The Reserve Bank of India on April 17 announced a reduction in the reverse repo rate by 25 basis points. What does it mean and why is it important now? In this episode of Money with Monika, personal finance expert Monika Halan talks about RBI giving Rs 50,000 crore through TLTRO.20 to banks to lend to NBFCs and MFIs. Learn more about your ad choices. Visit megaphone.fm/adchoices
What is an emergency fund? How much money does one need? Where do you put it? In this episode of Money with Monika, personal finance expert Monika Halan addresses important questions and fears over money amid lockdown triggered by COVID-19 pandemic. Listen to the full episode for Monika Halan's advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
As the world continues to grapple with COVID-19, is it a good time to invest in equity? In this episode of Money with Monika, personal finance expert Monika Halan talks about a checklist of 7 things one must consider before investing in equity. Listen to the full episode for Monika Halan's advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of 'Money with Monika', personal finance expert Monika Halan explains how mutual fund investments can be tailored to meet various financial goals—be it buying a car in a couple of years, planning a wedding in five years, or even retirement. “While a low-risk product is advisable for short-term financial goals, have a sizeable risk appetite when planning for the longer term,” she says Learn more about your ad choices. Visit megaphone.fm/adchoices...
Personal finance expert Monika Halan explains the importance of asset allocation in this episode of the weekly show. “Equity, debt, cash, gold and real estate are all asset classes. Each comes with its own attribute. Each asset class has a specific role in your portfolio,” points out Monika Halan Learn more about your ad choices. Visit megaphone.fm/adchoices
Personal finance expert Monika Halan explains the various options through which you can invest in mutual funds. She explains the difference between a Systemic Investment Plan (SIP), a Systemic Transfer Plan (STP) and a lump sum investment. “Depending on the intent behind the investment, you will choose the options of growth vs. dividend,” she adds. Learn more about your ad choices. Visit megaphone.fm/adchoices
Personal finance expert Monika Halan answers all your queries related to risks versus returns on mutual fund investments in this episode of Money With Monika. “Don’t invest in mutual funds if you are nervous about your short term emergency needs,” she advises. Learn more about your ad choices. Visit megaphone.fm/adchoices
"The longer your time horizon, the more equity you can put in your mutual fund portfolio and the shorter your time horizon, the more debt funds you should have," says personal finance expert Monika Halan in this episode of Money With Monika. " Learn more about your ad choices. Visit megaphone.fm/adchoices
“A systematic investment plan, or SIP, is only a route to a mutual fund,” says personal finance expert Monika Halan. To understand how it differs from MF and how choosing a SIP over lump sum investment reduces market risks, Listen to this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
While dealing with the ongoing global slowdown and trade skirmishes, financial markets have been dealt a fresh blow due to the Coronavirus pandemic. As indices remain in the red, with an uncertain outlook, what should your strategy be regarding your investments? Listen to the full episode for personal finance expert Monika Halan's advice. Monika Halan is consulting editor, Mint, and author of the book 'Let's Talk Money'. Learn more about your ad choices. Visit megaphone.fm/adchoices...
“There is no perfect moment to start investing. Just start,” says personal finance expert Monika Halan in this episode of Money With Monika. “It takes very little to start investing as much as just ₹500/month in a mutual fund SIP,” adds Monika. She explains to viewers why investing early will allow them to reap the benefits of compounding over the long term. Monika Halan is consulting editor with Mint and author of 'Let's Talk Money'. Money With Monika is a weekly personal finance show published...
In this episode of Money With Monika, personal finance expert Monika Halan delves into the importance of having debt mutual funds in your investment portfolio. Debt funds are flexible, she says, and are good for various shorter-term goals but can be difficult to understand. ‘You can choose to invest in a conservative balanced fund if you want the safety of bonds with a flavor of equity,’ she adds. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'. Learn more about your a...
In this episode of Money With Monika, personal finance expert Monika Halan talks about the benefits of choosing a mutual fund over direct stock investments. Investing in mutual funds is far safer than putting all your money in one stock, she says, as the chances of failure of an entire basket of stocks are next to none. In short, hedge your bets for maximum returns at minimal risk. Monika Halan is consulting editor of Mint and author of 'Let's Talk Money'. Learn more about your ad choices. Visit...
Why mutual funds? That's the question personal finance expert Monika Halan, consulting editor of Mint and author of 'Lets Talk Money', answers in this episode of 'Money with Monika'. Mutual fund investments do come with risks, she says, but it's a gamble worth making for a diverse, and more lucrative, investment portfolio—be it for a seasoned investor or a beginner taking her first steps in financial planning. See mutual funds as a buffet, Monika Halan says, and invest as per your taste. Learn m...
Monika Halan offers tips and tricks to raise financially savvy kids. Should you and your spouse discuss your next big purchase in front of your child? Monika suggests having informed discussions this way will subconsciously train your child in financial prudence. Learn more about your ad choices. Visit megaphone.fm/adchoices
Personal finance expert Monika Halan tells you if schemes that sound too good to be true are actually good or just plain dubious. Halan also tells you the four questions you must ask before you opt for a lucrative investment plan. Learn more about your ad choices. Visit megaphone.fm/adchoices
Personal finance expert Monika Halan decodes the utility of life insurance as an investment product. She says that it is crucial to analyse returns on life insurance as tax breaks are available on other investment products too. She also differentiates between the utility of a term plan versus a bundled plan. Learn more about your ad choices. Visit megaphone.fm/adchoices
Money with Monika - Season 1 is a weekly personal finance show that answers your queries on all investment matters. In Episode 3, personal finance expert Monika Halan discusses the returns from investments in real estate versus the stock market. She says that people must weigh their realty investments against both regular returns and profits. She further explains how investors must calculate their ‘yield’ from real estate investments. Monika Halan is the Consulting Editor of Mint, and author of ...
Personal finance show that answers your queries on all investment matters. In Episode 2, personal finance expert Monika Halan discusses the returns from investments in gold versus the stock market. She explains how gold investments are crucial to diversify your portfolio, but over-investing in gold may not be the smart option in the long run. Learn more about your ad choices. Visit megaphone.fm/adchoices
Personal finance expert Monika Halan discusses ways to manage your investments in a volatile stock market. She also discusses the benefits of equity investments versus investing in fixed deposits or PPFs. Monika Halan, Consulting Editor of Mint, and author of Let’s Talk Money takes you through the various avenues of savings open to individual - deposits, stocks, bonds, mutual funds, insurance and pension funds - to discover the best way to maximise your returns while minimising your risk. She wi...
