Send us a text In this powerful episode of Eric On Money , Eric breaks down the truth about credit—and how to use it as a tool to build real wealth. Whether you’re just hitting a 700 credit score or still working your way up, this is your roadmap to financial power. Eric, a former “financial imposter,” shares how he went from confused and hesitant to confident and in control. He walks you through clear definitions of credit, leverage, and wealth, explains how credit scores are calculated, and wh...
Jun 24, 2025•48 min
Send us a text In this kick off episode of Season 8, E-Money and Big Stew tackle the gut-punch of realizing your partner (or you!) doesn’t live up to the fantasy. From pop culture illusions to real-life heartbreak, they break down how to navigate the gap between who you are and who your partner hoped you’d be. With insights on honest conversations, reframing expectations, and real growth, this episode offers a candid guide for when the ideal shatters—and how to move forward. Support the show JOI...
Jun 14, 2025•58 min•Season 8Ep. 51
Send us a text In this engaging installment of MSG's Wisdom Wednesdays, Big Stew and Eric McLoyd share practical, battle-tested advice for safeguarding your most valuable asset—your reputation. Drawing from their own experiences and real-world observations, they highlight three essential practices: Support the show JOIN US ON PATREON : FINANCIAL TOOLS: AI powered Financial Coach Fin literacy course Stock course Accelerator BUSINESS TOOLS: Business Planning FOLLOW US ON YOUR FAVORITE PLATFORM: MS...
Jun 11, 2025•11 min
Send us a text In this episode of "Eric On Money", Eric explores how our attitudes and beliefs shape our financial decisions and reveals why mastering your mindset is the foundation for building lasting wealth. Support the show JOIN US ON PATREON : FINANCIAL TOOLS: AI powered Financial Coach Fin literacy course Stock course Accelerator BUSINESS TOOLS: Business Planning FOLLOW US ON YOUR FAVORITE PLATFORM: MSG You Tube MSG LinkedIn MSG Facebook MSG Instagram MSG Tik Tok FOLLOW ERIC AND SCOTT: Eri...
Jun 10, 2025•34 min
Send us a text In this episode of MSG Presents "Eric On Money", Eric breaks down what it really means to create a healthy budget—one that goes beyond just numbers to foster overall well-being, reduce guilt, and meet your goals. Eric explains the essential elements of a healthy budget, including prioritizing needs over wants, building emergency savings, setting clear and emotional goals, and creating systems for reducing debt. Drawing from his experiences working with high-income earners who ofte...
Jun 05, 2025•35 min
Send us a text Join Big Stew and E Money from the Money Sex Gen X Podcast as they drop jewels on maximizing your productivity and easing into a better life. From setting routines and creating specific goals to establishing hard stops and using your calendar like a pro, this episode is packed with real talk and actionable wisdom. Learn how to tackle the pain points of your day, avoid endless scrolling, and set boundaries with family and friends — all while staying true to your mission. Tune in fo...
Jun 04, 2025•34 min
Send us a text In this insightful episode, Eric McLoyd sits down with real estate investor and tech professional Rozerrio Camel to explore the Left Brain Approach to Money Management . They dive into how left-brained individuals approach finances—favoring logic, concrete numbers, and structured planning—while contrasting this with the right-brain mindset of creativity and intuition. Rozerrio shares his journey from being purely numbers-focused to integrating a more balanced approach, combining s...
May 30, 2025•37 min
Send us a text In this bold and introspective episode of Characters from Corporate , we hear from a 34-year-old Black woman crushing it in L.A.’s competitive real estate scene. As her success grows, so does her confidence—sometimes crossing into cockiness. After telling a teammate she could quit today and have job offers within 15 minutes, she’s left wondering: How do I stay grounded when I know I’m that girl? The hosts unpack this dilemma with honesty and heart—reflecting on their own battles w...
May 28, 2025•4 min
Send us a text In this episode of #WisdomWednesdays , Big Stew and Eric dive deep into three transformative ways to take better care of your money. They discuss the importance of hiring the right financial professional, getting educated about investing, and most importantly, creating and sticking to a budget. Whether you’re earning big or just starting out, this episode offers practical insights to help you make smarter financial decisions. Tune in for a candid conversation on balancing ego with...
May 21, 2025•6 min
Send us a text In this powerful and introspective episode, Eric McLoyd sits down with licensed therapist Latasha Matthews, known as America’s Emotional Wellness Expert, to explore the profound connection between financial trauma and personal growth. Together, they dive into the concept of the Money Origin Story —how our financial past shapes our present mindset and future decisions. Latasha shares her insights on how unresolved financial trauma can block progress, while Eric opens up about his o...
May 19, 2025•48 min
Send us a text In this episode of Characters from Corporate , we explore the tough choices faced by a recent MBA graduate from the University of Virginia. After landing multiple offers from prestigious Big Four consulting firms, they find themselves wrestling with a major dilemma: pursue the safe, lucrative corporate path or follow their true passion—managing artists in the music industry. Caught between career expectations and personal fulfillment, our guest grapples with guilt over their expen...
May 14, 2025•4 min
Send us a text In this episode of "MSG Presents: Eric On Money" , Eric chops it up with his friend, Attorney Shakeena Melbourne, to break down why estate planning isn’t just for the wealthy—it’s for anyone who wants to protect their legacy and secure their family's future. Shakeena keeps it real as she breaks down the difference between wills and trusts, why avoiding probate is a must, and how to make sure your family doesn’t end up stuck in legal drama when you’re gone. They get into real-life ...
May 12, 2025•46 min
Send us a text In this episode of Characters from Corporate , we dive into the story of a 34-year-old Black woman from Brooklyn who reflects on her hustle mentality during her 20s—working 90-hour weeks at a call center to survive and build a life. Her attorney sister challenges her perspective, questioning whether those long hours were the best use of her time for career advancement. Was it survival or a missed opportunity? Join us as we explore the balance between hustling for immediate needs a...
May 10, 2025•5 min
Send us a text This episode of "MSG Presents: Eric On Money" features a conversation between Eric McLoyd and his homie Scott. The discussion revolves around financial literacy, challenging the stereotype that certain races inherently have more financial knowledge. Scott, a white man from a working-class background in Chicago, shares how he lacked financial education growing up and had to learn about money management the hard way. He talks about accumulating debt during college and early adulthoo...
May 09, 2025•34 min
Send us a text In this episode of Characters from Corporate , we keep it 100 on office life when it goes sideways. Our sis in the Bronx—an insurance assistant grinding every day—gets pinged to fetch a bottle of water, even though the mini‑fridge is right there within arm’s reach. This ain’t just about hydration; it’s a masterclass in those low‑key power moves hiding behind every “small” ask. Pull up and chop it up with us as we unpack the wild absurdity of corporate hierarchy, where duty and dig...
May 08, 2025•7 min
Send us a text What happens when a once ruthless corporate player suddenly finds himself grappling with guilt and millions of dollars? In this raw and thought-provoking episode, we hear from a 51-year-old Black man from Oakland who, after receiving a multimillion-dollar settlement from a racial discrimination lawsuit, confronts his past: passing over other Black colleagues for promotions, backstabbing peers, and prioritizing self-interest above all. Now, with his corporate persona behind him, he...
May 07, 2025•6 min
Send us a text Title: Capital 4 the Culture: Crowdfunding Essentials for Entrepreneurs 🎙️ Episode Title: Capital for the Culture: Crowdfunding Essentials for Black Entrepreneurs 💡 In this season finale of Money Sex Gen X , Eric and Big Stew break down one of the most overlooked tools in entrepreneurship: crowdfunding . From real-world stats to church collection plates, they unpack how Black business owners can raise capital without draining their own bank accounts. You’ll learn: What crowdfund...
Mar 23, 2024•40 min•Season 7Ep. 50
Send us a text This episode delves into the concept of dating up. Black Men-What’s holding you back from dating up? I. Intro-My Dad said men don’t want to date up because they are biologically engineered to be the provider. II. What is dating up? The act or practice of a person dating or marrying a spouse of higher status than themselves. This includes attractiveness level, education, financial, career, and spirituality. It could also include dating specific races or ethnicities. III. Observatio...
Feb 29, 2024•31 min•Season 7Ep. 49
Send us a text 🎙️ Episode 74: Do You Need a Business Plan? In this episode of Money Sex Gen X , hosts Eric McLoyd and Scott “Big Stew” Stewart dig into the often-asked question: Do you really need a business plan to succeed? They break down: Why one in five businesses fail in their first year The difference between formal education and real-world experience The most important components of a business plan (spoiler: it’s not just the executive summary) How to validate your idea with real market ...
Jan 13, 2024•36 min•Season 7Ep. 4
Send us a text Support the show JOIN US ON PATREON : FINANCIAL TOOLS: AI powered Financial Coach Fin literacy course Stock course Accelerator BUSINESS TOOLS: Business Planning FOLLOW US ON YOUR FAVORITE PLATFORM: MSG You Tube MSG LinkedIn MSG Facebook MSG Instagram MSG Tik Tok FOLLOW ERIC AND SCOTT: Eric: https://www.linkedin.com/in/ericmcloyd/ Scott: https://www.instagram.com/professorsteward/ ......
Nov 02, 2023•36 min•Season 7Ep. 4
Send us a text Support the show JOIN US ON PATREON : FINANCIAL TOOLS: AI powered Financial Coach Fin literacy course Stock course Accelerator BUSINESS TOOLS: Business Planning FOLLOW US ON YOUR FAVORITE PLATFORM: MSG You Tube MSG LinkedIn MSG Facebook MSG Instagram MSG Tik Tok FOLLOW ERIC AND SCOTT: Eric: https://www.linkedin.com/in/ericmcloyd/ Scott: https://www.instagram.com/professorsteward/ ......
Oct 12, 2023•34 min•Season 7Ep. 46
Send us a text MSG’s host Eric went to a Howard vs Northwestern football game on Sunday. He had the audacity to wear his Kellogg Northwestern business school cap. In so many words, he was told by his family that he was not Pro-Black. Was his family right? Support the show JOIN US ON PATREON : FINANCIAL TOOLS: AI powered Financial Coach Fin literacy course Stock course Accelerator BUSINESS TOOLS: Business Planning FOLLOW US ON YOUR FAVORITE PLATFORM: MSG You Tube MSG LinkedIn MSG Facebook MSG Ins...
Oct 12, 2023•34 min•Season 7Ep. 45
Send us a text How to Use ChatGPT to Control Your Finances In this episode of Money Sex Gen X , Eric McLoyd and Big Stew break down how everyday people can use ChatGPT to level up their financial lives. Whether you’re looking to boost financial literacy, get help with budgeting, understand investment basics, or simply write better emails to your credit card company—this is the episode for you. They cover: What ChatGPT is and what it’s not The difference between general searches and specific prom...
Oct 09, 2023•33 min•Season 7Ep. 44
Send us a text Making the decision to take a student loan: -Is there another way? -Will this degree increase my earning potential? What is the outlook for the career I’m investing in? -What are the interest rates on the debt? 4.99% undergrad, 6.54% grad loan rates, plus loan rates -What personal development will you need other than the degree? -Will the debt stop me from building wealth? (Buying real estate, saving, investing) -intangibles (credibility, confidence) Follow MSG on IG @https://www....
Jan 26, 2023•1 hr 19 min•Season 6Ep. 43
Send us a text ARE YOU A POWER COUPLE? The term power couple gets thrown around a lot, I felt like it was important to truly define it, provide a roadmap, and a test if you will to see if a couple is REALLY a power couple. A power couple is a couple who both compliments each other’s strengths and supports each other’s individuality. They are considered role models when it comes to relationships, business, and life. They are seen as a unit—a package deal. Traits of power couples: 1-Prioritize Tea...
Jan 26, 2023•1 hr 7 min•Season 6Ep. 42
Send us a text Upon joining Jackson State in 2020, Sanders, 55, a Pro Football Hall of Famer and two-time Super Bowl winner, essentially became a champion of football at historically Black colleges and universities. He promoted the virtues of the schools , lured top recruits away from predominantly white institutions, sparked a surge of donations and sponsorships to the underfunded Jackson State, increased national exposure for HBCUs and put up his own money to renovate the school’s Walter Payto...
Dec 19, 2022•1 hr 27 min•Season 6Ep. 41
Send us a text A man who has had a vasectomy still makes semen and is able to ejaculate. But the semen doesn't contain sperm. The testosterone level and all other male sex traits stays the same. For most men, the ability to have an erection is unchanged. How common are vasectomies? About 50 million men have had a vasectomy — approximately 5% of all married men of reproductive age. More than 500,000 men elect to have vasectomies every year in the U.S. Vasectomy is a form of male birth control tha...
Dec 18, 2022•1 hr 14 min•Season 6Ep. 40
Send us a text If you like thought provoking conversations about Money, Sex from Generation X subscribe to our YOUTUBE channel-just type in MONEY SEX GEN X. We are currently streaming iin 48 countries and 403 cities globally, you can find us on Apple Music, Spotify and all the major streaming platforms. If you are streaming on Apple Podcasts, go in right now and leave us a review–we’d love that! With so much happening in the media lately with Kyrie Irving and Kanye West and others we thought it ...
Nov 21, 2022•25 min•Season 6Ep. 39
Send us a text Are we currently in a recession? Are you thriving or just surviving? A recession can be defined as a sustained period of weak or negative growth in real GDP (output) that is accompanied by a significant rise in the unemployment rate . Gross domestic product is a monetary measure of the market value of all the final goods and services produced and sold in a specific time period by countries. Due to its complex and subjective nature this measure is often revised before being conside...
Nov 17, 2022•1 hr 22 min•Season 6Ep. 38
Send us a text What is Financial Imposter Syndrome? -What are Money Blocks? -Where does Financial Imposter Come From? -How does it show up in Black people? Support the show JOIN US ON PATREON : FINANCIAL TOOLS: AI powered Financial Coach Fin literacy course Stock course Accelerator BUSINESS TOOLS: Business Planning FOLLOW US ON YOUR FAVORITE PLATFORM: MSG You Tube MSG LinkedIn MSG Facebook MSG Instagram MSG Tik Tok FOLLOW ERIC AND SCOTT: Eric: https://www.linkedin.com/in/ericmcloyd/ Scott: https...
Nov 09, 2022•1 hr 23 min•Season 6Ep. 37
