Living Without Credit Cards Pt3

#20: Living Without Credit Cards takes more than just a pair of scissors and going cold turkey. This episode walks us through Step #3 to wean us off our dependency on plastic. Here is a recap of the steps so far: Step 1 - Take your cards out of your wallet and put cash in your wallet instead. Step 2 - Delete credit card numbers from your online accounts and use BillPay for online payments. Step 3 - Freeze your credit card accounts from any further charges and use the money you have been saving to build up your emergency fund. For more information, visit the show notes at