Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

1546: Reinventing The Wheel by Fritz Gilbert of The Retirement Manifesto on Different Ways To Retire Early

Fritz Gilbert explores different ways to retire early. Episode 1546: Reinventing The Wheel by Fritz Gilbert of The Retirement Manifesto on Different Ways To Retire Early Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both th...

Jun 03, 202111 minEp. 1546

1545: How to Create Streams of Passive Income on a Limited Budget by Robert Farrington of The College Investor

Robert Farrington of The College Investor talks about how you can create streams of passive income on a limited budget. Episode 1545: How to Create Streams of Passive Income on a Limited Budget by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of pa...

Jun 02, 202113 minEp. 1545

1544: Should You Buy a Fixer-Upper - Tips on Taking the Big Step by Kalen Bruce of Money Mini Blog on Earning A Profit

Kalen Bruce of Money Mini Blog guides you through the process of buying a fixer-upper and earning a profit. Episode 1544: Should You Buy a Fixer-Upper - Tips on Taking the Big Step by Kalen Bruce of Money Mini Blog on Earning A Profit Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, ...

Jun 01, 202114 minEp. 1544

1543: How Embracing Contentment Is Making Me Happy Healthy and Wealthy by Lisa Harrison of Mad Money Monster

Lisa Harrison of Mad Money Monster talks about embracing contentment is making her happy, healthy and wealthy. Episode 1543: How Embracing Contentment Is Making Me Happy Healthy and Wealthy by Lisa Harrison of Mad Money Monster Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the si...

May 31, 202112 minEp. 1543

1542: Fix The Car Or Buy A New One by Sam of Financial Samurai on Choosing The Right Automobile for You

Sam of Financial Samurai insists that you either fix your car or buy a new one. Episode 1542: Fix The Car Or Buy A New One by Sam of Financial Samurai on Choosing The Right Automobile for You Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressi...

May 30, 202111 minEp. 1542

1541: 7 Signs You're Ready To Refinance Your Student Loans by The Finance Twins on the Benefits of Refinancing

The Finance Twins share 7 signs that you're ready to refinance your student loans. Episode 1541: 7 Signs You're Ready To Refinance Your Student Loans by The Finance Twins on the Benefits of Refinancing Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how ...

May 29, 202110 minEp. 1541

1540: 7 Strategies One Woman Used to Save 100k in 3.5 Years by Bola Onada Sokunbi with The Budget Mom

Bola Onada Sokunbi of The Budget Mom shares 7 strategies one woman used to save 100k in 3.5 years. Episode 1540: 7 Strategies One Woman Used to Save 100k in 3.5 Years by Bola Onada Sokunbi with The Budget Mom Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.c...

May 28, 202111 minEp. 1540

1539: The Easiest Way to Get a Raise is to Give Yourself One by Kiersten Saunders of Rich and Regular

Kiersten Saunders of Rich and Regular encourages you to give yourself a raise if you want one. Episode 1539: The Easiest Way to Get a Raise is to Give Yourself One by Kiersten Saunders of Rich and Regular Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd...

May 27, 202112 minEp. 1539

1538: Why I Like Spending Plan Better than Budget by Miranda Marquit with PT Money on Proactive Financial Planning

Miranda Marquit of PT Money discusses proactive financial planning. Episode 1538: Why I Like Spending Plan Better than Budget by Miranda Marquit with PT Money on Proactive Financial Planning PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popul...

May 26, 202110 minEp. 1538

1537: Life After The Mortgage is Paid Off by Andy Hill of Marriage Kids and Money on Financial Freedom

Andy Hill talks about life after the mortgage is paid off. Episode 1537: Life After The Mortgage is Paid Off by Andy Hill of Marriage Kids and Money on Financial Freedom Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and p...

May 25, 202114 minEp. 1537

1536: The 10 Best Personal Finance Resolutions For 2021 by Joshua Becker of Becoming Minimalist

Joshua Becker of Becoming Minimalist shares the 10 best personal finance resolutions for 2021. Episode 1536: The 10 Best Personal Finance Resolutions For 2021 by Joshua Becker of Becoming Minimalist Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and ...

May 24, 202111 minEp. 1536

1535: Dumping Amazon PRIME by Joel of 5AM Joel on Removing Unnecessary Subscriptions to Save Money

Joel of 5AM Joel encourages you to get rid of unnecessary subscriptions. Episode 1535: Dumping Amazon PRIME by Joel of 5AM Joel on Removing Unnecessary Subscriptions to Save Money Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started no...

May 23, 202111 minEp. 1535

1534: How to Pay Off Your Overdraft Without Even Noticing by Hayley with Making Sense of Cents

Hayley with Making Sense of Cents talks about how to pay off your overdraft without even noticing. Episode 1534: How to Pay Off Your Overdraft Without Even Noticing by Hayley with Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. ...

May 22, 202112 minEp. 1534

1533: How to Budget on a Variable Income by Jen Hayes on Setting Yourself Up for Financial Success

Jen Hayes talks about how to budget on a variable income. Episode 1533: How to Budget on a Variable Income by Jen Hayes on Setting Yourself Up for Financial Success A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here:...

May 21, 202110 minEp. 1533

1532: How To Pay Off Student Loans Without Thinking About It by Ramit Sethi of I Will Teach You To Be Rich

Ramit Sethi of I Will Teach You to be Rich tells you how to pay off student loans without thinking about it. Episode 1532: How To Pay Off Student Loans Without Thinking About It by Ramit Sethi of I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, ...

May 20, 202112 minEp. 1532

1531: Why Hardcore Saving is Much More Powerful than Masterful Investing by Mr Money Mustache

Mr. Money Mustache talks about why saving is more powerful than investing. Episode 1531: Why Hardcore Saving is Much More Powerful than Masterful Investing by Mr Money Mustache Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they r...

May 19, 202111 minEp. 1531

1530: Investment Workshop 42 - Double Fisting Your Retirement Accounts by Wanderer of Millennial Revolution

Wanderer of Millennial Revolution talks about double fisting your retirement accounts. Episode 1530: Investment Workshop 42 - Double Fisting Your Retirement Accounts by Wanderer of Millennial Revolution Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here: https:...

May 18, 202112 minEp. 1530

1529: Invest It and Mostly Forget It by Dawn Starks of Simple Money Pro on Simple Investment Tips

Dawn Starks of SimpleMoney encourages you to mostly forget about something after investing in it. Episode 1529: Invest It and Mostly Forget It by Dawn Starks of Simple Money Pro on Simple Investment Tips Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co...

May 17, 202110 minEp. 1529

1528: Are You Prepared to Buy a Home by April Dykman with Get Rich Slowly on Mortgage Preparation

April Dykman with Get Rich Slowly asks if you're prepared to buy a home. Episode 1528: Are You Prepared to Buy a Home by April Dykman with Get Rich Slowly on Mortgage Preparation J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own f...

May 16, 202112 minEp. 1528

1527: Five Personal Finance Lessons I Learned From A 10 Km Road Race by Helene Massicotte on Saving Money

Helene Massicotte of Free To Pursue shares five personal finance lessons she learned from doing a road race. Episode 1527: Five Personal Finance Lessons I Learned From A 10 Km Road Race by Helene Massicotte on Saving Money Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corpo...

May 15, 202111 minEp. 1527

1526: Paying The Average Credit Card Interest Rate Will Keep You Poor Forever by Sam of Financial Samurai

Sam of Financial Samurai insists that paying the average credit card interest rate will keep you poor forever. Episode 1526: Paying The Average Credit Card Interest Rate Will Keep You Poor Forever by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from...

May 14, 202111 minEp. 1526

1525: Your Retirement Planning Doesn't Have to Be a Gamble by Erik Carter with Financial Finesse

Erik Carter with Financial Finesse insists that your retirement planning does not have to be a gamble. Episode 1525: Your Retirement Planning Doesn't Have to Be a Gamble by Erik Carter with Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased finan...

May 13, 202111 minEp. 1525

1524: How to Negotiate Price - Get the Lowest Prices Possible by Brian Tracy on Saving Money

Brian Tracy tells us how to negotiate price to get the lowest prices possible. Episode 1524: How to Negotiate Price - Get the Lowest Prices Possible by Brian Tracy on Saving Money Brian Tracy's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. BrianTracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the US, Canada and 70 other countries worldwide. As a Keynote speake...

May 12, 202111 minEp. 1524

1523: Should You Invest in Marijuana Stocks by Vitaliy Katsenelson with Contrarian Edge on New Era Investing

Vitaliy Katsenelson of Contrarian Edge answers the question of whether or not you should invest in marijuana stocks. Episode 1523: Should You Invest in Marijuana Stocks by Vitaliy Katsenelson with Contrarian Edge on New Era Investing Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://con...

May 11, 202110 minEp. 1523

1522: Q&A with Diania Merriam - Am I Putting Away Too Much Money for Retirement & Help with Student Debt

Diania Merriam answers a listener's question about whether or not they're putting away too much money. Episode 1522: Q&A with Diania Merriam - Am I Putting Away Too Much Money for Retirement & Help with Student Debt Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

May 10, 202111 minEp. 1522

1521: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Creating Extra Income Streams

Paula Pant of Afford Anything breaks investing down to its foundation. Episode 1521: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Creating Extra Income Streams Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the ...

May 09, 202116 minEp. 1521

1520: The Definition of Financial Success is Not So Obvious by Craig Stephens of RetireBeforeDad

Craig Stephens of Retire Before Dad reminds us that the definition of financial success is not so obvious. Episode 1520: The Definition of Financial Success is Not So Obvious by Craig Stephens of RetireBeforeDad Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusu...

May 08, 202114 minEp. 1520

1519: Six Best Ways to Start Getting Your Finances on Track by Andrea Joy of Saving Joyfully

Andrea Joy of Saving Joyfully shares the six best ways to start getting your finances on track. Episode 1519: Six Best Ways to Start Getting Your Finances on Track by Andrea Joy of Saving Joyfully Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/5-important-things...

May 07, 202112 minEp. 1519

1518: The Seven Deadly Sins of Investing by J Money of Budgets Are Sexy on Investment Strategies

J. Money of Budgets Are Sexy shares the seven deadly sins of investing. Episode 1518: The Seven Deadly Sins of Investing by J Money of Budgets Are Sexy on Investment Strategies J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.co...

May 06, 202113 minEp. 1518

1517: What is a Family Trust and Should You Set One Up by Jeff Rose of Good Financial Cents

Jeff Rose talks about family trusts and whether or not you should set one up. Episode 1517: What is a Family Trust and Should You Set One Up by Jeff Rose of Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original ...

May 05, 202111 minEp. 1517
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