Part 2 of the 101 series on interest rates has the NOTG team talking about the concept of money supply and its impact on real estate. They highlight how the creation of money determines the depreciation of property and eventually the depreciation of wealth. This is all relative because of Singaporeans' holding power in property, and that Singaporeans buy properties for their own stay, rather than pure investment. So what happens to Singapore’s real estate market when there is a cut in the overal...
May 03, 2024•38 min•Season 3Ep. 63
The NOTG Team newly introduces the 101 series! This new series aims to break down complex real estate topics into fundamental principle, providing timeless insights that remain relevant regardless of market conditions. In this episode, Melvin Lim, Yu Rong, Grayce and Lyndon deep-dives into the importance of interest rates in real estate investing and also what is in today’s market. Find out their take and more on this week’s Nuggets On The Go! (00:00:00) Swensen's nuggets ice cream (00:00:50) Wh...
Apr 26, 2024•57 min•Season 3Ep. 62
The NOTG team talks about more intricacies surrounding real estate in Singapore! Melvin Lim, Grayce, Yu Rong, and Joan discuss deep into real estate as investments, focusing on the risks, volatility, fluctuation, and the importance of asset location. However, they also highlight the benefits, noting that real estate is a tangible asset with practical uses—such as owner occupancy or rental—and its leveraging potential. Speaking of rental, the team also talks about the significance of balancing re...
Apr 19, 2024•43 min•Season 3Ep. 61
In the market for your matrimonial home? This topic might have crossed your minds as a couple—should you purchase a resale HDB or a resale condo as your first home? Much like John and Sally who has an urgency to move-in within a specific timeframe.Have you ever wondered if the grants and subsidies from a resale HDB outweigh the value appreciation of condos over time? Is the higher barrier of entry for a condo worth it as a first home? Will you be missing out on long-term benefits when it comes t...
Apr 12, 2024•2 hr 18 min•Season 3Ep. 60
The NOTG team answers collated questions from our NOTG group chat on Telegram! Thanks to all our participants for your valuable contributions, which have culminated in this episode. Melvin Lim, Grayce, Yu Rong, and Joan discuss the ripple effects of the new harmonisation rule on the perception of buyers. Because of the 'adjusted' PSF prices, it might change the way buyers look at a property's size in the future. The team also talks about the power of leveraging real estate as good debt and payin...
Apr 05, 2024•44 min•Season 3Ep. 59
Melvin Lim, Lyndon, George, and Joan continue their discussion about real estate investment and what investors need to be ready. There are several ways to capitalise on real estate—own-stay (quantum play), flip and sell, or rent, but what is it that drives the appreciation and demand to ensure a ROI? And on the topic of flip-and-sell, which is a popular investment strategy for New Launch buyers? When is it the right time to offload the property? Does that mean a private condo more worthwhile in ...
Mar 29, 2024•41 min•Season 3Ep. 58
Melvin Lim, Lyndon, George and Joan from PropertyLimBrothers share their opinions on the common dilemmas one may encounter when navigating Singapore’s property market. This discussion includes the continuous appreciation of landed homes, timelines to enter and exit a property, prioritising future-proofing a property purchase, accumulating an asset, and the challenges of flipping a property. Find out what deeper aspects there are to consider going into the real estate market, such as the signific...
Mar 22, 2024•39 min•Season 3Ep. 57
Melvin Lim from PropertyLimBrothers addresses more questions from our viewers about property investment and market trends!What is the future demand for shoebox units? Would a $100 PSF increase be as significant to larger units? Is a new launch always better than and resale? And what is the comparison between 99-year, 999-year and freehold condo and landed properties? Watch on for answers to the different conundrums our viewers face in the real estate market. More questions on property yet to be ...
Mar 15, 2024•28 min•Season 3Ep. 56
In an ideal world, cheap is often better, but there are other considerations other than quantum to take note of. Part 2 of “What is PLB’s MOAT Analysis” continues the team’s dive into its intricacies, focusing on Region Disparity and Quantum Effect. Find out what Melvin Lim, Yu Rong, George and Grayce has to say about how these elements tie together, and how property buyers can make an informed decisions when armed with the knowledge. Join them as they break down PLB’s frameworks for much easier...
Mar 08, 2024•32 min•Season 3Ep. 55
You may have heard us refer to it numerous times on our Home Tours, but what exactly is PLB’s MOAT Analysis? How did it come about and what does it do? On this episode of NOTG, Melvin Lim, Yu Rong, George and Grayce shed light on the genesis of the framework and its enduring relevance in navigating the ever-evolving property market. Additionally, they explore the potential future for Work, Live, Play in the CCR with its proposed rejuvenation. The team dives deep into the 10 key factors that make...
Mar 01, 2024•41 min•Season 3Ep. 54
Many of you should be familiar with our MOAT Analysis and Trifecta Analysis from our numerous Home Tours by now. On this episode of Nuggets On The Go, Melvin talks more about our suite of proprietary in-house tech tools and how you can use them to make the right property decisions and calculations.These suite of tools, are available through our online portal and can be utilised with or without the assistance of our consultants. With these tools, you could calculate potential profits, chart your ...
Feb 23, 2024•9 min•Season 3Ep. 53
Ever made a costly mistake in real estate or investments? In this episode, Melvin Lim from PropertyLimBrothers shares his story of regret regarding the purchase of his jumbo HDB apartment and how he eventually incurred a financial loss; which was the result of timing the market. Melvin reflects on his property portfolio, talks about his personal anecdotes in his real estate journey, whilst putting his lessons into practice to create PropertyLimBrothers. He also speaks about how learning about pr...
Feb 16, 2024•21 min•Season 3Ep. 52
We’re back with Part 2 of our AMA series on Nuggets On The Go! Some burning questions include: What are the implications of kick-starting the real estate journey with a condo or HDB first, and how would it affect the ability to ‘own’ both concurrently? Find out more about the ‘owner-occupier’ scheme and the investment dilemma of choosing between resale vs. new launch and property types. Curious about the pricing dynamics across different regions? Is HDB allowing million-dollar valuations? What a...
Feb 09, 2024•44 min•Season 3Ep. 51
You’ve probably heard a lot about Lentor’s rejuvenation, but what is it all about? In this episode of NOTG, Melvin Lim from PropertyLimBrothers explores the development and transformation of Lentor—once a sleepy town, now projected to become a thriving estate in the years to come. Let Melvin explain more about our government’s focus on injecting residential zones in this area. Lentor is poised to be a new concept in townships for private properties, collectively rejuvenating the entire Thomson-Y...
Feb 02, 2024•50 min•Season 3Ep. 50
NOTG Banter is back for the first time in 2024! First thing’s first, Melvin Lim, Yu Rong, George and Joan from PropertyLimBrothers discusses Singapore’s Property Price Index (PPI) across all property types, in reference to the latest flash estimate for Q4 2023. Today in a very insightful episode: The team analyses the impact of last year's cooling measures and explore the performance of different regions, the effects of the 15-month rule introduced in September 2022, the potential outcomes if th...
Jan 26, 2024•1 hr 21 min•Season 3Ep. 49
Thank you, NOTG viewers, for all your questions! Please keep them coming! In the meantime, Melvin Lim from PropertyLimBrothers answers a few more questions you've sent in! Some questions that you may relate to: What are the best property portfolio expansion strategies? How do you "own" one condo and one HDB at the same time? Stay tuned for another insightful discussion on more real estate strategies and considerations for future property investments! As always, please send in your questions via ...
Jan 19, 2024•25 min•Season 3Ep. 48
Welcome to Part 2 of “Ask Me Anything - Real Estate” on Nuggets On The Go! Melvin Lim from PropertyLimBrothers addresses some of our viewers’ dilemmas like future rental yields with people moving to JB, saving up to buy a house in the future or buying one in the near future. 2024—are we in a buyer’s or seller’s market and why? What decision-making factors to consider entering the real estate market? Find out what Melvin thinks! Don’t forget to leave your questions in the comment section for our ...
Jan 12, 2024•14 min•Season 3Ep. 47
Welcome to the first NOTG episode of 2024! Melvin Lim from PropertyLimBrothers answers some of your burning questions about real estate in Singapore, from stagnant properties to the nuanced considerations of decoupling and more! Tune in for a wealth of real estate knowledge and strategic insights that will guide your property decisions and elevate your understanding of the market. Have you thought of any questions you have yet to obtain answers to? Leave a comment below, and we’ll address more o...
Jan 05, 2024•26 min•Season 3Ep. 46
This last Nuggets On The Go episode of the year is a little bit close to home. Let Melvin Lim from PropertyLimBrothers take you on a trip back in time… his time—between 2004 to 2023; on his real estate journey. Melvin shares his timeline from mastering the fundamentals of property investing, to crafting innovative frameworks like the PLB MOAT Analysis, Trifecta, and Prime Hexagon, with pain points that contributed to his personal growth and the foundation of PropertyLimBrothers. NOTG would like ...
Dec 29, 2023•20 min•Season 3Ep. 45
What contributes to the gradual price movement of Singapore’s real estate market? What fuels its demand? To explain, Melvin Lim sheds light on the elements that shape and secure Singapore real estate, through the “economic moat” concept—a concept often attributed to Warren Buffet. Find out about the key foundations that make Singapore’s market the way it is on a macro level, so you can make make micro decisions for your real estate investment journey in 2024. Thank you for watching NOTG. Merry C...
Dec 22, 2023•19 min•Season 3Ep. 44
NOTG is back for another episode of Cracking The Condo Code on Nuggets On The Go with Melvin Lim from PropertyLimBrother! This time round, we embark on a journey to uncover the role of interest rates in the 5-year cycles, as we head into a new round in 2024. Find out why interest rates no longer behave in the same predictable manner post-2009, and what to anticipate with the new 5-year cycle set to unfold. Melvin Lim shares 10 key factors that shape Singapore’s real estate landscape, the complex...
Dec 15, 2023•27 min•Season 3Ep. 43
Join in as the NOTG team dives into part 2 of the art and science of real estate investments! Melvin Lim, Yu Rong, Grayce and Joan from PopertyLimBrothers talk new launch performances according to buyer behaviour patterns, leading to market highs in OCR areas. From dissecting the allure of 2+ study layouts to understanding pent-up demand driving highly anticipated mixed developments like Amo Residence and Lentor Modern, they explore the intricate factors shaping buyer preferences and investment ...
Dec 08, 2023•49 min•Season 3Ep. 42
Welcome back to another engaging 2-part Nuggets On The Go! We’re joined by Melvin Lim, Grayce Tan, Joan Loh and Yu Rong from PropertyLimBrothers, where they discuss your comments on our previous episodes, about investments, real estate and navigating the complexities of the financial landscape. The team delves into the intricacies of market uncertainty, stock market crashes and the possibility of a recession, and how those may affect your choice to invest. Sharing perspectives on the different b...
Dec 01, 2023•34 min•Season 3Ep. 41
Melvin Lim, Yu Rong, Sebastian & Alexa from PropertyLimBrothers continue their exploration into micro factors that could affect property price. Is inflation the only reason why prices increase? Are micro factors not as important as macro factors? Tune in to as they continue to unravel what makes the real estate market how it is, and find out what factors influence buyers to invest their money in a property. Get a deeper understanding of the forces shaping the real estate landscape! (00:00:00...
Nov 24, 2023•38 min•Season 3Ep. 40
Melvin Lim and Yu Rong, are joined by Sebastian and Alexa, recollecting the recent news of potential Fed pivot and adjusting of interest rates, untangling the complexities of buyer behaviour, market perceptions and the potential impact of recent news on the market. With 11 rounds of rate hikes already in the books, what would it mean for the market and seller-buyer behaviour if there was a Fed pivot and interest rate adjustment. Diving deep into the intricacies of real estate trends and how thei...
Nov 17, 2023•37 min•Season 3Ep. 39
The year-to-year price index this year has been increasing at the slowest pace. How will we end 2023 and head into 2024? Buyers like to look at past data when talking about real estate, but we’ll show you how to use them to properly evaluate the supply and demand, and how that could affect your exit strategy. Melvin Lim from PropertyLimBrothers assesses the chart decks that our REKI Team has done for listings and its correlating transactions, and what to look at when buying a property, be it ove...
Nov 10, 2023•21 min•Season 3Ep. 38
Interest rates and real estate go hand in hand. Let’s say interest rates finally take a dip, what should we do then to leverage it? Join Melvin Lim from PropertyLimBrothers on episode 6 of Cracking The Code on Nuggets On The Go, where he shares 6-8 reasons why not paying down your mortgage may actually be more beneficial than you think. Bite into our nuggets of unconventional financial wisdom as we weigh out the pros and cons of not paying down your mortgage even when interest rates stay put. Tu...
Nov 03, 2023•19 min•Season 3Ep. 37
The team is back! Melvin Lim, George, Yu Rong, and Jesley, delves delving into some intriguing questions submitted during our previous episodes and webinars. Their discussion spans various topics, from the distinctions and value propositions between 99-year and freehold properties to the future prospects of HDB developments. Have you ever wondered why certain projects struggle while others thrive? Determining the potential success of a property isn't always straightforward. Join them in this epi...
Oct 27, 2023•1 hr 9 min•Season 3Ep. 36
Melvin Lim talks numbers, return on investment, on real estate property investment. When entering the real estate market as an investor, it's essential to have an exit plan from day one, as property is known for its illiquid nature. One of the central themes Melvin explores is the concept of return on investment, whether it is worthwhile to invest in real estate compared to other asset classes and alternative investment instruments. Find out key mistakes a homeowner makes when upgrading to priva...
Oct 20, 2023•26 min•Season 3Ep. 35
Melvin Lim from PropertyLimBrothers delves into a fascinating economics theory, speaking about the concept of Time Preference and how it intercorrelates with not just economics, but real estate and decision-making in life. So in the essence When is the right time to make the transition from renting to owning a home? Defining low versus high time preference, find out how it plays a significant role in decision-making. We’ll also introduce 4 key factors you need to understand before making any sig...
Oct 13, 2023•25 min
