Fear can control your life — if you let it. And when it comes to financial fears, what haunts you can mean the difference between a life of prosperity and one of anxiety. To start off this episode, Sean Pyles and Liz Weston talk about their financial fears — and how you can overcome your own. Then they answer a listener’s money question about whether they should get life insurance, even if they don’t have children. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-...
Oct 31, 2022•28 min
Paying off student debt isn’t easy — even for a Nerd who writes about it. In this episode of our “How the Nerds Do It” series, student loans Nerd Anna Helhoski talks about how she paid off her debt, the challenges she faced along the way and how you can find the fastest and most affordable way to resolve your student loans. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a...
Oct 27, 2022•23 min
Black Friday isn’t the shopping extravaganza it once was. With rolling deals from major retailers, you might be able to get the best price for items on your list weeks — or months — before Nov. 25 rolls around. To kick off this episode, Sean Pyles and Anna Helhoski talk with personal finance Nerd Amanda Barroso about how to approach holiday shopping this year. Then Sean hosts a roundtable discussion with the Travel Nerds about how you can find the best prices when traveling over the holidays, in...
Oct 24, 2022•35 min
Buying a house takes grit, know-how — and, frankly, a good amount of cash. In this episode of our “How the Nerds Do It” series, mortgage Nerd Kate Wood talks about how she bought her first home, and why she almost fell for a house with a poisoned well. Kate also gives you her tips for buying a house, including the importance of finding a real estate agent whom you can trust. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Lik...
Oct 21, 2022•23 min
It’s finally here: The application to cancel up to $20,000 of your federal student loan debt is live. In this episode, Sean Pyles is joined by student debt and breaking news Nerd Anna Helhoski to walk through the debt cancellation application in real time. They also talk about scams and when you can expect your debt to be canceled. Call or text the Nerd hotline at 901-730-6373 or email [email protected] to send the Nerds your money questions. Like what you hear? Please leave us a review and...
Oct 19, 2022•13 min
It’s Cybersecurity Awareness Month. Do you know where your passwords are? To start off this episode, Sean Pyles and Sara Rathner discuss the risks of peer-to-peer payment apps. Then they talk about the one thing you should do this month to protect yourself online. In this episode’s money question segment, Sean and Liz Weston answer a listener’s question about when to sell stock — and when buy-and-hold might be too much of a good thing. To send the Nerds your money questions, call or text the Ner...
Oct 17, 2022•29 min
Points or cash. Bargain hunting or splurging. Deep research or impulse booking. A lot can go into booking the perfect vacation. In this episode of our “How the Nerds Do It” series, travel Nerd Sam Kemmis talks through how he books his vacations and how you can get into the points game yourself. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Learn more about your...
Oct 13, 2022•19 min
It’s time for some money hot takes. To start off this episode, Sean and Liz share their (maybe unpopular) opinions about personal finance topics. Sean goes off about why buy now, pay later loans aren’t all they’re cracked up to be. And Liz shares her thoughts on how the credit bureaus can fix the way they handle your data. Then they answer a listener’s money question about when you might have too many credit cards — and what to do about it if you do. To send the Nerds your money questions, call ...
Oct 10, 2022•36 min
Saving for retirement can be a challenge for anyone — even our Nerds. To kick off a new series called “How the Nerds Do It,” Sean talks with investing Nerd Alana Benson about how she maxed out her retirement account. Alana explains what finally made her able to invest and her unique strategy for funding her Roth IRA. She also gives tips to make the most of your retirement savings. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]...
Oct 06, 2022•19 min
The Fed has been in the news a lot lately, raising interest rates and causing recession fears. But what, exactly, do the interest rate hikes mean for various parts of your finances, like your savings and credit cards? We give you the rundown to start off this episode. Then we answer a listener’s money question about how to choose a new bank — including how to find one that fits your family’s needs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email pod...
Oct 03, 2022•27 min
Sometimes checking things off your financial to-do list can be a real slog. If you find yourself procrastinating, know that you have plenty of company. To start off this episode, Sean and Liz talk about how to overcome money procrastination. Then they answer a few recent listener questions about student debt cancellation. And in this episode’s money question segment, they talk about when to unfreeze your credit. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-637...
Sep 26, 2022•31 min
As we head into fall, is your money where you want it to be? To start off this episode, Sean and Liz give you a few easy money tasks so you can end the year right. Then they answer a listener’s money question about how to save enough money to retire — including when to start spending what you’ve saved up. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 19, 2022•33 min
The smart way to lose your money gambling, whether now is a good time to invest and how to manage a big financial gift. In the first-ever live episode of the podcast — recorded at a NerdWallet conference in Las Vegas this summer — Sean and Sara cover these topics and more. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit meg...
Sep 15, 2022•40 min
The dust is settling after President Biden announced his student debt cancellation and repayment plan. But there are still a number of unknowns. This episode, Sean, Liz and Sara talk about the latest debt cancellation news, including new scams that are popping up. Then they answer a listener’s question about the best way to set up their finances for long-term success. At the end of the episode, they give their tips for the best investments you can make in yourself. To send the Nerds your money q...
Sep 12, 2022•37 min
Maxing out a 401(k) is a great step toward saving for retirement, but have you ever thought about front-loading your plan? In this episode, hosts Sean Pyles and Liz Weston talk with investing Nerd Alana Benson about the pros, cons and potential pitfalls of front-loading your employer-sponsored retirement plan. Sean and Liz also talk about how to protect your privacy from companies that want to (literally) track your every move. To send the Nerds your money questions, call or text the Nerd hotlin...
Sep 05, 2022•23 min
Medical debt can be confusing and, for some, financially debilitating. In this episode of the Nerdy Book Club series, NerdWallet writer Kim Palmer talks with author Emily Maloney about her personal experience with the health care system — both as an ER worker and a patient. Maloney also sheds light on how quickly medical costs can spiral out of control. In her book of essays, “Cost of Living,” Emily Maloney shares how, after accumulating thousands of dollars of debt, she eventually gets free of ...
Aug 29, 2022•18 min
Disney theme parks are some of the most magical places on Earth. But vacation-wise, they can also be some of the most expensive. From tickets to lodging and food, you can easily spend thousands of dollars on a Disney trip. This episode, Sean and Liz talk with NerdWallet travel writer Sally French about how she booked her dream Disney vacation for cheap — and how you can, too. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Le...
Aug 22, 2022•17 min
Building wealth over your life takes planning — and know-how. This episode, Sean and Liz talk with Angel Grace, a DIY YouTuber who wants to set her family up for success over the long term by investing and saving for her son’s college education. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 15, 2022•19 min
You’ve heard of crypto, but do you really know what it is? Do you think you could explain it to a family member who is totally clueless about this newfangled digital money? In this episode, NerdWallet crypto writer Andy Rosen attempts to explain crypto to his aunt and uncle, including what drives its valuation, how the underlying technology works and what to consider before investing in any digital currency. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or...
Aug 08, 2022•25 min
Kids aren’t known for having a lot of financial decisions to make, but that doesn’t mean they’re not curious about it. This episode we take on a couple of kids’ money questions that get at some of the more existential aspects of money. Namely, where does money come from, and where does it go? And when you have it, how much should you spend? To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a ...
Aug 01, 2022•19 min
Opening a brick-and-mortar business isn’t for the faint of heart. This episode, Sean and small-business Nerd Rosalie Murphy interview Uyen Le. Le owns Beauty Bar, a full-service beauty salon with two locations in Colorado Springs. Le walks us through the ups and downs of securing financing to open her first location, getting a liquor license, hiring and growing her employees and weathering the COVID-19 pandemic. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-637...
Jul 28, 2022•21 min
The 50/30/20 budget is a simple way to organize your finances. But as rent prices soar and inflation impacts everything from gas to groceries, does this budget still make sense? To start this episode, Sean and Liz discuss the merits — and limits — of the 50/30/20 budget. Then they answer a few listeners’ questions about navigating company stock. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Timestamps: This Week in Your Mon...
Jul 25, 2022•27 min
Starting a successful business means building the right team — and knowing when not to cut corners when hiring employees and partners. This episode, Sean and small-business Nerd Rosalie Murphy talk with Mariyah Saifuddin, co-owner of IT consulting firm Innovative Solution Partners. She shares what she’s learned over 20 years in business, from choosing the right vendors to continually diversifying your customer base. To send the Nerds your money questions, call or text the Nerd hotline at 901-730...
Jul 21, 2022•22 min
Flight cancellations, rising gas prices and a surge of travelers — this year, summer travel might be more expensive (and headache-inducing). To start this episode, Sean and Liz share their tips for making the most of summer travel this year. Then they answer a listener’s question about how to balance conflicting financial priorities. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 18, 2022•32 min
Taking a side gig to a full-time job is a big — and daring — jump. This episode, Sean and small-business Nerd Rosalie Murphy kick off the new Nerdy Business series, where they interview business owners about how they got to where they are today and the lessons they have for other entrepreneurs. Sean and Rosalie talk with Theresa E. Gonzales, owner of 5-E Leadership and Marketing and host of the podcast “Latinas From the Block to the Boardroom.” She discusses how she identified a target market an...
Jul 14, 2022•23 min
The home affordability crisis isn’t just an issue in the United States. This episode, Sean hosts a roundtable discussion with Nerds from Canada, the U.K. and the U.S. to explore what is driving up home prices in each country — and what consumers can do about it. Our countries might have more in common than you think. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Also, we are running a book sweepstakes ahead of our next Book...
Jul 11, 2022•32 min
You know you should start investing, but do you know the best way to get started? In the first episode of a three-part deep dive into investing, hosts Sean Pyles and Alana Benson explore how to get into the investing mindset, do a bit of myth-busting around investing and discuss how to actually get started. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 04, 2022•22 min
LGBTQ+ people face a number of unique personal finance challenges, including higher rates of poverty and a wage gap. As a wave of anti-LGBTQ+ legislation is enacted across the country, how can members of this community protect their money to strengthen their personal resilience? This episode Sean and Liz talk with David Auten and John Schneider, also known as the Debt Free Guys and hosts of the Queer Money Podcast, about how LGBTQ+ people can improve their personal finances while following their...
Jun 30, 2022•31 min
Inflation is hitting everyone’s budgets — including those of small-business owners. To kick off this episode, Sean and Liz talk about how inflation is impacting small businesses, and how you can still shop local as prices climb. Then they answer a listener’s question about the smart way to earn sign-up bonuses while protecting your credit score. Also, we’re running a short, two-question survey. Please share your feedback to help us improve the show for you. To send the Nerds your money questions...
Jun 27, 2022•29 min
The racial wealth gap was created and reinforced over centuries. Can it be solved in our lifetime? In this episode, Sean and Liz talk with journalist Kimberly Atkins Stohr about her series for The Emancipator about solving the racial wealth gap. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 23, 2022•25 min
