Money Stuff With Moms

Ep 73: Top Tax Tips for this Tax Season

*not advice

Ep 72: The Dirty Truth About Car Loans

Ep 71: Shame-free Money + Living your Best Life with SHAY STEACY

Ep 70: RESP is it worth it?

Ep 69: Save or reduce debt?

Ep 68: Best advice you were ever given about money

Ep 67: Credit Cards, Points, Travel Rewards - Spend Smart?

When it comes to credit cards, remember: "The house always wins" Follow Barry Choi on Instragram: Barry Choi (@barry_choi) • Instagram photos and videos

Ep 66: Where to invest?

WealthSimple: CLICK HERE Questrade: CLICK HERE Banks tend to have the best promos but beware once the promo time is up - they are trash. Want to try a KOHO card? Try it here and get a $20 Cash Back Start your emergency fund with EQ Bank. Once you've saved $100 they will give you a BONUS of $20! That's an instant 20% return!!...

Ep 65: Financial Independence Retire Early

Something I'm into right now: Sorry We're Stoned Podcast (not money related) Want to try a KOHO card? Try it here and get a $20 Cash Back Start your emergency fund with EQ Bank. Once you've saved $100 they will give you a BONUS of $20! That's an instant 20% return!! ...still obsessed with Mount Everest though. PEOPLE TRYING TO GET RICH QUICK - STAY BROKE LONG No matter where you are in the financial journey, youare going to feel embarressed or shamed. You feel embarressed when you are doing well...

Ep 64: Retire Sooner What you need to know

Ep 63: Your TFSA isn't a Savings Account - do this instead

Ep 62: The Best Budgeting Apps

In today’s episode we’re going to break down the 3 best budgeting tools you can use in 2024 to get your finances organized and a plan that actually makes sense for you + your family. YNAB $99/year or $15/mo GoodBudget $70/year or $8/mo Banking Built in Free (RBC banking - NOMI Insights)

Ep 61: Our 2024 Goals: Financial, Health, Family, Etc.

Lindsay - reno Meghan - enjoy status quo, more date nights + debt reduction strategy

Ep 60: Our 2024 Predictions

this is NOT financial advice Lindsay - predicts more of the same Meghan - predicts interest rate stabilization, housing pressure,

Ep 59: Setting your money on autopilot

For 2024 it is more important than ever to setup a system that gets you from where you are right now to where you want to go in the timeline that makes sense for your stage of life and family's preferences. Today we are going to talk about how putting your money on autopilot can take stress out of your life, but also add stress if not done correctly.

Ep 58: Finance Stuff Nobody Tells You

3 Finance Stuff Nobody Tells You: always take employer matching not all debt is bad money is meant to be spent BONUS money is meant to be talked about Andrew Hallam "Would you spend money on this if no one else was looking?" https://andrewhallam.com/balance/#

Ep 57: The 3 First Steps to Making $$ Progress

Wealth Advicing Steps: Investing Basics, Cashflow planning, Credit Score Pulse, Tax Free Investing, Real Estate....which is first??? Help talk about it. What 3 steps should come first? 3 of our former guests also contributed: Ep 18 Investing Basics with Michelle Hung Ep 7 Improve your Credit with Richard Moxley Ep 12 Do you need Life Insurance with Alyx Valdal YVR Mortgage Broker Links from Richard Moxley: TransUnion Credit Check EquiFax Credit Check...

Ep 56 Love is Blind + $$$

LOVE IS BLIND SPOILER ALERT Aligning money with your partner is so important. Today we go behind the scenes with Love is Blind Izzy and Stacy while they navigate integrating their financial lives when they are very different. Ep 7: CREDIT SCORE Natalie and Deepti: Out of the Pods...

Ep 55 Charging Your Kids Rent

Is charging rent a valuable lesson in financial responsibility, or does it risk straining the parent-child relationship? In this reflective episode, we gently unpack the considerations and consequences surrounding the decision to introduce financial responsibility within the familial home.

Ep 54 Grandparents + Xmas

'Tis the season for spreading love and creating cherished memories, and what better way to celebrate than by showering our beloved grandparents with thoughtful gifts? In this episode, we dive into the art of finding the perfect gift for grandparents, offering unique and meaningful suggestions that go beyond the ordinary.

Ep 52 Saving for a home with the *NEW* FHSA

In this episode, we delve into the exciting realm of real estate as we discuss the recently introduced First Home Saving Plan. Breaking down the key features and benefits of this innovative savings initiative, providing valuable insights for first-time homebuyers navigating the path to homeownership. Tune in!

Ep 53 Changing the Money Narrative

If financial literacy isn't in your past but you want to break the cycle and make it your current and your kids future financially aware and savvy, join us to a conversation on where to start. LINKS FROM TODAY'S EPISODE Gail Vaz-Oxlade's Articles on MoneySense: https://www.moneysense.ca/author/gail-vaz-oxlade/ Tori Dunlap on Financial Feminism & Money Education: https://herfirst100k.com/

Ep 51 CHRISTMAS AND KIDS Buckle Up IT'S A WILD RIDE

Sharing both the feeling of overwhelm as well as our savings tips. Not only is money tight, but also your time currency. Lindsay: It's okay to tell your child NO, navigating the social pressures, utilitize Bank Account Budgeting Meghan: 4 staple gifts per child (something they want, something they need, something to wear, something to read)

Ep 50 You went to the bank... you still don't know what you're doing

Listen to Ep 44: The biggest things stopping you from financial success Banks can be a real pain in the butt. But can also be an easy resource when you need help. It can be helpful to have a list of tangible questions before meeting with an advisor. But it is also important to know that working with an advisor at the bank may not lead to a long-term relationship as advisors tend to rotate frequently....

Ep 49 Meghan lost $2000 + Lindsay made $4000

Whether you're planning for retirement, managing debt, or investing for the future, join us as we explore the fundamental principles that will empower you to make informed, confident, and financially savvy decisions.

Ep 48 Why BiWeekly Payments Make Everything Harder + what to do about it

You should always pick a mortgage strategy that works best for you + your family based on your cash flow, goals and budgeting preferences. But sometimes you don't know what you don't know... so today we break it down + discuss different mortgage payment strategies and the advantages and disadvantages of paying monthly, bi-weekly, or making an extra annual payment. Enjoy!! In this episode Meghan + Lindsay mentioned: Mortgage Professional Elizabeth Prins: www.mortgagesbyliz.com https://www.faceboo...

Ep 47 Pay Off Debt or Save Money?

Should you focus on savings or paying down your mortgage? Meghan + Lindsay discuss and emphasized the importance of considering both capacity for risk and appetite for risk when making investment decisions. As well as how important it is to talk about financial strategies with others. Especially if you're in analysis paralysis mode. Ben Felix "Cash is a terrible long-term investment, even at 5% interest": https://www.youtube.com/watch?v=KdzOlRRHOU8 Ep 18: Investing Basics with MICHELLE HUNG: htt...

Ep 46 The Big Mortgage Mistake

Individual life and disability coverage is better than relying solely on bank-provided policies because it covers more than just mortgages. It also covers critical illness and disability situations where individuals may need income replacement while recovering from sickness or injury. Mortgage insurance is not always the best option for homeowners. Ep 4: Interest Rates - what can we do? https://podcasts.apple.com/us/podcast/ep-4-interest-rates-what-can-we-do/id1665302616?i=1000595637399 Ep 12: L...

Ep 45 Will Canada Pension Plan (CPP) be there for me?

2023 Report Financial Sustainability of CPP: https://www.cppinvestments.com/the-fund/f2023-annual-report/ Rational Reminder 2019 CPPIB: https://rationalreminder.ca/podcast/52 CPP Numbers (before tax): CPP age 60 max $770/mth CPP age 65 $1,200/mth CPP age 70 $1,700/mth The current average CPP at age 65 $700/mth

Ep 44 The biggest things stopping you from financial success

Today we discuss the biggest things that stop people from achieving financial success. Whether you're a seasoned investor or just starting on your financial path, this episode is a must-listen for anyone seeking to conquer their financial goals. Links mentioned: Owen's Plan Easy YouTube https://www.youtube.com/@planeasy