Money Talks focuses on personal finance as it applies to Mississippians. In any given week, we’ll talk about anything from preparing your taxes to saving for college or investing in the stock market. Our experts, Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives, are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. They join Kevin Farrell in the studio to answer your personal finance questions about family budgeting, retirement savings, Social Security, investments, debt management and more.
Money Talks airs Tuesday mornings at 9 a.m. CST on MPB Think Radio and online at mpbonline.org. Email the show: money@mpbonline.org.
Need a budget? Here's one: https://consumer.gov/sites/default/files/pdf-1020-make-budget-worksheet_form.pdf
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How do you get started with a brokerage account? When do you need a stock broker? What's the difference between and adviser and a broker? What's a cryptocurrency? What's an ETF? These are the topics our financial expert Ryder Taff discussed on this broadcast. FINRA: Financial Industry Regulatory authority www.finra.org Hosted on Acast. See acast.com/privacy for more information.
What should you buy and what should you stay away from this month? How do you find cheap gas? https://www.dealnews.com/features/discounts/months/June/ suggests: Spring clothes, family movies, lingerie, gym memberships, local fruit and veggies BUT NOT Amazon products, laptops, grills, or patio furniture. Ryder Taff and Nancy Lottreidge-Anderson took calls concerning medical bills, rolling over pensions, car buying, long-term care insurance and nursing home insurance. Hosted on Acast. See acast.co...
Guest: Adam Black, mortgage broker from Renasant Bank https://ablack-renasantbank.mortgagewebcenter.com/ The show discussed current interest rates, costs to refinance, and how to decide if you would benefit from refinancing your mortgage. Did you know most mortgages are originated by online, non depository lenders? Calls talked about home equity loans, reverse mortgages, and cash out mortgages. Hosted on Acast. See acast.com/privacy for more information....
We would like to remind you: when disasters strike our state you can tune in to MPB for statewide coverage: Biloxi at 90.3; Bude at 88.9; Jackson at 91.3; Meridian at 88.1; Greenwood at 90.9; Starkville at 89.9 Booneville at 89.5; Oxford at 90.3 The Atlantic Hurricane season, which affects Mississippi and all of the Gulf Coast began on June 1st and runs through November 30th. The Mississippi Emergency Management Agency suggests that in addition to: Flashlight and battery-powered radio with addit...
We’ve got some suggestions on how to travel with your money concerning safety, convenience, and fees. Traveler’s Cheques Credit Cards ATM Cards Cash Exchange Rates Behavior tips Ryder Taff from New Perspectives, gives expert advice. https://www.newper.com/ Hosted on Acast. See acast.com/privacy for more information.
How do you know you need a new mattress? How do you choose one? Our guest, Horace McMillon from Miskelly's Furnature will guide us through how to tell when it's time for a new mattress, what are our options, and how to choose a mattress. https://www.consumerreports.org/mattresses/buy-a-better-mattress/ https://brandongaille.com/31-mattress-industry-statistics-and-trends/ Hosted on Acast. See acast.com/privacy for more information....
We let the listeners decide what to talk about on this Open Topic day. The results: savings bonds, 401 K contributions, what to do with your cash, and credit card debt. We also suggested what to buy in May and what gifts a new graduate might like. Savings Bonds information: https://www.treasurydirect.gov/ Hosted on Acast. See acast.com/privacy for more information.
You've got 11 months before the next tax day. What can you do to make it easier on yourself? How long do you need to keep what paper? It's time for Financial Spring Cleaning. Listen to the show to learn what you should do about your retirement accounts, insurance, beneficiary information, debts, and automated payments. It's time to evaluate your tax withholding, charitable giving, and scheduled medical procedures. Keep good records for yourself and your family for emergencies, disasters, or in c...
Do you have a part time gig? Do you have many part time gigs as your only source of income? We have some helpful tips for those who are looking to increase their income and some cautions for those who aren't considered "employees". Remember: if you aren't an employee, you probably aren't having Social Security, State and Federal Taxes with held from your payment. You are responsible for paying those amounts in each quarter. There are a few tests that must be passed to determine if a worker is an...
Today's show was listener driven. Callers wanted to talk about Social Security and Student Loans. So that's what we did! Our experts are Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. https://www.newper.com/ Hosted on Acast. See acast.com/privacy for more information....
How should an investor evaluate a stock? Our financial advisers give some tips and take personal finance questions on the show. Our experts are Dr Nancy Lottridge Anderson, President of New Perspectives and Ryder Taff, Portfolio Manager at New Perspectives. https://www.newper.com/ Seven things an investor should consider when picking stocks: Earnings growth Stability Relative strength in industry Debt-equity ratio Price-earnings ratio Management Dividends Hosted on Acast. See acast.com/privacy f...
We're talking Individual Retirement Accounts on this episode of Money Talks with hosts Nancy Lottridge-Anderson and Ryder Taff from New Perspectives https://www.newper.com/ The difference between an Traditional IRA, a Roth IRA, a Simple IRA Rules concerning contributions Rules concerning distributions Hosted on Acast. See acast.com/privacy for more information.
This was an Open Topic day with a few tips to help your clothing budget. Questions anwered: Roth IRAs for tuition payments IRA contribution caps Saving for retirement vs cash in the bank 403B and Lifestyle accounts Banking interest rates IRA withdrawals and charity contributions Medicare plans Clothing buying tips: Shop off season but NOT in April or October Items may go on sale after 6 weeks in the store Shop thrift stores Be careful at outlet stores - factory line: made for outlet sales NOT re...
Guests Marcia Reed and David Johnson from Bank Plus join financial adviser Ryder Taff to talk about establishing a banking relationship. Credit Plus https://www.bankplus.net/Personal/CreditPlus/CreditPlus/ Want to access your free annual credit report? Get one free each year from each of the three credit reporting agancies at https://www.ftc.gov/faq/consumer-protection/get-my-free-credit-report 36 Best New Bank Account Promotions & Offers – March 2019 https://www.moneycrashers.com/best-new-b...
Jay White, host, and Shawn Mercer, District Manager with the Social Security Administration, spend the entire hour taking listener questions only about Social Security matters. You can find many answers to your Social Security, disability, and Medicare questions at http://ssa.gov Hosted on Acast. See acast.com/privacy for more information.
Guest Roddy Merritt gives us inside information on financing a car purchase, cautions us on buying too much vehicle; relays the benefits of a Certified PreOwned car. Roddy produces a car buying podcast: The Smart Car Buyer https://itunes.apple.com/us/podcast/the-smart-car-buyer/id1449100874?mt=2&ign-mpt=uo%3D4 for Apple and for Google Podcasts https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy84NjY0MDc0L3BvZGNhc3QvcnNz Roddy aslo has a YouTube Channel: https://www.youtube.com/ch...
Could an executive search professional be a good resource for you to advance in your industry? Our guest, Jack Farrell managing director of Jack Farrell and Associates, explains the relationship between a job candidate, a recruiter, and hiring company. http://jackfarrell.com/site/ This information packed episode discusses estabishing a relationship with a headhunter, what the search professional can do for a candidate, ways to become noticed in your industry, and tips for a successful job search...
This Open Topic day had calls about saving on your utility bills and emails about stock splits and finding tax information concerning a company in bankruptcy. Nancy mentioned MarketWatch's tweet about budgeting: https://twitter.com/MarketWatch/status/1096990188864241666 set goals for paying down debt, building an emergency fund, saving for retirment calcualte net income after needs are met, pay towards goals, THEN wants. Southern Pine Electric has provided a list of 10 Easy Ways to Lower Your Po...
Not as many people will be "celebrating" Valentine's Day this year but spending for the holiday continues to rise. We have projections for who is buying what for whom on February 14th from the National Retail Federation, Finder.com, and Statista Who is getting a gift? Ranked by average dollar amount projected to spend: Wife, Kids, Myself, Girlfriend, Friends, Husband, Secret, Other family members, Boyfriend, Pet cat, Pet dog. 2019 Average expected spend: Men - $229.54 Women - $97.77 Gifts of exp...
Whether you're celebrating 2019 or the Chinese New Year, here are some resolutions to Get Your Finances in Shape. Resolution 1: Create a budget for lifeResolution 2: Manage your debtResolution 3: Optimize your portfolioResolution 4: Prepare for the unexpectedResolution 5: Protect your estate Calls discussed: paying off your martgage (is it good; its it bad); choosing a professional for help; reverse mortgages; loans, stockholder's meetings; retirment advice. Financial Indurstry Regulatory Author...
Many Mississippians were out of school or off work and were able to call in for this broadcast of Money Talks, with Nancy Anderson and Java Chatman. Discussed in this episode: hosing sales plunge, college savings, increased standard deduction, and required minimum distributions among others. Hosted on Acast. See acast.com/privacy for more information.
If you haven't been saving enough for retirement, this show has some ideas to help you catch up. Ryder Taff from New Perspectives http://newper.com and host Java Chatman discuss ways to build up your retirement savings. Retirment Savings (how much do you need) = Time (how long to you have to contribute) x Risk (how aggressive can you afford to be) x Amount (how much can you put in each month) Tax questions? Look on the IRS's website http://irs.gov Hosted on Acast. See acast.com/privacy for more ...
To start your year, we want to help you take a look at your financial status. How do you compare to other Americans? What are your goals for improving? Here's a Make a Budget Wooksheet from https://www.consumer.gov/content/make-budget-worksheet Hosted on Acast. See acast.com/privacy for more information.
Do you or someone you know need help planning, preparing, or paying for education after high school? Our guest for this show is Stephen Brown from Get 2 College. The not for profit organization provides free counseling services and supports high school counselors throughout the state in helping students get to college and be successful there. https://get2college.org/ Mississippi Gulf Coast :715 Cox Avenue, Ocean Springs, MS 39564, 228.875.4441 , gulfcoast@get2college.org Metro Jackson : 2600 Lak...
Kevin Farrell and Ryder Taff discuss some cost cutting tips today. Everyone needs a reminder of ways to save some money. Each of these tips could save you $1000 over the coming year. Cut the cord Switch your cell phone plan Rethink your remodel Get a roommate Get a gig with Postmates Get a gig with Uber Get a high-deductible plan Open and fund an HSA Eat at home Buy the store brand Just say no to impulse buys Use Mint Book holiday flights in advance Drive instead of flying Hosted on Acast. See a...
Money Talks "talks" about money in the news: stocks, oil prices, jobs, no cash accepted, bitcoin, year end money decisions. Hosted on Acast. See acast.com/privacy for more information.
There are lots of ways to give money: cash, gift cards, gelt, collectible currency, stock, tips. We'll discuss what you need to know this Hanukkah, Christmas, Kwanzaa, end of year season. A listener recomended the Early Learning in Mississippi Collaborative. The Early Collaborative Act of 2013 provides funding to local communities to establish, expand, and support successful early childhood education and development services. http://www.mississippifirst.org/education-policy/pre-kindergarten/earl...
Experts Nancy and Ryder from New Perspectives https://www.newper.com/ , and host Kevin discuss why we give, where we give, and what we give to charities. The Annual Report on Charitable Giving by the Secretary of State's office is on their website: http://sos.ms.gov along with links to the American Institue of Philanthropy, Charity Navigator, Guide Star and other websites that can give you information about recognized charities in Mississippi. Ryder mentioned the Mississippi Public Service Commi...
Tips on the best practices for holiday shopping from host Kevin Farrell and answers to your personal finance questions from expert Nancy Lottridge-Anderson. https://www.newper.com/people Start early tracking prices Know sale prices before you head to the stores Use price and coupon tools Use loyalty programs Ask friends to help Budget your money Ask about return policy https://www.consumerreports.org/shopping-retail/top-10-black-friday-shopping-tips/ Hosted on Acast. See acast.com/privacy for mo...
Financial Adviser, Ryder Taff, takes personal fiance questions and discusses different ways to stretch your retirement funds. https://www.newper.com/people1. Make a plan2. Work a Little Longer3. Is an annuity an option?4. Traditional pension plan or cash balance plan5. Treasury Inflation-Protected Securities6. investing in equities to manage inflation risk7. Protect Against Long-Term-Care Costs8. Use your Home Equity: Hosted on Acast. See acast.com/privacy for more information....
