
Dec 15, 2022•39 min•Transcript available on Metacast Paperwork from Semicolon Concentrate by Bane MC Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you through Brunch &a...
Dec 08, 2022•30 min•Transcript available on Metacast Featured Song - Gettahead from No Paperwork by L.A.Z Download song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you through Brun...
Dec 01, 2022•28 min•Transcript available on Metacast Featured Song - Enough From Penstroke Of Genius By Mallz Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you through ...
Nov 17, 2022•41 min•Transcript available on Metacast Featured Song - Enough by Lhagic LISTEN HERE Featuring an interview with Dedrick Asante-Mohammad the chief of membership policy and equity at NCRC Follow him on Facebook and Twitter . NCRC Website Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your ...
Nov 10, 2022•42 min•Transcript available on Metacast Featured Song - Enough by Leila Rhodes Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you through Brunch & Budge...
Nov 03, 2022•33 min•Transcript available on Metacast Featured Song - Inflation from Inflation by Johnny Osbourne, Cultural Warriors, The Disciples, Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around ...
Oct 20, 2022•32 min•Transcript available on Metacast Featured Song - INFLATION from WAIT by herrotics Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you through Brunch &...
Oct 13, 2022•30 min•Transcript available on Metacast Featured Song - Inflate (Live) from Catallabs (Live) by sonny miles Download Song Featuring an interview with Dedrick Asante-Mohammad the chief of membership policy and equity at NCRC Follow him on Facebook and Twitter . NCRC Website Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how ...
Oct 06, 2022•42 min•Transcript available on Metacast Featured Song - Savings from INDIGNATION by Indigo Ali Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you through Br...
Sep 22, 2022•35 min•Transcript available on Metacast Featured Song - Saving from Fresh Air EP by DeeRiginal Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3 is DO - we take you through Br...
Sep 15, 2022•25 min•Transcript available on Metacast Featured Song - Saving from Trickle Down Destruction by A7MC x Dethwzrd Download Song Featuring an interview with Dedrick Asante-Mohammad the chief of membership policy and equity at NCRC Follow him on Facebook and Twitter . NCRC Website Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - ...
Sep 08, 2022•42 min•Transcript available on Metacast Featured Song - Shameless by POUNDS Download Song Special Episode - Get Shameless About Your Money As we enter a recession, it's easy to feel like you're the one who failed, when in fact, there was no way to predict what was going to happen in the future. "I should have prepared more..." "I should have saved more..." "I should have known that my job was going to fire me..." We're here to remind you that you're not wrong, You're not stupid, a...
Sep 01, 2022•45 min•Transcript available on Metacast Featured Song - Recession On from Rain Shine by Luke Rain Download Song Featuring an interview with Dedrick Asante-Mohammad the chief of membership policy and equity at NCRC Follow him on Facebook and Twitter . NCRC Website Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you int...
Aug 25, 2022•38 min•Transcript available on Metacast Song Featured - Recession Proof from No Lotion 2: The Great Repression by Ashy L Bowz Download Song Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics: Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits in Part 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around it Part 3...
Aug 18, 2022•25 min•Transcript available on Metacast Song featured - Recession from Hometown Herverts by A. Harmony, DijahSB & pHoenix Pagliacci Download Song Surprise! We’re back, and so is the looming possibility of a recession. Some folks say it’s inevitable, some say we still have time to prevent it. But, what the heck is it? How do we know we’re in a recession? Is there some kind of announcement? In part 1 of our Recessions arc, we share what a recession is, what the indicators are, who is most affected by it (3 guesses) and the ways past...
Aug 11, 2022•36 min•Transcript available on Metacast Feat. DREAM by Dyalekt & Dedrick Asante-Muhammad Listen here May 2021. That was the last time we posted a podcast episode. One of our most favorite, nourishing, life giving things we did gave way to the weight of… everything else. We had a false start in January of this year. We recorded a segment with our favorite regular guest, Dedrick Asante-Muhammad, and he rocked it of course. But then the pressure to be “good” got to me. Every segment we recorded didn’t sound right. We were out of prac...
Aug 04, 2022•10 min•Transcript available on Metacast Has talking about the racial wealth divide become conversational quicksand, where we think that people talking about it are considering the problem in its totality and actually trying to solve it but they're actually applying a band aid to a gaping wound by saying the right words so we keep buying their products(looking at you Apple)?This week we're joined by Dedrick Asante-Muhammad for another PREACH episode and we took a deep dive into corporations and the racial wealth divide. We ta...
May 10, 2021•52 min•Transcript available on Metacast It's time for our annual tax episode! This year, we sit down with Darren Liddell, one of our See Change coaches and a seasoned tax preparer (he shows off his 10 year VITA pin on the show!) who breaks down taxes through a news lens. By the end of the episode, you'll learn how to take advantage of the tax changes during COVID (and make sure you get that stimulus payment!), how to maximize your deductions, the biggest tax mistakes people make, and why refunds are actually a total scam. Mu...
Mar 13, 2021•1 hr 9 min•Transcript available on Metacast You know the Lazy Susan(tm)? The mini Gravitron where your sauces or spices turn for everyone at the table? Why is it lazy, and Why Susan? Markus Krajewski, professor of Media History at University of Basel, Switzerland, and author of The Server: A Media History from the Present to the Baroque says, "In all probability, Susan was a generic name rich homeowners addressed their maidservants with through the 18th century. "Laziness was a common complaint against servants (at the time), so...
Mar 09, 2021•59 min•Transcript available on Metacast Why Desegregation Didn't Work They used to be lying, stealing, screaming f*ck your feelings Now they’re crying, pleading for unity and healing History is written by the richer, not the winners We’re seeing it happen as we tweet History tells us that desegregation fixed America It admits that separate was never equal As if separation was America’s only evil Racial discrimination is like a nuclear bomb Communities that aren’t destroyed by explosion Often end up dying by fallout The explosion ...
Feb 22, 2021•59 min•Transcript available on Metacast Hey there, It's Black History Month, and we're always ready to call out some sh*t about the finance industry. Here's some f*cked up history for you: The history of insurance is racist. NY Life started in the 1800's by insuring enslaved Africans lives - if a slave died, the insurance company would pay the slavemaster for their life. Fastforward to the 80's and 90's when Walmart started buying "dead peasant" life insurance policies where if an employee died,...
Feb 14, 2021•59 min•Transcript available on Metacast 
