Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2686: J.D. Roth delves into the emotionally charged issue of whether or not to provide financial assistance to adult children, using a reader's personal dilemma as a springboard. Through insights from personal experiences and expert research, Roth explores the fine line between helping and enabling, offering thought-provoking perspectives on...
Apr 10, 2024•10 min•Ep. 2686
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2685: Chris Reining explores the nuanced relationship between money and happiness in "3 Ways to Hack Your Financial Happiness," offering insights from personal experience and research. By critiquing the common pursuit of wealth as a source of happiness and suggesting practical strategies for fostering genuine contentment, Reining illuminates...
Apr 09, 2024•10 min•Ep. 2685
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2684: Kumiko of TheBudgetMom.com tackles the common dilemma of whether to close a credit card after paying it off. She weighs the pros, like avoiding temptation and minimizing fees, against the cons, such as the potential negative impact on your credit score. Her conclusion is nuanced, advocating for keeping the account open under certain co...
Apr 08, 2024•10 min•Ep. 2684
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2683: Discover how to transform your career into your most lucrative asset with ESI from ESIMoney.com. Learn the significance of recognizing and nurturing your career’s value, which can amount to millions of dollars over a lifetime. This insightful analysis not only outlines the financial aspect but also emphasizes the personal growth and sa...
Apr 07, 2024•9 min•Ep. 2683
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2682: Ana Gotter, in partnership with Healthline.com, demystifies the caffeine withdrawal process, providing a comprehensive look at its duration, symptoms, and management strategies. Gotter's insights into the physiological and psychological effects of caffeine withdrawal, backed by scientific studies, offer valuable guidance for those cont...
Apr 07, 2024•12 min•Ep. 2682
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2681: James Lambridis of DebtMD.com guides readers through the intricacies of debt consolidation loans, revealing their potential as a tool for financial relief. By scrutinizing the prerequisites and pitfalls of such loans, Lambridis offers actionable insights for those looking to navigate their way out of debt, emphasizing the importance of...
Apr 06, 2024•10 min•Ep. 2681
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2680: Dive into the often-unspoken realities of retirement with insights from Janet Berry-Johnson at NewRetirement.com. This episode reveals the surprising challenges retirees face, from identity crises and depression to unexpected financial strains and the importance of finding new purposes. Discover the critical, yet often overlooked, aspe...
Apr 05, 2024•12 min•Ep. 2680
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2679: In "10 Money Questions Every Couple Must Answer," Christina Browning of Our Rich Journey.com opens up about the personal journey to financial independence she's navigated with her spouse, Amon. She distills over fifteen years of collective wisdom into ten pivotal questions aimed at couples seeking to build a secure, financially transpa...
Apr 04, 2024•12 min•Ep. 2679
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2678: Chris Mamula challenges traditional retirement concepts in "Conquer 3 Critical Early Retirement Challenges by Redefining Retirement - Part 2", advocating for a personalized approach to retirement planning. By questioning societal norms and exploring flexible, meaningful work as part of retirement, Mamula provides insightful strategies ...
Apr 03, 2024•11 min•Ep. 2678
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2677: Chris Mamula shares his journey towards early retirement, tackling the complexities beyond simple savings rates and withdrawal rules. Through his experience, Mamula highlights the nuanced challenges of medical insurance, the unpredictability of financial planning, and the quest for happiness and fulfillment beyond the workforce. His in...
Apr 02, 2024•11 min•Ep. 2677
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2676: Andy Hill of MarriageKidsAndMoney.com shares transformative insights from interviewing over 100 individuals who have successfully navigated out of debt and onto the path of wealth building. Hill's article, "Climb Out Of Massive Debt with These 10 Life-Changing Steps," encapsulates a strategic approach to achieving financial freedom. By...
Apr 01, 2024•12 min•Ep. 2676
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2675: Nick Maggiulli's insightful analysis in "The Goldilocks Zone of Personal Finance" invites readers to discover the balanced state of financial well-being, where neither scarcity nor excess dictates one's life. Drawing from personal anecdotes and scientific research, Maggiulli illustrates the stress associated with both ends of the finan...
Mar 31, 2024•11 min•Ep. 2675
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2674: Isaac Morehouse delivers a candid reminder that pursuing what you love requires shedding what drains you. With a blend of humor and wisdom, Morehouse challenges the notion that life's obligations force us into despised activities, advocating instead for strategic life choices that align more closely with personal joy and fulfillment. R...
Mar 31, 2024•12 min•Ep. 2674
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2673: Courtney Luke of ArrestYourDebt.com outlines creative and flexible career paths beyond the conventional 9-5 job in this insightful piece. From investing and freelancing to blogging and teaching, Luke provides a roadmap for generating income with flexibility, allowing for a healthier work-life balance. This guide is invaluable for those...
Mar 30, 2024•12 min•Ep. 2673
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2672: Michelle Schroeder-Gardner, through her journey detailed on MakingSenseOfCents.com, illustrates the transformative power of side hustles. By leveraging extra time to generate additional income, she not only eradicated her student loan debt but also embarked on a path of financial independence, allowing for travel and entrepreneurship. ...
Mar 29, 2024•8 min•Ep. 2672
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2671: Jeff Rose of GoodFinancialCents.com demystifies mortgage points, shedding light on their potential benefits and drawbacks. He navigates through the intricacies of buying points to lower interest rates, the considerations of homeownership duration, and the fluctuating real estate market, offering valuable insights for those pondering th...
Mar 28, 2024•10 min•Ep. 2671
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2670: In "Break the Paycheck-to-Paycheck Cycle and Start Saving," Vicki Cook and Amy Blacklock of WomenWhoMoney.com offer actionable steps to overcome the common yet challenging situation of living from one paycheck to the next. Their guidance is a beacon of hope for individuals struggling with financial insecurity, providing practical strat...
Mar 27, 2024•9 min•Ep. 2670
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2669: JL Collins's exploration of the emotional and financial facets of homeownership versus renting, "Roots versus Wings," delves into his personal journey from owning houses he didn't love to embracing the flexibility of renting. He contrasts the deep-seated desire for a permanent home with the liberating option of mobility, framing the de...
Mar 26, 2024•13 min•Ep. 2669
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2668: Neiko Johnson with MoneyMiniBlog.com unveils the critical steps toward achieving financial freedom, emphasizing the importance of understanding personal financial goals, creating and adhering to a budget, eliminating debt, saving effectively, and investing in one's future. Johnson's guide is a roadmap for anyone looking to escape the p...
Mar 25, 2024•9 min•Ep. 2668
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2667: Kevin from FinancialPanther.com challenges the notion of using work as an excuse to avoid pursuing financial independence. He argues that even those who enjoy their jobs should strive for financial freedom to truly understand if their work passion stems from interest or necessity. This perspective invites readers to reconsider their sa...
Mar 24, 2024•10 min•Ep. 2667
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2666: Shawna Scafe of Simple on Purpose.ca shares insightful tips on extending grocery shopping to a two-week cycle, a practical approach for those aiming to minimize frequent store visits while adhering to budget and meal planning. This guide not only offers a strategy to tackle the challenge of keeping groceries fresh but also emphasizes t...
Mar 24, 2024•10 min•Ep. 2666
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2665: Andrew of DollarAfterDollar.com draws an intriguing parallel between the "Broken Windows" theory and our financial habits, emphasizing the significant impact small, seemingly negligible habits can have on our overall financial health. By addressing these "financial broken windows," such as excessive spending in one area, we can prevent...
Mar 23, 2024•10 min•Ep. 2665
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2664: Diania Merriam shares insights from Lisa Harrison of MadMoneyMonster.com, who reflects on everyday items she and her partner stopped buying to achieve significant savings. The list includes avoiding new car purchases, cutting cable TV, minimizing paper product expenses, using alternatives to shaving cream, refraining from soda and juic...
Mar 22, 2024•10 min•Ep. 2664
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2663: In this episode, Diania Merriam shares Sara Stanizai's post from ProspectTherapy.com, addressing the pervasive issue of doom spending in 2024. Sara explores the connection between anxiety and impulsive spending, defining doom spending as a harmful coping mechanism. The post provides insights into breaking this cycle by understanding it...
Mar 21, 2024•10 min•Ep. 2663
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2662: In this episode, Diania Merriam narrates Sierra Black's blog post from GetRichSlowly.org, emphasizing the importance of setting smart financial goals. Sierra introduces the SMART goal-setting system, highlighting the need for goals to be Specific, Measurable, Attainable, Realistic, and Timely. The post explains why setting meaningful g...
Mar 20, 2024•10 min•Ep. 2662
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2661: In this episode, Diania Merriam narrates Paula Pant's blog post on AffordAnything.com, discussing three unconventional approaches to significantly boost savings. Paula challenges conventional financial advice, suggesting an 80/20 budgeting approach, earning more through side gigs, and making earth-shattering changes to cut back on sign...
Mar 19, 2024•12 min•Ep. 2661
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2660: In this episode, Diania Merriam continues to narrate Andrea Joy's blog post, "The Stages of Financial Management - Part 2." Andrea reflects on her journey through financial stages, discussing her struggles in making the right financial choices, sacrifices, and gradual progress. She highlights her transition from "Teenager" to "Adulting...
Mar 18, 2024•10 min•Ep. 2660
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2659: In this podcast episode, host Diania Merriam reads the first part of Andrea Joy's blog post titled "The Stages of Financial Management." Andrea explores the developmental stages individuals go through in understanding personal financial management. Drawing parallels with the growth process, she discusses stages from being a baby, compl...
Mar 17, 2024•10 min•Ep. 2659
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2658: In this podcast episode, Dr. Neal narrates Rachel Trotta's blog post, "5 Eating Goals That Aren’t Fad Diets." The post discusses alternatives to restrictive fad diets and introduces five achievable eating goals: cooking more meals at home, changing snacking habits, eating more protein, drinking more water, and tracking or journaling fo...
Mar 17, 2024•12 min•Ep. 2658
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2657: Host Diania Merriam introduces the blog post by Stacker with RadicalFIRE.com, which provides valuable insights on strengthening retirement savings. The article suggests practical tips, including assessing net worth, prioritizing debt payment, cutting unnecessary subscriptions, boosting emergency funds, maximizing 401(k) contributions, ...
Mar 16, 2024•13 min•Ep. 2657
