Can you build your entire investment portfolio using only index funds? In this episode of the Moneywise Podcast, Sooraj Raveendran, Founder & CEO of Index Funds Sahi Hai, explains how index funds can be used to construct a well-diversified, long-term portfolio. He also shares how investors can think about equity, debt, international, and even factor-based exposures within an index-only approach. Tune in for a balanced, practical conversation on passive investing and where it may fit into you...
Jun 26, 2025•11 min•Ep. 50
Confused about what index funds really are? You’re not alone. In this episode of the Moneywise Podcast, Mehul Shah, Financial Advisor and Designated Partner at RIQR LLP, helps demystify index funds. With over 20 years of experience, he explains how these funds work, why they’re gaining popularity, and who they’re suited for. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Jun 12, 2025•13 min•Ep. 49
Market fluctuations can lead to impulsive decisions—but should they? In this episode of the Moneywise Podcast, we are joined by Chetan Agarwal, Head of Corporate Treasury at Bennett Coleman and Co. Ltd., to discuss how investors can navigate market volatility with confidence. He explores the dangers of emotional investing, the importance of asset allocation, and why staying invested for the long term matters more than timing the market.
Mar 17, 2025•17 min•Ep. 48
Financial planning for children doesn’t have to be overwhelming. In this episode of the Moneywise Podcast, financial advisor Hrushikesh Swain explains when to start investing, how to leverage mutual funds and smart strategies for key milestones. Learn how disciplined investing, early planning, and regular reviews can help you build a financially secure future for your child.
Jan 15, 2025•14 min•Ep. 47
In this thought-provoking episode of the Moneywise Podcast, host Jude Fernando chats with Rahul Jain, a financial advisor and founder of G.R. Finvisors. Together, they discuss how investor behaviour can significantly impact financial success. Learn about the common mistakes investors make during emotional decision-making, discover key habits for wealth creation, and understand how financial advisors play a vital role in guiding clients through market highs and lows. If you’ve ever wondered how y...
Dec 02, 2024•16 min•Ep. 46
In this insightful episode of the Moneywise Podcast, host Seetal Iyer speaks with Prateek Sinha, a seasoned wealth manager. They discuss the unique characteristics of factor funds, how they differ from traditional index funds, and why they’ve gained popularity in recent years. If you’re interested in understanding how factors like value, momentum, and quality can influence investment returns, this episode is a must-watch!
Oct 25, 2024•23 min•Ep. 45
Join us for a thought-provoking episode of the Moneywise Podcast where host Seetal Iyer interviews Kashyap Mody, Head of Treasury, Jio Platforms. They discuss the importance of asset allocation in both corporate treasury and personal finance. They explore various asset allocation strategies, the current trends in small and mid-cap stocks, and the vital practice of portfolio rebalancing.
Oct 04, 2024•24 min•Ep. 44
Join us for an enlightening episode of the Moneywise Podcast where host Seetal Iyer engages with Sadashiv Phene, a seasoned financial advisor, to discuss the intricacies of retirement planning. From determining the right age to start planning, to understanding how to grow your retirement corpus even post-retirement, this episode offers valuable insights for anyone aiming to retire comfortably, whether early or at the standard age.
Aug 29, 2024•19 min•Ep. 43
Join us for a captivating episode of the Moneywise Podcast with Vinita Kejriwal, a financial advisor with 19 years of experience. Learn how women can take control of their finances, make strategic investments, and secure their financial future.
Jul 29, 2024•18 min•Ep. 42
Join us for an engaging episode of the Moneywise Podcast where host Seetal Iyer and Sukanta Bhattacharjee, a seasoned mutual fund distributor, discuss how salaried individuals can optimize their finances through investing. Discover strategies for setting financial goals, deciding investment amounts, and starting with SIPs, along with common misconceptions about investing.
Jun 27, 2024•16 min•Ep. 41
Tune in for an exciting episode of the Moneywise Podcast, where host Seetal Iyer is joined by Pankaj Ladha, a seasoned mutual fund distributor. They explore how salary increments and bonuses can be golden opportunities for investment, particularly in mutual funds. Get insights into effective investment strategies and learn about avoiding common mistakes when investing extra income.
May 09, 2024•16 min•Ep. 40
In this captivating episode of the Moneywise Podcast, our host, Seetal Iyer, is joined by Sneha Jain, Founder of WealthTrust Capital Services. Together, they delve into the world of fables to extract timeless investment lessons, focusing on the importance of strategic planning and disciplined investing.
Apr 12, 2024•14 min•Ep. 39
In this episode of the Moneywise Podcast, our host, Seetal Iyer, is joined by Iqbal Singh, Founder and MD of Innovative Financial Management (IFM). From navigating India's growing financial landscape to practical advice on avoiding investment blunders, this conversation is a must-listen for anyone looking to make informed financial decisions.
Feb 29, 2024•14 min•Ep. 38
Join us in this enlightening episode of The Moneywise Podcast as Kalpesh Ashar, an experienced Certified Financial Planner and SEBI-registered Investment Advisor, unravels the complexities of mutual funds. With the industry's remarkable growth, Kalpesh provides clarity on how to navigate through the maze of information and misinformation. Gain insights into making informed decisions and avoid common investment pitfalls.
Jan 10, 2024•19 min•Ep. 37
" Life certainly mirrors what a test match is. We all get two innings in which we need to bat. In investing parlance, that's pre-retirement and post-retirement innings. Just like test matches, your second innings will be dependent on how well you and your team have played in the first innings, and how well you've been able to handle your opposition - like your always inflating expenses - highlighting the importance of temperament and discipline. Unlike earlier times, both in cricket and in inves...
Nov 16, 2023•14 min•Ep. 36
“The DNA of investing in small caps is quite different from large caps. If someone can execute great research, great risk management, I think the potential returns on offer are going to be attractive. It may need patience and tolerance for volatility.” Mr. Manish Gunwani heads the Equity Fund Management team for Bandhan AMC Limited. He has over 25 years of rich experience, covering the entire gamut of equity research as well as fund management. In this episode of The Moneywise Podcast, he explai...
Oct 17, 2023•17 min•Ep. 35
“Have you ever heard of a retirement loan or loan for your old age? There isn’t one. In your old age, you’re not actively earning money. You’ll spend 20 to 30 years in this phase of life but there is no loan for it. You’ll be able to pursue all your interests and contribute to society and your near-and-dear ones only if your own financial independence is taken care of. It’s never too late. Start today.” Amol Joshi is founder of PlanRupee Investment Services, which helps investors with wealth man...
Sep 28, 2023•16 min•Ep. 34
“Like in the fable of the Hare and the Tortoise, investors have to be focused on their long-term goal and move persistently towards that goal. In long-term investing, we should not get distracted from our long-term goal and must not give in to temptations like short-term market movements.” Kanika Kapur, Founder of Spin Wealth, has over a decade’s experience in the investment industry and is passionate about empowering women financially by helping them take control of their journey towards financ...
Sep 21, 2023•14 min•Ep. 33
“You need to start early. It is 5% brain and 95% consistency. There's a doha by Kabir about this: Dheere dheere re mana, dheere sab kuch hoye; maali seenche sau ghada, rtu aaye phal hoye. So, you need to have patience. The ingredients of creating wealth - serious wealth - are patience and discipline. Only then will you derive the benefits of compounding." Vinayak Sapre is a financial coach and speaker on a mission to spread financial literacy to 10 million fellow Indians. His book Dohanomics is ...
Sep 07, 2023•15 min•Ep. 32
‘The financial market is about people; therefore, there is sentiment around it – at times, very positive; at times, very depressed. The idea behind balanced advantage funds is, “How do we cushion the journey of an investor over a long period of time wherein the volatility impact can be smoothened?” That is important, therefore this dynamic asset allocation comes into play. So, you’re trying to cushion the downside. At the same time, it also tries to take advantage of the sentiment factor.” Sachi...
Aug 23, 2023•15 min•Ep. 31
“One important thing is to instill a habit of saving from a very early age, because most kids’ early interactions with money usually involve only spending. While most women are definitely good at saving...I would like to tell them: It’s time to start your investment journey. Goal setting gives clarity and purpose on what you want to do with your money. Inflation is something that should be considered at all times. Budgeting gives a lot of control to people. The next step is having an investment ...
Aug 01, 2023•13 min•Ep. 30
“Financial services are a wide spectrum of investment opportunities. The segment has broadened in the last five to ten years. It’s a wide sector and growing, not just restricted to banks. Fintech has also grown at a rapid pace and is enabling people to take advantage of the technology platforms etc. And all this is only going to grow.” How do financial services benefit an investor? We are joined by Sumit Agrawal, Senior Fund Manager with Bandhan AMC, on The Moneywise Podcast. He has a very stron...
Jul 04, 2023•12 min•Ep. 29
“Discipline is underrated when it comes to one’s financial journey. I call it the most important ingredient for your financial success. If you don’t do it (take care of your finances) in a disciplined manner regularly, you’re not going to able to see any considerable results. And then people come back and say, this is only for people who already have a lot of money and not something for them.” Khyati Mashru Vasani is the Founder and Chief Financial Coach at Plantrich and VamaPlantrich LLP. She h...
Jun 07, 2023•15 min•Ep. 28
“It starts by being financially conscious, which would mean being cognizant of one’s own finances first, be it earnings, savings, spending or allocating, and investing. Where are you financially positioned at the current juncture? And where do you realistically want to be, say, 10-15 years from now? Traditionally, finances were...handled by male members of the family. This led to conservatism...on the part of women, due to such exclusion. Women need to understand that financial freedom opens up ...
Apr 28, 2023•17 min•Ep. 27
“For me, it started with taking printouts of investment reports (for my dad) and in that process, I started understanding those reports, and began doing my own research on the same. For us, investing has been simple and goal-based. The goal and timeline of every investment is decided first. Women are great learners! We are great housemakers, we’re very good at doing the things we do. With a little effort, I’m sure we can master the art of investing and do wonders for ourselves.” Kesha Shah, Co-f...
Apr 05, 2023•15 min•Ep. 26
“Geographical diversification simply means investing in international markets, and that helps improve the risk as well as the return possibilities of an overall portfolio. In India, we are exposed to one country, one currency opportunities and risks, per se. When we spread our investments across different countries, we tend to benefit from the global investment opportunities, hedge our risk, and move towards achieving better portfolio returns over a period of time. US govt bonds are safer assets...
Mar 16, 2023•15 min•Ep. 25
“An ELSS is a product that provides a diversified equity exposure, with a professional asset management team that is there to assess risks and help you with an appropriate risk/reward strategy. The larger opportunity in ELSS that people don’t focus on, is long-term wealth creation. ELSS offers the best of both worlds (tax benefit and potential wealth creation opportunity). If you have patience, you will be rewarded.” Daylynn Pinto, Senior Fund Manager – Equity with IDFC Asset Management, highlig...
Feb 17, 2023•11 min•Ep. 24
“When we search for financial advice on the internet, we tend to search within the bounds of our own understanding of the subject. That will obviously present several limitations. We will find 1000 pages in favor of our limited opinion, and 1000 pages that argue against that very same opinion. So, the confusion never really ends. And when new knowledge, learnings, or data is added on a daily basis to such a situation, we can find ourselves in a state of decision paralysis.” Pradeep Jain, Directo...
Feb 08, 2023•9 min•Ep. 23
“For personal health, we advocate the benefits of keeping a healthy lifestyle, which includes being physically fit and eating a healthy diet that is a good balance of all nutrients. Likewise, I’m a proponent of keeping a balance in one’s investment journey. By balance, I imply that you have to be disciplined, you have to be diversified, patient, and regular in one’s investment process...staying healthy is not a one day, one week, or a one-month process, it’s a long-term commitment. The same hold...
Jan 11, 2023•13 min•Ep. 22
Instead of looking at the market on a day-to-day basis, trying to invest at the lowest point and then taking out your money at the highest point, which is not always possible. If that were so easy, there would have been a supercomputer or a software to tell you when to enter and when to exit. It is impossible to time the market. The only way you can create wealth is giving time to the market. Once you have created a goal and a portfolio, don’t start watching it every day!” Anupam Ghosh is the fo...
Dec 19, 2022•16 min•Ep. 21
