Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2746: The Story of Your Life: Rewriting Your Script by Emma Scheib of Simple Slow Lovely on Personal Growth

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2746: Emma Scheib's piece "The Story of Your Life: Rewriting Your Script" from Simple Slow Lovely dives deep into the concept of self-directed life changes by confronting our inner critic. She narrates her personal journey of identifying and dismissing the critical internal voices that dictated her life choices, showcasing a path towards emb...

Jun 02, 202411 minEp. 2746

2745: [Part 2] The Five Types of People You’ll Meet on Your Way to FI by FIRECracker of Millennial Revolution

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2745: Delve into the elusive world of the "Closeted FIRER" with FIRECracker's insightful article from Millennial Revolution. Discover the hidden lives of those secretly planning their financial independence and early retirement (FIRE) and explore how their undercover efforts impact both professional life and personal growth. Read along with ...

Jun 01, 202410 minEp. 2745

2744: [Part 1] The Five Types of People You’ll Meet on Your Way to FI by FIRECracker of Millennial Revolution

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2744: Explore the emotional rollercoaster of reaching milestones in personal growth through FIRECracker’s article on her experiences with publishing and early retirement. As she navigates the reactions of friends and the types of people encountered on her journey to financial independence, listeners gain insights into the complex social dyna...

May 31, 202410 minEp. 2744

2743: 3 Easy Steps in Paying for College Financing Priorities by Miranda Marquit of Good Financial Cents

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2743: Miranda Marquit of GoodFinancialCents.com presents three actionable steps for financing your college education effectively. This guide explores options from scholarships and grants to federal and private student loans, helping students navigate the complexities of funding higher education amidst rising costs. Read along with the origin...

May 30, 202410 minEp. 2743

2742: 5 Myths That Encourage Excess Spending by Dori Cameron with Becoming Minimalist on Intentional Living

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2742: Dori Cameron explores common misconceptions that lead to unnecessary spending in "5 Myths That Result in Excess Spending." By debunking myths such as the beliefs that items can always be returned, sold, or donated, Cameron encourages readers to reconsider the true cost and value of purchases, advocating for more mindful consumption hab...

May 29, 202410 minEp. 2742

2741: How to Increase Willpower and Stay on Track Financially by Emily Guy Birken with PT Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2741: Discover proven strategies to enhance your willpower in this insightful exploration of self-discipline and personal growth. Uncover practical tips and psychological insights that can help you build lasting habits, resist temptations, and achieve your personal and professional goals. Read along with the original article(s) here: https:/...

May 28, 202412 minEp. 2741

2740: Own Less; Travel More by Lauren Keys of Trip Of A Lifestyle on Minimalism & Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2740: In "Own Less; Travel More," Lauren Keys of TripOfALifestyle.com shares her personal insights on how minimizing possessions can maximize freedom, particularly when moving. She argues that reducing clutter not only eases physical and mental burdens but also enhances the ability to embrace opportunities, travel, and improve financial stab...

May 27, 202411 minEp. 2740

2739: How I Wasted Over $13,000 Refinancing My Mortgage by Andy Hill of Marriage Kids and Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2739: Andy Hill reflects on the costly mistakes he made with his mortgage, highlighting the pitfalls of refinancing without fully understanding the terms and the impact of market conditions. His candid recounting offers valuable lessons on mortgage management and financial decision-making, making it a must-listen for homeowners and financial...

May 26, 202412 minEp. 2739

2738: How To Not Be Victimized By Empty Nest. Letting Go With Intention by Dr. Margaret Rutherford

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2738: Dr. Margaret Rutherford guides us through the emotional terrain of an empty nest in her insightful article. She shares her personal journey and practical advice on embracing this life transition with intentionality and grace, providing an empowering perspective for parents facing similar changes. Read along with the original article(s)...

May 26, 202410 minEp. 2738

2737: How to Avoid Early Retirement Failure by Jillian Johnsrud on Financial Independence & FIRE

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2737: Jillian Johnsrud offers a refreshing analogy in "How to Avoid Early Retirement Failure," comparing life to a garden where each aspect, like work or hobbies, needs balanced nurturing. She emphasizes strategic planning for financial independence, suggesting a measured approach with pruning work commitments and integrating mini-retirement...

May 25, 202410 minEp. 2737

2736: 5 Things Every Frugal Person Should Spend Money On by Lisa Harrison of Mad Money Monster

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2736: Lisa Harrison of MadMoneyMonster.com encourages the frugal to selectively invest in essentials that enhance life quality without compromising financial goals. She outlines five critical areas where spending smartly can significantly benefit one's health, education, nutrition, living environment, and personal experiences, ensuring a ful...

May 24, 20249 minEp. 2736

2735: Why You Should Totally Spend on Wants by Chris of Keep Thrifty on Intentional Living & Mindfulness

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2735: Discover the refreshing perspective Chris of KeepThrifty.com offers on personal finance by redefining the concept of wants. Learn why aligning your spending with your values rather than cutting out wants can actually lead to more meaningful and fulfilled living. This episode unpacks how prioritizing values-based wants can transform you...

May 23, 20249 minEp. 2735

2734: Weird Ways Our Brains Control Our Money Habits by Kristin Wong of Get Rich Slowly on Building Wealth

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2734: Explore how our quirky brains influence our financial decisions in Kristin Wong's enlightening piece. Delve into the psychological triggers behind spending habits, and learn about the strange ways our environment and even the condition of our money can impact our financial behaviors. Gain useful insights to help you harness this knowle...

May 22, 202411 minEp. 2734

2733: 4 Ways To Take The Ego Out of Money Decisions by Mindy Crary with Tiny Buddha on Personal Finance

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2733: Discover how to detach ego from your financial decisions with insights from the latest article by Tiny Buddha. Learn practical strategies to make money choices more mindfully and less emotionally, which can lead to greater happiness and financial peace. Read along with the original article(s) here: https://tinybuddha.com/blog/the-top-4...

May 21, 202411 minEp. 2733

2732: [Part 2] Running Low in Retirement - Income Strategies by Darrow Kirkpatrick of Can I Retire Yet

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2732: Darrow Kirkpatrick’s "Running Low in Retirement: Income Strategies - Part 2" explores the viability of reverse mortgages for retirees seeking to enhance their income. Kirkpatrick articulates the complexities and potential downsides of reverse mortgages, including substantial fees and the risk of losing one's home. However, for those "h...

May 20, 202412 minEp. 2732

2731: [Part 1] Running Low in Retirement - Income Strategies by Darrow Kirkpatrick of Can I Retire Yet

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2731: Explore vital strategies for securing a stable retirement income with Darrow Kirkpatrick as he delves into methods beyond the traditional work paradigm. Learn how to utilize annuities and other assets effectively to safeguard your financial independence in the later years, ensuring peace of mind amidst the uncertainties of retirement. ...

May 19, 202412 minEp. 2731

2730: Chewing Your Food: Is 32 Really the Magic Number by Erica Cirino with Healthline on Eating Healthy

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2730: Discover how optimizing your chewing can transform your eating experience and enhance digestion. Erica Cirino of Healthline.com explores the "32 chews" rule, detailing how it aids nutrient absorption, reduces food intake, and can help prevent digestive problems. The article provides actionable insights into the simple act of chewing to...

May 19, 202411 minEp. 2730

2729: Money is Fungible by Jeremy Jacobson of Go Curry Cracker on Building Wealth & Retirement

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2729: Jeremy Jacobson delves into the versatility and everyday impact of money's fungibility in his enlightening article "Money is Fungible." He explores the practical implications of money's interchangeable nature through relatable scenarios ranging from handling coins to managing finances for early retirement. Jacobson's insights help simp...

May 18, 202411 minEp. 2729

2728: Does Your Retirement Need a Plan B? by Kathleen Coxwell of New Retirement on Reverse Mortgage

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2728: Explore how to safeguard your retirement against uncertainties with Kathleen Coxwell’s insights on NewRetirement.com. Discover why a robust Plan B, possibly your own home equity, could be the key to a worry-free retirement. Learn from financial experts about effective fallback strategies, including reverse mortgages, to ensure financia...

May 17, 202411 minEp. 2728

2727: Every Once In A While, We’re Less Frugal by Liz of Frugalwoods on Frugality & Saving Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2727: Discover Liz's fresh perspective on balancing frugality and practicality in her latest article on Frugalwoods.com. Liz shares a candid look at why she chooses disposable diapers over cloth for Babywoods, despite their frugal lifestyle. This reflective piece explores the broader implications of knowing and respecting personal limits, ma...

May 16, 202412 minEp. 2727

2726: What’s Probably Missing From Your Financial Plan by Erik Carter of Financial Finesse

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2726: Erik Carter of FinancialFinesse.com explains often overlooked aspects of financial planning, beyond the basics of debt, savings, and retirement. He highlights critical but commonly neglected areas such as life insurance, investment diversification, umbrella liability insurance, long-term care insurance, and estate planning, illustratin...

May 15, 202410 minEp. 2726

2725: Cognitive Bias by The Mad Fientist on Financial Investments & Investing Risk vs. Reward

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2725: Explore the profound impact of cognitive biases on our decision-making processes, especially in high-stakes scenarios like financial investments. This episode, inspired by a Mad Fientist article, delves into everyday examples and psychological experiments that reveal our subconscious preferences for risk over certainty, influenced by h...

May 14, 202412 minEp. 2725

2724: The First $100,000 Is The Hardest by J. Money of Budgets Are Sexy on Building Wealth & Investing

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2724: J. Money shares his journey and insights on achieving the first $100,000 in net worth, a pivotal financial milestone. He emphasizes the overhaul of mindset and financial habits necessary to reach this goal and how this foundation sets the stage for further financial successes. Highlighting the importance of patience and perseverance, t...

May 13, 202410 minEp. 2724

2723: When Wealth Isn’t Real by Nick Maggiulli of Of Dollars and Data on Personal Financial Habits

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2723: Delve into the story of Bill Hwang and his astonishing $20 billion loss through Nick Maggiulli's insightful exploration, "When Wealth Isn’t Real." Maggiulli challenges our perceptions of wealth, illustrating through Hwang's debacle and other examples that much of what we consider financial substance may be mere illusion, prompting a re...

May 12, 202411 minEp. 2723

2722: Overcoming Procrastination With The Habit Rule Of Half by Amy Ongaro of Break The Twitch on Productivity

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2722: Amy Ongaro's "Overcoming Procrastination With The Habit Rule Of Half" offers a unique take on tackling procrastination through a simple, yet profound, strategy: the Habit Rule of Half. By consistently breaking down tasks into smaller, more manageable pieces, Ongaro introduces a compassionate approach to productivity that respects our i...

May 12, 202410 minEp. 2722

2721: When You Should & Shouldn’t Refinance Your Student Loans by Travis Hornsby with JackieBeck.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2721: Explore the significant benefits and potential drawbacks of refinancing your student loans with Travis Hornsby's comprehensive guide. Discover if this financial strategy fits your personal circumstances to potentially save thousands and simplify your debt management. Read along with the original article(s) here: https://www.jackiebeck....

May 11, 202412 minEp. 2721

2720: 5 Tips to Have a Successful No Spend Month by Amanda Brownlow of Hello Brownlow on Frugality

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2720: Amanda Brownlow's article "5 Tips to Have a Successful No-Spend Month" offers practical strategies for reducing monthly expenses by avoiding non-essential spending. With personal anecdotes and easy-to-follow tips, Amanda guides readers through the process of planning and enjoying a no-spend month, emphasizing the benefits of saving mon...

May 10, 20249 minEp. 2720

2719: Why Choose To Live In The Poor House - Again? by Helene Massicotte of Free to Pursue on Should I Rent or Buy

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2719: Explore Helene Massicotte's incisive take on the long-term pitfalls of choosing to carry a mortgage into retirement. Massicotte argues against the common belief that having a mortgage for life is manageable or desirable, highlighting the financial and psychological freedom that comes with being mortgage-free. This episode delves into t...

May 09, 20249 minEp. 2719

2718: What are the Best Reasons to Lease A Car? by Vicki Cook and Amy Blacklock of Women Who Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2718: Leasing a car often appeals to those wanting new technology and safety without the financial burden of buying. Vicki Cook and Amy Blacklock explore practical reasons like lower monthly costs and minimal repair responsibilities, revealing why leasing, despite its drawbacks, can be an attractive option for modern consumers. Read along wi...

May 08, 20249 minEp. 2718

2717: You Can't Work 168 Hours a Week by Paula Pant of Afford Anything on Personal Finance & Work-Life Balance

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2717: Paula Pant of AffordAnything.com explores the value of outsourcing to balance work and life. She examines the financial logic behind outsourcing mundane tasks to maximize productivity and personal time, making a strong case for investing in your well-being through strategic delegation. Read along with the original article(s) here: http...

May 07, 202410 minEp. 2717
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