What does it take to save $100K by your mid-20s? Just ask Tori Dunlap, founder of the blog Her First $100K and the “Financial Feminist” podcast. In this episode, Sean interviews Tori about how she got to where she is today, the lessons she learned along the way and her advice for you to make the most of your finances. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a frien...
Mar 17, 2022•31 min
Gas, groceries and just about everything else are getting more expensive. Sean and Liz share tips for protecting your purchasing power, including cutting expenses and using a savings account that earns interest at the rate of inflation. Then they answer a listener’s question about whether saving for retirement is worthwhile in the face of the climate crisis and other calamities. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]....
Mar 14, 2022•29 min
Selling your house right now might sound like a great way to inject unnecessary stress into your life. But it could also be very lucrative, if you do it right. To start this episode, Sean and Liz talk about how and why you might want to sell your house. Then they answer a listener’s money question about how to manage fees on investment accounts. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Timestamps: This Week in Your Mon...
Mar 07, 2022•30 min
Taxes: You’ve got questions about ‘em, and we’ve got answers. On this episode, Sean and Liz answer a number of listener money questions about filing taxes this year, including how to navigate capital gains, when to hire a tax pro and knowing what you owe. Sean and Liz also discuss how to reduce your tax obligation through credits and deductions. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave ...
Feb 28, 2022•28 min
Lifestyle creep — where your growing expenses outpace salary increases — can deflate your budget and prevent you from building wealth. To start this episode, Nerds Sean Pyles and Sara Rathner talk about how to determine if you’re succumbing to lifestyle creep and how to be more intentional about your money, while still enjoying the finer things in life. Then Sean and Liz Weston answer a listener’s three-part question about whether to pay off student loans while they’re paused, what to do with th...
Feb 21, 2022•33 min
Taking charge of your own financial education can help you get ahead and avoid classic money mistakes. In this episode, personal finance Nerd Kim Palmer talks with money author and educator Bola Sokunbi about her book, “Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth.” Sokunbi discusses how her mom taught her about money growing up, financial mistakes she made and learned from, and why she says it’s so important to have a side hustle. To send the Nerds your money questions, cal...
Feb 17, 2022•29 min
Where you bank can have a big impact on your community. To start off this episode, Sean and Liz talk about the benefits of credit unions, including how they can offer lower rates on loans and higher rates on savings accounts — while keeping your money local. Then Sean and occasional co-host Sara Rathner answer a listener’s money question about how to get into the housing market. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]....
Feb 14, 2022•25 min
Has the recent stock market shakiness left you feeling jittery? To start off this episode, Sean and Liz talk about how you can manage your anxiety — and your portfolio — in moments of volatility. Turns out, sometimes doing nothing is the best thing you can do. Then they answer a listener’s money question about buying a car in 2022, including when the market might calm down a little. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet....
Feb 07, 2022•29 min
A no-spend month can help you reset your money habits and save cash. To start this episode, Sean and Liz kick off their no-spend month challenge and talk about how you can craft a plan that works for your lifestyle and budget. Then they answer a listener’s question about how to earn more money while raising kids. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Ti...
Jan 31, 2022•29 min
Knowing what you want from your life and your money is one thing. Actually knowing how to make it happen is another. In this episode, Sean and Liz interview Andrew DaCosta, a pilot who has sky-high ambitions, but needs some help to get them off the ground. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Enjoying the podcast? Please take a minute to rate and review. We appreciate it. Learn more about your ad choices. Visit meg...
Jan 27, 2022•16 min
Finding (and paying for) COVID tests is overly complicated. This episode, Sean and occasional co-host Sara Rathner start off by talking about how you can navigate getting COVID tests right now. They also talk about avoiding COVID testing scams. Then Sean and Sara answer a listener’s question about how to reverse a credit score drop. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review a...
Jan 24, 2022•25 min
Living in a van, traveling the country and working wherever you want might sound like an odd dream, but that’s the life NerdWallet travel writer Sam Kemmis designed for himself. To continue our series about financial dreams, Sean and Liz talk with Sam about his experience and his tips for making your dream life. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Lea...
Jan 20, 2022•19 min
Sifting through financial products can be a pain. That’s where NerdWallet comes in. Our Nerds just released the 2022 Best-Of Awards so you can find the best products for your money goals. To kick off this episode, Sean and Liz talk with the head of the NerdWallet Content team, Hanah Cho, about how you can make the most of the Best-Of Awards and how NerdWallet maintains editorial independence. Then they answer a listener’s question about how to pay for college. To send the Nerds your money questi...
Jan 17, 2022•22 min
Vacations across the world, spending quality time with your friends and family and — most importantly — not being obligated to work a 9-to-5 job: Your retirement is supposed to be about freedom. Getting to that point takes time, money and focus. To continue our series about financial dreams, Sean and Liz talk with personal finance YouTuber Marissa Lyda about how she plans to save in 2022 for her dream retirement. They also discuss how she’s made a full-time job out of YouTubing. To send the Nerd...
Jan 13, 2022•17 min
It’s not too late to make your money resolutions for the new year. To kick off the episode, Sean and Liz discuss why you might want to take time to detail what you want out of your money in 2022. They also give tips to help you achieve your goals. Then Sean and Liz answer a listener’s question about how to balance paying off debt while achieving other financial goals like saving for a down payment on a house. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 o...
Jan 10, 2022•27 min
What would you do to buy your dream house? Move across the country? Maybe even purchase it sight unseen? That’s exactly what one Nerd did. To kick off our series about financial dreams, Sean and Liz talk with a Nerd who bought her dream house. They also discuss how you can buy your dream home, including preparing your finances and mindset for such a big purchase. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Learn more abou...
Jan 06, 2022•18 min
This episode, Sean and Liz share their tips for saving at the pump, including how the way you drive and when you get gas can make a difference. Then they answer a listener’s money question about saving for retirement if your access to a 401(k) or Roth IRA is limited. This is an episode from our archives. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 03, 2022•27 min
As 2021 comes to a close, we are continuing our celebration of what our listeners accomplished with their money in 2021. Sean and Liz discuss mortgage refinancing, paying down credit card debt, the benefits of scheduling a day for money tasks and more. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 27, 2021•16 min
Did you buy a house in 2021? Maybe you got a new job or finally hit a big savings goal. We encouraged our listeners to brag about what they did with their money this year — and so many answered the call that we made two episodes out of it. Sean and Liz also share what they accomplished in 2021. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 20, 2021•25 min
The best time to start building wealth was yesterday. The second best time is today. This episode, Sean and Liz answer a listener’s question about how to start building wealth early. Before they get into that, Sean and Liz discuss how to counter today's uncertainty. Focusing on the fundamentals and tapping your support system can help. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Timestamps: This Week in Your Money segment...
Dec 13, 2021•21 min
Question your bills. Otherwise, you might be paying more than you need to for things like healthcare, car insurance and even bar tabs. To start off this episode, Liz and Sean talk about how to scrutinize your bills. Then they answer a listener’s money question about how to manage their finances after getting a big raise, including balancing saving for retirement and paying down debt — and how to avoid lifestyle creep. To send the Nerds your money questions, call or text the Nerd hotline at 901-7...
Dec 06, 2021•26 min
Traveling during the holidays can be a drag, but it doesn’t have to be. To kick off this episode, Sean and Liz talk about recent trends in holiday travel. They also discuss how they are approaching holiday travel and how to get back in the swing if you’re a little rusty. Then they answer a listener’s money question about how to find the right financial advisors for their needs. Seeking qualified experts is only one part of the puzzle — you should also search for financial advisors who put your i...
Nov 29, 2021•33 min
On this episode, Liz starts off by talking with credit card Nerd Sara Rathner about how to manage a big expense on a credit card — including how to earn the most points and avoid paying interest. Then Sean joins Liz to answer a listener’s question about overcoming money guilt. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 22, 2021•32 min
What’s your plan for holiday shopping this year? To kick off this episode, Sean and Liz talk about NerdWallet’s latest holiday shopping report, which explores how shoppers are navigating — and paying for — this unusual holiday season. They also discuss how they’re approaching shopping this year. Then they answer a listener’s question about retirement account options for self-employed workers. While these workers have a number of options to explore, the choice that is best for them may depend on ...
Nov 15, 2021•24 min
Your money doesn’t have to be complicated or stressful. To start off this episode, Liz Weston and occasional co-host Sara Rathner discuss the benefits of being boring with your finances. Then, Liz and co-host Sean Pyles answer a listener’s question about whether to make a will, including why setting it up isn’t as complicated — or time consuming — as you might think. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Timestamps:...
Nov 08, 2021•30 min
With crypto back in the news, you might be tempted to climb aboard the hype train. To start this episode, Liz and Sean talk through 3 questions you should ask yourself before jumping into the world of crypto. Then, Sean and Liz answer a listener’s question about how to improve their credit with the goal of buying a house, including whether a balance transfer credit card would help. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]...
Nov 01, 2021•24 min
Scammers are cooking up new ways to swindle your money from you. Two of their tactics this year? Social media ads and hyper-targeted emails. To start this episode, Sean and Liz talk about scams shoppers might encounter this holiday season and how to avoid them. Then they answer a listener’s question about how to pay off $200,000 in student loans. They also touch on the likelihood of student loan forgiveness and recent changes to the Public Service Loan Forgiveness program. To send the Nerds your...
Oct 25, 2021•26 min
Do you know the right way to manage your credit? To kick off this episode, Sean Pyles and Sara Rathner dig into a few common credit myths — and how people can confidently raise their credit. Then Sean and Sara answer a listener’s money question about how to get a grip on their budget with an irregular income. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Timestamps: This Week in Your Money segment: 0:00-9:15 Money question ...
Oct 18, 2021•25 min
With supply chain issues and uncertainty about whether classes will be in person, virtual or a hybrid, back-to-school shopping this year poses unique challenges. To start this episode, Sean Pyles and Sara Rathner give the Nerds’ favorite tips for how to save when buying school supplies. Then Sean and Sara answer a listener’s question about how to break bad money habits. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Learn mo...
Aug 23, 2021•26 min
If you’re jumping into the housing market, know what you’re getting yourself into. This episode, Sean Pyles and Sara Rathner talk with NerdWallet data writer Liz Renter about her new home buying report, including how first-time home buyers should navigate the market. Then Sean and Liz Weston answer a listener’s question about how to buy a house with a partner when you’re not married. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwal Le...
Aug 16, 2021•32 min