Transferring credit risk via these mostly fully collateralized transactions moderately reduces capital needs, though the deals are opaque and there is some concentration risk. Speakers : Farooq Khan, VP-Senior Analyst, Moody’s Ratings; Warren Kornfeld, Senior Vice President, Moody’s Ratings Host : Danielle Reed, VP-Senior Research Writer, Moody’s Ratings Related Research: Banks – United States of America: Credit risk transfer use should remain modest, but investor concentration is high 6 May 202...
Jul 09, 2025•18 min•Ep. 139
We talk with Sabih Behzad of Deutsche Bank about how the bank is using blockchain technology and what’s ahead for digital transformation of the broader banking industry. Speakers: Sabih Behzad, Head of Digital Assets and Currencies Transformation, Deutsche Bank; Cristiano Ventricelli, VP - Senior Analyst, Moody’s Ratings Host: Danielle Reed, VP - Senior Research Writer, Moody’s Ratings Related Research: Digital Economy – Cross Region: Tokenization could boost liquidity for alternative assets Dig...
Apr 09, 2025•16 min•Ep. 138
Credit conditions are holding steady across most banking systems globally despite the potential for trade disputes to weaken GDP and business investment, hurting borrower health and profitability. Host: Danielle Reed, VP - Senior Research Writer, Moody’s Ratings Guests: Effie Tsotsani, VP - Senior Analyst, Moody’s Ratings; David Tao, AVP - Analyst, Moody’s Ratings; C.J. Wong, AVP - Analyst, Moody’s Ratings
Mar 26, 2025•13 min•Ep. 137
We talk to Animoca Brands about digital innovation, stablecoins, and how collaborations among institutions, companies and regulators are pushing Web3 -- the decentralized internet -- into the mainstream. Speakers: Evan Auyang, Group President - Animoca Brands; Cristiano Ventricelli - VP - Senior Analyst, Moody’s Ratings Host: Danielle Reed, VP - Senior Research Writer, Moody’s Ratings
Feb 19, 2025•22 min•Ep. 136
We talk to Sandip Wadje of BNP Paribas about the risks of digital technology, and how banks are balancing innovation and digital transformation against their security and compliance needs. Speakers: Sandip Wadje, Managing Director – Global Head of Emerging Technology Risks, BNP Paribas; Lucas Viegas, VP-Senior Analyst, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings
Feb 05, 2025•19 min•Ep. 135
We discuss the outlooks for digital finance and cybersecurity. Tokenization and digital assets will gain traction. Meanwhile, cyberattacks will likely be more frequent and more personalized. Speakers: Cristiano Ventricelli, VP-Senior Analyst, Moody’s Ratings; Leroy Terrelonge, VP-Analyst, Moody’s Ratings Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings; Carolyn Henson, VP – Senior Research Writer, Moody’s Ratings Related research : Digital Economy – Global: 2025 Outlook – Insti...
Jan 22, 2025•18 min•Ep. 134
Solid GDP growth in most markets and low unemployment will support finance companies’ profitability and ease asset risks. Moderating inflation will improve most companies’ ability to issue debt. Speaker: Bruno Baretta, VP-Senior Analyst, Moody’s Ratings Host: Michael Porta, VP – Senior Research Writer, Moody’s Ratings Related research : Finance Companies — Global: 2025 Outlook – Stable with solid economic activity and easing inflation in most markets...
Jan 15, 2025•13 min•Ep. 133
Higher interest rates and a favorable macroeconomic environment are among the factors supporting credit strength for insurers worldwide. Speakers: Vincent Del Gatto, VP-Senior Analyst, Moody’s Ratings; Will Keen-Tomlinson, VP-Senior Analyst, Moody’s Ratings Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings; Myles Neligan, VP – Senior Research Writer, Moody’s Ratings Related research : Life Insurance – Global: 2025 Outlook – Stable on largely favorable macroeconomic conditions, s...
Jan 08, 2025•14 min•Ep. 132
Analysts from Moody's Ratings discuss key outlook drivers including slower economic growth, low interest rates, weak credit demand and ongoing effects of distress in the property sector. Speakers: Kelly Chen, VP-Senior Analyst, Moody’s Ratings; Frank Yuen, VP-Senior Credit Officer, Moody’s Ratings Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings; Simin Ngai, AVP-Research Writer, Moody’s Ratings Related content : Financial Institutions – China: 2025 Outlook - Negative on profita...
Dec 18, 2024•11 min•Ep. 131
We discuss what’s behind our shift to a stable outlook for banking globally in 2025 from our negative outlook in 2024, and unpack some regional differences. Speakers : David Yin, VP-Sr Credit Officer at Moody's Ratings; Maria Cabanyes, Senior Vice President at Moody's Ratings; David Tao, AVP-Analyst at Moody's Ratings Host : Jun Yang, AVP-Research Writer at Moody's Ratings Related research : Banks – Global: 2025 Outlook - Improves to stable, underpinned by stabilizing economic growth...
Dec 11, 2024•12 min•Ep. 130
Malik Faizullah of Moody’s Ratings talks to Chainlink co-founder Sergey Nazarov about technology that makes blockchains more connected and compatible, paving the way for new digital finance use cases. Speakers : Malik Faizullah, VP Mgr-Software Engineering at Moody's Ratings; Sergey Nazarov, Chainlink co-founder Host : Danielle Reed, VP-Senior Research Writer
Nov 20, 2024•25 min•Ep. 129
Moody’s Ratings Banking team AMD Fadi Massih discusses key highlights from our survey of banks actively engaged with private credit. Speaker : Fadi Massih, Associate Managing Director-Banking at Moody's Ratings Host : Danielle Reed, VP-Senior Research Writer; Michael Porta, VP-Senior Research Writer Related research : Private Credit – Global: Bank funding of private credit grows rapidly, in step with sector's capital-raising...
Oct 23, 2024•18 min•Ep. 128
Stellar Development Foundation Executive Director and CEO Denelle Dixon explains what the open source blockchain network is doing to make financial services more accessible globally. Speakers: Denelle Dixon, Executive Director and CEO of the Stellar Development Foundation; Farooq Khan, VP-Senior Analyst, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research : Decentralized Finance and Digital Assets – Global - 2024 Outlook: Digital finance slowly, ste...
Oct 09, 2024•29 min•Ep. 127
We discuss European banks’ ability to withstand a severe commercial real estate downturn, and how current property market weakness in APAC and China affects banks and insurers. Speakers: Kathleen Gamper, AVP-Analyst, Moody’s Ratings; Joseph Lin, VP-Senior Analyst, Moody’s Ratings; Qian Zhu, VP-Senior Credit Officer, Moody’s Ratings Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings; Jun Yang, AVP- Research Writer, Moody’s Ratings...
Sep 26, 2024•16 min•Ep. 126
We talk to QuantCube Technology co-founder and CEO Thanh-Long Huynh about how machine learning and alternative data combined can identify financial trends far ahead of official data. Speakers: Thanh-Long Huynh, co-founder and CEO of QuantCube Technology; Vincent Gusdorf, AMD, Digital Finance and AI Analytics, Moody’s Ratings Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related research : Digital Transformation – Global: Alternative data's timely insights can enhance convent...
Sep 11, 2024•21 min•Ep. 125
Strong prices, tight policy terms and higher investment yields drive a positive outlook for the global reinsurance sector. Speaker: Brandan Holmes, VP – Senior Credit Officer, Moody’s Ratings Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research : Reinsurance – Global: Outlook shifts to positive as improvement in risk/return dynamics gathers momentum...
Sep 04, 2024•10 min•Ep. 124
We talk to Alphaledger co-founder and CEO Manish Dutta about his firm’s quest to rebuild the fixed income market’s financial infrastructure, using blockchain. Speakers: Manish Dutta, co-founder and CEO, Alphaledger; Gregory Sobel, AVP-Analyst, Moody’s Ratings Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research : Local Government – US: Blockchain offers prospects for efficiencies, financial benefits in public finance...
Aug 28, 2024•20 min•Ep. 123
Cyber and climate risk are also high on the agenda at Moody’s summer 2024 insurance conferences in New York and London. Speakers: Audio excerpts from Sarah Williams, Chief Risk Officer, Guardian Life; Brandan Holmes, VP Senior Credit Officer FIG, Moody’s Ratings; Heather Lavallee, CEO, Voya; Joe Brandon, CEO, Allegheny; Sarah Hibler, Associate Managing Director FIG, Moody’s Ratings; Ari Moskowitz, Chief Risk Officer, Everest Group; James Eck, VP Senior Credit Officer FIG, Moody’s Ratings. Hosts:...
Aug 22, 2024•15 min•Ep. 122
Matthew White, CEO of Dubai’s Virtual Assets Regulatory Authority (VARA), explains how the regulator is trying to make it safer for financial institutions to expand into digital finance in the region. Speakers: Matthew White, CEO of VARA; Rajeev Barma, SVP and Head of Strategy, Digital Economy, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research : Decentralized Finance and Digital Assets – Global: 2024 Outlook: Digital finance slowly, steadily moves...
Jul 24, 2024•24 min•Ep. 121
Our analysts discuss which segments and loan types pose the largest risks to US banks and life insurers, and zero in on concentration risks in asset portfolios. Speakers: Evelyn Ocas Salazar, AVP-Analyst, Moody’s Ratings; Darrell Wheeler, VP-Senior Credit Officer, Moody’s Ratings; Stephen Lynch, VP-Senior Credit Officer, Moody’s Ratings, Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings; Michael Porta, VP – Senior Research Writer, Moody’s Ratings Related Research : Banks – US: C...
Jul 17, 2024•26 min•Ep. 120
Yuval Rooz, CEO of Digital Asset, shares his thoughts on the present and future use cases of blockchain technology at global financial institutions. Speakers: Cristiano Ventricelli, VP – Senior Analyst, Moody’s Ratings; Yuval Rooz, CEO, Digital Asset Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings
Jun 26, 2024•29 min•Ep. 119
We discuss how differences in regional regulatory regimes and market structures affect life insurers’ allocations to private credit investments, and lay out those investments’ benefits and risks. Speakers: Benjamin Serra, Senior Vice President, Moody’s Ratings; Will Keen-Tomlinson, VP-Senior Analyst, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related research: Life Insurance – Cross Region: Regulation contributes to material differences in private credit al...
Jun 19, 2024•11 min•Ep. 118
Moody’s Ratings analysts explain why Japan’s regional banks are vulnerable to yield-curve steepening and predict strong loan growth, and higher funding costs, for India’s non-bank finance companies. Speakers: Kensuke Ogawa, Analyst, Moody’s Ratings; C.J. Wong, AVP- Analyst, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research: Regional banks – Japan: Strong liquidity will mitigate increasing risks from rising rates Non-bank finance companies – India:...
Jun 05, 2024•11 min•Ep. 117
As the regulatory environment continues to evolve, US and European banks have sought regulatory capital relief by offloading the credit risk of loans they make via special types of transactions. Guests : Warren Kornfeld, Senior Vice President at Moody's Ratings; Nick Monzillo, VP-Senior Analyst at Moody's Ratings; Frank Cerveny, VP-Senior Research Analyst at Moody's Ratings Host : Aaron Johnson, VP-Senior Research Writer at Moody's Ratings Related reports : Auto ABS - US: Credit-linked notes inc...
May 31, 2024•18 min•Ep. 116
We talk to Joe Lyons of Bitsight about the growing risk from deepfakes in the age of GenAI. Speakers: Joe Lyons, VP, Cyber Risk & Ratings Research, Bitsight; Abhi Srivastava, AVP-Analyst, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research: Digital Economy – Cross Region: GenAI-powered deepfakes introduce new and transformed credit risks...
May 29, 2024•12 min•Ep. 115
Shortening the settlement cycle is a complex undertaking for a clearing house and its members, but once the transition is complete, it will reduce counterparty risk. Speakers: Peter Nerby, Senior Vice President, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research: Exchanges & Clearing Houses – North America: Shift to T+1 settlement has near-term risks for securities firms but will benefit financial markets...
May 22, 2024•11 min•Ep. 114
Alternative asset managers seek removal of barriers to private markets for individual investors. Regulators are supportive but also wary of potential dangers. Speakers: Alexandra Aspioti, VP-Senior Analyst, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research : As individual investors drive growth in private markets, risks also rise...
May 15, 2024•7 min•Ep. 113
Companies have responded to weather-related losses and higher reconstruction costs with sharp increases in premiums and tighter policy terms, and some have exited high-risk regions. Speakers: Evelyn Ocas Salazar, AVP Analyst, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research: Property & Casualty Insurance – US: Homeowners insurers aim to boost profits as weather-related losses, inflation take toll For more, listen to our Muniland episode: Insu...
May 08, 2024•8 min•Ep. 112
Anthony Moro, CEO of Provenance Blockchain Foundation, joins us to talk about the technology and infrastructure developments shaping the future of financial asset tokenization. Speakers: Rajeev Bamra, SVP and Head of Strategy, Moody’s Ratings; Anthony Moro, CEO, Provenance Blockchain Foundation Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research : As popularity of tokenization platforms grows, so do risks to investors MAS initiatives will advance asset tokenizat...
Apr 24, 2024•27 min•Ep. 111
Moody’s analysts explore green finance, discussing greenwashing risk, the EU green loan market, and how clear standards and rules – and blockchain technology – could play a positive role. Speakers: Michael Dion, VP – Senior Analyst, Moody’s Ratings; Alberto Postigo, VP – Senior Credit Officer, Moody’s Ratings; Abhi Srivastava, AVP Analyst, Moody’s Ratings Host: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research: Asset Managers – Global: Despite growing regulation, green...
Apr 17, 2024•20 min•Ep. 110
