As ever, the answers given in our question time episodes are not personal recommendations to buy or sell any financial instrument or product, or to adopt any investment strategy. Should I invest a large lump sum, or split it up and invest it across the tax year? Is it sensible to switch to an income fund share class to provide retirement income? How risky is it to consolidate my investments? Kyle is joined by Alice Guy, head of pensions and savings at interactive investor, to tackle these topics...
May 18, 2023•19 min•Ep. 31
Want to find out what other people are investing in? In this episode, Kyle is joined by Sam Benstead to look at the funds and investment trusts among the most popular with UK investors - and pick out some potential alternatives. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https://www.ii.co.uk/stock-market-news . Kyle Caldwell is Collectives Editor at interactive investor. Important information: This material is intended for educational purposes...
May 11, 2023•18 min•Ep. 30
Damien Fahy is a consumer champion, podcast host and founder of MoneytotheMasses. As a keen DIY investor, he joins Kyle this week to pick apart each other's investing journeys, hopefully giving you some ideas for your own - and showing you what to avoid. Visit MoneytotheMasses . On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https://www.ii.co.uk/stock-market-news . Kyle Caldwell is Collectives Editor at interactive investor. Important information:...
May 04, 2023•27 min•Ep. 29
As Investigations Editor of the Financial Times, one of Paul Murphy's most notable successes was his involvement in exposing the Wirecard scandal, which subsequently became the subject of a Netflix documentary . But amid recent market turmoil, he is expecting his team to be kept busy over the coming months and years. Paul sat down with Richard Hunter on the interactive investor YouTube channel to talk about how they uncover financial scandals, their preparation for inevitable backlash, and the i...
May 01, 2023•30 min
Mike Seidenberg, fund manager of the Allianz Technology Trust, joins Kyle this week to find out whether tech's strong start to 2023 is a sign of better times to come for the sector. With tech negatively impacted by increases in interest rates, Mike explains how he's adapted, the tech trends he is backing for the long term, and his thoughts on artificial intelligence - namely Microsoft's ChatGPT. Could AI even host an investing podcast in future? On The Money is an interactive investor (ii) podca...
Apr 27, 2023•25 min•Ep. 28
We're dedicating this week's episode to Scottish Mortgage – the popular FTSE 100-listed investment trust that has seen its performance come off the boil over the past 18 months or so. Kyle is joined by Sam Benstead to look at what’s been happening, including the evolution of the portfolio, your main concerns as investors and where Scottish Mortgage goes from here. Both Kyle and Sam invest in Scottish Mortgage. Their opinions are for information only and not personal recommendations. On The Money...
Apr 20, 2023•29 min•Ep. 27
Investors looking for income opportunities have increasingly ventured overseas rather than sticking closer to home. But are they right to go global or should they be backing the UK market? Kyle finds out from a fund manager who runs both a UK equity income and a global equity fund, Ben Peters of Evenlode Investment. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https://www.ii.co.uk/stock-market-news . Kyle Caldwell is Collectives Editor at intera...
Apr 13, 2023•19 min•Ep. 26
April 6 marks the start of a new tax year and a fresh £20,000 ISA allowance. Kyle is joined by Sam Benstead to look at the best-performing investment trusts since ISAs were introduced in 1999, the funds that professional multi-asset investors have been buying, the standout fund sector for value investors, and investment trust bargain ideas. Sam's article: Around the world in eight funds and trusts On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit htt...
Apr 06, 2023•21 min•Ep. 25
Amid a fortnight of turmoil for the banking sector, Nick Brind, fund manager of the Polar Capital Global Financials investment trust, explains why multiple institutions collapsed across the US and Europe and what else you can expect from the fallout. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https://www.ii.co.uk/stock-market-news . Kyle Caldwell is Collectives Editor at interactive investor. Important information: This material is intended fo...
Mar 30, 2023•16 min•Ep. 24
Chancellor Jeremy Hunt raised hopes for investors last week by scrapping the Lifetime Allowance. But for millions, life is a drag... a fiscal drag. A week on from the Spring Statement, Kyle explains how one stealth tax had already been replaced with another. Alice Guy is in the studio to do the sums, explain what a fiscal drag is and help you navigate it. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https://www.ii.co.uk/stock-market-news . Kyle ...
Mar 23, 2023•16 min•Ep. 23
One of the UK's star fund managers, Nick Train, speaks to us in this special bonus episode. As the co-founder of Lindsell Train Limited and manager for its UK equity portfolios - including the Finsbury Growth and Income Trust - Nick's approach is based on Warren Buffett’s, involving building a concentrated portfolio of 'quality' companies that have strong brands and/or powerful market franchises. He talks to interactive investor's Richard Hunter about how he does his investment research, active ...
Mar 21, 2023•19 min
Can you invest without emotion? Mick Dillon, of Brown Advisory, is one of the few fund managers to use behavioural finance biases as an integral part of his investment process. In this episode, he joins Kyle to focus on two in particular that cause us to make irrational investment decisions: inertia, which causes investors to place a higher value on something they own so are reluctant to sell; and loss aversion, which leads investors to hold on to an investment that has dropped in value in the h...
Mar 16, 2023•26 min•Ep. 22
Kyle welcomes Sam Benstead to the pod to find out how the 852 ISA millionaires on the interactive investor platform invest their money, including their top holdings. Hopefully, you will be able to get some ideas for your own portfolio but please remember that these aren’t personal recommendations. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https://www.ii.co.uk/stock-market-news . Kyle Caldwell is Collectives Editor at interactive investor. Imp...
Mar 09, 2023•25 min•Ep. 21
What does living alone mean for your money? Census data published last year showed more and more of us are in this position, with solo living in the UK increasing by 8.3% over the past decade. Shona Lowe, financial planning expert at abrdn, helps make sense of it all and offers some practical pointers, while Nina Kelly shares some of her own experiences and tips. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https://www.ii.co.uk/stock-market-news...
Mar 02, 2023•18 min•Ep. 20
Should I overpay my mortgage or pension? Are ISAs or SIPPs the best tax-efficient wrapper? Is buying backdated state pension contributions a good deal? How do I decide whether to sell, hold or buy more of an underperforming fund? Kyle is joined by Alice Guy, personal finance editor at interactive investor, to help tackle your questions. As ever, our answers are not personal recommendations to buy or sell any financial instrument or product, or to adopt any investment strategy. Read more on savin...
Feb 23, 2023•24 min•Ep. 19
Authors Robin Powell and Jonathan Hollow believe most investors would be better off simply buying passive funds. Nina Kelly speaks to them about their latest book, How To Fund The Life You Want, to find out why. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. How To Fund The Life You Want is available via Bloomsbury . On The Money is an interactive investor (ii) podcast. For more investment news and ideas,...
Feb 16, 2023•28 min•Ep. 18
As tax year end approaches, Kyle and interactive investor's Lee Wild share three portfolios they hope will generate £10,000 income this year. Kyle's funds portfolio Lee's shares portfolio Kyle's trusts portfolio Tell us your thoughts on the portfolios and join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https://w...
Feb 09, 2023•21 min•Ep. 17
Dividend investing can be a useful strategy to help protect your portfolio against inflation. Kyle welcomes Sam Benstead back to the pod to help find out why, and take a look at what this year could have in store for dividends. Plus they pick out some fund and investment trust options for investors looking for income – including the funds interactive investor customers have been buying. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about,...
Feb 02, 2023•25 min•Ep. 16
Star fund manager Terry Smith (Fundsmith Equity) has been topping up on tech shares lately, taking advantage of falling prices at the likes of Apple, Alphabet and Amazon. But others, like Felix Wintle who runs the VT Tyndall North American Fund, believe the era of big tech dominance is over. He joins Kyle to explain why. Plus interactive investor's Sam Benstead looks at what the big deal is with big tech. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you wan...
Jan 26, 2023•22 min•Ep. 15
Jonathan Davis, one of the UK’s leading investment writers and author of The Investment Trusts Handbook, joins Kyle this week to talk discount opportunities, wealth preservation strategies and Scottish Mortgage. Plus they look at how the investment trust industry could change over the next decade. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. The Investment Trusts Handbook 2023 is available through Harri...
Jan 19, 2023•31 min•Ep. 14
Will tech shares bounce back? Can mid and small-caps recover amid recession? Will China's stock market have a better year? In the first episode of the new year, Kyle is joined by City stalwart and interactive investor's head of markets Richard Hunter to discuss the themes that could impact your investments in 2023. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. On The Money is an interactive investor (ii)...
Jan 12, 2023•19 min•Ep. 13
Becky and Kyle pick through the debris of an extraordinary year, where so-called 'safe' bond funds fell sharply, technology shares fell out of favour, and investor outflows hit £25 billion. What lessons can investors take into 2023 with them? This is the final episode of 2022. Have a merry Christmas, if you're celebrating, and a happy new year. Thank you for supporting us and see you in January. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to ta...
Dec 22, 2022•15 min•Ep. 12
It's not always the easiest subject to talk about but it could be one of the most important conversations you have. This week, Shona Lowe, financial planning expert at abrdn, joins Becky and Kyle to help break the silence on inheritance, including practical tips on getting started, passing on property and pensions, how much tax you can expect to pay, and when to bring it up with loved ones. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk ab...
Dec 15, 2022•25 min•Ep. 11
As recession looms, Becky and Kyle are joined by Ian Lance, co-manager of the Temple Bar investment trust, to find out whether it really is all doom and gloom, and how you can navigate your way through. Join the conversation by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit https://www.ii.co.uk/stock-market-news . Kyle Caldwell is Coll...
Dec 08, 2022•17 min•Ep. 10
Would we sooner see grandparents investing in a Junior ISA for our kids than adding to the pile of toys this Christmas? Join Becky, Kyle and personal finance analyst Myron Jobson as they pick out some of the ways to invest for children, reveal the mistake parents often make with JISAs, and share how they teach their own children about investing. Plus, find out what premium bonds and Power Rangers have in common. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . A...
Dec 01, 2022•22 min•Ep. 9
A week on from the Chancellor's Autumn Statement, Becky and Kyle assess what Jeremy Hunt's tax raid means for DIY investors, including the reduction in tax allowances and the prospect of other tax perks being in the firing line in future. Plus, a heartening outlook on pensions courtesy of Kyle's mum. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. On The Money is an interactive ...
Nov 24, 2022•25 min•Ep. 8
Becky and Kyle explore the key questions you should ask on the road to building a portfolio, while funds and trusts expert Sam Benstead drops in ahead of the World Cup this weekend to name his investment teamsheet, taking inspiration from how football managers set up their players on the pitch. As ever, any investments mentioned in our conversation are not personal recommendations. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a question, tell us what you...
Nov 17, 2022•20 min•Ep. 7
How many funds should I invest in? Are bonds the key to a guaranteed income in retirement? Does compounding work for growth-style funds and trusts that don't pay a dividend? Becky and Kyle have the answers, plus City expert Richard Hunter tackles your questions on currencies and energy shares. As ever, our answers are not personal recommendations to buy or sell any financial instrument or product, or to adopt any investment strategy. Join the conversation on Twitter @iiOnTheMoney or by emailing ...
Nov 10, 2022•23 min•Ep. 6
Are the days of investing in so-called ‘sin stocks’ numbered? Becky and Kyle discuss whether the Financial Conduct Authority's plans to introduce sustainable fund labels really will eliminate greenwashing and how they could impact the way you invest. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. On The Money is an interactive investor (ii) podcast. For more investment news and...
Nov 03, 2022•26 min•Ep. 5
Investors have been piling out of funds, with more than £14 billion withdrawn year-to-date (to the end of August). Becky and Kyle explain the reasons why investors are so cautious, what ‘outflows’ mean for investors left in funds, and weigh up the pros and cons of monthly investing versus lump sum investing. Join the conversation on Twitter @iiOnTheMoney or by emailing us at OTM@ii.co.uk . Ask a question, tell us what you want us to talk about, or simply share your views. On The Money is an inte...
Oct 27, 2022•21 min•Ep. 4
