It is not easy to build up retirement savings. And if you're feeling that stress, you’re not alone. Last year, a survey found that 55% of Americans say they feel behind on saving for retirement. That's how today's listener Andy feels. Nicole gives three tips for kickstarting your financial future. Money Rehab Episodes Referenced in This Episode: Target Date Funds: https://link.chtbl.com/A-R_jRxt Back Door Roth IRA: https://link.chtbl.com/OmdfFe0G Robo-Advisors: https://link.chtbl.com/ZFGnL-aO Fi...
Jun 13, 2023•11 min
Originally aired 2.7.22 Today Nicole shares how to make some serious dough from the beautiful force of dividends. Tune in to get your $!
Jun 12, 2023•10 min
Originally aired 9.10.21 Today’s Money Rehabber Kevin wants to provide for his family. But he’s struggled to make a budget because his income relies mostly on inconsistent tips from delivering pizza and sporadic commission from real estate gigs. In Kevin’s Listener Intervention, Nicole creates a budget that will stick.
Jun 11, 2023•23 min
Originally aired 3.21.21 Fashion mogul and denim maven Paige Adams-Gellar (yes, the creator of PAIGE jeans) discuss how she built her business by trusting her gut, literally working through trauma, and the power of asking for help.
Jun 10, 2023•20 min
Because personal finance isn’t taught in school, when it comes to money, we turn to the source for all of our answers to the questions that don’t get discussed in the classroom: our parents. This has been on Money Rehabber Reyna’s mind. Today, Nicole invites her on the show to give her advice on raising money-minded kids. PS: you too can get your answer questioned on Money Rehab— and we can keep you anonymous, if that's your jam! Send us your burning questions here: https://forms.gle/A4DEc52uYCx...
Jun 09, 2023•31 min
We'll be honest, we have some bad news: gas prices are going to jump in July. Nicole explains the change, and how— despite the price hikes— you can save at the pump.
Jun 08, 2023•8 min
Flood insurance. It sounds super boring and a "not now" issue, but it's actually a huge deal that could f*ck you over. Nicole explains how floods are simultaneously getting more common and harder to insure. Plus, Nicole breaks down the latest on Pride backlash and what student loan borrowers need to get in order before August.
Jun 07, 2023•12 min
The SEC is suing Binance, the world’s largest crypto exchange, and the company’s CEO Changpeng Zhao for 13 different securities violations. Nicole unpacks Binance's sketchy behavior, what outcomes the SEC is hoping for, and how crypto prices have been— and will continue to be— affected. For the Told Ya So moments: https://moneynewsnetwork.com/shop/crypto-bro-crop-hoodie/
Jun 06, 2023•9 min
It sounds extremely counterintuitive, but pro investors root for market downturns. In the second part of their conversation, Nicole and Josh Brown (The Reformed Broker) explain why. Plus, Nicole and Josh unpack where the big investing opportunities are right now, whether we're in a recession and Josh's favorite resources for learning investing strategy.
Jun 05, 2023•22 min
Originally aired 10.22.21 Nicole got a weird email, and that’s all the details you're going to get. You’ll have to listen to get the full story… and it’s a doozy.
Jun 04, 2023•24 min
Originally aired 6.2.21 Melissa Ben-Ishay tells Nicole Baked by Melissa’s whirlwind origin story, her tips on building a team, and how she learned the language of business.
Jun 03, 2023•21 min
When the term “personal brand” first entered the zeitgeist, people were stoked to talk about it—but the conversation went sour because, let's be honest, the phrase got overused by people with cheesy personal brands. And that's a real shame because thinking about your "personal brand" is a tool that can help you leapfrog in your career. This Help Wanted episode is proof - and Money Rehabbers have to hear it. When Nicole and Entrepreneur Magazine editor in chief Jason Feifer get a listener-submitt...
Jun 01, 2023•38 min
Nicole gives her weekly pulse check on Wall Street. Today: the complicated story of America's household savings. By some metrics, the average American net worth is on the rise. But on the other side of the coin, we're facing an uphill battle. So, what's the real story? Nicole explains.
May 31, 2023•12 min
On Sunday night, Speaker of the House Kevin McCarthy revealed a 99-page debt deal that would stop the U.S. from defaulting on its debt and raise the debt ceiling. The people who will be impacted most from this proposed agreement are people who have student loan debt, who are on food assistance programs, and mama earth. Nicole explains the new debt deal and the biggest implications. The next President will have to address the debt ceiling question yet again, so make sure that person represents yo...
May 30, 2023•13 min
Originally aired 5.24.21 A dream mentorship is hard to come by - especially when you’re cold emailing someone who’s successful and in-demand. But one brilliant listener not only caught Nicole’s eye after slipping into her DMs asking about mentorship… she also got a YES. If you’ve ever had the urge to contact your heroes and ask for a slice of their time, use listener Andrea’s tactics to get an enthusiastic response… and never, under ANY circumstances, use the phrase ‘pick your brain’.
May 29, 2023•12 min
Originally aired 10.19.21 Today’s Money Rehabbers (AKA the best couple ever) have had some good news in the money department lately. Their bank account is more full than it’s ever been, and they want to make sure they make smart decisions to make the most of it. Today, Nicole jumps in to help.
May 28, 2023•28 min
Originally aired 11.10.21 Today Nicole sits down with Robert Rooks, CEO of REFORM Alliance, an organization that aims to transform probation and parole by changing laws, systems and culture to create real pathways to work and wellbeing. Nicole and Robert talk about the current problems with the justice system, and how the financial repercussions of these problems affect us all. To learn more about REFORM, click here: https://reformalliance.com/actions/
May 27, 2023•20 min
Originally aired 9.16.21 In the financial justice system, money-related crimes are considered especially heinous. In Lapin Land, the dedicated Rehabbers who investigate these financial fibs are members of an elite squad known as the Money Rehab Court. These are their stories. DUM-DUM!
May 26, 2023•25 min
Nicole shares the biggest bargains to look out for this weekend, plus one cautionary tale.
May 25, 2023•7 min
Nicole gives her weekly pulse check on Wall Street. Today: SLUGs (but not the slimy kind), the confusing story on car pricing trends and, dare we say, good inflation news.
May 24, 2023•13 min
Today, Nicole gives you a way to fight back against a system that’s typically set-up against you: lending. Along the way, she shares insights from a recent conversation with Scott Sanborn, the CEO of LendingClub, who shares Nicole's passion for making lending more equitable. Nicole and Scott unpack who gets hurt in traditional systems of lending, how to use credit as a tool and "good debt."
May 23, 2023•17 min
Today, Nicole hands over the mic to money experts Jannese and Austin, who host the show “Mind the Business: Small Business Success Stories." In this episode of "Mind the Business," Austin and Jannese unpack how fellow biz owners can manage their finances, track cash flows and choose the best business accounts.
May 22, 2023•34 min
Originally aired 8.24.2021 A lot of financial experts target money advice to people who have money. But what if you don’t? Today, a Money Rehabber asks Nicole for the type of financial advice that doesn’t cost a dime.
May 21, 2023•15 min
Originally aired 1/20/22 Nicole’s said it before and she’s here to say it again: your most important asset isn’t money, it’s not even Dogecoin, it’s time. The good news is that if you’re in your twenties, you’re rich in time—but you’re going to need to use it wisely. Today’s episode, you’ll learn how to do exactly that.
May 20, 2023•9 min
Whether it’s because of the seemingly never-ending round of layoffs, the looming debt ceiling or just the general uncertainty of the future, the current economic situation has many of us worried about money. Today, Nicole shares five tips to make yourself feel better on the hard days.
May 19, 2023•10 min
Picture this: you come face-to-face with someone who really wronged you... what do you do? This happened recently to editor in chief of Entrepreneur Magazine, Jason Feifer— and how he handled it had Nicole shook. Today, Nicole shares this story, as told in her podcast with Jason, Help Wanted. Jason and Nicole have different approaches to confrontation, but they agree on the best mechanism to achieve closure after someone does you wrong. Today, they pass it on to you. Don't miss an episode! Subsc...
May 18, 2023•30 min
Nicole gives her weekly roundup of headlines that affect you and your finances. On deck today: what do Twitter, Activation Blizzard and Vice have in common? We'll give you a hint: it's not most likely to succeed...
May 17, 2023•10 min
You know the old cliche “there’s no such thing as bad press?" Well, that’s easy enough to say, but it’s another thing to live it. Just ask Kara Alloway. Kara was brought onto the show The Real Housewives of Toronto, and quickly became the villain. Or, as she says, the anti-hero (cue Taylor Swift). Today, Kara tells Nicole how she got cast in this villain role, how it affected her, and how she looks back on it now. Here's how you can pre-order Most Hated: https://karaalloway.com/most-hated/
May 16, 2023•37 min
Treasury Secretary Janet Yellen says that the U.S. government could default on its loans as early as June 1st, if an agreement on the debt ceiling isn't reached in Congress. If the debt ceiling isn't raised, we'd likely face a government shutdown. Today, Nicole explains what a government shutdown would mean for your finances, and how you should prepare.
May 15, 2023•11 min
Originally Aired 7.1.22 Influencing can be a lucrative and worthwhile venture, but in the case of mom-fluencers, it gets a little more complicated. Parenting content can be educational, aspirational and empowering. But what happens when your kid becomes a stream of income? Nicole talks about the good, the bad, and the ugly of mom-fluencers with Jo Piazza, author and host of the amazing podcast that covers this industry, Under the Influence. To listen to Jo’s stellar podcast Under the Influence, ...
May 14, 2023•28 min