Insurance is an important part of any financial plan, and starting the conversation is the first step. Life insurance is a heavy topic and we share what strategies we're using and why. Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Lindsay’s Budget Templates: https://www.prettymoneyclub.com/budgetsignup Lindsay’s 5 day budget makeover: https://www.prettymoneyclub.com/budgetmakeover DM Lindsay @ www.facebook.com/lindsayplumbmoneycoac...
Mar 03, 2023•26 min•Ep. 13
Life insurance is an important form of financial protection for you and your loved ones. In this podcast episode, Meghan and Linsday talk with Insurance Expert Alyx Valdal to cover the basics of life insurance, including why you might need it, how much coverage you should get, and how to find the right policy for you. Tune in to learn everything you need to know about life insurance, so that you can make the best decision for your family's future.
Mar 03, 2023•37 min•Ep. 12
It's not that you have poor behaviour, it's just that you've made un-perfect financial choices. And guess what? Join the club. What about when you get an inheritance? Apply to debt? Invest? Spend? What should you do? Let's talk about it LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Lindsay’s Budget Templates: https://www.prettymoneyclub.com/budgetsignup Lindsay’s 5 day budget makeover: https://www.prettymoneyclub.com/budgetm...
Feb 24, 2023•27 min•Ep. 11
We budget to have MORE. More investments, more vacations, more fun, more freedom. If I tried to do everything at 100% I would do nothing. It doesn't have to be perfect B+ work is fine. The key is to find something that works for you because it if feel easy you'll be able to stick to it consistently LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Lindsay’s Budget Templates: https://www.prettymoneyclub.com/budgetsignup Lindsay’s...
Feb 17, 2023•24 min•Ep. 10
Adding a pet to your family is a big decision. For the family dynamics, responsibilities and financially. One of the ways we can protect ourselves from unexpected vet bills is through pet insurance. In today's episode we debate is it's worth it - and we are not in agreement. Let's discuss. LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred SHOUTOUT: What do you think? Are you team Lindsay (pro pet insurance) or team Meghan (put i...
Feb 10, 2023•17 min•Ep. 9
After the interview with credit expert Richard Moxley, Meghan and Lindsay share their biggest take aways, ideas and thoughts LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Richard Moxley is one of Canada's leading authorities on personal credit. After seven years as a mortgage broker, he had had enough in watching people forced to pay thousands of dollars in excess fees and rates, all because no one had taught them the basic ...
Feb 03, 2023•23 min•Ep. 8
Financing is a bumpy ride right now. If you are riding the rollarcoaster and want to smooth things out as much as you can - let's improve things we CAN control: your credit score. Lindsay + Meghan chat with Richard Moxley about everything credit score and ask all the questions LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Richard Moxley is one of Canada's leading authorities on personal credit. After seven years as a mortgag...
Feb 03, 2023•46 min•Ep. 7
We've all heard the term "Passive Income". Let's talk about it. Sipping marjarita's on the beach? Making money in your sleep? Our thoughts on passive income, why it's important and how to start. LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Richard Moxley is one of Canada's leading authorities on personal credit. After seven years as a mortgage broker, he had had enough in watching people forced to pay thousands of dollars i...
Jan 27, 2023•58 min•Ep. 6
Today's Question: "I have an extra $500 that I want to invest. How would you invest it? I already have some RSPs in high risk mutual fund but I want to invest in something else." LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Learn from the SASSY INVESTOR, Michelle Hung: https://thesassyinvestor.ca/about-me/ HOMEWORK: Do you have a professional that you can go to with your money questions? Book an appointment to check in with...
Jan 20, 2023•25 min•Ep. 5
Dear moms with a mortgage and/or line of credit: this episode is for you. This rising interest rate season is uncomfortable, scary and painful. There's no sugar coating it. Let's talk about it. LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred SHOUTOUT: How have the rising interest rates affected your family and what are you doing to combat it? HOMEWORK: Talk to someone about options for your mortgage, or if you are sitting on c...
Jan 20, 2023•26 min•Ep. 4
Knowing your money personality is a gamechanger when it comes to managing your finances. And can be VERY helpful if you have a partner who is very different than you so that you can have a plan on so you can both get on the same page with your money. LINKS: What’s your money personality type? Find out here! https://porterouge.co/colour HOMEWORK: Go take the quiz to figure out your own personality type, and if you have a partner, make a guess as to theirs! You’ll find some helpful resources for c...
Jan 20, 2023•22 min•Ep. 3
Decisions. Hiccups. Hindsight. Meghan and Lindsay reflect on their biggest money mistakes and what they would have done instead. We ALL make money mistakes. Here's just some of) theirs. LINKS: Andrew Hallum “The Millionaire Teacher” http s://themillionaireteacher.com/ Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred SHOUTOUT: What was your number one money mistake, or money regret?? HOMEWORK: What can you TAKE ACTION on TODAY? Is ther...
Jan 20, 2023•22 min•Ep. 2
Who are we? Why do we do what we do? Get to know Lindsay and Meghan in all their glory. LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred SHOUTOUT: Who is primarily responsible for managing the finances in your household? Do you keep separate bank accounts? What works well for you, and why? HOMEWORK: Go talk to someone about MONEY. If you don’t like your family, friends, or neighbors today, talk to a pro, or jump into Lindsay’s ...
Jan 20, 2023•22 min•Ep. 1