In this podcast Maya speaks to Louis van der Merwe about the biggest transition – death. Whether it is the death of a loved one or contemplating our own mortality, death is a part of life. Maya and Louis discuss how to manage both the fears and practical side of mortality. How to have these conversations with family, how to manage an unexpected death of a loved one or steps to take when you or a loved one is diagnosed with a terminal illness. The conversation covers various aspects from dealing ...
May 26, 2022•29 min
The covid pandemic saw many people reflect on their lives. Not only did we stand still for a moment to take stock, but it opened new possibilities, especially with remote working. As result some people made major lifestyle changes. In the second part of a series of conversations around life transitions, Maya (@mayaonmoney) speaks to financial planner Louis van der Merwe of WealthUp on how to approach significant changes to your lifestyle. Even when it’s a choice, transitions can be traumatic. It...
May 12, 2022•20 min
As part of a series of conversations around life transitions, Maya speaks to financial planner Louis van der Merwe of WealthUp about how adult children can support their ageing parents. Whether you are the adult child of an elderly parent, or even if you are getting older and starting to think about your future, we need to plan for the reality that as we get older, we become less able. Decisions need to be made about how we want to live this part of our lives. Louis discusses how to have the dif...
Apr 21, 2022•28 min
Good financial advice is worth paying for. But do we know how much it is really costing and how do we know we are getting good advice? For years advice was wrapped up into sales commission creating the impression of “free advice” along with a general distrust in the process. The industry is changing with the separation of sales and advice fees. In this podcast Maya speaks to Rory Brachner founder of DoshGuide.co and financial planner Marc Sydow about a further evolution where financial planners ...
Apr 07, 2022•30 min
It is a whole new world and with the flexibility around the working environment, many people are looking at either moving or upgrading their spaces. How do you decide on the right property for your family? If you want to expand your space, how do you finance a renovation and what about the danger of over-capitalization? If you are renovating to sell, what should you be spending your money on? In this podcast Maya speaks to Andrea Tucker, director home loan originator MortgageMe about the pros an...
Mar 17, 2022•29 min
Stokvels are a truly African solution helping people manage their cashflow and achieve their goals, but are we doing enough to harness the power of group savings? Could stokvels be used to build wealth, fund children’s education and even leave an asset to provide intergenerational wealth? In this podcast Maya speaks to Busi Skenjana about how stokvels can leverage their true power. Skenjana has been running BSK Marketing for 25 years, focusing on stokvels throughout South Africa. She is also fou...
Mar 03, 2022•28 min
Maya speaks to financial planner Terence Tobin of Rich Ideas about ways to cut your tax bill whilst growing your investments. They unpack the pros and cons of retirement annuities, how to use a Tax-Free Savings Account for tax planning in retirement and what products to stay clear of.
Feb 17, 2022•29 min
Globally stock markets have been on a roller coaster ride, and those who thought crypto assets would offer a safer alternative, well they have been along for the same ride. There are many factors driving this volatility and these are going to be the main themes for 2022. To discuss what you should be doing with your investments, Maya is joined by Kunal Sawhney CEO of independent equity research firm Kalkine.
Feb 03, 2022•23 min
“It is not only a crowd funding platform, but a crowd value creation platform - an eco-system of partners rather than a conglomerate owning everything” Farming is becoming an increasingly popular asset class. Crowd-funding for farming ticks many boxes as a “good” investment - providing market related returns, increasing food security, allowing for skills transfer and improving farming methods for better environmental outcomes. In previous podcasts Maya has spoken about cattle farming and in this...
Jan 20, 2022•32 min
Are you the victim of financial abuse or are you perhaps unwittingly the abuser? And how would you even know? In this podcast we discuss a very sensitive topic - financial abuse and how money is often used to control people in relationships. In this podcast Maya speaks to financial planner and founder of Foundation Family Wealth Sunel Veldtman who writes that “the definition of financial abuse includes controlling how all the money is spent, not allowing the victim access to bank accounts, withh...
Dec 02, 2021•31 min
Despite the recent rate hike, interest rates since the beginning of the pandemic have fallen by around 30%. This is great news if you are borrowing money, but it is pretty dire for anyone investing in cash or relying on income from cash investments. In this podcast Maya speaks to Mabule Setwaba Corporate Cash Manager at Investec Bank Limited about whether cash is now trash, or if it still has a place in your portfolio. Where to put your cash for the best return, especially in a rising interest r...
Nov 18, 2021•32 min
In this podcast Maya speaks to Mantsha Pheeha, a business strategist at Talent Unleashed on how to bootstrap your start-up by creating a pilot project. Mantsha worked with Nocawe, this year’s Absa City Press Money Makeover Challenge to start a poultry business with just R6500. You can find out more about Mantsha at https://www.mantsha.com/
Nov 04, 2021•34 min
Generational wealth is passed down from one generation to the next. But ultimately it has different context for different people. Generational wealth doesn’t have to be the Oppenheimer’s legacy, it could be leaving your children enough money to buy a home, or the access to an education that you didn’t have. In this podcast Maya speaks to Carol Mazaka, Consumer Director at 1Life about the findings of their Generational Wealth survey and the different ways we can leave a legacy
Oct 07, 2021•20 min
In this podcast Maya speaks to Warren Ingram, financial planner at Galileo Capital https://galileocapital.co.za/ about his new book Global Investing Made Easy . Warren shares his insights into the investment decisions we make, and those we should be making.
Sep 23, 2021•39 min
Maya chats to Gugu Sidaki, financial planner about ways to skill our children so they can better manage money as adults Gugu is author of My 3 Piggies a series of books for kids all about money. https://www.my3piggies.com/
Sep 09, 2021•29 min
Mapalo Makhu of the Woman & Finance blog rejoins Maya on the My Money, My Lifestyle podcast after taking a break to have her second child. She shares her experiences of having a child while having to meet client deadlines, and emphasises the importance of having a plan in place – especially when it comes to unexpected life events.
Aug 26, 2021•28 min
When it comes to understanding the risks in a society, insurers generally offer the best insights. Insurance companies do not pay out for deaths that did not happen and they will apply a risk rating on behaviours or health status, that they believe would lead to higher illness or mortality rate. In this podcast Maya speaks to Discovery Life’s Deputy Chief Executive, Gareth Friedlander about what the statistics are revealing around the effectiveness of the vaccine.
Aug 05, 2021•20 min
In this podcast Maya chats to money blogger Brett @ETFenthusiast on how blogging keeps him on track financially, his plans in working towards financial freedom and which investments he is using to provide a passive income in the future. https://www.etfenthusiast.co.za/
Jul 22, 2021•31 min
Tax filing season opened on 1 July 2021. That means non-provisional taxpayers have until 23 November to file their returns. Some people look forward to tax season because they can get a rebate, but for many of us it can feel a bit overwhelming. A particular hot topic this year is what home office expenses will be allowed as deductions. In this podcast Maya is joined by Donaldson Madungwe of Tax Consulting South Africa.
Jul 08, 2021•39 min
Age comes to all of us and one of the big decisions we have to make, for ourselves or our parents, is whether to downsize and move into a retirement village. This is not an easy decision and can be further complicated with the different types of retirement villages and financial models. This week Maya speaks to Barry Kaganson, CEO of Auria Senior Living
Jun 23, 2021•25 min
We know from studying history that entire generations can share a similar money attitude or behaviour due to a major financial event that their generation experienced. What effect, if any, will the Covid pandemic have on this generation? In this podcast, Maya speaks to financial wellness coach Frank Magwegwe, a lecturer at the Gordon Institute of Business Science, about the lasting legacy of the pandemic on our financial behaviour. They also discuss how people can implement new, healthier habits...
Jun 10, 2021•28 min
In this interview with financial planner Kim Potgieter, Maya discusses her new book Midlife Money Makeover. How our relationship with money and those money stories we grew up with either help or sabotage our finances. If you think it is time to review your relationship with money – listen on. You can purchase a copy of Kim’s book either online https://kimpotgieter.com/kims-books/ or at any good bookstore
May 30, 2021•53 min
“ So many of us are bonded to our idea of wealth even though it isn’t working for us or the planet — because of the very nature of our relationship with money. We expect money to fulfil our fantasies, calm our fears, ease our pain and send us soaring to fleeting heights of gratification. In fact, we are programmed to think most of our wants and desires are met by money. We buy everything from hope to happiness. We no longer live life, we consume it” says John Sanei, Futures Strategist and bestse...
May 13, 2021•34 min
If you want to understand bitcoin, blockchain and the related crypto asset world listen as Chris Becker, Blockchain technologies specialist at Investec Private Bank unpacks the world of blockchain technologies and why we are just on the start of a fundamental new way in dealing not only with the way we transact with money, but all transactions – from buying property to selling artwork. To read more from Chris Becker @chrislbecker go to https://www.investec.com/en_za/focus/chris-becker.html...
Apr 29, 2021•37 min
Tax is one of the most important money matters, especially when you work for yourself or have a side hustle that earns you some extra cash. Navigating the tax maze when you don’t just have an IRP5 from an employer can be quite challenging. In this podcast Maya speaks to Andre Bothma about how to optimize your tax deductions as a freelancer and how to manage the books when getting extra income from a side hustle. YouTube: AndreBothmaTax - www.youtube.com/andrebothmatax...
Apr 20, 2021•41 min
In this My Money, My Lifestyle podcast we delve into the world of crypto scams which seem to be mushrooming everywhere despite repeated warnings from our authorities. How do these scams work? How do people get lured into parting with their hard-earned cash? And is this the work of an organized criminal syndicate? We talk to scam victim Tshepiso about how the fraudsters convinced her to part with nearly R100 000. Jean le Roux, research associate for the Atlantic Council’s Digital Forensic Researc...
Mar 31, 2021•57 min
How do you teach your children to manage money? It starts at home says 13-year old Alidzulwi Tshikosi, author of “Not being authentic can be costly” - a warning tale of a young man who uses credit to live beyond his means and which ultimately destroys his relationships. In this podcast Maya speaks to Alidzulwi and her father Ramarumo about how to have those money conversations with your children. They also discuss home schooling and how he and his wife are raising their daughters to develop skil...
Mar 15, 2021•26 min
How to choose the right exchange traded funds or unit trusts and one for your needs. In this podcast @Satrix_SA Chief Investment Officer, Kingsley Williams joins Maya Fisher-French to provide some guidelines around selecting the right fund but also to give us some perspective on the investment landscape for 2021. How do we navigate the short-term roller-coaster to achieve long-term stability?
Feb 18, 2021•31 min
For many people COVID has had a major financial impact and some may be considering entering debt review. In this podcast Maya speaks to David O’Brien of debt counselling firm Meerkat to explain how debt counselling works and how to choose a good debt counselor – because there are a lot of bad apples out there. We also discuss what to do if you are already in debt review and want to get out.
Feb 04, 2021•36 min
In this podcast Maya speaks to labour lawyer Michael Bagraims about your rights when it comes to voluntary retrenchment. The benefits you receive and what rights you give up. If you are being offered voluntary retrenchment, listen to this first.
Dec 10, 2020•23 min
