Oh My Dollar! - podcast cover

Oh My Dollar!

Oh My Dollar!www.ohmydollar.com
Lillian tackles your money overwhelm with practical, approachable financial advice (with a dash of glitter.) This is budgeting advice from someone that doesn't assume you're straight with a salary, retirement account, 2.5 kids, or a white picket fence. You'll get helpful advice for folks left out by traditional finance, you'll learn to reduce money stress and prioritize your values. Got a question for the show? Email questions@ohmydollar.com
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Episodes

How to care about money when nothing is okay

How the heck do you pick financial goals when 1 in 4 people are unemployed, there are murder hornets, police are battering people in the streets for having the audacity to say that black men shouldn't die at the hands of cops, and everything feels a little...well, stressful? When the world is on fire, how can you care about your 401K? AND HOW CAN YOU HELP!? All ad revenue and this week's patreon revenue will be donated to the TGI Justice Project, a black-led group of transgender, gender variant ...

Jun 05, 202030 min

Can they take back your unemployment check and what to do with $1,200?

Three questions that didn't make the livestream this week: what to do with your $1,200 if your job is stable right now, can they take back your unemployment overpayment, and how to get your stimulus bill if you don't have a bank account. I answered a lot more questions on the livestream this weekend, you can watch or listen to the replay at youtube.com/anomalily and subscribe to be notified of the next one. If you have a question about your financial life, or if you just want to share what it is...

Apr 14, 202016 min

Freelancers and Gig Workers Can Get Unemployment Now + It Pays

Freelancers and gig workers (and musicians and more) can file for unemployment now for the first time ever. And for the moment, it actually pays enough to pay your bills - possibly even more than your job did. If you have a question about your financial life, or if you just want to share what it is like in your part of the world, please email questions@ohmydollar.com or tweet me @anomalily. I’d also love to just hear just little audio updates about how you’re doing in the world. You can leave a ...

Apr 08, 202025 min

How get health insurance when you lose your job + those $1,200 checks

How do you get health insurance if you lost your job? Are we all really getting 1,200 extra free dollars from the government? what is the catch If you have a question about your financial life, or if you just want to share what it is like in your part of the world, please email questions@ohmydollar.com or tweet me @anomalily. I’d also love to just hear just little audio updates about how you’re doing in the world. You can leave a voicemail in the US at (503) 877-4338 or you can email us a voice ...

Apr 01, 202029 min

How to Meal Plan

This is episode touches on everything you need to know to get started meal planning. If you have a question for the Special Financial Chaos episodes coming out, or if you just want to share what it is like in your part of the world, please email questions@ohmydollar.com or tweet me @anomalily. I’d also love to just hear just little audio updates about how you’re doing in the world. You can leave a voicemail in the US at (503) 877-4338 or you can email us a voice memo to questions@ohmydollar.com ...

Mar 27, 202024 min

Track your time to enjoy life more ft. Laura Vanderkam

Time is money! But many of us know exactly where our money goes, but have no idea where our time goes. Once you know where the time goes, you can make changes that will help you spend more time on the things you value and less where you don’t (just like budgeting). Over on the Oh My Dollar! forums, we're doing a fun time tracking challenge, March of Time this month. We brought on the expert of experts on Time Tracking, Laura Vanderkam, to talk about tracking your time. The ⏰⏳ March of Time Track...

Mar 13, 202034 min

The March of Time Challenge and The Flu

We're off this week due to mysterious flu-like illnesses BUT never fear, we have cool OMD things coming up this week. Tomorrow (leap day, Saturday, February 29th) - we have a livestream at 5PM Pacific. Subscribe on youtube to anomalily to be notified when we go live (or watch afterwards). Check out the March of Time time tracking on the Oh My Dollar forums which starts March 1st! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Feb 28, 20203 min

Job-hopping isn't bad & how to beat the job-stealing robots ft. Nicolle Merrill

We all know careers aren't the same as they once were. Nicolle Merrill joins us to discuss why job-hopping is actually an advantage, how to "network" when you're an introvert, and what the first thing people might ask you to do in different cities. Check out the transcript and the full show notes at ohmydollar.com and Nicolle's book here. Plus Check out our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month ...

Feb 14, 202049 min

Listen Before You File: US Taxes 101

Lillian is joined by Nina, who asks questions about taxes and we cover what you need to know about witholding, saver's credit, and more. Check out the transcript and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ad choices. Visit podcastchoices.com/adchoices

Feb 07, 202048 min

How much should you put in an emergency fund

Lillian talks about how much you really need in your emergency funds in response to a listener question from Ken, and she tries to get Chase, our engineer, to stop spending all his money. Check out the transcript and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support . Learn more about your ad choices. Visit podcastchoices....

Jan 31, 202031 min

Why You're Failing at Your Budget + Getting Rid of the Financial Shame

Sometimes it's hard to stick to a budget. But that shouldn't make you feel ashamed. How to get over feelings of shame and deprivation when things are hard and your financial goals aren't working? Here's some money therapy. Check out the transcript and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members - help out for just $1 a month at http://ohmydollar.com/support Learn more about your ...

Jan 24, 202038 min

Great Work Benefits You Might Actually Use

What work benefits might you actually want to use and negotiate for? We asked the Oh My Dollar! community for the work benefits they actually used - and the ones that were just useless lip service. Check out the transcript and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members- we are having a new member drive right now and all new members pledges are doubled- help out for just $1 a mon...

Jan 17, 202031 min

What is worth doing yourself vs paying someone else?

What is worth paying someone else to do and what is a waste of money? I asked people what they outsource due to health, disability, time, quality, and more - and what they DIY themselves. Check out the transcript, and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members- we are having a new member drive right now and all new members get doubled- help out for just $1 a month at http://ohmy...

Jan 10, 202018 min

When to Give up on Goals this Year

How do you know when to quit a project, a goal, or something similar? And how does a to-do-list role playing game teach you about financial goals? Check out the video, the transcript, and the full show notes at ohmydollar.com Plus Check our 20 in 2020 challenges on the OMD forums. This episode was supported by our Purrsonal Finance Society members- we are having a new member drive right now and all new members get doubled- help out for just $1 a month at http://ohmydollar.com/support/ Learn more...

Jan 03, 202025 min

All that money you didn't save: Opportunity Costs

What's the real cost of choosing one path vs another? What happens when you could've bought a house instead of spending your money on scented candles and fancy rollerblades? What about when you choose to stay home rather than not going out? What about that useless college degree with student loans? Plus, find out a little about Lillian's job updates. Check out the transcript, and the full show notes at ohmydollar.com Plus Check our end of year challenge on the OMD forums. ///// This episode was ...

Dec 14, 201925 min

How to Balance Being a Human and an Employee

When you're an employee, you're also an employee with health needs. How do you balance both? We talk with Mac Prichard about how to bring up health care in the job process, and how to negotiate for sick leave without "outing" yourself. Plus, what your rights are for leave in the US and when it kicks in. Should you get COBRA? And more! Check out the video, the transcript, and the full show notes at ohmydollar.com Plus Check our end of year challenge on the OMD forums. This episode was supported b...

Dec 06, 201913 min

What the heck is a co-pay vs co-insurance?

Untangling the difference between a co-pay vs co-insurance and which kind of health care plan is better. Plus, depressing health care headlines. This is the first ever OMD episode with a video version. Check out the video, the transcript, and the full show notes at ohmydollar.com This episode was supported by our Purrsonal Finance Society members, who make everything we do paws-ible. Learn how to join for $1 a month at http://ohmydollar.com/support/ Learn more about your ad choices. Visit podcas...

Oct 11, 201922 min

What you can pay for with Health Savings Accounts, ft Jean Chatzky

It's health care month on OMD for the third time and we're kicking it off with Jean Chatzky and talk about why Health Savings Accounts are rad super special triple-tax free accounts. Check out our full show notes and transcript at ohmydollar.com, supported by our Purrsonal Finance Society Members, who you can learn about at ohmydollar.com/support/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Oct 03, 201923 min

The Real Cost of Will's Cross-Country Move

It's Will's final Oh My Dollar! episode and we talk about how much it cost for him to move cross-country - and also about our halloween themed budget challenge, Budgetober! Join budgetober at http://www.ohmydollar.com/budgetober/ Check out full show notes at ohmydollar.com - no transcript this week since it is a breezy episode, but every other week our transcripts are provided by our patrons in the Purrsonal Finance Society (who make such a HUGE DIFFERENCE to this show). This episode was underwr...

Sep 25, 201923 min

California is about to change the gig economy for everyone

California just passed legislation that will require gig economy companies like Uber, Lyft, and Amazon to classify workers instead of contractors. This is a big deal outside California, even outside the US. Check out our transcript and full shows note at ohmydollar.com - transcripts are provided by our patrons in the Purrsonal Finance Society (who make such a HUGE DIFFERENCE to this show). This episode was underwritten by patron Tamsen G Association, Warrior Queen, and Chris Giddings. You can al...

Sep 18, 201922 min

A recession is coming, how can you be ready?

A recession is coming, what should you do to be ready? Can you really prepare for a recession? Check out our transcript and full shows note at ohmydollar.com - transcripts are provided by our patrons in the Purrsonal Finance Society (who make such a HUGE DIFFERENCE to this show). This episode was underwritten by patron Tamsen G Association, Warrior Queen, and Chris Giddings. You can always find me on the Oh My Dollar! forums and pre-order a copy of A Cat's Guide to Money - Lillian's book - now i...

Sep 12, 201927 min

See you next week!

Hey folks, we're off this week due to Lillian mostly losing her voice. Back next week at the usual time! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sep 04, 20191 min

Managing Money as a College Student

What are some tips for managing your personal finances as a college or university student? What do we wish we had known about money when we started out in school? Check out our transcript and full show note at ohmydollar.com - transcripts are provided by our patrons in the Purrsonal Finance Society (who make such a HUGE DIFFERENCE to this show). This episode was underwritten by patron Tamsen G Association, Warrior Queen, and Chris Giddings. You can always find me on the Oh My Dollar! forums and ...

Aug 28, 201930 min

How to split rent, first dates, and retirement accounts in relationships

Splitting date expenses is hard, especially when you're queer. How do you split rent when one person makes a lot more money? Plus, what who should get more in their retirement account? Check out our transcript and full show note at ohmydollar.com - transcripts are provided by our patrons in the Purrsonal Finance Society (who make such a HUGE DIFFERENCE to this show). This episode was underwritten by patron Tamsen G Association, Warrior Queen, and Chris Giddings. Question for this episode came fr...

Aug 21, 201928 min

Getting your spendy partner on board with budgeting

One of the biggest barriers to getting your money together can actually be other people - we talk about strategies for talking with your partner, roommate, or co-parent about money. Ask us a question! We love hearing from you! Email us your cat pictures or money-relationship questions at questions@ohmydollar.com or tweet us at @anomalily or @ohmydollar You can pre-order a copy of A Cat's Guide to Money - Lillian's book - now if you missed the kickstarter! (Plus new stickers and a planner!) Visit...

Aug 14, 201918 min

Does retail therapy actually work?

Ohhhh the siren call of retail therapy. That “add to cart” button luring you in from the wild seas of despair. If you’re feeling down, feeling stressed, it can feel like buying things will solve your problems. Why do we do this? Why does it work? Ask us a question! We love hearing from you! Email us your cat pictures or your retail therapy shopping querstions at questions@ohmydollar.com or tweet us at @anomalily or @ohmydollar You can pre-order a copy of A Cat's Guide to Money - Lillian's book -...

Aug 07, 201922 minEp. 112

Investing in your first IRA with $100

If you don't have the minimum for an investment in Vanguard, how do you get started with a Roth IRA? And what the heck is a settlement fund? What is an ETF? We help to stop you from freaking out. Ask us a question! We love hearing from you! Email us your cat pictures or other successes from at questions@ohmydollar.com or tweet us at @anomalily or @ohmydollar Check out our transcript and full show notes The full transcript and show notes are provided by our patrons in the Purrsonal Finance Societ...

Jul 31, 201926 min

Negotiate Your Bills ft. Tori Dunlap

You’re an adult now! Congrats. Now you owe everyone money! Paying bills is part of adult life, unless you’ve manage to go completely off the grid. Bills feel like one of those parts of adult life that are non-negotiable. You get asked to pay, you pay the amount listed. But actually in many ways there’s wiggle room if you’re willing to negotiate. So we have Tori from Her First $100K to talk about ways to negotiate bills you might not have thought about! About Tori Dunlap and Her First $100K Tori ...

Jul 17, 201926 minEp. 110

The Cost of Being Intersex ft. Hans Lindahl

The alphabet soup of the GLBTQIA+ community includes one letter many people don't know about - "I" - which stands for "intersex", a term that refers to people that are born with a reproductive or sexual anatomy that doesn't fit the "typical" definitions of female or male. So, today, we've brought on Hans Lindahl, Communications Director at interAct, to talk about her own financial experience as an intersex person and some of the things you might not know about the costs of your sex "not followin...

Jul 10, 201926 min

America vs The World: Personal Finance Edition

It's 4th of July (American Independence Day), so here's an episode about things that America does differently in personal finance. America America - this is a place most of our listeners, according to our analytics, live. To celebrate independence day, I thought I would talk about some of the things that the US does differently in personal finance, and some of the things they do that are the same. Ask us a question! We love hearing from you! Email us your bike photos or other financial thoughts ...

Jul 04, 201921 minEp. 108
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