Travis Hornsby is the founder of StudentLoanPlanner - a website and community where thousands of people are saving millions of dollars in student loan interest payments. Travis’s passion for this started when his physician wife was facing massive amounts of student loan debt and he started researching the most efficient ways to pay them off and how to take advantage of the programs the government has available (but forgets to tell us about). Since starting Student Loan Planner in 2016, Travis ha...
Sep 27, 2018•36 min•Ep. 113
In the blogging world, Jim Wang is one of the early pioneers turned blogging legend. As a software engineer in 2005, Jim started blogging about how he set up his monthly budget, how he opened a retirement account, where he shopped for deals, and how he managed his everyday money. It was his hobby. Something he did on nights and weekends as a way for him to document everything he was doing financially while fulfilling a need for a hobby. His blog never made any money in the beginning because he w...
Sep 20, 2018•37 min•Ep. 112
We get emails all the time about people wondering how to start their own blogs and how to make money from a blog. The first thing I will tell them is it is definitely not a get-rich-quick business, it takes a ton of effort and a little bit (or a lot) of time. Truth-be-told, I started Money Peach in March 2015 and didn’t see any revenue at all until December of that same year. I would imagine I put in close to 1,000 hours of blogging...not a great hourly rate in the beginning, right?! Now, I defi...
Sep 13, 2018•30 min•Ep. 111
Author, speaker, entrepreneur and money-behavior expert Darryl Lyons is on the show today to talk to the middle class about our behavior with money. If you’re not on food stamps or you’re not vacationing on your yacht, then you and I both would be considered the middle class...and we have unique challenges. All of us our continually hyper-marketed to on a daily basis to get us to spend our money on “stuff” right now and putting off any kind of delayed gratification. Think about our credit cards,...
Sep 06, 2018•32 min•Ep. 110
Steve Valentine is a third generation real estate entrepreneur. From his start in the late 1990s, Steve created a real estate empire when the market was hot, everyone with a license could sell a home, and it almost felt like printing money. Bill Gates was right when he said “Success is a Horrible Teacher” - this is exactly what happened to Steve. Things were going great, success seemed to be everywhere, and the business was becoming easier by the day. That was until 2008. In a blink of an eye, t...
Aug 23, 2018•33 min•Ep. 108
JV Ortiz is the founder of Six Figure Sneakerhead and he’s coming on the show to talk about an entire world I never knew about - the world of flipping sneakers. Just like people who flip cars, flip houses, or buy and sell any kind of valuable goods, there is a fast growing demand for tennis shoes and the amount of money people are willing to pay for them is insane….well, actually it’s amazing :) Within the first 6 months of starting his shoe-flipping business, JV was able to create a comfortable...
Aug 16, 2018•25 min•Ep. 107
Chris Prefontaine comes on the show to break down how to get 3 separate paydays as a real estate investor while using the strategy of facilitating a lease to own property. Together Chris and I break down how it works and why he has had so much success with creating three unique revenue streams. Chris will also explain why he will match his way of doing real estate against any other model and why his will always outperform the others. Yes, this may sound confusing at first but you can guarantee I...
Aug 09, 2018•42 min•Ep. 106
Today is a replay of the most popular and most listened to episode of the past 104 episodes of the Money Peach Podcast. My guest is John Gaston from Episode 38 back in April 2017. John is a close friend of mine, an extremely successful entrepreneur, and was able to retire at age 34. John is also my one-on-one mentor when it comes to my building own business and over the past few years John has shared a lot with me and I've begged him to come on the podcast to share his incredible story. John is ...
Aug 02, 2018•1 hr 2 min•Ep. 105
Up until recently, real estate investing was only an option for the top 1% income earner - meaning the average Joe investor had to overcome a steep price tag to cross the barrier of entry into real estate investing. Those days are now officially over. My guest on the show is Craig Cecilia, real estate investor, expert crowdfunder, and founder of Diversyfund. I asked Craig to come on the show to discuss how crowdfunding works, why it’s so accessible for everyone, and how technology is making it e...
Jul 26, 2018•32 min•Ep. 104
Pam Andrews is a College Admissions Coach and Scholarship Strategist, but more importantly she helped her son earn over $700,000 in scholarship money to pay for both undergraduate and graduate school! This is $700,000 in money that her son WILL NOT have to pay back in the form of student loans. How did she do it? This is exactly why I asked Pam to come on the show. As a parent of two kids and the 5% inflation rate for college tuition, I needed to know EXACTLY how her son was able to get that kin...
Jul 19, 2018•37 min•Ep. 103
You have probably seen the numerous different sites offering to get you out of your timeshare, right? The first rule is this: if it sounds too good to be true, then it probably is too good to be true. Which is why I interviewed timeshare exit expert, Gordon Newton, to explain how these timeshare exit scams work and what you need to be aware of. Some of the topics Gordon and I touch on: • Why timeshares are so hard to get out of • How to avoid high-pressure selling from timeshare companies • How ...
Jul 12, 2018•31 min•Ep. 102
Financial planning shouldn’t just be for the uber wealthy. Chris Hutchins is coming on the show to talk about the problem we are beginning to face when it comes to getting professional financial planning advice: the cost. A financial plan takes time to complete and that time costs $2,500 on average...and all that gets you is a one-time plan. In addition, our lives have changed over the past few decades and fewer people are working a 30-year career, retiring with a pension, and then living happil...
Jul 05, 2018•37 min•Ep. 101
Today I am not bringing on a guest and we are taking a week away from talking about money. Instead, we are shifting to talk about the one thing I feel everyone needs in their lives at any stage of life: A Mastermind. What the heck is a Mastermind? To make it as simple as possible: a Mastermind group is a group of 5-7 people who get together on a regular basis to work towards individual goals within the group, while using the group and a vehicle for achieving the highest level of success in whate...
Jun 28, 2018•37 min•Ep. 100
Co-founder and CEO of Blooom, Chris Costello, on the show today to talk about your 401(k), 401(a), 403(b), 457 or TSP. Chris spent his entire life in the financial advising world and now he’s blowing the whistle on the crap that he says has been going on for way too long. He’s talking about the outrageous fees, the terms no one understands (or is supposed to understand), and the ridiculous amount of greed the folks from Wall Street posses when handling your retirement funds. In 2013, he founded ...
Jun 21, 2018•56 min•Ep. 99
Michelle was completely normal….and it sucked. She lived the American Dream and attended college with the false belief that everyone graduates college, gets a 6-figure job, and lives happily ever after. Except….it didn’t work out that way. Instead, Michelle graduated college with $50k worth of student loan debt. Instead of landing a 6-figure salary, she lands a job making $25k per year while living in New York City. Then she had to move in with her parents and things started going from hopeful t...
Jun 14, 2018•32 min•Ep. 98
My guest on the show today is Mark Podolsky, AKA “The Land Geek” Mark is an expert in land….which may sound pretty boring until you understand how much he is making by buying and holding onto land. Mark is going to explain to us why he believes the best form of passive income is through raw land right here in the United States and how you don’t need thousands of dollars to get started. In fact, Mark has done over 5,500 land deals and the very first one started with only a few hundred dollars! He...
Jun 07, 2018•41 min•Ep. 97
I am bringing my friend Carrie Olsen onto the show to talk about her very unique career she has created for herself as a voiceover actress. Fun Fact: When I met Carrie she was traveling across the United States with her husband and newborn in a motorhome and made a pit stop in Phoenix. At that time she had turned the RV shower into a recording booth and she was working as a voiceover actress on the road! Carrie has worked extremely hard to get to where she is today, but she also believes anyone ...
May 31, 2018•33 min•Ep. 96
The founder and CEO of Lenda comes on the show to share how his company is fixing the broken mortgage system. If you have gone through the process of getting a loan or going through a re-fi, you know first-hand the process is absolutely ridiculous, takes way too long, and is about as confusing as possible. The truth is: it’s designed this way. The less you understand, the more you will pay. Jason comes on the show and explains how he started off inside the mortgage industry and quickly realized ...
May 24, 2018•55 min•Ep. 95
Over 70% of students will leave college with over $32,000 in student loan debt. This means roughly one in seven people you know in the United States has a student loan and the total student loan debt is now over $44 million as a country. This sucks. But what if there was someone out there promising you can attend a good school, get your degree, and walk away without a penny in student loan debt? Meet Jordan Hall. Jordan is my guest on the show today to explain just how to do it. Jordan is a lawy...
May 17, 2018•38 min•Ep. 94
Kiné Corder is a best-seller author, international speaker, and a psychotherapist that specializes in financial therapy. While working with Morgan Stanley, she saw that couples needed help with more than just the numbers. They experienced trauma and anxiety associated with money that blocked their happiness. She started Presidential Lifestyle; a wellness company focused on wealth in all of its forms. We help couples become a winning team in love, life and money. Before financial services, she wa...
May 10, 2018•39 min•Ep. 93
Jordan Goodman is a rockstar. You may have heard of him as America’s Money Answers Man and seen him as a regular CNN, Fox Business and radio segments across the country. Jordan is referred to as the answers man because of his expertise on all things money, but I wanted him to come on the show for one reason and one reason only: The Equity Optimization Strategy Jordan walks us through step-by-step how to pay down your 30-year mortgage in as little as 5-7 years using a HELOC. Now, I am sure you’re...
May 03, 2018•42 min•Ep. 92
I am beyond excited to have the founder Investor Junkie come on the show to share the ins and out on the different investment strategies we all have available to us. We break down the differences between robo-advisors vs your traditional advisors, the top micro-savings apps, passive real estate investing and even dive into peer to peer lending. On a side note, much of the research we do on Money Peach for investing advice starts with Investor Junkie. The reason why we choose them over the other ...
Apr 26, 2018•31 min•Ep. 91
Did you know there are basically four different budgeting techniques to use with the everyday money. They are: the cash envelope system, the survival budget, the balanced money formula and the budget burn down. If you’ve been a long-time listener, you know I am huge fan of the cash envelope system when you’re first getting started with forming a plan for your money. However, this doesn’t mean it’s a budgeting technique you have to develop and use forever. This week Jeff Whelpley, the co-founder ...
Apr 19, 2018•38 min•Ep. 90
We are taking the week off, but bringing back the interview with George Laughton. George and his wife Jennifer started the Laughton Team in 2007 and have steadily climbed to become one of the top real estate agents in the entire United States. In fact, George is not only a top 1% real estate agent across the country, but he was also the youngest person to ever be inducted into the RE/MAX Hall of Fame. With that said, I didn’t want to bring George on the show to talk about his success, but rather...
Apr 12, 2018•46 min•Ep. 89
Michael Dinich from YourMoneyGeek.com is coming on the show to talk about one of the most hated topics when it comes to your money: INSURANCE Michael is an expert in the health insurance world and I asked him to come on the show to explain how insurance works in and to please explain it in terms we can all understand. By the way, did you know the #1 cause of bankruptcy today is directly related to medical debt? And if you think about it, what has become one of the largest expenses inside the mon...
Apr 05, 2018•28 min•Ep. 88
Mary Wheeler shares her incredible story of how she paid off $30,000 worth of debt in only 96 days. Yes, you read correctly - ninety-six days. Meet Mary Wheeler - founder of Abundant Wealth Solutions and a financial coach helping people destroy their student loan debt so they can create their own gateway towards REAL financial freedom. Just like many of us, Mary didn’t start off a financial rockstar. She shares how she grew up in the projects of Mississippi and always had to struggle to simply g...
Mar 29, 2018•27 min•Ep. 87
Fellow blogger and founder of Millennial Money Man, Bobby Hoyt has a lot in common with me. We both paid off quite a bit of debt in a very short amount of time, and we both did it the same way - with SACRIFICE. However, one of the main things we both completely agree on is how much we both value our mentors. Bobby shares how and where he met his mentor and how his life and business have completely transformed since they started working together. I chime in quite a bit on the conversation because...
Mar 22, 2018•36 min•Ep. 86
We are taking the week off of recording and wanted share a REPLAY of one of our favorite and most popular episodes from the podcast - my interview with Rich Habits Author, Tom Corley. In 2013, I was listening to the Dave Ramsey Show on the radio when he brought up an incredible book called Rich Habits by author Tom Corley. After hearing about the book, and then listening to the interview with Mr. Corley, I immediately purchased the book and finished it that evening. The Rich Habits were so power...
Mar 15, 2018•53 min•Ep. 85
Erin Chase, founder of 5DollarDinners.com has helped thousands of people save a ton of money on the one thing we all overspend on every month: FOOD. Erin is now the leader in the space of meal-prepping on a budget and has been featured on talk shows such as Rachel Ray, the Today Show, Fox & Friends and The View. What you will quickly find in our interview is Erin is different and in a good way. She truly does care about people making an impact on their health and their budget by staying away...
Mar 08, 2018•38 min•Ep. 84
Sam Shultz and Ramy Serageldin, co-founders of HoneyFi - the latest fintech app helping spouses get the other spouse on board with the money are here to talk about your partner and your money. Whether you’re dating, newlyweds or getting ready to toast 25 years of marriage, you’ll want to check out what these two relationship and money experts have to say on: Top Question: Does everything have to be an open book with the money? The Main Event: Should couples manage money together or separately? O...
Mar 01, 2018•38 min•Ep. 83