Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

1876: The Single Most Important Trait That Defines Personal Finance Success by Robert Farrington of The College Investor

Robert Farrington of The College Investor shares the single most important trait that defines personal finance success. Episode 1876: The Single Most Important Trait That Defines Personal Finance Success by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex w...

Apr 29, 202214 minEp. 1876

1875: The Balance Between Splurger and Miser by April Dykman with Get Rich Slowly on Mindlessly Consuming or Saving

April Dykman with Get Rich Slowly talks about the balance between being a splurger and being a miser Episode 1875: The Balance Between Splurger and Miser by April Dykman with Get Rich Slowly on Mindlessly Consuming or Saving J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own l...

Apr 28, 202211 minEp. 1875

1874: 7 Savvy Tips to Keep Your Piggy Bank Happy by Hannah with Making Sense Of Cents on Cutting Expenses

Hannah of Making Sense of Cents provides 7 savvy tips to keep your piggy bank happy Episode 1874: 7 Savvy Tips to Keep Your Piggy Bank Happy by Hannah with Making Sense Of Cents on Cutting Expenses Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You ...

Apr 27, 202211 minEp. 1874

1873: The 3 Most Important Words in Financial Planning by Erik Carter of Financial Finesse on Organizing Your Retirement

Erik Carter with Financial Finesse shares the 3 most important words in financial planning Episode 1873: The 3 Most Important Words in Financial Planning by Erik Carter of Financial Finesse on Organizing Your Retirement After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly un...

Apr 26, 202211 minEp. 1873

1872: Get What You Want: The 3 Keys to Being Authentic by Chris Reining on Directly Impacting Your Finances

Chris Reining shares the 3 keys to being authentic and how they impact your finances Episode 1872: Get What You Want: The 3 Keys to Being Authentic by Chris Reining on Directly Impacting Your Finances Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, ...

Apr 25, 202211 minEp. 1872

1871: [Part 2] You Can Win With Stock Market Losses by Tyler Weaver with Fiology on Long Period Finance Growth

Tyler Weaver with Fiology discusses how you can win with stock market losses. This is part 2 of 2. Episode 1871: [Part 2] You Can Win With Stock Market Losses by Tyler Weaver with Fiology on Long Period Finance Growth Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there is original c...

Apr 24, 202213 minEp. 1871

1870: [Part 1] You Can Win With Stock Market Losses by Tyler Weaver with Fiology on Long Period Finance Growth

Tyler Weaver with Fiology discusses how you can win with stock market losses Episode 1870: [Part 1] You Can Win With Stock Market Losses by Tyler Weaver with Fiology on Long Period Finance Growth Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there is original content, financial coac...

Apr 23, 202214 minEp. 1870

1869: What Should You Do with Your Stocks if the Stock Market Crashes by Ramit Sethi of I Will Teach You To Be Rich

Ramit Sethi of I Will Teach You to be Rich shares what to do when stocks are down. Episode 1869: What Should You Do with Your Stocks if the Stock Market Crashes by Ramit Sethi of I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing...

Apr 22, 202214 minEp. 1869

1868: If You’re Going To Bet Big Bet On Yourself First by Kevin of Financial Panther on Being Patient With Your Money

Kevin of Financial Panther talks about the value of betting on yourself and being patient with money Episode 1868: If You’re Going To Bet Big Bet On Yourself First by Kevin of Financial Panther on Being Patient With Your Money Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about pe...

Apr 21, 202212 minEp. 1868

1867: My Current Money Management and Investment Plans by ESI Money on Actions For Each Assets Group

ESI of ESI Money shares his current money management and investment plans Episode 1867: My Current Money Management and Investment Plans by ESI Money on Actions For Each Assets Group ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. ...

Apr 20, 202213 minEp. 1867

1866: Is There A Reason You’re Checking Your Investments Several Times A Day by Gordon Stein of Cash Flow Cookbook

Gordon Stein of Cash Flow Cookbook asks why you're checking your investments several times a day Episode 1866: Is There A Reason You’re Checking Your Investments Several Times A Day by Gordon Stein of Cash Flow Cookbook Gordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of personal debt and higher levels of stress about money. Their financial worries affect their sleep, t...

Apr 19, 202213 minEp. 1866

1865: 7 Things I Wish I Knew Before I Retired by Mike Ballew of Egg Stack on Retirement Planning

Mike Ballew of Egg Stack shares 7 things he wishes he knew before retiring Episode 1865: 7 Things I Wish I Knew Before I Retired by Mike Ballew of Egg Stack on Retirement Planning Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is l...

Apr 18, 202214 minEp. 1865

1864: [Part 2] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick of Can I Retire Yet provides 6 crucial questions to answer before you retire. This is part 2 of 2. Episode 1864: [Part 2] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditiona...

Apr 17, 202211 minEp. 1864

1863: [Part 1] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick of Can I Retire Yet provides 6 crucial questions to answer before you retire. This is part 1 of 2. Episode 1863: [Part 1] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditiona...

Apr 16, 202212 minEp. 1863

1862: 4 Simple Hacks To Keep You and Your Spouse On Budget by Hanna True of Mapped Out Money on Family Finances

Hanna True of Mapped Out Money shares 4 simple hacks to keep you and your spouse on budget Episode 1862: 4 Simple Hacks To Keep You and Your Spouse On Budget by Hanna True of Mapped Out Money on Family Finances Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you w...

Apr 15, 202213 minEp. 1862

1861: 8 Questions About Your Money and Your Spouse by J. Money of Budgets Are Sexy

J. Money of Budgets Are Sexy provides 8 reflection questions about your money and your spouse Episode 1861: 8 Questions About Your Money and Your Spouse by J. Money of Budgets Are Sexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAr...

Apr 14, 202211 minEp. 1861

1860: What is the Real Cost of Buying Something by Mr. Finer on Non-Monetary Considerations of Spending

Mr. Finer talks about the real cost of buying something Episode 1860: What is the Real Cost of Buying Something by Mr. Finer on Non-Monetary Considerations of Spending Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey. The original po...

Apr 13, 202211 minEp. 1860

1859: 7 Times You Shouldn’t Use a Card With the Highest Rewards by Lee Huffman of Bald Thoughts

Lee Huffman of Bald Thoughts discusses 7 times in which you shouldn't use a card with the highest rewards Episode 1859: 7 Times You Shouldn’t Use a Card With the Highest Rewards by Lee Huffman of Bald Thoughts BaldThoughts.com is a travel blog showing readers how they can take fantastic vacations using very little of their own money. How does that work? They use miles, points, mistake fares, and an assortment of tips and tricks to travel the world for pennies compared to what others would normal...

Apr 12, 202214 minEp. 1859

1858: Budget Your Way to Financial Freedom in 5 Steps by Andy Hill of Marriage, Kids and Money

Andy Hill of Marriage Kids And Money gives you 5 steps for budgeting your way to financial freedom Episode 1858: Budget Your Way to Financial Freedom in 5 Steps by Andy Hill of Marriage, Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that ...

Apr 11, 202212 minEp. 1858

1857: Do These Things Now to Make Your Taxes Easier Next Year by Dawn Starks of Simple Money Pro

Dawn Starks of Simple Money Pro tells you what you can do during the year to make doing your taxes easier Episode 1857: Do These Things Now to Make Your Taxes Easier Next Year by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book ...

Apr 10, 202212 minEp. 1857

1856: The Minimum Payment Trap: Escape it to Change Your Money Story by Jackie Beck on Paying Off Debt

Jackie Beck tells you how to escape the minimum payment trap Episode 1856: The Minimum Payment Trap: Escape it to Change Your Money Story by Jackie Beck on Paying Off Debt Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The orig...

Apr 09, 202211 minEp. 1856

1855: The College Conundrum by JL Collins on Should I Go To College & How to Pay for College

JL Collins of JLCollinsNH.com shares his thoughts the college conundrum. Episode 1855: The College Conundrum by JL Collins on Should I Go To College & How to Pay for College Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective te...

Apr 08, 202213 minEp. 1855

1854: The Solution to The Student Loan Crisis by Jen Hayes on How to Overcome Student Debt

Jen Hayes shares the solution to the student loan crisis Episode 1854: The Solution to The Student Loan Crisis by Jen Hayes on How to Overcome Student Debt A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://...

Apr 07, 202211 minEp. 1854

1853: 5 Critical Questions You Need to Ask Yourself Before Creating a Budget by Kumiko of The Budget Mom

Kumiko of The Budget Mom shares 5 critical questions you need to ask yourself before creating a budget Episode 1853: 5 Critical Questions You Need to Ask Yourself Before Creating a Budget by Kumiko of The Budget Mom Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudg...

Apr 06, 202211 minEp. 1853

1852: Craft a Better Life Than Your Parents by Craig Stephens of Retire Before Dad on Good Financial Decisions

Craig Stephens of Retire Before Dad talks about crafting a better life than your parents Episode 1852: Craft a Better Life Than Your Parents by Craig Stephens of Retire Before Dad on Good Financial Decisions Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. ...

Apr 05, 202213 minEp. 1852

1851: Finally Rented: Creating and Signing a Residential Lease Agreement by Philip Taylor of PT Money

Philip Taylor of PT Money talks about creating and signing a residential lease agreement Episode 1851: Finally Rented: Creating and Signing a Residential Lease Agreement by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, t...

Apr 04, 202211 minEp. 1851

1850: [Part 2] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick of Can I Retire Yet talks about how to model the retirement income gap. This is part 2 of 2. Episode 1850: [Part 2] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, f...

Apr 03, 202211 minEp. 1850

1849: [Part 1] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick of Can I Retire Yet talks about how to model the retirement income gap. This is part 1 of 2. Episode 1849: [Part 1] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, f...

Apr 02, 202213 minEp. 1849

1848: The Values of Value Investing by Vitaliy Katsenelson of Contrarian Edge on Smart Investments

Vitaliy Katsenelson of Contrarian Edge shares the values of value investing. Episode 1848: The Values of Value Investing by Vitaliy Katsenelson of Contrarian Edge on Smart Investments Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/values-value-investing/ Visit Me O...

Apr 01, 202213 minEp. 1848

1847: How To Get Your Money Out Of Your 401K Before 59 1/2 by Wanderer of Millennial Revolution

Wanderer of Millennial Revolution tells you how to get money out of your 401K before age 59 1/2 Episode 1847: How To Get Your Money Out Of Your 401K Before 59 1/2 by Wanderer of Millennial Revolution Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here: https://w...

Mar 31, 202212 minEp. 1847
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