Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2476: Simple Ways to Improve Your Debt Management Skills by Jeff Rose of Good Financial Cents on How to Start Getting Out of Debt Today

Jeff Rose talks about simple ways to improve your debt management skills Episode 2476: Simple Ways to Improve Your Debt Management Skills by Jeff Rose of Good Financial Cents on How to Start Getting Out of Debt Today Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, ...

Oct 09, 20239 minEp. 2476

2475: From Country Song to Rock Anthem by Helene Massicotte of Free To Pursue on Financial Freedom & Security

Helene Massicotte of Free To Pursue talks about going from country song to rock anthem. Episode 2475: From Country Song to Rock Anthem by Helene Massicotte of Free To Pursue on Financial Freedom & Security Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her ...

Oct 08, 202310 minEp. 2475

2474: Pressing Restart by Danae Smith of This Wondrous Life on New Beginnings and Making Life Changes

Danae Smith of This Wondrous Life talks about pressing the restart button. Episode 2474: Pressing Restart by Danae Smith of This Wondrous Life on New Beginnings and Making Life Changes Danae Smith is East Coast born and raised, but a West Coast girl at heart, She is the founder of This Wondrous Life, a lifestyle blog, rooted in pursuing a life lived simply, slowly, and with community. Over the years, Danae has found her heart pulled so strongly towards living a slower, more simple life. In a tim...

Oct 08, 202310 minEp. 2474

2473: Money Stress: Why We Use Money to Feel Bad About Ourselves by Dr. Lisa Firestone of Psych Alive on the Psychology of Spending

Dr. Lisa Firestone talks about money stress Episode 2473: Money Stress: Why We Use Money to Feel Bad About Ourselves by Dr. Lisa Firestone of Psych Alive on the Psychology of Spending Dr. Lisa Firestone is the Director of Research and Education at The Glendon Association. An accomplished and much requested lecturer, Dr. Firestone speaks at national and international conferences in the areas of couple relations, parenting, and suicide and violence prevention. Dr. Firestone has published numerous ...

Oct 07, 202312 minEp. 2473

2472: How to Buy a House by Seth Godin of What to Consider Before Purchasing a Home

Seth Godin talks about how to buy a house Episode 2472: How to Buy a House by Seth Godin of What to Consider Before Purchasing a Home Seth is an entrepreneur, best-selling author, and speaker. In addition to launching one of the most popular blogs in the world, he has written 19 best-selling books, including The Dip, Linchpin, Purple Cow, Tribes, and What To Do When It's Your Turn (And It's Always Your Turn). His most recent book, This is Marketing, was an instant bestseller in countries around ...

Oct 06, 202310 minEp. 2472

2471: Want to Retire Early? - Focus on This Rate by Christina Browning of Our Rich Journey on Increasing Your Savings Rate

Christina Browning of Our Rich Journey talks about which rate to focus on if you want to retire early Episode 2471: Want to Retire Early? - Focus on This Rate by Christina Browning of Our Rich Journey on Increasing Your Savings Rate Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financi...

Oct 05, 202310 minEp. 2471

2470: Top Strategies to Pay Off Student Loans in 5 Years by Caitlin See of Student Loan Planner on Getting Out of Student Loan Debt

Caitlin See of Student Loan Planner talks about the top strategies to pay off student loans in 5 years Episode 2470: Top Strategies to Pay Off Student Loans in 5 Years by Caitlin See of Student Loan Planner on Getting Out of Student Loan Debt Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details ...

Oct 04, 202312 minEp. 2470

2469: Should I Payoff My Mortgage Early? by Rich of Rich on Money on Pros and Cons of Paying Off Your Mortgage Early

Rich of Rich On Money tells you if you should pay off your mortgage early Episode 2469: Should I Payoff My Mortgage Early? by Rich of Rich on Money on Pros and Cons of Paying Off Your Mortgage Early Rich is from Montgomery, Alabama. He buys rental properties in cash, fixes them up, rents them out to local families, and manages the properties himself. He's been doing this for the past 20 years. He now owns 30 units, with 20 single-family homes paid off. And he didn't have an easy start. While ser...

Oct 03, 202312 minEp. 2469

2468: What’s Keeping You From Financial Freedom? by Dr. Peter Kim with Physician on Fire on Attaining Your Money Goals

Dr. Peter Kim of The White Coat Investor asks what's keeping you from financial freedom Episode 2468: What’s Keeping You From Financial Freedom? by Dr. Peter Kim with Physician on Fire on Attaining Your Money Goals The White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high-income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional ...

Oct 02, 202311 minEp. 2468

2467: Conscious Spending: It's About the Little Purchases and the Big Wins by Kalen Bruce of Freedom Sprout

Kalen Bruce of Freedom Sprout talks about the value of little purchases and big wins. Episode 2467: Conscious Spending: It's About the Little Purchases and the Big Wins by Kalen Bruce of Freedom Sprout Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a soli...

Oct 01, 202310 minEp. 2467

2466: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline

Kimberly Holland with Healthline explains the value of talking to yourself. Episode 2466: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline How you feel affects every precious day of your life. Healthline understands that, which is why they’re committed to being your most trusted ally in your pursuit of health and well-being. You can depend on Healthline to provide expert content along with genuine caring--both of which will support, guide, and inspi...

Oct 01, 202312 minEp. 2466

2465: 6 Reasons Not to Do FI (Why FIRE May Not Actually Be Useful For Everyone) by Mr. Finer on Downsides of Financial Independence

Mr. Finer shares 6 reasons not to do FI Episode 2465: 6 Reasons Not to Do FI (Why FIRE May Not Actually Be Useful For Everyone) by Mr. Finer on Downsides of Financial Independence Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey. The...

Sep 30, 202312 minEp. 2465

2464: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents talks about why keeping up with the Joneses will make you broke Episode 2464: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring Nort...

Sep 29, 20239 minEp. 2464

2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits

Mr. Money Mustache shares wealth advice that should be obvious. This is part 2 of 2. Episode 2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early ...

Sep 28, 20239 minEp. 2463

2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits

Mr. Money Mustache shares wealth advice that should be obvious. This is part 1 of 2. Episode 2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early ...

Sep 27, 202312 minEp. 2462

2461: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda of Women Who Money

Laurie Sepulveda of Women Who Money discusses how to take a vacation while paying off debt Episode 2461: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda of Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to...

Sep 26, 202310 minEp. 2461

2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances

Honey Smith with Get Rich Slowly talks about motivation and money Episode 2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate...

Sep 25, 202311 minEp. 2460

2459: The Keys to Getting Ahead Financially - It Gets Easier by Philip Taylor of PT Money

Philip Taylor of PT Money provides the keys to getting ahead financially. Episode 2459: The Keys to Getting Ahead Financially - It Gets Easier by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for f...

Sep 24, 202310 minEp. 2459

2458: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Productivity & Curiosity

Nir Eyal tells us how we can have fun to minimize distraction. Episode 2458: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Productivity & Curiosity Nir Eyal writes, consults, and teaches about the intersection of psychology, technology, and business. The M.I.T. Technology Review dubbed Nir, “The Prophet of Habit-Forming Technology.” Nir founded two tech companies since 2003 and has taught at the Stanford Graduate School of Business and the Hasso Plattner Institu...

Sep 24, 202310 minEp. 2458

2457: 4 Common Mistakes That Investors Make by Tony with MoneyMiniBlog.com on Investing & Making Money in a Bull or Bear Market

Tony with Money Mini Blog provides 4 common mistakes that investors make Episode 2457: 4 Common Mistakes That Investors Make by Tony with MoneyMiniBlog.com on Investing & Making Money in a Bull or Bear Market Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs t...

Sep 23, 20239 minEp. 2457

2456: Create A Stupid Mistakes Fund For Your Stupid Mistakes by Kevin of Financial Panther on Planning For Mistakes

Kevin of Financial Panther talks about creating a stupid mistakes fund Episode 2456: Create A Stupid Mistakes Fund For Your Stupid Mistakes by Kevin of Financial Panther on Planning For Mistakes Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, ...

Sep 22, 202310 minEp. 2456

2455: 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse by Len Penzo

Len Penzo talks about 5 strategies for protecting your 401k from economic collapse Episode 2455: 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog. Len’s personal finance articles have been featured in the New York Times, MSN, Business Insi...

Sep 21, 202311 minEp. 2455

2454: Frugal Hacks To Live An Awesome Life by Lisa Harrison of Mad Money Monster on Money-Saving Tips

Lisa Harrison of Mad Money Monster shares frugal hacks to live an awesome life Episode 2454: Frugal Hacks To Live An Awesome Life by Lisa Harrison of Mad Money Monster on Money-Saving Tips Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-...

Sep 20, 202310 minEp. 2454

2453: How Kicking My Soda Habit is Fueling My Retirement by Chris of Keep Thrifty on Getting Rid of Unnecessary Expenses

Chris of Keep Thrifty talks about how kicking his soda habit is fueling his retirement Episode 2453: How Kicking My Soda Habit is Fueling My Retirement by Chris of Keep Thrifty on Getting Rid of Unnecessary Expenses Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration an...

Sep 19, 202311 minEp. 2453

2452: A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment Decisions

Nick Maggiulli talks about a margin of safety Episode 2452: A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment Decisions The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good inf...

Sep 18, 202311 minEp. 2452

2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes

Jen Hayes tells us of five crucial ways that Dave Ramsey is right about money. Episode 2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://ww...

Sep 17, 202310 minEp. 2451

2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding Children

Julie Morgenstern teaches parents how to eliminate guilt about working too much. Episode 2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding Children Julie Morgenstern is an organizing & productivity consultant, New York Times best-selling author, and speaker. For over 30 years, Julie has been teaching people all around the world and at all stages of life how to overcome disorganization to achieve their goals. Her mission is to free each individua...

Sep 17, 20238 minEp. 2450

2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money

Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 2 of 2. Episode 2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of...

Sep 16, 20239 minEp. 2449

2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money

Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 1 of 2. Episode 2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of...

Sep 15, 202310 minEp. 2448

2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt

Courtney Luke tells you why you need a debt management plan Episode 2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. There are three main areas of focus for Arrest Your Debt: 1. T...

Sep 14, 202310 minEp. 2447
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