#111: From ELP to El Machete, Andres Gutierrez is the voice of Financial Peace for the Hispanic community. Andres has been helping people with their finances for the past decade but it wasn't until 2009 that he became "The Hispanic Dave Ramsey" with his own syndicated radio show and a 6 DVD series that teaches Financial Peace [...] The post appeared first on .
#110: What are the top 10 financial products debt free people must have? Over the past 50 years our society has invented thousands of financial products: Credit cards, hedge funds, and the inappropriately named "FreeCreditReport.com". The most marketed category of products today, the ones we are the most familiar with and are told we can't live [See More at
#109: Dave Ramsey Tweeted "Saving 100 dollars per month from age 25 to age 65 at 12 percent growth will turn into 1.176 million dollars This Tweet caused a lot of uproar in the financial community. To get to the bottom of this OG from the Stacking Benjamins podcast shares his thoughts about: Average equity returns [...] The post appeared first on .
#108: Do you know how much you should have in an Emergency Fund? Dave Ramsey recommends having a 3 to 6 month worth of liquid savings in case the unthinkable were to happen. Serious illness, sudden loss of income, or expensive unpredictable events can take anyone by surprise. Having thousands of dollars in savings could convert [...] The post appeared first on .
#107: Get it while it's hot! Banks and lenders are offering to sell us money everywhere – and they are telling us it’s cheap! The marketing around selling debt is more prevalent than ever before. Try turning on the TV or driving down the road without hearing an ad or seeing an billboard for a debt product – you’ll never make it. For more information, visit the show notes at
#106: Have you ever had one of those weeks when everything went wrong? I’m having one and it might just cause me to pay for my speeding ticket with emergency savings. This week's mishaps: Our stupid backyard fence needed repair My laptop battery stopped working I got me a speeding ticket! The post appeared first on .
#105: We bought my wife's last vehicle from the Joneses. You've heard of the Joneses. They have all the freshest gadgets, the most fashionable clothes, and drive the newest vehicles. You can get an excellent bargain if you buy your next car from the Joneses without getting a lemon or ruining your finances. Buy your next [...] The post appeared first on .
#104: Gregg Murset, Founder and CEO of MyJobChart.com, believes teaching children early and often is the best way for them to learn how money really works. He should know, he has six children between the ages of 5 and 15! Teaching Kids About Work And [...] The post appeared first on .
#103: Car payments, mortgage interest deductions, the morality of money, and who has control of your money: This episode addresses these popular financial topics and we give you a new perspective. Today's show is brought to you from Jon White, my pal and comrade from JW's Financial Coaching. He is all about giving you a new [...] The post appeared first on .
#102: Many people can get by without ever doing a budget. Do you qualify as a person that doesn't have to go through this seemingly painful process? The Rich (Financially Independent) Thomas Stanley wrote a book called The Millionaire Next Door. He interviewed millionaires and high income earners. One of the observations he made was a [...] The post appeared first on .
#101: Have you ever considered where money came from? The basics of all things finance lays in the concept of a centralized currency with variable purchase power. The great news is that it's a very simple subject, but it has morphed into this horrible set of non-tangible products that are being marketed to you day after [...] The post appeared first on .
#100!!! Timm Etters joins me in sharing listener's inspirational stories and quotes in the 100th episode of the MoneyPlan SOS podcast! I also share one of the inspirational people in my life, my best friend Timm. For more about Timm Etters go to the end of this post. Inspirational Quotes from listeners Tony Dungee: "It's about the journey, [...] The post appeared first on .
#99: UPDATE! Ready for Zero has retired, but the idea they put forth changed my mind about the Debt Avalanche. Ben from Ready For Zero (now owned by Avant) joins me in a conversation about the #1 reason a Debt Avalanche method could actually work better than the Debt Snowball. For more details, visit
#98: Erin Lantz from Zillow.com joins me to share ways to avoid lending pitfalls that can prevent you from buying a house. More information can be found at
#97: How much does someone's past affect your relationship? Do you see someone's past failures as a problem or see them as exercises for personal growth? What if that failure was an addiction? Would you make the same decision Mandy did? Blogger, mother of three, and wife of an ambitious man Mandy Knight is a mom, [...] The post appeared first on .
#96: There is a direct correlation between Personal Finance and Physical Fitness. Currency and calories, consumerism and consumption - they all affect how rich and fit we will become. For more information, visit the show notes at
#95: Purchases are more expensive when we use credit cards. A proposed change to Visa and MasterCard regulations may remove restrictions on vendors and businesses - allowing them to add a surcharge fee when customers pay with a credit card. This fee has always been there, we just never noticed it before. I also share steps you need to take to ensure you are a responsible Debit card user. For more information, visit
#94: Today I break down the tax return Form-1040 into sections to help us better understand what we need - and why we need it. Income tax returns can be difficult. Breaking the 1040 down into sections helped me to understand it better. For full show notes, visit
#93: Congress averted the Fiscal Cliff. Or did they? Effective with the first payroll of 2013, there are a number of changes to paychecks for employees. The American Taxpayer Relief Act of 2012 (“Relief Act”) was passed by the United States Congress on January 1, 2013, and includes several changes ... For more information, visit
#92: Jon White shares a story of how someone gave really bad financial advice to a young couple. You can read his post here: He and I agree, there is a lot of advice out there that will lead you to make bad decisions with your money. Jon and I talk about How Financial Coaching is [...] For more, visit
#91: Financial Soldier, Jeff Rose, is starting another movement. He is leading the Debt Squad into a battle with debt and we are taking no prisoners. In this interview he shares how he came up with the idea, the goal, and what he expects will happen in the next 90 days. The Debt Movement [...] For more information, visit the show notes at
#90: Putting money into a 401k is a smart tax-saving money move. The Government allows us to sock away up to $17,000 of our hard-earned pay and not pay income tax on it (up to $17,500 in 2013). The money in the account grows without making you pay taxes like a regular investment-type account would, you [...] Read more about how a 401(k) works at
#89: Certified Financial Planner and IRS Enrolled Agent, Jim Blankenship, is the owner and author of FinancialDucksInARow.com, a blog that focuses on taxes, retirement planning, and Social Security. He saw the savings rates as being too low to enable Americans to retire when they wanted to or that they didn't have enough when they needed. Want to learn more? Visit
#88: ONLY 38 MONTHS LEFT ON OUR MORTGAGE! What happens when I throw a little bit extra every month towards the principal? The scales tip towards our debt free date, that's what! UPDATE: We paid off our house in December 2015. For more information, visit the show notes at
#87: What is the best thing to do with a Christmas Bonus? It depends on your current financial situation. There are only three things you can do with money: Spend it, save it or give it - and we need to do a little of all three. In this episode, I use the example of a $10,000 bonus check. For more information, visit the show notes at
#86: Interview with a YNAB super-user You Need A Budget, an incredibly flexible and easy-to-use software application, started as an excel spreadsheet. Steve Mudie remembers those days as he started using it back in the early days of YNAB. After filing for bankruptcy, Steve Mudie discovered Dave Ramsey. He realized the importance of keeping to a [...] For more information, visit the show notes at
#85: Professional Organizer Diana Luetkemeyer joins us again to share tips on how to have a stress free holiday. How do we handle the added responsibilities during the holiday season? Write down your favorite 3 holiday tasks Write down least favorite 3 holiday tasks Delegate least favorite to others (hire someone or ask family to help) The post appeared first on MoneyPlanSOS.com
#84: Joe Saul-Sehy is a recovering Financial Planner. Currently, he is the co-host of the 2 Guys and Your Money podcast, COO & chief bottle washer at TheFreeFinancialAdvisor.com, and was the Channel 7 WXYZ-TV "Money Man" in a previous life. He joins us today to talk about Financial Advisors and Compliance. For more details, visit
#83: We don't give simply to save on taxes - that would be silly. At the center of our spirit is this reason to give: Just because we want to. For more information, visit the show notes at
#82: Negotiation is a strategic communication process to get a deal done or solve a problem. Dave Hilton joins us to talk negotiation skills and how to deal with conflict. For more information, visit
