Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2176: How Do the Wealthy Invest? by Nick Maggiulli

Nick Maggiulli talks about how the wealthy invest Episode 2176: How Do the Wealthy Invest? by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to org...

Jan 20, 202313 minEp. 2176

2175: What Makes a Roth IRA So Great? by Philip Taylor

Philip Taylor with PT Money talks about why Roth IRAs are so great Episode 2175: What Makes a Roth IRA So Great? by Philip Taylor PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is locat...

Jan 19, 202310 minEp. 2175

2174: You Earn Passive Income by Being More Generous by Steve Pavlina

Steve Pavlina talks about the value of generosity Episode 2174: You Earn Passive Income by Being More Generous by Steve Pavlina Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve...

Jan 18, 202313 minEp. 2174

2173: Health Insurance - Things to Consider When Choosing Your Coverage by Andrea Joy

Andrea Joy of Saving Joyfully tells you what to consider when choosing health insurance Episode 2173: Health Insurance - Things to Consider When Choosing Your Coverage by Andrea Joy Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/blog/health-insurance-things-to-c...

Jan 17, 202314 minEp. 2173

2172: When, Why and How We Give by Julien Saunders

Julien Saunders of Rich and Regular talks about how he and his wife give back Episode 2172: When, Why and How We Give by Julien Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their...

Jan 16, 202312 minEp. 2172

2171: Millionaire Success Habits & How One Simple Change Can Lead To Business Success by Steve Chou

Steve Chou of My Wife Quit Her Job shares millionaire success habits and how one simple change can lead to business success. Episode 2171: Millionaire Success Habits & How One Simple Change Can Lead To Business Success by Steve Chou Steve Chou of My Wife Quit Her Job carries both a bachelors and a masters degree in electrical engineering from Stanford University, but spent a good portion of his graduate education studying entrepreneurship and small business. When he and his wife had a child, the...

Jan 15, 202311 minEp. 2171

2170: How to Handle Feeling Overworked & Overwhelmed by Paula Pant

Paula Pant of Afford Anything shares how to handle feeling overworked and overwhelmed. Episode 2170: How to Handle Feeling Overworked & Overwhelmed by Paula Pant Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford A...

Jan 15, 202311 minEp. 2170

2169: [Part 2] Transferring a Primary Residence to Children by Sean Mullaney

Sean Mullaney of FI Tax Guy talks about transferring a primary residence to children. This is part 2 of 2. Episode 2169: [Part 2] Transferring a Primary Residence to Children by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax de...

Jan 14, 202311 minEp. 2169

2168: [Part 1] Transferring a Primary Residence to Children by Sean Mullaney

Sean Mullaney of FI Tax Guy talks about transferring a primary residence to children. This is part 1 of 2. Episode 2168: [Part 1] Transferring a Primary Residence to Children by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax de...

Jan 13, 202310 minEp. 2168

2167: Should Cash Be Part of Your Emergency Fund? By Honey Smith

Honey Smith with Get Rich Slowly talks about whether or not cash should be part of your emergency fund Episode 2167: Should Cash Be Part of Your Emergency Fund? By Honey Smith J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own fina...

Jan 12, 202311 minEp. 2167

2166: How to Have the "Money Talk" With Your Partner by Ryan Larson

Ryan Larson of First Line Fin helps you talk about money with your partner Episode 2166: How to Have the "Money Talk" With Your Partner by Ryan Larson Ryan Larson is the principal Investment Advisor Representative and Founder of FirstLine Financial, LLC located in Scottsdale, Arizona. Ryan recognizes the importance of growing and preserving the assets accumulated for retirement and the need for reallocating those assets in transition from the working years to the retirement years. Focused on the...

Jan 11, 202311 minEp. 2166

2165: How to Pass Wealth to Your Kids by ESI

ESI of ESI Money talks about how to pass wealth to your kids Episode 2165: How to Pass Wealth to Your Kids by ESI ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concent...

Jan 10, 202313 minEp. 2165

2164: What You Can Learn From Millennials For a Better Financial Future by Kathleen Coxwell

Kathleen Coxwell of NewRetirement shares what you can learn from millennials for a better financial future Episode 2164: What You Can Learn From Millennials For a Better Financial Future by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable...

Jan 09, 202311 minEp. 2164

2163: Family Life Doesn’t Need To Be So Busy - Here’s How I Slow It Down by Emma Scheib

Emma Scheib of Simple Slow Lovely shares why family life doesn't have to be so busy. Episode 2163: Family Life Doesn’t Need To Be So Busy - Here’s How I Slow It Down by Emma Scheib Emma is a self-confessed introvert who craves the simple and slow things in life. She loves to run, read, and write. She is blessed to be wife to a wonderful husband, mum to two amazing and vivacious daughters, 1 dog, a cat, and 5 chickens. They live in Motueka, New Zealand, a stone’s throw from the beautiful Abel Tas...

Jan 08, 20239 minEp. 2163

2162: Controlling The Urge To Splurge by Sam of Financial Samurai

Sam of Financial Samurai on controlling the urge to splurge. Episode 2162: Controlling The Urge To Splurge by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more ...

Jan 08, 202313 minEp. 2162

2161: YOLO And The FIRE Movement: Why It Doesn’t Work (Yet) by Christina Browning

Christina Browning of Our Rich Journey talks about the downfalls of YOLO and FIRE Episode 2161: YOLO And The FIRE Movement: Why It Doesn’t Work (Yet) by Christina Browning Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re inte...

Jan 07, 202311 minEp. 2161

2160: 7 Lessons I Learned From Failing at Real Estate Investing by Jeff Rose

Jeff Rose shares lessons he learned from failing at real estate investing Episode 2160: 7 Lessons I Learned From Failing at Real Estate Investing by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located her...

Jan 06, 202312 minEp. 2160

2159: How Financial Habits and Situations Can Affect Productivity by Luke Smith

Carl Pullein talks about how financial habits and situations can affect productivity Episode 2159: How Financial Habits and Situations Can Affect Productivity by Luke Smith Carl has written three books on productivity and time management and coaches companies and individuals around the world through his Time and Life Mastery and Your Digital Life courses. His passion and dedication to helping people become better at managing their time so they can focus on what is important to them is legendary ...

Jan 05, 202312 minEp. 2159

2158: Do You Need A Budget? By Michelle Schroeder-Gardner

Michelle Schroeder-Gardner of Making Sense of Cents talks about whether or not you need a budget Episode 2158: Do You Need A Budget? By Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see he...

Jan 04, 202310 minEp. 2158

2157: What Happens if I Die Without Creating a Will by Vicki Cook and Amy Blacklock

Amy Blacklock and Vicki Cook of Women Who Money talk about what happens if you die without creating a will Episode 2157: What Happens if I Die Without Creating a Will by Vicki Cook and Amy Blacklock The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time wo...

Jan 03, 202311 minEp. 2157

2156: Building The Perfect Portfolio Allocation - 5 Models to Follow by Robert Farrington

Robert Farrington of The College Investor helps you build the perfect portfolio allocation Episode 2156: Building The Perfect Portfolio Allocation - 5 Models to Follow by Robert Farrington Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor i...

Jan 02, 202312 minEp. 2156

2155: Listen and Learn From Successful Athletes by Ross Enamait of Ross Training

Ross Enamait of Ross Training shares his thoughts on listening and learning from successful athletes. Episode 2155: Listen and Learn From Successful Athletes by Ross Enamait of Ross Training Founded by Ross Enamait, RossTraining.com is dedicated to excellence and innovations in high performance conditioning, strength, and athletic development. His goal with the site is to provide a content-rich resource to assist with your development. As a long time trainer and boxing coach, Ross has dedicated ...

Jan 01, 202311 minEp. 2155

2154: Extreme Early Retirement vs. Friends and Relatives by Jacob Lund Fisker

Jacob Lund Fisker of Early Retirement Extreme shares extreme early retirement vs. friends and relatives. Episode 2154: Extreme Early Retirement vs. Friends and Relatives by Jacob Lund Fisker Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles t...

Jan 01, 202313 minEp. 2154

2153: [Part 2] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick

Darrow Kirkpatrick of Can I Retire Yet shares how to deal with uncertainty in retirement calculations. This is part 2 of 2. Episode 2153: [Part 2] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard wo...

Dec 31, 202211 minEp. 2153

2152: [Part 1] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick

Darrow Kirkpatrick of Can I Retire Yet shares how to deal with uncertainty in retirement calculations. This is part 1 of 2. Episode 2152: [Part 1] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard wo...

Dec 30, 202214 minEp. 2152

2151: Reasons to Stay Away From a Roth IRA by Scott Spann

Scott Spann with Financial Finesse shares reasons to stay away from a Roth IRA Episode 2151: Reasons to Stay Away From a Roth IRA by Scott Spann After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financ...

Dec 29, 202212 minEp. 2151

2150: 5 Personal Finance Myths That Could Ruin Your Retirement by Kalen Bruce

Kalen Bruce of Money Mini Blog shares 5 personal finance myths that could ruin your retirement Episode 2150: 5 Personal Finance Myths That Could Ruin Your Retirement by Kalen Bruce Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finance...

Dec 28, 202211 minEp. 2150

2149: 7 Money Saving Techniques For Couples by Jen Hayes

Jen Hayes shares 7 money-saving techniques for couples Episode 2149: 7 Money Saving Techniques For Couples by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/7-money-saving-techn...

Dec 27, 202210 minEp. 2149

2148: The Triumph of Logos by Nick Maggiulli

Nick Maggiulli talks about the triumph of logos Episode 2148: The Triumph of Logos by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize an...

Dec 26, 202215 minEp. 2148

2147: How I Overcame A Fear Of Flying And Changed My Life In Every Way by James Altucher

James Altucher shares how he overcame a fear of flying and changed his life in every way. Episode 2147: How I Overcame A Fear Of Flying And Changed My Life In Every Way by James Altucher James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today na...

Dec 25, 202211 minEp. 2147
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