In the United States, 73 percent of Americans working for private companies do not have access to paid family leave. To talk about why we don't have this in the US, and whether or not we ever will, Nicole sits down with Senator Kirsten Gillibrand— who is an expert and a leader on this issue. Plus, Nicole shares why this is so top of mind for her right now. To read more about Senator Gillibrand's work, click here: https://www.gillibrand.senate.gov/
Sep 27, 2024•30 min
Wish the Fed had just lowered your mortgage rate by 2%? Just because they didn't, doesn't mean you can't get that sweet discount— at least temporarily. Today, Nicole explains how. $ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN $ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choo...
Sep 26, 2024•13 min
This Listener Intervention is all about balancing today’s desires with tomorrow’s needs. If you’re not sure how much should be in your retirement nest egg, tune in! Originally aired 9.22.21 $ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN $ Looking for the perfect holiday gift for your coworkers, friends, and everyone in bet...
Sep 25, 2024•23 min
Nicole recently started using a financial tool that has helped her make money while she sleeps: sweep accounts. Today, she tells you all about it. $ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN $ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin...
Sep 24, 2024•12 min
Last week, the Fed cut interest rates by 0.5%. While it's a small number, it could have a big impact on your finances. Today, Nicole explains how. $ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN $ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin...
Sep 23, 2024•10 min
When Facebook went public, 88 employees saw the value of their equity exceed $30 million. That’s the dream right? But not only is this dream rare, it can actually turn into a nightmare if you don’t ask your company the right questions about your stock options. Today Nicole talks about how to protect yourself from this nightmare scenario with Tracy DiNunzio, a brilliant entrepreneur who built and sold the luxury resale company Tradesy. Nicole and Tracy explain what you should ask your employer ab...
Sep 20, 2024•48 min
You may have seen the viral clip of Jared Bernstein (former Chair of the Council of Economic Advisors for Biden during the Obama Administration), fumble through answering the questions: if the United States just makes its own currency… why would it ever borrow money or go into debt? Why doesn’t the government just… create more money? Nicole taps in to answer this question today and along the way, explains the new economic school of thought— Modern Monetary Theory— that is turning this question o...
Sep 19, 2024•12 min
In the second installment of breaking down the economic proposals from Trump and Harris, Nicole explains what might be Harris' most controversial economic proposal: price controls to ban corporate price gouging. To read more on the difference between Trump and Harris' platforms, click here:https://www.cfr.org/election2024/candidate-tracker $ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to...
Sep 18, 2024•14 min
As we get closer to the election, Nicole will be explaining the big economic policies both Presidential candidates are proposing so you can know how either candidate's Presidency would affect your wallet. First up— the main economic component of Trump's platform: tariffs. Help your loved ones register to vote here: https://vote.gov/ $ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two da...
Sep 17, 2024•15 min
Money Rehabber Sam just moved in with her boyfriend… and he’d rather she pay down her student loans than contribute to the mortgage. How can she feel like she’s on equal footing when he’s bearing the brunt of their living expenses? Nicole steps in to smooth things over. $ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN $ Look...
Sep 16, 2024•16 min
You've heard a lot on the show about government bonds. But did you know that many companies (ones you know, like Apple, Nvidia, and a ton more) also issue bonds? To tell you everything you need to know about corporate bonds, Nicole is talking to Sam Nofzinger, the GM of Brokerage at Public. Nicole and Sam talk about why companies issue bonds, how to tell if a corporate bond is investment-worthy and what you need to know before you invest. All investing involves the risk of loss, including loss o...
Sep 13, 2024•40 min
Love Money Rehab? Then you'll love Nicole's new show! Listen to Nicole’s brand new podcast where she dives into the dark side of finance. From cutthroat con artists to billion-dollar scams, and even murder, Nicole Lapin will take you through the world’s wildest financial crimes – and teach you how to avoid becoming the victim of one. Money Crimes with Nicole Lapin is part of Crime House Studios. New episodes released every Thursday. Listen wherever you get your podcasts. Apple: https://podcasts....
Sep 12, 2024•39 min
Before Brandon Copeland was at the NFL, he was tackling a business education at Wharton. Now, he's back on his finance game and ready to nerd out with Nicole. Brandon tells Nicole how he bucked the trend and turned his NFL money into real wealth, how much he made his first year at the NFL, and what he thinks of the new NFL and private equity opportunities. Check out Brandon's new book here: YourMoneyPlaybook.com $ Take control of your finances by using a Chime checking account with features like...
Sep 11, 2024•38 min
Today, Nicole unpacks private equity (PE) by sharing how it works, who the big players are, and gives you the scoop on the deals that went really right and really wrong. $ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN $ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’...
Sep 10, 2024•12 min
This episode breaks down how to use the pandemic-era-crypto-mania as a framework for assessing sketchy financial investments. To unpack the topic, Nicole is talking to someone unexpected: Ben McKenzie. You might be surprised to hear Ben’s name in connection with this conversation - and if you are, he gets it. Most people know Ben from starring in the TV show The O.C., and fewer people know him from his economics degree. But both are on his resume. Nicole and Ben talk about the systemic issues th...
Sep 09, 2024•42 min
In the second part of Nicole and Josh's conversation, they play a lightning round game of Bullish and Bearish, where Josh shares which buzzy stocks he believes in — and doesn't. But first, Nicole and Josh talk about their strategy to weather, and even root for, market corrections. To find Josh's awesome new book, "You Weren't Supposed to See That," click here: https://www.downtownjoshbrown.com/p/dont-tell-business-isnt-personal All investing involves the risk of loss, including loss of principal...
Sep 06, 2024•51 min
It's time for a vibe check on the market. Today, Nicole is joined by Josh Brown (Ritholtz Wealth Management) to talk about how the potential rate cut will affect the market, whether the AI bubble is about to pop, and what seasonal market trends to keep an eye on toward the end of the year. Tomorrow, you’ll hear the second part of Nicole and Josh’s conversation where Josh shares what he does on market dips, and which stocks he’s bullish on right now. To find Josh's awesome new book, "You Weren't ...
Sep 05, 2024•31 min
You could be invested in crypto, and not even know it. Nicole explains how this could happen, and what to do if you're secretly invested in this volatile asset.
Sep 04, 2024•9 min
Lowering your tax bill can change your life (true story!). Nicole breaks down which states have the best tax codes, and how the rich use those tax perks to keep more money in their pockets - and how you can too!
Sep 03, 2024•12 min
As many as 272 million people had their social security numbers leaked in a hack - Nicole is one of them, and you might be too. Today, Nicole explains how this leak happened, how to know if your data is exposed, and what to do to protect yourself. Here is the website Nicole used to see if her data was leaked in the breach: https://www.npdbreach.com/ Learn more on freezing your credit with Equifax here: https://www.equifax.com/personal/credit-report-services/credit-freeze/ Learn more on freezing ...
Aug 30, 2024•11 min
If you get a raise, or take a distribution on a huge stock, or win the lottery, the first thing you do is celebrate. Obviously. The next thing you do is ask yourself: what do I do now? Or, better yet: what do I do now that will make this money grow into more money? That's what today’s Money Rehabber is asking herself, and Nicole helps her find answers.
Aug 29, 2024•35 min
There are a whole lot of options for financing when you’re buying a house, but not all options are created equal. So today, Nicole talks to Dave Meyer (Head of Real Estate Investing & Podcast Host at BiggerPockets), about five real estate moves that get billed as savvy ways to make homeownership more affordable: FHA Loans, Seller Financing, Foreclosed Homes, HELOCs and DSCRs. Nicole and Dave first decode those terms and then they talk through whether these moves really are as savvy as they seem,...
Aug 28, 2024•44 min
When today's guest talks about his business, you're going to wish you started it. Today, Nicole is talking to Jonas Frey, who founded Appointment Trader— a company that buys and sells coveted reservations at restaurants, on golf courses, and more. Nicole and Jonas talk about how Jonas used rent money to start this company, how the DMV inspired his business idea… and what the critics are saying. Check out Appointment Trader here: https://appointmenttrader.com/ All investing involves the risk of l...
Aug 27, 2024•51 min
Nicole is joined today by Oz Pearlman, "The Wall Street Mentalist," who left his comfortable finance job to take a big bet on himself. He shares what steps he would recommend anyone else take before making the same leap themselves. Plus, Oz does a magic trick over Zoom that blew Nicole's mind... you have to hear this one to believe it!
Aug 26, 2024•30 min
Even if you don’t work on Wall Street, if you want to be a savvy investor, or, even if you just own a car, you need to understand the oil market. Today, Nicole is decoding that sector with a legend in the oil trading world, Mark Fisher, CEO of MBF Clearing Corp. Mark explains how to understand the oil market, how the election will affect the industry, and how the war in the Middle East will affect the price of oil. For more of Mark's work, click here: https://www.mbfcc.com/ceobio.html
Aug 23, 2024•32 min
Rumor has it that anyone can call up their credit card company and ask them to waive the annual fee as a retention offer. Nicole puts this to the test and brings you along for the ride. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account ar...
Aug 22, 2024•30 min
Is it possible to take a "gap year" without falling behind in your career? Ania Smith says with careful planning, it is. In fact, Ania says the gap year she took with her family helped deepen a skillset that has benefitted her in her job as the CEO of Taskrabbit. Today, she tells Nicole how she and her husband prepped and budgeted for their gap year and the incredible point system they use to make sure that family comes first; and then, Ania and Nicole dive into all things Taskrabbit, including ...
Aug 21, 2024•43 min
If the algorithm has been feeding you "get rich quick" content, you've probably seen videos about the Range Rover Loophole, also known as the G Wagon write-off. But can you actually get a tax write-off for a luxury car? Nicole explains. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-...
Aug 20, 2024•11 min
Kim Alexis is a nutrition guru, but she started her career as one of the first supermodels— and managing the financial side of that did not come with an instruction manual. Today, Nicole and Kim talk about what it felt like to hit it big so young, to live in the infamous model apartments, and the money challenges that came when people in her life took advantage. And lastly: the easiest way someone can take the reins of their financial life— even when imposter syndrome strikes. Want to start inve...
Aug 19, 2024•26 min
Nicole got a weird email, and that’s all we’re going to tell you here. You’ll have to listen to get the full story… and it’s a doozy. Originally aired: 10.22.21 All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited...
Aug 16, 2024•23 min
