⁠Lewis Howes: The Scarcity Belief That’s Blocking You from Making Money & How to Feel Rich Even When You’re Broke

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of stress. So everyone already knows that money is stressful. And your first point here is make money easy. Yes, And so I want to ask you when someone's coming at money. Our relationship with money is already at a place kind of like finding love. We're desperate for it, we're stressed by it, we're paralyzed by it, we feel the pressure for it. What do you do when you're feeling all of that? What's the first thing you need to do?

I want people to create just a scenario of awareness around how you feel and how you think when you receive money, when you pay money, when you look at your bank account, when you open your purse, your wallet, and just notice how do I feel? Do I have shallow breathing? Do I feel relaxed? Do I feel anxious? Do I feel scarce? Do I feel abundant? Just Step one is have awareness on how do I feel and

how do I think about my money? The money I have, the money that's coming in and the money that's going out. That's step one. And when you can just have awareness around it, you can start to say, is my relationship the one that I want to be having? Do I feel really secure around money? If not, okay, what's something I can think about? First? Let me think about my

money story, the story of my life around money. We grow up as kids and we watch our parents in their relationship, and we tend to develop the relationship style of our parents. Unless we learn how to heal as a teenager and have some type of breakthrough. We're creating some type of attachment style based on what we see

with our parents. But think about all the conversations your parents had around money, and if your parents didn't have a secure relationship, if they fought, did they fight about money? Were you involved in the conversation about how expensive things were about your school or sports or programs that they had to pay for they can afford. Did they argue, did they have challenges? Did they get divorced? Money is one of the biggest reasons people get divorced. It's one

of the biggest arguments in marriage as well. So just notice, is my nervous system, is my body? Is my energy? Are my thoughts stressed out around money? Do I feel scarce or do I feel abundant? That's kind of step one, And then step two is understanding your money's story, because when you can reflect on your money's story, you can see what your money personality style is today and for many years, and we can talk about both of us thinking about our past. For many years, I didn't understand

money growing up. We didn't have a lot growing up. We weren't completely poor, but I wasn't as well off as the other kids in my class, So I always felt a little bit beneath everyone else, and so my belief system was around that I'm just a little bit under everyone else. Everyone else is doing a little bit better than us. Sure we have a home and I'm going to school, but everyone's got rollerblades, I'm in sneakers. People have Nintendo. I don't have one. I'm reading a book,

whatever it is. It was like I was a little bit beneath and that started to shape my story in my personality style. So I felt very insecure around money. And when I got it, I got really excited, but I didn't know what to do with it. So I was also afraid I was insecure and I was just unsure of it, and it really started to shape my personality style. Now. When I was in my teen years, my dad started to make more money and started to teach me a little bit, but I was still like,

just I want to be a teenager. I don't want to think about this stuff. It seems confusing. I just want to have fun. In my twenties, when I got done playing football, I went to go pursue football, got injured and I was on my sister's couch for a year and a half and I had no money, and I just felt like, how am I going to make this work. How am I going to make money? I don't know what my skills are. I don't know what

my talents are. This is in two thousand and eight when the economy was crashing, so it kind of felt like it is right now with inflation going up so much right now and people worried about money in the future. I didn't understand, and I needed to find money mentors to start teaching me how to learn about how I can receive money and spend it in a more efficient way. And that was kind of the journey of me starting

to figure this out. But if we don't have the tools or the money knowledge, then we're always going to be stuck in our money story as our money personality style. And so it's getting to understand awareness. How does it feel when I receive money and I spend money? What is the history of the story around money for me? Did my parents fight that I feel anxious around money? I used to steal a lot when I was a kid, so I had some wounds around money. I had people

steal from me as well. So I just had all these different wounds that I had to address and get clear on, and I had to learn how to start healing those money wounds. And again, I know this is the place to come to create more wholeness, to be healthier in your life, and to become more healed. And that's what I want for people to start to reflect on their money story, write down some of these things so you have awareness first off, on why you think

and feel the way you do around money. Then you can start to see how your personality style towards money now is either helping you create more abundance or keeping you in scarcity, in lack. And from there we can start to have some breakthroughs.

I've got to cover. And then that becomes your stress point, and then you're thinking oh gosh, I haven't got enough to spend on this thing that I really wanted to do, or I wanted to do something for my kids, or whatever it may be. So now there's stress. And so I think for most people, when you actually get awareenes you start realizing it's stress.

life of their dreams. They want to be able to go on a trip with a friend a few times a year. They want to go to those expensive concerts. They want to have fun still, but they're unfortunately in a lot of debt. So there's something that's pulling them back as they're trying to go forward, and they feel like there's no way to break free. They think about the rising costs of eggs, the inflation, how everything is just constant. You can't afford a home anymore. All these

things seem impossible to break through. But people want to feel free, but they don't feel emotionally free because of all the baggage they have in their life. And that's what I want people to start to feel, is how can you feel emotionally free so that your money can come to you effortlessly and when it leaves you, it's not a bad thing. And the more we relax, more

we can receive. And so if I'm tight and I'm always anxious, or I'm not willing to look at my bank account because I'm afraid of what's in there, how are we able to receive more and spend more freely? And I think for many years I was able to. I learned how to make money, but I didn't learn how to spend money, and so I just hoarded it because I was afraid to go back being broken my

sister's couch. I didn't want to go be broke again, so I just stashed it away into my bank account and just like okay, I would have just wait for it to grow so I feel safe. But that was almost like a prison in a sense. Emotionally because I didn't feel free to spend it. I was still sleeping on friends couches. I had a million dollars in the bank, and I was sleeping on friends couches. I was sitting in the middle seat, the cheapest seat I could on buses or on planes, and I'd always be like, man,

I'm so uncomfortable. The next day, like my back hurts, like I'm just I'm not feeling free because I was afraid. I was anxious to lose money, and that is not emotional freedom, that is not healing. And I remember thinking to myself, God, I've got that. I'm starting to make money. It was like years into my business. I was like, I'm financially free, but I'm still trapped. What is holding me back? And I realized a lot of it was my money story and my money personality style that I

need to start working on. And I don't know if it's the thing that you ever like, I've arrived and I'm perfect and now I'm like this zen master at money. It's a constant back to awareness. It's a constant practice of awareness and breaking through those limitations.

I grew up in a house where we had just enough. That was the language my parents used. We have just enough, and my parents would often argue about money. I remember I wasn't allowed to buy cool shoes and stuff I'd have like the knockoff, cheapest brand from whatever, which was. I actually didn't have an issue with that. I didn't have an issue with any of it because we had food and that was my normality. But it's really interesting

because the amount of times growing up. I started working when I was fourteen, and I think that gave me a really interesting sense of how hard it was to make money. Because I started working at fourteen, I used to get paid two pounds per street that I delivered newspapers, So imagine there's a hundred houses, it's going to take me.

like you're a fourteen year old. Then I worked in retail. I stacked shelves at a grocery store. I worked at a store called Morrison's, which is like working at Walmart. And there I remember, I got paid like five pounds an hour, and then you get like time and a

half if you work the weekends in the evenings. All of this to say that I probably spent my whole life only seeing zero in my bank account because everything that would come in would pay for my phone bill, my car insurance that I paid for whatever it was that I was taking care of so I wasn't relying on my parents apart from I lived in their home obviously, But I always felt like money came in, money went out, And my story around money was people who have money

are doing something bad. So I lived in a home. Whenever we went to a friend's home and they had a nice home, my family would always say, oh, yeah, but they do dodgy stuff to make money. All the language around money was people with money are doing bad stuff. So in my head it was like, Oh, if you have money, then you must be doing shady stuff because we don't have money and we're not doing anything right.

advantage whatever. So everything you're saying is so true because then when I got to a point in my life where I was just trying to do good and I had something like one hundred and fifty two hundred million views on content and you have no money, I was four months away from being I I met you around this time this time, and it was really interesting to me because that was the time that I was actually doing this work, which is why this book so powerful,

Because I realized that I couldn't even with one hundred and fifty two hundred million views. It wasn't that that made money because my story and my personality style was anxious. I felt like it was wrong to make money, Like that's actually what it was. I felt like making money was bad. And so until I got to that, did you.

So if you believe that money is bad or people who make a lot of money are bad and take advantage of others, and therefore me having lack right now means I'm a good person and I don't want to become a bad person, then that belief is going to dictate your behaviors and you're going to stay in lack.

You're going to stay in scarcity, and you're going to see opportunities that only give you just enough as opposed to opportunities that could create incredible wealth for yourself financially, but also an emotional wealth that you've never had before. So that's one of the things you want to understand. It's first that your beliefs dictate your behaviors.

want to be poor. So I think a lot of people are struggling with that mindset.

my energy. I'm going to hold my time, my knowledge and only keep it to me so that others don't have good ideas or have my health. And from all the different billionaires and millionaires and financial leaders in the world that I've interviewed, I know you've interviewed a lot

of them, there is a question. I would always ask individuals who've made incredible amounts of money and that keeps helping them create more wealth year after year, and they all say the same thing, those who have had a sustainably good heart in the process, is that you have to have a generous mindset. So the mindset habit is the first thing that you have to think about when creating abundance with your money, but also feeling abundant internally,

and it's coming with generosity. So if you feel like you're stuck right now, if you feel like you have nothing, this was what you were at eight years ago when I met you. This was where I was at fifteen years ago, when I was on my sister's couch. I had no money, I was in student loan debt. I was sleeping on her couch. I didn't think I had any skills. I didn't have a college degree yet. I was like, how am I going to make money if I don't know how to make money and I don't

have any talent or skill and I'm in debt. It didn't understand it. It felt impossible. And the thing that I shifted when I started meeting money mentors is I needed to learn the first habit, which is the mindset habit, which is a habit of generosity and gratitude.

can just ask people questions. And never did I think in a million years that I could have a twelve year old podcast just asking questions and make millions of dollars a year. I never thought that was possible. I was in my early twenties and I was like, you know what, I've got a lot of energy. I've got a lot of passion, So let me bring passion and energy to other people and excitement. And that energy was infectious.

And there's a currency that's tied to that energy of passion, joy, excitement, curiosity. That currency may not look like money, but for those who are older, who have no more passion, they're burnt out, they're exhausted, it is the highest form of currency. They want that. They crave that energy. They've burned themselves out for decades. They want to feel young again, they want to feel curious, again. They want to feel excited again. And when you come to someone with that energy, you

are bringing a different mindset. So the mindset of curiosity, joy, passion, presence, like just connecting with someone and ask them a question, is such a valuable currency. So we have to look into these untapped skills talents inside of us that are hidden to others, but inside of us they can create magic. That's one of them. Another one is just being generous with your time, with your resources, with your ideas and helping others succeed.

didn't get paid to do this. So Nasdak had something where everyone's using Facebook Live and I said, Hey, could I have an hour in the Nasdak building whenever I have an amazing guest that says yes, so that I can interview them on Nasdak Live. And they would put the picture up on the middle of Times Square on a billboard, So now I could reach out to people I look it up to.

of all, we became great friends off of it. But the point is, it's exactly what you're saying that even though I felt I had nothing to offer, I had to find a way to create something to offer someone of value. I didn't get paid for it for that show, I didn't get paid to run it. I didn't make any money from it, but it created an opportunity for me to connect with friends to connect with people that

were doing incredible things. Yes, and of course allowed me to showcase my talents so that then I could show it to other people. I remember I had Ryan Harwood on the show who founded Pure Wow, and he just sold it to Gary Vee. That's how I met Gary. So Ryan came on my show and he was just like, Jay, I love you. You're a great interviewer, Like you have such great energy. He really liked my passion and he said, you got to come meet Gary. And I was like, no way, Like I love Gary. And so he took

me to meet Gary for the first time. We had a meeting in his office, and that's how I built my relationship with him. It was all thanks to Ryan. And so when you think about it now, I've never thought about it until what you're saying now. When I look back, Ryan's been on the podcast like four times now whatever. I love his books. So many relationships came out of that. And so I think when you live in a world of I have nothing to offer and I don't have anything, it becomes really hard to create.

right away, but we became friends. I helped you, you helped me. Over time, we helped each other create more abundance together, not only financially, which we've done together, but a type of richness that isn't about money. And this book again it's it's a money book, but it's really like, it doesn't matter how much money you have if you don't feel like you have a rich life inside of you, that's real. It does not matter how much is in

your bank account, how big your net worth is. If you don't feel like you have an abundant life, if you're stressed, if you're overwhelmed, if you're anxious, if you're

constantly in drama, that is not abundance. A high net worth does not mean you are free, and the goal is for us to feel free every moment of our lives as often as possible and allow money to be a tool to create in credible opportunities, memories, moments where you can be generous with it with the people you care about, the cause you care about, the institutions you care about, to serve more people and feel good about doing it, not feel bad about doing it. And that's

part of this process. Most people, when they lack money, they want to take from others. They want someone to help them, and you need to flip it on its head and say, how can I help others even when I have nothing? That is the time to be more generous and more gratitude and say thank you for this opportunity, even if you have to just lie to yourself for a moment and say I'm stuck, I'm on my sister's couch, i have no money, I'm four months and four months I'm going to be out of an apartment and I

don't know where the money is coming. Just say thank you God, thank you your nervous for this opportunity to learn, this opportunity to grow, because I'll never be here again. Interview I don't know if you've had Ken Honda on, but he really and he's so cool. I love this approach to this and he's talking similar style about how do you just live a rich life irrelevant of whether you have money or not. And again, this is what

I want people to get to. When you are poor, when you're broke, when you're struggling financially, it feels really hard to feel abundant and rich, and we want to start shifting our thoughts or emotions and our energy on. Okay, I know I'm in this financial situation. It doesn't feel good, But in order to get out of it, it's not feeling worse about it. It's starting to feel better about me, better about my values, my character, my kindness, my generosity,

and seeing how can I add value to others. And that's the first thing we need to be thinking about. How can I get into a richness inside of me to serve others and take care of me at the same time. And one of the practices or these social experiments or exercises similar to you that Ken has is that whenever money comes to him, whether it's a check, whether it's a Venmo payment, whatever might be, he just says thank you to that money. He looks at that number.

If it's a penny, if it's a million dollars, if it's your normal check you get coming in in the mail every two weeks, he looks at it and says thank you, and literally opens his heart and loves that money that comes to him. He says, thank you. Where do you want to go? Do you want to go to my bank account? Do you want to go to my savings? Do you want to go to investments? Do you want to go towards paying off debt? Do you

want me to give you away? And it might be a weird kind of like exercise, but I love this approach to just being mindful of money when it comes, say thank you. And then when you pay bills, when you pay off debt, say thank you as well. Thank you for allowing me to pay off this debt. Thank you for paying myself on bill so I can call my friends and family that I love. Thank you for

the ability to live a richer life. And when we start to approach money in that way, it doesn't mean money's going to fall from the sky and come to us abundantly, but we're going to start to feel more rich and abundant internally, which that energy is what will

act more opportunities. Those opportunities could lead to millions. This hostess that came to you, she brought that thankful energy, that present energy, that loving, joyful, curious energy, and it created an abundance of opportunities and connection.

And it was fascinating because me and Lily Sing were together, you know Lily, and so me and Lily were together and were hanging out and this guy said, hey, can I film you for two seconds? He was working at the event, and I believe this is what he does on his own. I don't know his name, but I'll have to find it. And he took a quick swipe of Lily like one show and she was like, oh my god, Jay, you got to do this. He took

a quick side with me. He edited it on the spot and he created this amazing real of the event, like and he was just doing it with quick and he was taking like two seconds of our time. I merely both turn around and go, is this what you do? Like how can we work with her? And like, you know, because it was it was such a great skill and he was showcasing his talent. He didn't ask us, he didn't charge us, he didn't ask for us or anything. He showed us his talent, and all of a sudden

both of us were like this. A few months ago, I went to a restaurant that I had never been to with some friends. This wasn't like a fancy restaurant just you know, it was a great restaurant, but it wasn't like fancy or anything like that. The lady who was hosting, she had so much energy and so much passion.

She was like taking our order. But then when we asked her for a recommendation, she knew every detail and like she got three job offers at that table, Me and my friend and everyone like what do you do? What do you want to do? Like, yeah, let's hire you. Because we just there was such an energy, And so what you're saying is so true because I'm now looking back at my own life and thinking about moments where I've had that visceral reaction to someone. And she was

like this what I want to do? This my dream? And one of my mates was like, all right, well let's connect, Like you know, he thinks she could work with him. But it was again the same thing you're saying. It was just energy and passion.

know the exact percentage. But there are three things that you can do as a waiter to make more money. It is higher tips based on psychology and these studies. One is just introducing yourself and saying your name. My name is Lewis Howes, what's your name? Thanks for being here today. Saying your name creates a deeper connection. I

agree making a recommend of something you said. She was making recommendations, and you know, making a recommendation, Hey, I really recommend this if you're into this or these are the best two options I would recommend gets you a higher chance of getting a better tip and complimenting the person on their food choice. I'll have the burger or the vegan burger. That's a great choice. Those three things will increase your ability to earn more tips. And it's

not like you had some other skill. You just created connection with someone and you were trying to bring that energy to them. And money is an energy and how we think and how we feel will dictate the energy we have towards it. And also you create money through your energy. And so she had a certain energy with you, and you're like, man, this is amazing. You're recommending it to millions of people about this person that you just

met for the first time. It's like you could create so many opportunities for not only financial abundance, but spiritual abundance by bringing generosity, curiosity, energy, joy and love to someone's life. And it doesn't have to take hours. This was five minutes of this person's time. She got three job offers over that night. Yeah, she could have had a different energy and said okay, here's your table, sit down,

and she would have had nothing. But she could have went to Harvard and had all these other skills, and none of that would have mattered without the energy she brought.

How can I shift out of this negative energy into an energy of abundance, which is so hard to do when you have nothing. I remember for a year and a half feeling trapped on my sister's couch with no money, thinking how am I going to do this? And there's just guys to be a decision where you say, I'm going to get up and I'm going to get out of this funk, out of this energy and choose and decide to bring energy to someone else without asking for

anything return. And when you do that, you'll start to build momentum, and that's what's going to help you get to the next level.

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being broke. I must have emailed a thousand people saying, I will do anything. Here are my skills. I would edit it, I would edit videos, I will consult, I'll run your social media. Those weren't things I wanted to do with my life, but I needed to create a foundation from which I could then invest that into what I wanted to do. And actually that year, everything I made I invested in the start in this podcast. So everything I made this year went into launching on purpose

because that's not what I wanted to do. I didn't want to edit other people's videos, I didn't want to launch social media profiles. I didn't want to coach and consult. But I had those skills. And I think this is one of the things sometimes is that we all have skills that are valuable somewhere, and they may not be the skills that you want to do for the rest of your.

I'll do it for free. And I did this to build relationships with them, and through that they just all wanted to help me and give back to me. And then eventually someone said, hey, i'll pay you for this. This is really helpful. And I was like, oh, I can make money on LinkedIn. It's not what I wanted to do, but I had a skill to do it

right then. So I did that for a few years, and once I had that foundation, I used that money to launch this School of Greatness as well, because I had a couple of years of runway now and I didn't want to do that forever, but I did it for the season. I got skills, I made money, and I created a sense of freedom for myself to do what I really wanted to do later.

enter your life. So I want you to just as you're watching or listening, I want you to say, I allow for magic and abundance to manifest in my life. I'm going to create a possibility that this can happen in my life, a moment, a synchronicity, someone might call me out of the blue, someone might hand me money randomly.

I'm a magnet for money. I just kept saying this energy. I'm a magnet for money. I was just playful, this social experiment. And when I was at Mel's, a penny dropped on the floor. Someone was carrying a box and a penny fell and I said, oh, look, money comes to me. I see it everywhere. It's a penny, and there's a point to this story. And I pick it up and I say, Mel, do you want this? And she goes, no, it's yours. And I go, thank you. I receive because when I relax, I receive, and I'm

a magnet for money. Even it was a penny, I could notice it, and I was like, all right, it came to me. See here's a win, here's a little win. Let me do this again. The next day, go to a New York City and I'm in the subway and it's freezing right now in New York. It's like fifteen degrees. And I'm just saying this to myself in the subway, and I was like, get off the subway. I go up the stairs and it's freaking filthy in the New

York subway, right and the stairs are dirty. And I see a penny heads up, and I thought to myself, this is filthy, this is dirty. It's not valuable, it's not enough money. I don't need to pick this up. But I was like, no, I'm doing this experiment. Money comes to me abundantly and freely. I'm a magnet for money, and I'm gonna manifest money, right And so I see it's heads up, I pick it up, put it in my pocket, and I just say, thank you, money for coming to me. The next day, I put it on

my bedside table. I don't think anything of it. The next day, I wake up and I look at this penny, and I said, because I'm doing this experiment every day, I'm a magnet for money. Money comes from me abundantly and freely. And I look at it as a reminder. These two pennies. Look, this is a reminder that money came to me. Maybe it's not thousands of dollars or millions of dollars. It's not something that's magically right here,

but it's a reminder that something is possible. And I flipped over this one penn.

a normal penny. It's got like two stalks of wheat on the outside of the penny. It says old penny. And I look it up and I google nineteen forty five wheat penny value and one just sold. I kid, you know, I get chills thinking about it. One just sold guess for how much? I have no idea four thousand dollars. No online one sold for four thousand dollars. Now it's all based on the condition and all these

different things like who knows. Maybe it's worth twenty dollars, maybe it's worth five thousand dollars, maybe it's worth one hundred dollars. But the idea is that there was more value inside of that penny than what met the eye originally, and the experiment of let me be open to possibilities for money to come to me, and what I thought was two pennies might be two thousand dollars and all I had to do was be willing to look for it, be willing to pick it up and say I receive

thank you. If I didn't look for if I didn't set that intention, if I didn't see the possibilities in front of me, I may not have received that penny that could have been worth thousands. And it's the same thing in life. We may not see the opportunity in front of us right now. We may not reach out to the people we already know and say, hey, this is what I'm looking to create in my life. I have these skills, I have these talents. Is there anything that you need right now that I can be of

service for you with? And that's for that first year. How you created multiple six figures in that first year when you had nothing was reaching out to hundreds of people. That was you either setting the intention, seeing that there might be possibilities, and doing the work to manifest hundreds of thousands that first six months. So by doing that effort, setting the intention by saying I'm open to possibilities, I'm open to receiving opportunities that come to me, but I

have to be willing to look for them. I have to be willing to ask for them. I have to be willing to put myself out there and receive and say, yes, thank you, I will do this work. And that's what I think people need to be thinking about. Can you manifest millions? Yes, if you're willing to set a clear intention, if you're willing to reach out and say here's what I'm willing to offer and add value in I want to help you achieve these goals, you're creating more potential to manifest money.

same thing. Interesting, I'll always pick it up and it's really funny because someone who's with me will be like, what are you doing? Like, you know, like, why are you doing that? I'm like, because I'm showing respect. I'm actually showing respect to the goddess of fortunes. And so that's what it is, is like, I'm showing respect to the goddess of fortune by picking it up and usually give that money to charity or whatever it may be. It's not it's not trying to keep on it. You

may give it away whatever. But the point is you're saying, I'm not disrespecting the goddess of fortune. Wherever I see it, that's beautiful because I want to have a respectful relationship with money. I actually really love practices like that because I think it goes back to the point you're making that we have a relationship with everything. Every time you have a relationship with your body, you have relationship with your mind, you have a relationship with your partner, and

you have a relationship with money. And so speaking to money and speaking about money is something you have to do if you want to love that thing and you want it to love you back. Right, if you never talk about your partner and you never talk to your partner. How are they going to love you? And how are you going to love this?

that's a lifetime of a relationship, it cannot survive. And here's a great question that I want everyone to ask themselves and another exercise that I want everyone to think about right now, whether you're watching or listening, I want you to comment on the YouTube below what opened up for you during this moment. And I'm going to give you the exercise Jay. So imagine this door opens and it's a person, and this person is money. It's the idea of money. It's a person that walks in, right

is money. And could you as an example for people to imagine this as well, what does that person look like when they come in? What would you do? What would you say or not say? Could you share kind of what that would be like for you? Money? A person walks in, they are money, They're the representation of your relationship with money, how would you show up and react?

about money. I would look down at them, but then I would use them and abuse them because I would really need money, and I would ghost them afterwards. And I go and I go wow, And they were like, yeah, I know it's really bad, but they're being honest. So I want people to be honest, like what is your relationship with money? And just imagine if you were money and someone treated you that way. If they wanted to look at you, they avoid you, they speak poorly behind

your back. They would use and abuse you when they wanted you, and then they ghost you when they didn't want to talk to you do you think money would want to keep showing me up in your life if they were a person, If they were a person, would they want to be in your life? Or they feel, Ah, this isn't a good relationship for me. And your show is all about helping people get healed, healthy and whole. And if you want to create a richer, more a bunch in life, you have to create a healthy relationship

with money in your life. And look at it as if this was a love of my life, not in a worshiping like I worship it no matter what, but more of like this is like a person that I love and I want to treat them with care. I want to be a great host. How can I show up? And it doesn't mean it's always going to be perfect, but how can I show up and be generous, be kind, be patient, listen, be aware and be of service to it?

who do have money, they're constantly stressed. They're not generous with it, they're stingy, they don't even tip it all. They're even more stingy with it and they have it. So what's the point of having it if they're not generous. I don't want to be like that. And there can be money traps or money wounds when you have money if you haven't learned how to heal that relationship. And so it's learning how to heal the red relationship so that when you grow your net worth, you also increase

your self worth inside and feel peaceful about it. You expand your nervous system, your container to receive abundantly, so that it's not scary, it's not stressful. You can receive more, and you can give more because you know that the more you relax, the more you receive, and when you give, it's going to come back in some way. I struggled with that my first six, seven, eight years of making money.

I hoarded money because I was afraid to go broke again, and it limited me in certain ways, and it made me feel stressful, and it made me feel like people were trying to take advantage of me and take my money. It doesn't feel rich having money and living in scarcity.

because that's where we're healing. Because you can get really egotistical, like, hey, if you were worth a billion and you signed a million dollar check, like I know people that are making three million in interest a day, Like, so you writing a million dollar check is not the same. This also applies when you have very little. So my parents, who didn't make a lot when they were giving, felt it

felt like a lot. And so like what we're saying is that that this thought of being a giver has to be care to us.

don't have to give money to feel rich. Yes, you can be vandor your generous with your time, with your resources, in other ways, with your food. It's like you can give in other ways and create a richness of life. And that's the key is to feel rich and abundant and free. And if you feel that, when you start making money, you're going to continue to feel free. The biggest trap is when you feel scarce and you start making money and you still feel trapped, you still don't

feel free. That isn't even greater prison in my mind, that you're living in scarcity when you have money.

He was born of like a clerk, a guy who makes no money, and his friend was born of like some general who had a lot of money or something. And this poor kid that grew up friends didn't have anything, but he had the world. He had no money, no possessions, but he just approached life was like, man, but here's a piece of string, here's a rock that I can play with. I can just imagine the beauty of the world. And he appreciated everything even though he had no money.

And I think in some ways it's so hard to look at that when we see Instagram and TikTok where everyone has things. When you see everyone else having fun with money and going on that trip with their girlfriends, or buying that expensive car to show after their guy friends, or getting the nice watches or having the cool shoes, and you're thinking, oh, if I could really have money, then I could have these things that would make me

feel cool or feel better. But if we can approach life and just be like man, life is so good with what I have. That is true wealth, that is true abundance and happiness. And it doesn't mean you shouldn't strive to create more. If you want more, if you want to have nice shoes or a nice watch cool, You've got to learn how to make money, and you want to learn how to make money easy, not make

money hard. And that is a process in developing these skills, these talents within you and seeing how you can monetize those skills. And I'm not saying don't splurge on certain things if you want to, but you have to understand the consequences if you're going to splurge on something to have fun with friends or go on trips and spend this money that you maybe don't have, just know there might be a consequence to that later. If you have to use a credit card, you have to pay that

debt with interest later. So just know there's a cost to splurging or spending when you don't have it. I'm a big fan of saving and investing so that you can have freedom in the future and feel rich continually and not needing to buy things to feel richer.

do that. I've lost my money and it's been painful, and I'm like, Okay, I think I've learned that lesson, But there's this new quick, easy money opportunity, and every time I do it again, I'm like, what was I thinking? You see that Others act like there's a way to do it so easy. If you just invest in crypto, if you just invest in this, if you just do this thing, you're gonna make quick and easy money. I don't know anyone who's made hundreds of millions, millions or

billions who's lived that way. They might have invested and gone all in on one business and created generational wealth, or maybe they went all in on investing in one main stock that ended up ten or twenty x thing over time, but going to quick make easy money way doesn't usually work, and it's painful lessons you have to live afterwards. So I don't know if you ever made quick easy money.

you can make easy money. Now you can get paid hundreds of thousands of dollars to speak for sixty minutes because you've added so much value in the world for the past decade plus and even a decade before that of spiritual practice before you even learn how to make money. So two decades, two decades of how do I develop skills within me to serve people, whether it be one on one, one to ten one to ten thousand, How do I develop those skills to serve and give generously?

You have followed this mindset perfectly, which is a mindset of generosity and gratitude, and that's all you did for essentially the last two decades. How can I learn how to become a better human? How can I give generously? And how can I be appreciative and grateful for the life that I have? And you had no money for almost four years as a monk, but I would bet that you lived a beautifully rich life. You didn't need

the money to feel rich. You felt provided for, You had nature, you had community, you were learning, you got to be on purpose, you got to serve, and what a beautiful gift to receive. And you had no money in your bank account, but you were probably one of the richest people that you knew. And that is beautiful, That is abundant.

It goes back to something you call the mapping habit, the plan, because what's going on is you're saying, I want this stab and now I want this step in immediately, I want this step quickly. So I know zero about this crypto. I know zero about this property. I've had friends literally gamble away their life savings because they heard all their friends were making money through crypto. When people say to me, I've got this much funny, what should I invest? And I'm like, what do you know about

invest in that? What do you actually know about? What do you actually have experienced knowledge wisdom in because guess what, because of that, you'll make money on it, because you actually understand it. Again, it goes back to the point of respect. If we don't respect our audience, it doesn't grow. If you don't respect your community, it doesn't grow. If you don't respect your clients, it doesn't grow. By us saying I want to make money, but I know nothing

about this industry, it means I'm disrespecting the industry. And sure, there may be one person who had some lucky story that they tell you about. But the truth is most of us are not going to get there. So if you have a little bit of money and you're like Jay, I've only got one hundred dollars to invest, Lewis have only got a thousand dollars to invest, and you ask me where to put it, put it in what you know? Put it in yourself if that's all you know, who

is yourself and your skills. And I think so many of us are looking for that ticket. But actually that investment in yourself will pay so many dividends.

I lacked the courage to develop certain skills. When I had courage to go all in on learning public speaking or learning how to write, I didn't know those skills. Actually lacked those skills and I was afraid to be a failure at those things by trying them, but by having the courage to invest my time and energy in a public speaking class, in a writing coach. I didn't have the skills, but I developed the courage. That courage

created the actions to create confidence. That confidence created a currency within me of that belief dictated my behaviors to start charging more, to go out there and ask for more, to put myself out there in bigger ways. And so, if you have one thousand dollars or five thousand dollars right now and you want to figure out where to invest it, invested in courage to learn new skills that will give you confidence, that would be an incredible currency that you'll have forever.

doing this work. And you'll still feel anxious, and you still feel stressed, and you still feel all of that right.

But I was on a trip and I came back from a trip, driving back into the valet of my building, and there was a tent in the valet, like in the driveway, and I kind of jokingly said to the valley attendant as I pulled into the building, I said, someone didn't jump, did they, kind of like joking, And the guy looked at me with like a serious face, like, yeah, it just happened like minutes ago, and I was I

was like, this can't be real. It was like, what, there's billionaires in here, there's millionaires in here, there's celebrities in here. Is like, why would anyone in this building take their own life? And it was kind of like just this shock to me because I learned later who this person was. Someone did jump off the building right before I came back, and he was worth hundreds of millions of dollars net worth if you just googled his name. And I was just thinking, why would someone worth so

much money take their life? And I don't want to assume what really happened, But it doesn't mean having all the money in the world is going to solve all your problems, and you're going to feel like you can love and accept yourself, that you have self worth. So, like you said, you may learn how to make a

lot of money. But if you haven't learned how to heal your relationship with you, then all the money in the world can't save your life and can't make you feel rich, can't make you feel abundant, can't make you have beautiful relationships with friends, family, colleagues. And that's real. Real wealth comes in life when you have deep, meaningful relationships.

And something I want to acknowledge that you do really well is you follow this first habit, the mindset habit so well, which is how can I be generous with my time, my energy, my love for friends, family, colleagues, your community. This community feels it. Everyone listening and watching right now feel your generosity you're giving hearts and your gratitude for them, whether it be individually or collectively, they

feel it. And most people, they want to make more money, but they don't have that generosity, that grateful spirits, and they want the quick fix. They want to make easy money quick, not make money easy. And the billionaires that I know, you know, and the millionaires that we know, we've interviewed and I'll ask them this question, what do you think the key to creating more financial abundance every year? After year is for you. Every billionaire or mega millionaire

will say giving more. I make more when I give more that year, whether it be giving more to charities, whether it be giving to people in my life, whether it be giving back to my community, giving back to my employees, my business, finding ways to give more and almost give where it feels a little uncomfortable, like, oh, that was a big check. I just wrote. Oh man, I care about this cause, this charity. I feel safe giving this amount, but what really would make it uncomfortable?

Or I go to church every week and I typically give this, but what would make me feel a little uncomfortable. Most of these people say the more they give when it's the most uncomfortable. Somehow they just keep earning more. And I'm not saying you should give all your money away and you're going to earn more back, but having that mindset of generosity, and you do this very well where you give your community. Whenever there's some type of breakdown in the world, you're one of the first people say,

how can we give? How can we rally the troops? You give first, You rally the troops. They let's give back. The fires happened, stuff happened, in India a couple of years ago. Stuff's always happening, and you say we're gonna give. I don't know if that seems something conscious you think about, like, oh, by giving more every year, it helps me make more,

but also I feel richer. And when you do that with everyone in your life, whether you're the hostess and you give curiosity, love, passion, fun, playfulness, you're giving something in that moment. If you can write a check for something that is a cause and you give, it's because you can, and you do it generously, it's just going to make you richer inside, and you're creating an energy of abundance to attract more.

But not everyone I know came back to a home, and so I felt grateful that I had a home, and so I was like, Okay, what can we do? And so I think it comes from a place of gratitude. Again, it comes from a place of seeing my parents be so generous even though they had nothing to give. Actually, and it ultimately comes to me because I just feel like there's no better use for it in the long run than that, And I do believe it will come back in its own way. I don't give it because

I want it back. I give it because I believe there's a need. But I do deeply believe that it will come back in its own way, and it always has. The book's called Make Money Easy, Create Financial Freedom, and live a richer life. Lewis hows Lewis, I'm so grateful, genuinely for this conversation. It's left me feeling so rich.

I've always felt rich in our friendship, and I'm really glad that you wrote about it in this way because I think there's lots of great money experts out there who are growing really good sound financial advice.

your stories. I want to hear what skill you invested in. I want you to turn up at your job, even if you hate it. I want you to turn up to it with all the love that you possibly have. See whose mind you blow, who gets impressed by what you're doing. Someone's gonna be able to shift your life at some point. And it's going to start with you. But just don't underestimate the value of these things that sound simple and they sound like I've got to figure

out something more complex. No, no, no, this is where it starts, and this will mean that at the end of it, you'll be happy. So thank you to Lewis, thank you to each and every one of you. And yeah, make money easy, appreciate it.