Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number: 2536 Exploring the balance between financial independence and life satisfaction, this episode delves into the dilemma of relocating for economic benefits. It weighs the impact of moving to a lower-cost area against the value of personal happiness and social connections, challenging the notion that financial goals should overshadow li...
Dec 01, 2023•10 min•Ep. 2536
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2535: Vicki Cook and Amy Blacklock's insightful guide on sinking funds clarifies how they can stabilize your financial planning. By saving in small amounts for specific purposes, sinking funds help you handle anticipated expenses without disrupting your monthly budget or resorting to debt, enhancing both your financial health and peace of mi...
Nov 30, 2023•11 min•Ep. 2535
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2534: Rose Lounsbury shares a heartfelt examination of holiday spending through the lens of minimalism. She reflects on how the true joy of Christmas is found in moments shared with family, not the accumulation of gifts. Her insights urge readers to consider the lasting value of experiences over material possessions. Read along with the orig...
Nov 29, 2023•9 min•Ep. 2534
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number: 2533 Explore the transformative power of involving the whole family in financial planning with Chelsea Brennan's insights on effective family budget meetings. Discover the profound impact of early financial education on kids, learn to make budget discussions engaging and meaningful, and see how these practices can shape a financially...
Nov 28, 2023•11 min•Ep. 2533
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2532: Kiersten Saunders of RichandRegular.com shares a thoughtful critique of the 4% rule, a cornerstone of the FIRE movement's retirement strategy. She emphasizes diversifying income through real estate and other ventures, highlighting the importance of flexibility and control over one's financial destiny beyond traditional investment metho...
Nov 27, 2023•12 min•Ep. 2532
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2531: J. Money of BudgetsAreSexy.com humorously dissects the common pitfalls investors face, candidly reflecting on his own experiences with the "Seven Deadly Sins of Investing." He highlights the importance of simple, informed investing strategies over complex, fee-heavy approaches and emphasizes learning from mistakes to achieve financial ...
Nov 26, 2023•12 min•Ep. 2531
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2530: David Cain's "Effort Alone Isn’t Enough" explores the crucial role of self-identity in personal development. He illustrates how envisioning oneself as already having achieved a goal, like becoming a regular runner, can transform effort from an uphill battle to a natural, downhill flow. This shift in self-perception, Cain argues, is oft...
Nov 26, 2023•11 min•Ep. 2530
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2529: Nick Maggiulli's insightful article delves into the relativity of wealth and our perception of it, using the story of Pahom from Tolstoy's "How Much Land Does a Man Need?" and Lloyd Blankfein's views on wealth. It challenges our understanding of what it means to be rich and how our comparisons with others shape this perception. Read al...
Nov 25, 2023•12 min•Ep. 2529
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2528: Lisa Harrison of MadMoneyMonster.com advocates for the essential practice of net worth tracking, detailing five compelling reasons that underscore its significance in building wealth and achieving financial independence. By monitoring net worth, individuals can gain a clear picture of financial health, stay motivated, measure against p...
Nov 24, 2023•10 min•Ep. 2528
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2527: Kathleen Coxwell of NewRetirement.com shares insights on the profound effects of gratitude on health, happiness, and financial well-being, especially during the holidays. She highlights research showing that gratitude enhances mental health, fosters better money management, reduces materialism, and strengthens resilience, suggesting si...
Nov 23, 2023•13 min•Ep. 2527
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2526: Emily Guy Birken with PTMoney.com details practical steps for organizing life to save money, focusing on laundry systems, organized pantries, and effective paperwork management. By implementing structured habits and daily routines, Birken argues that organization can become second nature, leading to financial savings and reduced stress...
Nov 22, 2023•10 min•Ep. 2526
Emily Guy Birken with PT Money helps you organize your life and save money. This is part 1 of 2. Episode 2525: [Part 1] 5 Ways to Organize Your Life and Save Money by Emily Guy Birken of PT Money on Creating Money-Saving Systems PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2...
Nov 21, 2023•9 min•Ep. 2525
Tynan talks about how to be frugal and live a good life. Episode 2524: How to Be Frugal And Live a Good Life by Tynan on Making Mindful Spending Decisions Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as on...
Nov 20, 2023•9 min•Ep. 2524
Andy Hill opens up about financial mistakes he's made, and what you can do to avoid them. Episode 2523: 5 Major Money Mistakes I've Made And How You Can Avoid Them by Andy Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance tha...
Nov 19, 2023•11 min•Ep. 2523
Kalen Bruce of Freedom Sprout offers tips for teaching your kids how to be entrepreneurs. Episode 2522: How To Teach Your Kids To Be Entrepreneurs by Kalen Bruce of Freedom Sprout on Building Early Business Mindset Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the worl...
Nov 19, 2023•11 min•Ep. 2522
Courtney Luke tells you 3 practical tips for living on a budget Episode 2521: 3 Practical Tips For Living On A Budget by Courtney Luke of Arrest Your Debt on How to Live Within Your Means Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. There are three main areas of focus for Arre...
Nov 18, 2023•9 min•Ep. 2521
J.D. Roth of Get Rich Slowly talks about trading time for money Episode 2520: Trading Time For Money by J.D. Roth of Get Rich Slowly on How Money Affects Your Life J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. ...
Nov 17, 2023•10 min•Ep. 2520
Enero Febrero with Len Penzo talks about the best time to start investing Episode 2519: When is the Best Time to Start Investing? by Enero Febrero with Len Penzo on Good Financial Decisions Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog. Len’s personal finance articles have been featured in the New York Times, MSN, Busi...
Nov 16, 2023•10 min•Ep. 2519
Julie B. Rose talks about how she got ready to quit her job and travel the world Episode 2518: I Looked Before I Leapt: How I Spent the Last 4 1/2 Years Getting Ready to Quit My Job and Travel the World by Julie B. Rose Julie has been solo traveling full-time since selling her house and most of her belongings in 2020. In late 2021, she quit her high-profile corporate remote job in social media to take a career break from traditional full-time employment — to regain her time, mental energy, and c...
Nov 15, 2023•14 min•Ep. 2518
Christina Browning of Our Rich Journey talks about 6 ways to pay off debt when you have no money Episode 2517: 6 Ways to Pay Off Debt When You Have No Money by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, ...
Nov 14, 2023•11 min•Ep. 2517
Jackie Beck shares how to stop living paycheck to paycheck Episode 2516: How to Stop Living Paycheck to Paycheck and Start Making Progress by Jackie Beck on Getting Your Finances in Order Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, an...
Nov 13, 2023•11 min•Ep. 2516
Paula Pant of Afford Anything breaks investing down to its foundation. Episode 2515: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Creating Extra Income Streams Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the ...
Nov 12, 2023•15 min•Ep. 2515
Laure Carter shares 5 health tips for entrepreneurs. Episode 2514: 5 Health Tips for Entrepreneurs by Laure Carter on Healthy Life Choices for Busy People Laure Carter is on a mission to bring the perennial wisdom of Ayurveda to women, especially women of color around the world. Her multi-cultural upbringing in both the US, Paris and Martinique as well as practicing Yoga and meditation at a young age uniquely prepared her for this calling. She helps women shift from a restrictive diet approach t...
Nov 12, 2023•9 min•Ep. 2514
Amanda Brownlow of Hello Brownlow shares how she and her husband began to slash their budget Episode 2513: How We Began to Slash Our Budget by Amanda Brownlow of Hello Brownlow on How to Lower Your Bills Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journ...
Nov 11, 2023•11 min•Ep. 2513
Kelley Long with Financial Finesse talks about how gratitude can bring you wealth Episode 2512: Can Being Grateful Actually Make You Wealthier? by Kelley Long of Financial Finesse on How Your Attitude Affects Your Wealth After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly u...
Nov 10, 2023•10 min•Ep. 2512
Liz of Frugalwoods talks about frugal minimalism. This is part 2 of 2. Episode 2511: [Part 2] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders...
Nov 09, 2023•11 min•Ep. 2511
Liz of Frugalwoods talks about frugal minimalism. This is part 1 of 2. Episode 2510: [Part 1] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders...
Nov 08, 2023•13 min•Ep. 2510
Jeff Rose talks about penny stocks Episode 2509: What is a Penny Stock? by Jeff Rose of Good Financial Cents on Avoiding Investment Schemes and Understanding the Stock Market Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original pos...
Nov 07, 2023•10 min•Ep. 2509
Craig Stephens of Retire Before Dad shares 6 habits of above average retirement savers. Episode 2508: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual...
Nov 06, 2023•11 min•Ep. 2508
Fritz Gilbert asks Alexa for help on how he can get rich. Episode 2507: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Personal Finance Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financ...
Nov 05, 2023•10 min•Ep. 2507