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Money Talk

Join us on Money Talk as we share tips and tricks and talk to the experts about all things finance related. We're going to cover everything from credit and loans to cyber security, careers and so much more. Money Talk is brought to you by PFCU.

Episodes

5 Money Mind Games That Can Help You Save

Sometimes saving money can feel like a chore but these 5 mind games can change your way of thinking about saving. Let's make saving easy and even fun so you can reach your goals. This information is provided by SavvyMoney.

Feb 28, 20256 min

4 Time Management Tips

In this episode Morgan will share 4 easy and effective tips for when you have alot on your plate and need to manage your time effectively.

Feb 10, 20254 min

4 Financial Tips from A College Student

Being a college student can not only be stressful but expensive. In this episode we have provided some tips to cut down the costs of college.

Jan 30, 20253 min

Fraud Alert: Online Dating Scams

Online dating has become more popular than ever with dating apps and social media but what if the person on the other side of the screen isn't who they say they are? Scammers are crafty and online dating scams can affect anyone! In this episode I'm going to share how these scammers do it and what you can do to protect yourself.

Jan 15, 20256 min

Credit Score 101

Your credit score is an important piece of your financial health. In this episode, I'm going to cover the basics of a credit score from what it is to how you can get yours.

Jan 02, 20256 min

Fraud Alert: Spoofing

Caller ID spoofing is when a caller falsifies the information that appears on your caller ID display. Criminals use this scamming method in hopes of tricking someone into giving up personal information. Here are 8 tips to protect your information from these scams....

Dec 16, 20244 min

5 Tips to Cut Out Holiday Stress

The holidays, although a time of happiness and togetherness for many, can also be a huge stressor. Here are 5 easy tips to cut out stress and find more of what brings you joy.

Nov 26, 20245 min

Protect Your Phone: 5 Best Practices

It can seem like we have our whole lives stored on our phone in one way or another and we want to make sure that you’re protecting your information in the best ways possible. The information in this podcast is supplied by the Knowbe4 Security Team.

Nov 06, 20243 min

Trick or Treat Safety Tips

Halloween is right around the corner, keep your evening worry-free with these trick or treat safety tips.

Oct 29, 20243 min

4 Ways to Make Saving Easy

In this episode I share some concrete steps you can take to develop better money habits and reach your savings goals no matter what your financial situation looks like.

Oct 21, 20244 min

5 Tips for Tackling Your Christmas List

Whether you have a short list of Christmas shopping to get done or it feels like a mile long, I'm going to share some tips so that you can be smart while you shop and not feel that dreaded holiday hangover in January.

Oct 09, 20244 min

Small Money Wins Worth Celebrating

Not every money win has to be big. We need to celebrate the small wins, the changes we make that might not seem worthy of celebrating at first glance but have a bigger impact than you think....

Sep 10, 20243 min

Vacation Rental Fraud

Keep an eye out for vacation rental fraud as you book your next vacation. Criminals are using these booking websites to trick you and steal your money. I'm going to share how these scams work, signs to look out for and what you can do to keep your information and your money out of the hands of scammers.

Jul 18, 20243 min

5 Things to Consider for Your Mid-Year Financial Check-Up

In this episode, I'm going to share 5 things to consider in order to complete your mid-year financial check-up. It's important to check in on your finances to ensure you're staying on track with your financial goals, preparing for the future and making needed updates.

Jun 17, 20244 min

Should Your Teen Get a Summer Job?

Now that summer is here, you might have teenagers in the house debating how they will spend their time away from school. In this episode, I'm going to share some benefits of a summer job and some avenues on how they can get one.

Jun 06, 20244 min

Hidden Costs of Homeownership

If you're thinking about buying a house or you're actively house hunting, you're going to want to know the hidden costs of homeownership. We're looking at costs beyond the mortgage payment and what you want to know before finalizing your purchase.

May 21, 20244 min

Learn About Our Cannabis Banking Program

In this episode, I give some insight into our Cannabis Related Banking Program. If you are a cannabis business or employee, take a listen and reach out to our team of experts!

May 06, 20243 min

Watch Out For These 5 Summer Scams

Summer definitely has it’s perks but these warmer months also bring out the criminals. We should be aware of how scammers are trying to get our hard earned money. With summer right around the corner, now is the perfect time to dive in to some common summer scams and what you can do to not fall victim....

Apr 08, 20247 min

Tips to Make Reading Fun for Your Kids

This is part 2 of my interview with Jennifer Salgat, Director of Lake Odessa Community Library. In honor of National Reading Month, she not only shares tips on how to get your kids excited about reading but she gives great perspective on how your joy of reading doesn't have to be from sitting down and reading a book.

Mar 26, 20247 min

Community Highlight: Lake Odessa Community Library

In this episode, I had the pleasure of sitting down with Jennifer Salgat, Director of Lake Odessa Community Library. She shares all there is to know about the library from events and services to co-op rules and funding. Make sure to check out your local library!

Mar 12, 202419 min

Join PFCU's Board of Directors!

In this episode, I sit down with the Executive and Board Administrative Assitant, Liz LeVeque. Liz shares everything there is to know about PFCU's Board of Directors and specfically, the Associate Board Member position. If you're interested in becoming an Associate Board Member, just visit our website here!

Feb 14, 20245 min

Community Highlight: Big Brothers Big Sisters

For this episode, I sit down with the Executive Director and CEO of Big Brothers Big Sisters Michigan Capital Region, Megyn Forest. Megyn shares the mission of this wonderful organization and the many ways that you can get involved. Hear firsthand the impact that Big Brothers Big Sisters has on their youth and how they truly embody their slogan: it takes little to be big.

Feb 01, 202418 min

Stretching Your Money on a Tight Budget

Living with a tight budget can be challenging, especially when your paycheck barely covers the essentials. In this episode, I'm going to share some tips that will help you stretch your paycheck further and make every dollar count.

Jan 17, 20244 min

Recovering from Your Holiday Spending Hangover

The holidays are over but chances are, you're still feeling the effects. From gift giving and meal planning to traveling and parties, it can be a stressful time of year. In this episode, I share some tips so you can get your finances back on track and even start prepping for the upcoming holiday season.

Jan 04, 20245 min

6 Financial Habits to Pick Up for 2024

2024 is right around the corner which means it's a good time to take a look at your finances. Let's get ready for the new year by talking about money habits that are good for your financial health. These 6 habits will help you avoid financial mistakes, reach your goals and achieve financial stability.

Dec 21, 20234 min

Rebuilding Your Emergency Fund

In this episode, we're going to do a very quick and easy step-by-step guide on building or rebuilding an emergency fund. These steps and strategies will not only help you recover in uncertain times but also strengthen your financial cushion....

Dec 05, 20233 min

Avoid These Holiday Scams

Fraudsters are at work year-round to find their victims and the holidays provide extra opportunity to try and infiltrate your personal information. Check out these tips to avoid getting scammed this holiday season.

Nov 22, 20234 min

Inside Look: PFCU's Internship Program

In this episode, I sat down with PFCU's Marketing Intern, Marlie. Internships are a valuable component in education and career exploration and Marlie gives us an inside look into her experience. She shares what she's learned, what surprised her and why she would recommend this program to someone else.

Nov 08, 20238 min

Community Highlight: Welcome Home Veterans

For this episode I sat down with Welcome Home Veterans' Founder and President, Kimberly Singer. Kimberly shares the story of what led her to start Welcome Home Veterans, a nonprofit organization in Bancroft, MI that provides housing to veterans. It's amazing to hear the plans they have as they move forward with opening their doors and the passionate team they've built. Keep an eye out for fundraising efforts and learn more on their website: https://whvusa.org/ ....

Oct 24, 202320 min