Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

1816: How Discovering Your Debt Triggers Can Set You Free From Debt by Jackie Beck on Creating Debt-Free Finances

Jackie Beck talks about how to discover your debt triggers and why doing so can set you free from debt Episode 1816: How Discovering Your Debt Triggers Can Set You Free From Debt by Jackie Beck on Creating Debt-Free Finances Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Ma...

Feb 28, 202213 minEp. 1816

1815: [Part 2] How To Build A Compounding Machine by Barney of The Escape Artist on Investing for Retirement

Barney of The Escape Artist tells us how to build a compounding machine. This is part 2 of 2. Episode 1815: [Part 2] How To Build A Compounding Machine by Barney of The Escape Artist on Investing for Retirement Barney Whiter writes about money and financial freedom at The Escape Artist. He has a degree in economics, is a qualified chartered accountant and had a 20 year career in corporate finance in London. Most recently, he is providing financial coaching to entrepreneurs, employees, and other ...

Feb 27, 202213 minEp. 1815

1814: [Part 1] How To Build A Compounding Machine by Barney of The Escape Artist on Investing for Retirement

Barney of The Escape Artist tells us how to build a compounding machine. This is part 1 of 2. Episode 1814: [Part 1] How To Build A Compounding Machine by Barney of The Escape Artist on Investing for Retirement Barney Whiter writes about money and financial freedom at The Escape Artist. He has a degree in economics, is a qualified chartered accountant and had a 20 year career in corporate finance in London. Most recently, he is providing financial coaching to entrepreneurs, employees, and other ...

Feb 26, 202211 minEp. 1814

1813: The Real Value of Money by Mark Manson on Personal Finance & Creating True Wealth

Mark Manson shares the real value of money. Episode 1813: The Real Value of Money by Mark Manson on Personal Finance & Creating True Wealth Mark Manson was a full-time professional dating coach for men from 2008 until 2011. Sick of the industry, he wrote his first book, Models: Attract Women Through Honesty, and changed the name and focus of his business to address broader self-development topics for men. The book took off, selling tens of thousands of copies. As he branched out into deeper issu...

Feb 25, 202215 minEp. 1813

1812: 5 Life Milestones You Should be Financially Prepared For by Robert Farrington of The College Investor

Robert Farrington of The College Investor shares 5 life milestones you should be financially prepared for Episode 1812: 5 Life Milestones You Should be Financially Prepared For by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. ...

Feb 24, 202213 minEp. 1812

1811: How to Grow the Value of Your Career by 50% by ESI of ESI Money on Public Speaking & Professional Advancement

ESI of ESI Money tells you how to grow the value of your career by 50% Episode 1811: How to Grow the Value of Your Career by 50% by ESI of ESI Money on Public Speaking & Professional Advancement ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, sa...

Feb 23, 202213 minEp. 1811

1810: How Not to Invest $100,000 by Chris Reining on Long-Term Buy and Hold Investing Strategy

Chris Reining tells you how not to invest $100,000 Episode 1810: How Not to Invest $100,000 by Chris Reining on Long-Term Buy and Hold Investing Strategy Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The ori...

Feb 22, 202211 minEp. 1810

1809: A Different Way of Looking at Spending by J. Money of Budgets Are Sexy on Intentional Spending

J. Money of Budgets Are Sexy provides a different way of looking at spending Episode 1809: A Different Way of Looking at Spending by J. Money of Budgets Are Sexy on Intentional Spending J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsA...

Feb 21, 202211 minEp. 1809

1808: 6 Tips for Diving into Property Investments by Elizabeth with The Budget Mom on Real Estate Investing

Elizabeth of The Budget Mom shares 6 tips for diving into property investments Episode 1808: 6 Tips for Diving into Property Investments by Elizabeth with The Budget Mom on Real Estate Investing Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/tips-for-ge...

Feb 20, 202212 minEp. 1808

1807: 5 Reasons to Choose a 15-Year Mortgage by Andy Hill of Marriage Kids and Money on Home Financing Decisions

Andy Hill shares 5 reasons why you should choose a 15-year mortgage Episode 1807: 5 Reasons to Choose a 15-Year Mortgage by Andy Hill of Marriage Kids and Money on Home Financing Decisions Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to...

Feb 19, 202211 minEp. 1807

1806: Debt Can Be A Good Thing - In Moderation by Paula Pant of Afford Anything on Building Wealth

Paula Pant of Afford Anything shares how debt can be a good thing - in moderation. Episode 1806: Debt Can Be A Good Thing - In Moderation by Paula Pant of Afford Anything on Building Wealth Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's a...

Feb 18, 202213 minEp. 1806

1805: When it Comes to Retirement Funding, We’re on Our Own by Dawn Starks of Simple Money Pro on Investing

Dawn Starks of Simple Money Pro reminds us that we're on our own when it comes to retirement funding Episode 1805: When it Comes to Retirement Funding, We’re on Our Own by Dawn Starks of Simple Money Pro on Investing Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and...

Feb 17, 202211 minEp. 1805

1804: What Comes First: Saving, Investing, or Paying off Debt by Erik Carter with Financial Finesse on Money Strategies

Erik Carter with Financial Finesse tells you the order in which you should save, invest and pay off debt Episode 1804: What Comes First: Saving, Investing, or Paying off Debt by Erik Carter with Financial Finesse on Money Strategies After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life ...

Feb 16, 202212 minEp. 1804

1803: Top 5 Non-Medical Factors That Affect Your Life Insurance Rates by Jeff Root with Good Financial Cents

Jeff Root of Good Financial Cents shares the top 5 non-medical factors that affect your life insurance rates Episode 1803: Top 5 Non-Medical Factors That Affect Your Life Insurance Rates by Jeff Root with Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business ...

Feb 15, 202212 minEp. 1803

1802: How to Stop Shopping: 8 Ideas to Save You Time and Money by Courtney Carver of Be More With Less

Courtney Carver of Be More With Less shares 8 ideas to help you save time and money when shopping Episode 1802: How to Stop Shopping: 8 Ideas to Save You Time and Money by Courtney Carver of Be More With Less After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of ever...

Feb 14, 202212 minEp. 1802

1801: [Part 2] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing

JL Collins of shares his thoughts on social security and when to take it. This is part 2 of 2. Episode 1801: [Part 2] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relation...

Feb 13, 202213 minEp. 1801

1800: [Part 1] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing

JL Collins of shares his thoughts on social security and when to take it. This is part 1 of 2. Episode 1800: [Part 1] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relation...

Feb 12, 202213 minEp. 1800

1799: Bankruptcy and Debt: You Can Come Out Stronger in the End by Tracie with Jackie Beck on How to Improve Finances

Tracie, with Jackie Beck, talks about how you can come out stronger from bankruptcy and debt Episode 1799: Bankruptcy and Debt: You Can Come Out Stronger in the End by Tracie with Jackie Beck on How to Improve Finances Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine...

Feb 11, 202211 minEp. 1799

1798: The Time Value of Money (or why 25 years of cable TV doesn't cost as much as you think) by Stephen Popick with GRS

Stephen Popick with Get Rich Slowly discusses the time value of money Episode 1798: The Time Value of Money (or why 25 years of cable TV doesn't cost as much as you think) by Stephen Popick with GRS J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the ...

Feb 10, 202212 minEp. 1798

1797: Why We Ignore The Stock Market And You Should Too: Demystifying Personal Finance Part 4 by Liz of FrugalWoods

Liz of Frugalwoods shares why she ignores the stock market, and why you should do the same Episode 1797: Why We Ignore The Stock Market And You Should Too: Demystifying Personal Finance Part 4 by Liz of FrugalWoods The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteader...

Feb 09, 202214 minEp. 1797

1796: Accidental Hard Money Lending by Joel of 5AM Joel on Real Estate Investing & Alternative Investments

Joel of 5AM Joel talks about accidental hard money lending Episode 1796: Accidental Hard Money Lending by Joel of 5AM Joel on Real Estate Investing & Alternative Investments Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing...

Feb 08, 202214 minEp. 1796

1795: Side Hustles Aren’t A Necessity - But They Can Change Your Life by Kevin of Financial Panther on Extra Income

Kevin of Financial Panther talks about how beneficial side hustles can be Episode 1795: Side Hustles Aren’t A Necessity - But They Can Change Your Life by Kevin of Financial Panther on Extra Income Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hackin...

Feb 07, 202214 minEp. 1795

1794: I’ll Figure Out What I Want To Be When I Grow Up by Mr. 1500 of 1500 Days on Career & Financial Flexibility

Mr. 1500 of 1500 Days will figure out what he wants to be once he grows up Episode 1794: I’ll Figure Out What I Want To Be When I Grow Up by Mr. 1500 of 1500 Days on Career & Financial Flexibility Mr. 1500 is a family guy living in Colorado with his wife and two young children. He studied biology and chemistry in college, but somehow turned into a software developer. In 2013 at the age of 39, he set a goal to build a portfolio of $1,000,000 by February 2017 - 1500 days later. He surpassed his go...

Feb 06, 202212 minEp. 1794

1793: Sun Tzu’s Art of War Applied to Your Battle Against Debt by Simon Zhen with Financial Samurai on Money Matters

Simon Zhen of Financial Samurai helps you apply Sun Tzu's teachings about war to your battle against money Episode 1793: Sun Tzu’s Art of War Applied to Your Battle Against Debt by Simon Zhen with Financial Samurai on Money Matters Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his M...

Feb 05, 202214 minEp. 1793

1792: The Worst Investment Advice I Ever Heard-Everywhere by Chris Mamula of Can I Retire Yet on Saving for Retirement

Chris Mamula of Can I Retire Yet shares the worst investment advice he's ever heard. Episode 1792: The Worst Investment Advice I Ever Heard-Everywhere by Chris Mamula of Can I Retire Yet on Saving for Retirement Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, fruga...

Feb 04, 202215 minEp. 1792

1791: Working the ESI Scale to Financial Independence by ESI of ESI Money on Wealth Accumulation & Financial Planning

ESI of ESI Money tells you how to use the ESI scale to achieve financial independence Episode 1791: Working the ESI Scale to Financial Independence by ESI of ESI Money on Wealth Accumulation & Financial Planning ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial indep...

Feb 03, 202211 minEp. 1791

1790: Adapt To Change and Secure Your Future by Jessica Wang with Fiology on How To Respond To Adversity

Jessica Wang with Fiology reminds you that adapting to change is necessary for building a secure future Episode 1790: Adapt To Change and Secure Your Future by Jessica Wang with Fiology on How To Respond To Adversity Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there is original co...

Feb 02, 202216 minEp. 1790

1789: Four Things That Can Derail Your Retirement Plans by Mike Ballew of EggStack on Financial Independence Decisions

Mike Ballew of Egg Stack shares 4 things that can derail your retirement plans Episode 1789: Four Things That Can Derail Your Retirement Plans by Mike Ballew of EggStack on Financial Independence Decisions Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retireme...

Feb 01, 202213 minEp. 1789

1788: Retiring Early Has Nothing to Do with Doing Nothing by Chris Reining on Financial Independence & Early Retirement

Chris Reining talks about the difference between retiring and doing nothing Episode 1788: Retiring Early Has Nothing to Do with Doing Nothing by Chris Reining on Financial Independence & Early Retirement Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CB...

Jan 31, 202211 minEp. 1788

1787: [Part 2] Rethinking the 4 Percent Safe Withdrawal Rule by Fritz Gilbert of The Retirement Manifesto

Fritz Gilbert rethinks the 4% rule. This is part 2 of 2. Episode 1787: [Part 2] Rethinking the 4 Percent Safe Withdrawal Rule by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both t...

Jan 30, 202213 minEp. 1787
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