Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2806: Financial Success Comes from Within by Harlan Landes with Get Rich Slowly on Personal Finance Habits

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2806: Harlan Landes explains that true financial success originates from within, emphasizing the importance of an internal locus of control. By adopting this mindset, individuals can better plan for long-term goals, accept responsibility for their actions, and achieve their financial aspirations. Read along with the original article(s) here:...

Jul 24, 202413 minEp. 2806

2805: If You Work Your Whole Life, You're Doing It Wrong by Chris Reining on Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2805: Chris Reining shares a powerful reflection on financial freedom and purposeful living. He discusses how shifting from a mindset of earning to consume to earning to invest in what truly matters can transform your life. Reining emphasizes designing a life filled with meaningful experiences rather than material possessions, inspired by pe...

Jul 23, 202413 minEp. 2805

2804: The Definition of Financial Success is Not So Obvious by Craig Stephens of RetireBeforeDad on Money Goals

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2804: Craig Stephens from RetireBeforeDad.com challenges conventional notions of financial success, arguing that it goes beyond mere wealth accumulation. True financial success, he suggests, is about aligning your finances with your personal values and using your resources to support an ideal, fulfilling life. Read along with the original ar...

Jul 22, 202413 minEp. 2804

2803: 5 Things You Need To Consider When Balancing Student Loan Debt and Saving For Retirement by Kimberly Hamilton

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2803: Kimberly Hamilton explores the critical balance between tackling student loan debt and saving for retirement. She provides actionable strategies to help millennials navigate financial priorities, emphasizing the importance of early investing, taking advantage of employer matches, and understanding interest rates to optimize long-term f...

Jul 21, 202413 minEp. 2803

2802: The Diet That Has No Name (and Why It May be the Best Thing Ever) by Nia Shanks on Personal Wellbeing

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2802: Nia Shanks introduces a transformative approach to dieting that focuses on mindful eating and self-compassion, rather than rigid rules and restrictions. This method promotes sustainable health and happiness by encouraging a positive relationship with food and body image. Read along with the original article(s) here: https://www.niashan...

Jul 21, 202414 minEp. 2802

2801: Personal Budgets Fail Because They Aren’t Fun. Here’s How You Fix That by U-Ming Lee

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2801: Setting a personal budget often feels restrictive and tedious, but U-Ming Lee offers a refreshing perspective by highlighting the importance of incorporating fun into the process. By allocating a portion of your budget for small, enjoyable indulgences, you can transform budgeting from a burdensome task into a pleasurable activity that ...

Jul 20, 202414 minEp. 2801

2800: Retirement Solutions for the 7 Worst Retirement Mistakes by Kathleen Coxwell of New Retirement

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2800: Kathleen Coxwell from NewRetirement.com outlines essential retirement strategies to avoid the most common financial mistakes, ensuring a secure and sustainable retirement. Learn how to maximize your savings, manage debt, and plan effectively to maintain your desired lifestyle throughout your retirement years. Read along with the origin...

Jul 19, 202412 minEp. 2800

2799: Four Retirement Myths I’m Hearing by Michael Smith of Financial Finesse on Personal Finance Advice

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2799: Michael Smith of FinancialFinesse.com debunks four common myths about retirement, emphasizing the continued relevance of Social Security, the insufficiency of relying solely on Social Security, the manageable cost of medical insurance premiums, and the feasibility of achieving retirement with consistent savings efforts. His insights en...

Jul 18, 202411 minEp. 2799

2798: Rescue Me: The Problem With Relying on Our Purchases to Save Us by Emily Rose Barr with NoSidebar

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2798: Emily Rose Barr explores the common misconception that purchases can significantly change our lives. She highlights how relying on material goods for personal transformation often leads to disappointment and emphasizes the importance of addressing deeper emotional and psychological needs directly. Read along with the original article(s...

Jul 17, 202411 minEp. 2798

2797: Shortest Path to Financial Independence by The Mad Fientist on Building Wealth & FIRE

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2797: The Mad Fientist explores the quickest route to financial independence by identifying essential expenses, reducing unnecessary costs, and finding ways to generate supplemental income. His approach emphasizes strategic lifestyle changes and geographical flexibility to achieve financial freedom sooner, allowing more time for enjoyable an...

Jul 16, 202413 minEp. 2797

2796: How to Retire on 1 Million or Less by ESI of ESI Money on Frugality & Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2796: ESI of ESIMoney.com explains how you can retire early with a net worth of $1 million or less, using strategies common among the FIRE (Financial Independence Retire Early) community. Learn how to maximize your savings, minimize debt, and invest wisely to achieve financial independence by your mid-30s and live comfortably without a tradi...

Jul 15, 202410 minEp. 2796

2795: Success by Exhaustion by Nick Maggiulli of Of Dollars and Data on How to Build Wealth

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2795: Nick Maggiulli highlights how IBM's legal team, Cravath, Swain, & Moore LLP, defended against antitrust charges through sheer tenacity and exhaustive effort, demonstrating that success can be achieved by outworking opponents. This brute force approach extends to various domains, including finance, where strategies like indexing and hig...

Jul 14, 202412 minEp. 2795

2794: Seven Quick and Easy Ways to Boost Your Happiness by Doctor Jenny Brockis on Mental Health & Wellness

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2794: Feeling happy is linked to a greater sense of well-being, achievement, and fulfillment. Dr. Jenny Brockis shares seven simple ways to boost your happiness, including self-acceptance, outdoor exercise, sufficient sleep, gratitude, building a support network, acts of kindness, and smiling more. Each method is easy to implement and can si...

Jul 14, 202411 minEp. 2794

2793: End Binge and Purge: 4 Ways to Break Free of a Shopping Addiction by Karen Trefzger of Maximum Gratitude Minimal Stuff

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2793: Find freedom from the cycle of shopping addiction with Karen Trefzger's insightful strategies. Learn how to declutter, cultivate gratitude, develop new interests, and make mindful purchases to create a peaceful and manageable home environment. Read along with the original article(s) here: https://www.maximumgratitudeminimalstuff.com/20...

Jul 13, 202412 minEp. 2793

2792: [Part 2] 20 Smart Tips to Pay Off Your Mortgage Faster by Andy Hill of Marriage Kids and Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2792: Andy Hill provides insightful strategies to help you accelerate your journey to becoming mortgage-free. Learn practical tips like switching grocery stores, utilizing cash envelopes, and sending windfalls directly to your mortgage to save thousands and gain financial freedom faster. Read along with the original article(s) here: https://...

Jul 12, 202411 minEp. 2792

2791: [Part 1] 20 Smart Tips to Pay Off Your Mortgage Faster by Andy Hill of Marriage Kids and Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2791: Andy Hill's article on paying off your mortgage faster offers practical advice and real-life examples to inspire financial independence. Hear how Deacon Hayes eliminated his mortgage in just five years and explore tips that can help you achieve a debt-free homeownership journey. Read along with the original article(s) here: https://mar...

Jul 11, 202414 minEp. 2791

2790: Is Fasting Good for Your Fiscal Health? by Carol Christie with Women Who Money on Money Habits

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2790: Carol Christie from WomenWhoMoney.com explores the unexpected financial benefits of intermittent fasting, highlighting how adopting this lifestyle can reduce your grocery bill by 25%, alongside promoting health improvements and time savings. Discover how fasting can positively impact your budget and overall well-being. Read along with ...

Jul 10, 202412 minEp. 2790

2789: Should You Pay Cash For a Car by Paula Pant of Afford Anything on Personal Finance Decisions

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2789: Paula Pant of AffordAnything.com explores the financial debate around whether to pay cash for a car or take out a low-interest loan. Through personal anecdotes and financial analysis, she reveals the pros and cons of each approach, ultimately deciding to purchase the cars with cash to align with personal values and financial goals. Rea...

Jul 09, 202411 minEp. 2789

2788: 10 Things You Shouldn't Buy When You're Broke by Jen Hayes on Personal Finance Habits

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2788: Jen Hayes emphasizes the importance of cutting unnecessary expenses when living paycheck to paycheck or dealing with debt. She suggests practical alternatives to common expenditures like coffee shop visits, gym memberships, and dining out, advocating for self-sufficiency and resourcefulness as pathways to financial stability and increa...

Jul 08, 202410 minEp. 2788

2787: Taking Back Our Dreams: Releasing the Drive for Wealth and Status by Maya Ackerman with Tiny Buddha

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2787: Maya Ackerman challenges the societal obsession with wealth and status, advocating instead for pursuing dreams and passions. Her personal story illustrates the fulfillment that comes from aligning one's work with their true self, offering listeners inspiration to reclaim their own dreams and build a meaningful life. Read along with the...

Jul 07, 202412 minEp. 2787

2786: Easy! 6 Steps to Become a Minimalist When You Have a Family by Rachel Jones of Nourishing Minimalism

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2786: Rachel Jones shares practical advice on embracing minimalism with a family, emphasizing the importance of communication and gradual changes. By focusing on personal areas first and involving family members in the process, she provides actionable steps to simplify your home and life together. Read along with the original article(s) here...

Jul 07, 202410 minEp. 2786

2785: Has Your Debt Been Sent to Collections? Here Are Your Options by Kumiko of The Budget Mom

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2785: Kumiko from TheBudgetMom.com provides a comprehensive guide for managing debt collection. She offers practical steps to assess your financial situation, prioritize payments, and choose the best approach to settle debts. Her advice empowers readers to take control of their finances and work towards rebuilding their credit. Read along wi...

Jul 06, 202412 minEp. 2785

2784: How To Retire Rich Without Lighting The World On Fire by Lisa Harrison of Mad Money Monster

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2784: Lisa Harrison of MadMoneyMonster.com shares how achieving financial independence doesn't require extraordinary actions. By living below your means, increasing income, eliminating debt, and practicing frugality, you can build wealth steadily and retire rich without creating the next big thing. Read along with the original article(s) her...

Jul 05, 202410 minEp. 2784

2783: Is an Annuity the Worst Investment a Young Person Can Make? by Jeff Rose of Good Financial Cents

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2783: Jeff Rose explains why annuities, typically seen as suitable for older individuals, may not be the best investment for young people due to their limited growth potential and penalties for early withdrawal. While annuities might provide some benefits within a diversified portfolio, Rose emphasizes the superior advantages of Roth IRAs an...

Jul 04, 202411 minEp. 2783

2782: What is Wealth? by Ashley Kipp with Get Rich Slowly on Saving Money & Personal Finance

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2782: Ashley Kipp's insightful exploration of wealth challenges the conventional focus on material possessions and financial assets, urging us to recognize and appreciate the abundant, non-monetary sources of wealth in our lives. From health and home to friendships and spirit, this redefinition enriches our understanding of true prosperity a...

Jul 03, 202410 minEp. 2782

2781: More Is Less - Why I'm Going On A No Buy by Helene Massicotte of Free To Pursue on Frugality

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2781: Helene Massicotte shares her journey of realizing that more possessions lead to less satisfaction and appreciation. By adopting a "no buy" approach for seven months, she aims to reclaim her time, focus on meaningful activities, and find contentment in less, transforming her consumption habits and rediscovering the joy in simplicity. Re...

Jul 02, 202412 minEp. 2781

2780: Why I Like Spending Plan Better than Budget by Miranda Marquit with PT Money on Budgeting

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2780: Miranda Marquit explains why she prefers the term "spending plan" over "budget" due to the negative connotations associated with restriction and limitation. By using a spending plan, she emphasizes proactive financial planning that prioritizes funding essentials while allowing flexibility and control in other spending areas, fostering ...

Jul 01, 202410 minEp. 2780

2779: Bucket Your Money by Jesse Cramer of Best Interest on Budgeting & Personal Finance Habits

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2779: An easy way to level up your finances is to bucket your money, a method that Jesse Cramer of BestInterest.blog details. By dividing your liquid net worth into different buckets based on timelines and risk levels, you can create a financial plan that is both objective and adaptable to your life goals. This approach simplifies investment...

Jun 30, 202414 minEp. 2779

2778: How to Reprogram Your Brain for Health, Wealth, and Happiness by the NeuroGym Team of MyNeuroGym

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2778: Discover how to reprogram your brain for health, wealth, and happiness with techniques like creative visualization, subliminal messages, and positive affirmations. The NeuroGym Team explains how these methods can transform your subconscious mind, helping you overcome limiting beliefs and achieve your goals. Read along with the original...

Jun 30, 202410 minEp. 2778

2777: How My Partner Convinced Me To Retire Early by A Purple Life on FIRE Lifestyle & Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2777: A Purple Life shares a personal journey of resistance and eventual acceptance of the FIRE (Financial Independence, Retire Early) movement, thanks to their partner's patient persuasion. Discover how a pivotal conversation and supportive insights led to a complete lifestyle transformation, aiming for retirement at 30. Read along with the...

Jun 29, 202410 minEp. 2777
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